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All Journal Distribusi Journal of Institution And Sharia Finance Dedikasi: Jurnal Pengabdian Masyarakat Jurnal Pengabdian Masyarakat Bumi Raflesia REKA ELKOMIKA: Jurnal Pengabdian kepada Masyarakat Empowerment : Jurnal Pengabdian Pada Masyarakat Rengganis Jurnal Pengabdian Masyarakat MUSLIMPRENEUR : Jurnal Ekonomi dan Kajian Keislaman Agroteksos Jurnal of Applied Business and Banking (JABB) Penamas: Journal of Community Service Jurnal Manajemen dan Bisnis Jurnal Pengabdian Masyarakat Bhinneka Jurnal Manajemen dan Bisnis Jurnal Pepadu Al-DYAS : Jurnal Inovasi dan Pengabdian kepada Masyarakat Bakti Sekawan : Jurnal Pengabdian Masyarakat Jurnal Ilmiah Pengabdian dan Inovasi Jurnal Pengabdian Masyarakat Bangsa Jurnal Abdi Anjani Al Qardhu Jurnal Ekonomi dan Bisnis Islam Media for Empowerment, Mobilization, and Innovation in Research & Community
Zamroni Alpian Muhtarom
Universitas Mataram
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Pengaruh Biaya Corporate Social Responsibility Dan Struktur Modal Terhadap Nilai Perusahaan Dengan Kinerja Keuangan Sebagai Variabel Moderasi Pradnyani, I Gusti Agung Arista; Rahayu, Nila; Anwar, Adrianda; Muhtarom, Zamroni Alpian; Febriyanti, Kadek Ayu; Fhiratullah, Aditya
JURNAL MANAJEMEN DAN BISNIS Vol 4 No 2 (2025): Edisi September 2025- Desember 2025
Publisher : Fakultas Ekonomi Universitas Tjut Nyak Dhien Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36490/jmdb.v4i2.2124

Abstract

Purpose – This study aims to analyze the effects of Corporate Social Responsibility (CSR) costs and capital structure on firm value. In addition, it examines the role of financial performance, proxied by Return on Equity (ROE), as a moderating variable in these relationships, focusing on the mining sector in Indonesia. Novelty – The novelty of this research lies in employing profitability (ROE) as a moderating variable to simultaneously test the effects of CSR costs and capital structure on firm value. The emphasis on CSR costs (rather than disclosure) and the specific context of the mining sector subject to strict environmental regulations provide a more relevant and focused analytical dimension. Method – This research adopts a quantitative approach with an associative and causal design. Secondary data were obtained from annual and sustainability reports of mining companies listed on the Indonesia Stock Exchange for the 2020–2023 period, analyzed using moderated regression analysis (MRA) with t-tests, F-tests, and adjusted R². Findings – The results show that CSR costs have a positive and significant effect on firm value, while capital structure (DER) has a negative and significant effect. Furthermore, ROE moderates the effects of CSR costs and DER on firm value, where higher profitability strengthens the positive impact of CSR and mitigates the negative perception of leverage among investors. Limitations and Implications – This study is limited to the mining sector and a short observation period, which restricts the generalizability of its findings. Nevertheless, the results offer insights for managers to optimize CSR and capital structure, guide investors in evaluating long-term prospects, and support regulators in formulating transparency and sustainability policies.
Pendampingan Peningkatan Inovasi Produk, Kemasan dan Pemasaran Terhadap Makanan Tradisonal Kare-Kare Sebagai Upaya Meningkatkan Penghasilan Masyarakat Desa Sukadana Alpian Muhtarom, Zamroni; Mujahid Dakwah, Muhammad; Andryan Girsang, Zefanya; Najib Roodhi, Mohammad; Abadi Gunawan, Rio; Hilmi, Suhaemi
Empowerment: Jurnal Pengabdian pada Masyarakat Vol 5 No 2 (2025): Empowerment
Publisher : LP2M STAI Darul Kamal NW Kembang Kerang-NTB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51700/empowerment.v5i2.1288

Abstract

Program pengabdian kepada masyarakat ini bertujuan untuk meningkatkan daya saing usaha mikro produsen makanan tradisional Kare-Kare di Desa Sukadana melalui inovasi produk, modernisasi kemasan, dan penerapan pemasaran digital. Kegiatan dilaksanakan menggunakan pendekatan Participatory Action Research (PAR) selama delapan bulan yang mencakup tahap perencanaan, pelatihan, penerapan teknologi, pendampingan intensif, serta refleksionisme. Hasil kegiatan menunjukkan peningkatan signifikan pada keterampilan mitra dalam menciptakan varian rasa baru seperti original, red beludru, dan matcha yang disukai konsumen. Desain kemasan modern berbasis vakum sealer berhasil memperpanjang masa simpan produk dan memperkuat citra merek. Pemanfaatan media sosial dan pasar memperluas jangkauan pemasaran dan meningkatkan penjualan. Secara keseluruhan, kegiatan ini berkontribusi terhadap penguatan kapasitas usaha lokal serta memberikan model pendampingan yang dapat direplikasi bagi UMKM berbasis produk tradisional di daerah lain.
PENINGKATAN KUALITAS PELAYANAN MELALUI PELATIHAN SADAR WISATA DI KAWASAN PARIWISATA SENGGIGI KABUPATEN LOMBOK BARAT Abdurrahman, Abdurrahman; Rinuastuti, Baiq Handayani; Dakwah, Muhammad Mujahid; Muhtarom, Zamroni Alpian; Supryadi, Didy Ika; Putra, Taufan Handika
Jurnal Pepadu Vol 5 No 2 (2024): Jurnal PEPADU
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/pepadu.v5i2.4999

Abstract

The purpose of this community service program is to increase understanding to training participants, especially tourism actors in Senggigi Village to provide the best service to tourists. The training methods provided include management and arrangement of tourist attractions, hospitality and conducting Focus Group Discussions (FGDs) in order to increase public awareness of tourism in the Senggigi Area. The results of the training showed that participants got a good understanding of awareness in maintaining a sustainable tourism area by making a program plan to improve the quality of tourist attraction services based on Sapta Pesona in the Senggigi tourism area. Through this service activity, participants were able to compile and convey ideas and aspirations to stakeholders or the local government.
PELATIHAN STRATEGI DIGITAL MARKETING EFEKTIF UNTUK PELAKU UMKM DI DESA SENGGIGI, KABUPATEN LOMBOK BARAT Abdurrahman, Abdurrahman; Dakwah, Muhammad Mujahid; Girsang, Zefanya Andryan; Muhtarom, Zamroni Alpian; Rinuastuti, Baiq Handayani; Roodhi, Mohammad Najib; Mulyono, Lalu Edy Herman; Ibrahim, Isra Dewi Kuntary
Jurnal Pepadu Vol 6 No 2 (2025): Jurnal Pepadu
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/pepadu.v6i2.7497

Abstract

Senggigi Village is one of the tourist villages with abundant natural resources. It is located in Batulayar Subdistrict, West Lombok Regency, West Nusa Tenggara Province. Senggigi Village is known for its beautiful beaches and the hospitality of its people. In addition, Senggigi Village has local products that support tourism activities in the village as souvenirs for tourists visiting Senggigi. To enhance the potential of local businesses in Senggigi Village, it is necessary to provide guidance to SMEs with the aim of offering effective digital marketing strategy training for local SMEs. This training can improve SMEs' ability to optimize the use of social media and e-commerce as marketing tools for their products. The activity methods include initial observation, focus group discussions (FGD), training, hands-on practice, and post-training guidance. The results of this activity demonstrate an increase in participants' understanding and skills in creating promotional content, managing business social media accounts, and developing digital marketing strategies tailored to their respective products using the Marketing Decision Support (MDS) approach. The conclusion of this activity is that digital marketing training provides tangible contributions to enhancing the business capacity of SME operators and can serve as a model for sustainable community service.
Sosialisasi Sadar Wisata dalam Mendorong Partisipasi Masyarakat untuk Pengembangan Pariwisata Berkelanjutan Roodhi, Mohammad Najib; Dakwah, Muhammad Mujahid; Abdurrahman, Abdurrahman; Muhtarom, Zamroni Alpian; Girsang, Zefanya Andryan; Bratayasa, I Wayan; Switrayana, I Nyoman; Nasri, Muhammad Haris
Bakti Sekawan : Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2025): Juni
Publisher : Puslitbang Sekawan Institute Nusa Tenggara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35746/bakwan.v5i1.785

Abstract

This community service activity was carried out with the main objective of increasing public awareness of the importance of tourism awareness as a foundation for achieving sustainable tourism development, particularly in the coastal area of Batu Layar, Senggigi. The activity was implemented using educational and participatory approaches involving more than 20 community partners, consisting of village officials, youth groups, MSME actors, community leaders, and local representatives. The implementation process included several key stages: delivering awareness material, conducting focused group discussions, simulating tourism service practices, and evaluating participants' understanding through pre-test and post-test assessments. The results of the activity showed a significant improvement in participants' understanding of tourism awareness concepts. This was evidenced by evaluation data, where the average pre-test score of 63.2 increased to 84.5 in the post-test. In addition to the cognitive improvements, this activity also resulted in tangible community impact in the form of collective commitments to support sustainable tourism development. Real actions taken by the community included the formation of a tourism awareness group (Pokdarwis), initiation of beach clean-up programs, and digital tourism promotion through social media platforms. This activity demonstrates that a well-designed, interactive, and stakeholder-inclusive socialization strategy can be an effective means of building collective awareness and encouraging active community participation in developing inclusive, competitive, and sustainable tourism destinations.
Penguatan Nilai Sadar Wisata melalui Edukasi Partisipatif bagi Masyarakat Sekitar Pantai Kerandangan dalam Mendukung Daya Tarik Wisata Berbasis Kearifan Lokal Dakwah, Muhammad Mujahid; Roodhi, Mohammad Najib; Abdurrahman, Abdurrahman; Muhtarom, Zamroni Alpian; Girsang, Zefanya Andryan; Baehaqi, Baehaqi; Mulyono, Lalu Edy Herman; Latif, Kurniadin Abd
Bakti Sekawan : Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2025): Juni
Publisher : Puslitbang Sekawan Institute Nusa Tenggara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35746/bakwan.v5i1.794

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memperkuat nilai-nilai sadar wisata di kawasan Pantai Kerandangan, Senggigi, sebagai upaya mendukung pengembangan destinasi wisata berbasis kearifan lokal dan komunitas. Pantai Kerandangan memiliki potensi alam dan budaya yang tinggi, namun belum sepenuhnya dikelola dengan pendekatan yang melibatkan masyarakat secara aktif dan berkelanjutan. Latar belakang kegiatan ini didasarkan pada temuan awal bahwa sebagian besar masyarakat masih belum memahami secara utuh prinsip-prinsip dasar sadar wisata, seperti keamanan, ketertiban, kebersihan, kenyamanan, dan keramahan, yang sejatinya merupakan fondasi penting dalam membangun pengalaman wisata yang berkualitas. Kegiatan dilaksanakan pada 9 Juni 2025 dengan menggunakan pendekatan edukatif-partisipatif, yang menekankan pada keterlibatan aktif masyarakat dalam setiap proses pembelajaran. Empat tahapan utama dilalui, yakni perencanaan, persiapan kegiatan, pelaksanaan, dan evaluasi. Selama kegiatan, peserta mendapatkan materi interaktif, terlibat dalam Focus Group Discussion (FGD) untuk menggali potensi lokal, serta mengikuti simulasi pelayanan wisata berbasis budaya. Evaluasi dilakukan melalui pre-test dan post-test, yang menunjukkan peningkatan signifikan dalam pemahaman peserta, dari rata-rata skor 52,4 menjadi 85,7.Refleksi kelompok di akhir kegiatan memperlihatkan bahwa pendekatan ini efektif tidak hanya dalam meningkatkan pengetahuan, tetapi juga dalam menumbuhkan semangat kolaboratif serta komitmen untuk menjaga dan mempromosikan identitas budaya sebagai daya tarik wisata. Kegiatan ini diharapkan menjadi model yang dapat direplikasi di destinasi lain yang memiliki karakteristik serupa.
Hubungan antara Perencanaan Keuangan dan Literasi Keuangan terhadap Investasi pada Pelaku UMKM di Kabupaten Lombok Tengah Muhtarom, Zamroni Alpian; Anwar, Adrianda; Abdurrahman, Abdurrahman; Roodhi, Mohammad Najib; Genadi, Yeldy Dwi
Al-DYAS Vol 4 No 2 (2025): JUNI
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/aldyas.v4i2.6237

Abstract

Micro, Small, and Medium Enterprises (MSMEs) contribute significantly to economic growth in Indonesia, particularly in Central Lombok Regency. However, longstanding issues such as weak financial planning and low financial literacy pose major obstacles in business management and effective investment decision-making. This study aims to examine the relationship between financial planning and financial literacy on the investment decisions of MSME actors. A quantitative approach was employed through a survey of 100 MSME actors in Central Lombok. Data were analyzed using multiple linear regression. The results indicate a significant influence of financial literacy and financial planning on the investment decisions of MSME actors. These findings have important implications for local governments and financial institutions in designing more targeted financial education programs to support MSME development.
Membangun Fondasi Keuangan yang Kokoh: Workshop Literasi Keuangan untuk Guru Madrasah Nurul Haq, Lombok Tengah Jumaedi, M.; Muhtarom, Zamroni Alpian; Budiman, Budiman; Wafik, Ahmad Zaenal; Ilham, M. Rozi Fatwa
Al-DYAS Vol 5 No 1 (2026): FEBRUARI
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/aldyas.v5i1.7933

Abstract

Financial literacy is an essential skill that directly influences individual well-being and quality of life, including within the educational context. As agents of change, madrasah teachers hold a strategic role in instilling literacy values in students; however, they continue to face challenges in managing personal finances due to limited income and low financial awareness. This community engagement initiative aimed to enhance the financial literacy of teachers at Madrasah Nurul Haq, Central Lombok, through an interactive workshop held on 11 June 2025, involving 20 participants. The implementation methods included socialization, material presentation, guided discussions, financial planning training, introduction to the myIFPE Syariah application, and evaluation through pre-test and post-test assessments. The results indicate an average increase of approximately 50% in participants’ financial literacy scores after the training. Participants responded positively to the content, considering it relevant, applicable, and beneficial for managing personal and household finances. Challenges such as limited access to digital devices and varying levels of digital literacy were effectively addressed through intensive mentoring and the provision of spreadsheet-based alternatives. This initiative proved effective in raising financial awareness and enhancing teachers’ financial management capacity and is recommended to be continued through the establishment and strengthening of financial literacy groups within the madrasah environment.
Literasi Keuangan Pada Masayarakat Penerima Manfaat Program Keluarga Harapan Desa Perigi Kecamatan Gerung Kabupaten Lombok Barat Azzahroh, Evrita Putri; Saleh, Hendri; Widiaty, Eny; Alim, Sahirul; Milawati, Nurfazila; Zaini, Muh; Fathanah, Fani; Ulfa, Rahmatin; Hasanah, Ratu Nastriyah Mu'minatul; Muhtarom, Zamroni Alpian
Jurnal Pengabdian Masyarakat Bhinneka Vol. 4 No. 2 (2025): Bulan November
Publisher : Bhinneka Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58266/jpmb.v4i2.726

Abstract

Kemampuan literasi keuangan merupakan keterampilan penting yang harus dimiliki setiap orang untuk mencapai kesejahteraan ekonomi yang berkelanjutan. Rendahnya kemampuan masyarakat dalam mengelola keuangan rumah tangga, terutama dalam membedakan antara kebutuhan dan keinginan, masih menjadi permasalahan utama bagi penerima manfaat Program Keluarga Harapan (PKH). Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pengetahuan, sikap, dan keterampilan masyarakat penerima PKH di Kampung Perigi, Kecamatan Gerung, Kabupaten Lombok Barat, dalam mengelola keuangan keluarga secara bijak. Metode yang digunakan meliputi ceramah, diskusi interaktif, permainan edukatif, serta evaluasi melalui pretest dan posttest. Hasil kegiatan menunjukkan peningkatan pemahaman peserta terhadap konsep literasi keuangan dasar, pengelolaan pendapatan, perencanaan anggaran, dan pentingnya menabung. Evaluasi posttest memperlihatkan adanya peningkatan signifikan dibandingkan hasil pretest, menunjukkan efektivitas kegiatan dalam menumbuhkan kesadaran finansial. Respon masyarakat juga sangat positif, terlihat dari antusiasme selama pelaksanaan kegiatan. Dengan demikian, kegiatan ini berkontribusi nyata dalam membangun perilaku finansial yang lebih bijak dan mendukung peningkatan kesejahteraan keluarga penerima manfaat PKH di wilayah tersebut.
The Impact of Financial Technology (Fintech) Peer-to-Peer Lending Literacy and Inclusion on MSME Financing Decisions in the Mandalika Special Economic Zone Alpian Muhtarom, Zamroni; Andryan Girsang, Zefanya; Najib Roodhi, Mohammad; Dewi Kuntary Ibrahim, Isra; Safitri, Dhanny
Journal of Institution and Sharia Finance Vol. 8 No. 2 (2025): DESEMBER
Publisher : Program Studi Perbankan Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/joins.v8i2.8319

Abstract

This study aims to analyze the influence of financial literacy and financial inclusion through peer-to-peer (P2P) lending fintech on the financing decisions of Micro, Small, and Medium Enterprises (MSMEs) in the Mandalika Special Economic Zone (SEZ). The research employs a descriptive quantitative method using Partial Least Squares (PLS) with a Structural Equation Modeling (SEM) approach, involving 210 MSME respondents. The findings indicate that both independent variables have a positive and significant effect on financing decisions. However, financial inclusion exerts a more dominant influence than financial literacy, as reflected in its higher t-statistics and path coefficients. These results suggest that ease of access to digital financial services plays a crucial role in strengthening MSME financing decisions. Therefore, enhancing financial literacy and promoting the use of inclusive financial technologies are expected to expand financing access and stimulate local economic growth.
Co-Authors Abadi Gunawan, Rio Abdurahman Abdurrahman Abdurrahman Abdurrahman Adrianda Anwar Adrianda Anwar Ahmad Zainal Wafik Akbar Adiguna Alim, Sahirul Anwar, Adrianda Apriadi, Apriadi Azzahroh, Evrita Putri Baehaqi Baehaqi Baiq Handayani Rinuastuti Baiq Handayani Rinuastuti, Baiq Handayani Budiman Budiman Busman, Sherwin Ary Denik Tirtaningrum, I Dewa Ayu Devitha Meyra Wulandari Dewi Kuntary Ibrahim, Isra Dhanny Safitri Didy Ika Supryadi Dimas Firmansyah Dimas Pratomo Faizin, Mu'adil Fathan Prayana Putra Fathanah, Fani Febriyanti, Kadek Ayu Fhiratullah, Aditya Genadi, Yeldy Dwi Ghina Aurelia Rachman Gilang Primajati Halimatuzzahrah Hammad, Rifqi Hasanah, Ratu Nastriyah Mu'minatul Herman, Lalu Edy Hilmi, Suhaemi Himawan Sutanto I Gusti Agung Arista Pradnyani, I Gusti Agung Arista I Gusti Anindita Hendryanadewi I Nyoman Switrayana I Wayan Bratayasa I.G.A Arista Pradnyani I.G.A. Arista Pradnyani Ibrahim, Isra Dewi Kuntary Ilham, M. Rozi Fatwa Indira Tri Prajarani Intan Permata Hati Jayadi, Rahmat Jumaedi, M. Kurnia, Juan Kurniadin Abd Latif Kusmayadi, Iwan Lale Haydi Megaviana Lestari Ujianto, Lestari Maziah Abu Talib, Siti Milawati, Nurfazila Muhammad Haris Nasri Muhammad Mujahid Dakwah Nazwin, Asfarony Hendra Ni Wayan Adelia Mutiara Asri Nila Rahayu Putra, Taufan Handika Putri, Dwi Noorma Rahayu, Nila Rifqi Muhammad Riska Dwi Lestari rodhi, mohammad najib sahirul alim Saleh, Hendri Sherwin Ary Busman Suliartini, Ni Wayan Sri Suprayetno, Djoko Suud Sarim Karimullah Tifani Dame Hasany Triwibowo, Ananto Ulfa, Rahmatin Wafik, Ahmad Zaenal Widiaty, Eny Yeldy Dwi Genadi Zaini, Muh Zaulkarnaen Zefanya Andryan Girsang