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All Journal An-Nisbah: Jurnal Ekonomi Syariah Al-Ihkam: Jurnal Hukum dan Pranata Sosial DERIVATIF AL QUDS : Jurnal Studi Alquran dan Hadis NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Jurnal Ilmiah Bina Bahasa Jurnal Ilmiah Edunomika (JIE) Jurnal Asy-Syukriyyah Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah Jurnal Arastirma Bima Journal : Business, Management and Accounting Journal J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Jurnal Fokus Manajemen Mutlaqah: Jurnal Kajian Ekonomi Syariah Journal of Coaching and Sports Science Jurnal Hukum Ekonomi Syariah : AICONOMIA Borneo Islamic Finance and Economics Journal (BIFEJ) Imara: Jurnal Riset Ekonomi Islam Sharia Economic and Management Business Journal (SEMBJ) Kenduri: Jurnal Pengabdian Dan Pemberdayaan Masyarakat Jurnal Asy-Syukriyyah An-Nisbah: Jurnal Ekonomi Syariah Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Journal of Visionary Sharia Economy (JOVISHE) Madania: Jurnal Kajian Keislaman BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Qiyas : Jurnal Hukum Islam dan Peradilan
Asnaini Asnaini, Asnaini
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Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Pola Konsumsi Hajiyyah dan Tahsiniyyah Civitas Akademika Universitas Islam Negeri Fatmawati Sukarno Bengkulu Hidayat, Rahmat; Asnaini, Asnaini
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 1 (2025): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v10i1.7145

Abstract

Tujuan penelitian ini adalah untuk mengetahui 1) pola konsumsi hajiyyah dan tahsiniyyah, 2) faktor-fakor yang mempengaruhi pola konsumsi hajiyyah dan tahsiniyyah, 3) penerapan pola konsumsi hajiyyah dan tahsiniyyah pada civitas akademika Universitas Islam Negeri Fatmawati Sukarno Bengkulu. Metode penelitian yang digunakan adalah kualitatif. Informan penelitian adalah tenaga pendidik (Dosen) sebanyak 20 orang yang ada di Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Fatmawati Sukarno Bengkulu. Teknik pengumpulan data yang digunakan adalah observasi, wawancara dan dokumentasi. Teknik Analisa data menggunakan tahapan Miles dan Hubarman yaitu: data reduction (reduksi data), data display (penyajian data), data verification (verifikasi data). Hasil penelitian menunjukkan bahwa 1) pola konsumsi yang dilakukan pada civitas akademika Universitas Islam Negeri Fatmawati Sukarno Bengkulu menerapkan pola konsumsi Hajiiyah; 2) Faktor-faktor yang mempengaruhi pola konsumsi tersebut adalah faktor kekayaan (pendapatan), sikap hemat dan keadaan perekonomian. Penerapan pola konsumsinya sudah sesuai dengan prinsip-prinsip konsumsi dalam Islam.
Mengukur Kesiapan Sumber Daya Manusia Institut Agama Islam Negeri Menuju Universitas Islam Negeri Asnaini, Asnaini; Abdullah, Irwan; Fatimah, Fatimah; Novitasari, Riri
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v7i2.2858

Abstract

The transfer of the status of Islamic religious universities has the aim that Islamic education has breadth in developing general science based on Islamic science. Among practitioners and activists, this is known as scientific integration. In addition, transformation (alih status) has a very significant impact on all sides. Especially human resources, the main thing is lecturers. This study analyzed the readiness of lecturers' human resources at I.A.I.N. Bengkulu. This study used primary and secondary data—mapping and analyzing the real data of lecturers both in quantity and quality. The results showed that I.A.I.N. Bengkulu has lecturers who are lacking in quantity and low in quality. To solve this problem, UIN FAS Bengkulu must have a roadmap for developing lecturer competencies. The roadmap is structured correctly and done consistently. During the first five years, I.A.I.N. Bengkulu became UIN FAS Bengkulu was strongly encouraged to focus on the development of lecturers and returned to be carried out consistently for the next five years. If it is not done, it will have an impact on the development of the institution in the next ten years. 
Pengelolaan Zakat Oleh Negara-Badan Amil Zakat (BAZ) (Studi Terhadap Sikap Muzakki di Kota Bengkulu) Asnaini, Asnaini
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 2, No 1 (2017): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v2i1.1579

Abstract

Attitudes are important and often affect a person's behavior. Therefore understanding one's attitude can help understand and predict their behavior in everyday life. This study aims to analyze the attitude of muzakki towards the management of zakat by the BAZNAS. This is because knowing the attitude of muzakki in paying zakat is very important to make efforts so that the community will increasingly care for BAZ and want to use it in distributing their zakat. Based on the results of the study using proportion tests showed that the majority of muzakki in Bengkulu City were negative towards the management of zakat by the Baznas.
PENGARUH PROFITABILITAS DAN NILAI PASAR TERHADAP HARGA SAHAM SYARIAH PADA PERUSAHAAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX (JII) TAHUN 2011-2013 Asnaini, Asnaini; Elvira, Rini; Yuningsih, Ayu
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 2 (2016): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v1i2.876

Abstract

This research aimed to investigate the effect of profitability ratio (ROA,ROE) and market value ratio (EPS) on sharia stock price at companies listed in Jakarta Islamic Index (JII). This research was applied research which is assosiative quantitative. The population of this research was all of companies listed in Jakarta Islamic Index (JII) in 2011-2013 period. In selecting the sample was done by purposive sampling technique. The number of samples were 24 companies listed in Jakarta Islamic Index (JII) within 3 years a row. This research used multiple regression linier techniques in hypothesis testing. Research result showed that Return On Assets (ROA), Return On Equity (ROE), and Earning Per Share (EPS) simultaneously have a possitive and significant effect on sharia stock price. While, the effect was partially different, Return On Assets (ROA) and Return On Equity (ROE) had not possitive and significant effect on sharia stock price. While Earning Per Share (EPS) has possitive and significant effect on sharia stock price.Key Words:  Sharia Stock, Sharia Stock Price, ROA, ROE, EPS
Faktor Perilaku Investor Millenial Dalam Transaksi Saham di Pasar Modal Hartini, Kustin; Asnaini, Asnaini
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 1 (2024)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v10i1.2383

Abstract

This study aims to determine the factors that shape the behavior of millennial investors in stock transactions in the Capital Market. This type of research is quantitative using an exploratory quantitative approach. The data analysis technique in this study used exploratory factor analysis using the JASP (Jeffrey's Amazing Statistics Program) application. The population of this study are investors who are members of a securities company in Bengkulu Province. The sample selection used purposive sampling method. The results of the analysis of the forming factors of millennial investors in stock transactions are determined by the 4 factors that shape them from the 25 indicators used. Factor one, with its constituent indicators there are 9 factors out of 25 indicators used. Factor two, from the results of the second factor research was formed by 9 indicators of the 25 indicators used. Factor three is formed from 4 indicators, with indicators that form it. Factor four, there are 6 indicators that form from 25 indicators. The four factors formed show rational factors, irrational factors, psychological factors as well as religious factors which determine millennial investors in stock transactions on the capital market. The factors that become investors' preferences in choosing shares are not only rational, irrational and also psychological factors, but religiosity factors are also taken into consideration in decision making and this is a consideration for issuers in their annual reports to be able to reveal their religiosity values.
TINDAK TUTUR ILOKUSI BAHASA IKLAN PRODUK PADA MEDIA SOSIAL INSTAGRAM SHIREEN SUNGKAR Asnaini, Asnaini; Sari, Ayu Puspita Indah
Jurnal Ilmiah Bina Bahasa Vol 16 No 2 (2023): Jurnal Ilmiah Bina Bahasa
Publisher : Direktorat Riset dan Pengabdian kepada Masyarakat, Universitas Bina Darma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33557/binabahasa.v16i2.2932

Abstract

Abstract: This research aims to describe how the illocutionary speech acts of advertising language on Shireen Sungkar's Instagram social media. This research is a type of qualitative research using Rusminto's theory (2009). The data collected in this study used observation techniques and recording techniques. The source of the data is from Shireen Sungkar's Instagram social media in the form of videos in Shireen Sungkar's Instagram channel. The data of this research uses speech in Shireen Sungkar's instagram advertisements taken in the video of Shireen Sungkar's instagram social media. The analysis techniques used by researchers in this study are (1) transcribing existing data (2) classifying data (3) grouping according to forms of speech acts (4) analyzing data (5) concluding research results. Based on the data and discussion, the researcher obtained and found that the advertising speech in Shireen Sungkar's Instagram video used illocutionary speech acts as much as 6 data. The illocutionary speech acts found are assertive, directive, commissive, and expressive consisting of 1 assertive illocutionary speech act, 3 directive illocutionary speech acts, 1 commissive illocutionary speech act, and 1 expressive speech act. The illocutionary speech acts of advertising language on Shireen Sungkar's Instagram social media products become a medium in promoting product results to be very effective. Keywords: Speech, Illocutionary Acts of Speech, Instagram Shireen Sungkar.
Penolakan Konsep Time Value of Money dalam Ekonomi Islam untuk Menjaga Pertumbuhan Ekonomi Tetap Produktif Asnaini, Asnaini; B, Idwal; Yuningsih, Ayu
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 2 No. 1 (2023): Jurnal Hukum Ekonomi Syariah : AICONOMIA
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v2i1.2631

Abstract

This study aims to reveal that the concept of time value of money in Islamic economics is as a rejection of the practice of interest (usury) or economics that ignores the real sector. The study used qualitative methods of content analysis with secondary data. The results revealed that Islamic economics rejects the concept of time value of money. Money is money, not a commodity. Money should always be positioned as a medium of exchange regardless of changes or additional time. Time cannot be the cause for the increase in the value of money in the past that exists in the present. Additions that are allowed are additional because of both business and social transactions. Additions due to loan contracts that position money as a commodity are strictly prohibited (haram) because they lead to interest (usury) instead of profit (profit). If this happens, it will seriously endanger economic growth. The economy became uncompetitive and the principles in Islamic economics were not fulfilled.
Peran Badan Amil Zakat Nasional (BAZNAS) Provinsi Bengkulu dalam Meningkatkan Perekonomian Masyarakat Melalui Program Z-Mart Puspita sari, Jemi; Asnaini, Asnaini; Pramadeka, Katra
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 4 No. 1 (2025): Aiconomia In press
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v4i1.4942

Abstract

The rise of modern retail market businesses means small scale micro businesses are experiencing a lack of interest. This is due to the limited availability of trading materials for sale and limited capital.  The National Zakat Amil Agency is one of the official zakat management institutions in Indonesia that distributes zakat productively. One of BAZNAS' flagship programs is Z-Mart, which aims to empower mustahik through developing zakat-based retail businesses. This program not only provides business capital assistance, but also training, mentoring and professional business management to the beneficiaries. The aim of this research is to analyze the role of BAZNAS Bengkulu Province in improving the community's economy through the Z-Mart program. This stage includes implementation, distribution of funds and development of the Z-Mart program. Using qualitative descriptive methods, data was collected through observations and interviews with mustahik who received the Z-Mart program and BAZNAS Bengkulu Province in the field of collecting funds and utilizing zakat funds. These findings emphasize the importance of targeted distribution and community empowerment through coaching so that they can be productive and independent. This process cannot be separated from the aim of the Z-Mart program so that the sustainability of mustahik businesses can increase and mustahik become more independent..
Analisis Kinerja Keuangan Pada Perushaan Sektor Ritel Sebelum Dan Sesudah Akuisisi (PT Supra Boga Lestari TBK Tahun 2021-2022) Putriani, Anike; Asnaini, Asnaini; Indra, Yetti Afrida
Jurnal Arastirma Vol. 5 No. 1 (2025): JURNAL ARASTIRMA
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/jaras.v5i1.46986

Abstract

Tujuan. Tujuan penelitian ini adalah untuk menganalisis kinerja keuangan pada Perusahaan Sektor Ritel sebelum dan sesudah Akuisisi PT Supra Boga Lestari Tbk pada tahun 2021-2022. Metode. Pada penelitian ini, peneliti menggunakan metode kuantitatif, dalam hal ini penelitian tidak menggunakan sampel karena penelitian hanya dilakukan pada satu perusahaan, dengan teknik pengumpulan data sekunder yaitu berupa laporan keuangan per triwulan pada tahun 2021-2022, adapun pengukuran kinerja keuangan yang digunakan yaitu berupa Rasio Likuiditias, Rasio Profitabilitas, Rasio Solvabilitas, dan Rasio Aktivitas. Teknik analisis data pada penelitian ini, menggunakan metode pengujian statistik deskriptif, uji normalitas data dan uji beda rata-rata berpasangan dengan menggunakan program SPSS versi 16. Hasil. Dari hasil penelitian dan pembahasan diketahui bahwa terdapat lima rasio keuangan yang diuji pada sebelum dan sesudah akuisisi tidak terdapat perbedaan yang signifikan yaitu Rasio Likuiditas (CR, QR), Rasio Solvabilitas (DTE, DTA), Rasio Profitabilitas (NPM) dan terdapat lima rasio yang diuji sebelum dan sesudah akuisisi memiliki perbedaan signifikan yaitu Rasio Profitabilitas (ROA, ROE, ROI, EPS), Rasio Aktivitas (TATO). Implikasi. Dengan adanya penelitian ini diharapkan dapat membantu untuk penelitian selanjutnya sebagai salah satu bahan literasi yang digunakan dalam menyelesaikan penelitian mengenai analisis kinerja keuangan pada perusahaan sektor ritel sebelum dan sesudah akuisisi.
Analisis Peran Strategis Bank Syariah Indonesia Terhadap Pertumbuhan Ekonomi di Indonesia Pasca Covid-19 Harniati, Resi; Asnaini, Asnaini; Muttaqin, Faisal
JOVISHE : Journal of Visionary Sharia Economy Vol. 1 No. 1 (2022): Edition June 2022
Publisher : Yayasan Lembaga Studi Makwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57255/jovishe.v1i1.78

Abstract

Tujuan penelitian ini adalah untuk mengetahui peran keberadaan Bank Syariah Indonesia (BSI) terhadap ekonomi di Indonesia berdasarkan pada perspektif muamalah yang berkaitan dengan syariah islam serta mengetahui peran strategis yang dilakukan Bank Syariah Indonesia (BSI) dalam mendorong pertumbuhan ekonomi di Indonesia pasca covid-19. Untuk menguji hal ini, peneliti menggunakan metode kualitatif dengan desain studi pustaka (library Research) dengan teknik pengumpulan data sekunder berupa observasi, studi literature dan dokumentasi. Teknik analisis data yang digunakan adalah analisis isi (Content Analysis). Dari hasil penelitian ditemukan bahwa keberadaan bank syariah Indonesia memiliki peranan penting dalam pertumbuhan ekonomi sebagai sektor industri keuangan syariah yang menerapkan prinsip muamalah berdasarkan Al-Quran dan as-sunnah,  dan peran strategis bank syariah Indonesia dalam meningkatkan pertumbuhan ekonomi salah satunya dengan meningkatkan perkembangan pembiayaan modal bagi pelaku usaha khususnya dibidang UMKM untuk meningkatkan aktivitas ekonomi yang berpengaruh pada pertumbuhan ekonomi Negara, untuk meningkatkan pendapatan produk domestik bruto (PDB), mengurangi tingkat kemiskinan dan pengangguran serta menjaga tingkat inflasi yang stabil. Dimana saat itu perekonomian Indonesia melemah di tahun 2020, bahkan seluruh dunia mengalami kesulitan ekonomi yang disebabkan oleh wabah covid-19, virus ini tidak hanya menyerang kesehatan fisik namun juga menyerang kesehatan ekonomi finansial manusia. Abstract The purpose of this study was to determine the role of the Indonesian Sharia Bank (BSI) in the economy in Indonesia based on the muamalah perspective related to Islamic sharia and to find out the strategic role played by the Indonesian Sharia Bank (BSI) in encouraging economic growth in Indonesia post-covid-19.  To test this, researchers used qualitative methods with a library research design with secondary data collection techniques in the form of observation, literature study and documentation.  The data analysis technique used is content analysis.  From the results of the study it was found that the existence of Indonesian Islamic banks has an important role in economic growth as an Islamic financial industry sector that applies muamalah principles based on the Al-Quran and as-sunnah, and the strategic role of Indonesian Islamic banks in increasing economic growth is one of them by increasing development  capital financing for business actors, especially in the field of UMKM to increase economic activity that affects the country's economic growth, to increase gross domestic product (GDP) income, reduce poverty and unemployment rates and maintain a stable inflation rate.  At that time, the Indonesian economy was weakening in 2020, even the whole world was experiencing economic difficulties caused by the Covid-19 outbreak. This virus not only attacked physical health but also attacked human financial and economic health.  
Co-Authors Abdul Kohar Adisel, Adisel Afrianty, Nonie Ahmad Muzakky Apriani, Yustika Arifin, Rahman Arisandy, Yosy Aulia, Atika Ayu Yuningsih Azizah, Rahmi Nur B, Idwal Bahril, Muthi Adilah Christianti, Antis Martin Damayanti, Sindi Livia Dwi Anggraini, Adita Eenfryanti, Yunida Fachry Abda El Rahman Fatasya, Putri Aulia fatimah Fatimah Fryanti, Yunida Een Gloria, Chenny Maulyca Gunawan, Rolly Handayani, Metri Harniati, Resi Harpepen, Andi Hartini, Kustin Heriansyah Hilmi, M. Izdad Idwal, Idwal Ilmi, Muhammmad Izdad Indra, Yetti Afrida Investama, Tirta Irwan Abdullah Irwan Irwan Isnaini, Desi Joyo, Harisman Junaidi, Anwar Kustin Kustin, Kustin Lesmana, Gusman lestari, lupi ayu Makmur Makmur Marandika, Muhammad Andrian Miko Polindi Miko Polindi, Miko Monalisa, Helen Muttaqin, Faisal Muttaqin, Fasial Nopiantika, Tiara Novita, Dwi Novitasari, Riri Nur Wahidah, Titi Oktarina, Amimah Oktarina, Amimah Oktarina, Aminah Pramadeka, Katra Purnamasari, Helen Puspita sari, Jemi Puspita, Yeza Putra, Haris Maiza Putri, Anindya Cahya Putri, Anita Eustacia Putriani, Anike Qara, Indra Bagas Quatro, Celine Rahmat Hidayat Rini Elvira Rini Fitria, Rini Safitri, Tia Angraini Saputra, Susilo Adi Sari, Ayu Puspita Indah Septyana, Mutiara Shar, Aan Subhan Subhan Triyana, Triyana Uswatun Hasanah Wahyudi, Jarot Wasisman, Zeti Agesti Yani, Yepi Yanti, Atika Norma Yanto, Muhammad Pebri Yuningsih, Ayu Yusril Yusril YUSTATI, HERLINA Zaldi, Farhan Zulkarnain Zulkarnain