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All Journal JURNAL EMBA : JURNAL RISET EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Aktiva : Jurnal Akuntansi dan Investasi International Journal of Economics, Business and Accounting Research (IJEBAR) Akrab Juara : Jurnal Ilmu-ilmu Sosial International Journal of Economy, Education and Entrepreneurship (IJE3) International Journal of Engagement and Empowerment (IJE2) Berajah Journal eScience Humanity Journal International Journal of Multidisciplinary Research and Literature (IJOMRAL) Jurnal Puan Indonesia PENANOMICS: INTERNATIONAL JOURNAL OF ECONOMICS Postgraduate Management Journal Jurnal Manajemen Riset Inovasi e-Jurnal Apresiasi Ekonomi Jurnal Penelitian Pendidikan Indonesia International Journal of Business and Quality Research SCIENTIA JOURNAL : Jurnal Ilmiah Mahasiswa IJBAE
Hendri Herman
Universitas Ibnu Sina, Indonesia
Arts Humanities Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Other

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Loan interest rates, credit guarantees, and lifestyle on credit making decisions at financing companies Herman, Hendri; Tobing, Vargo Christian L; Fadlilah, Andi Hidayatul; Shaddiq, Syahrial; Bahit, Muhammad
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol. 9 No. 4 (2023): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020233113

Abstract

Loan interest rates play a pivotal role in the borrowing and lending process. They impact the affordability of loans for borrowers, the profitability and risk management for lenders, and are influenced by economic conditions and regulations. Before taking out any loan, it's important to carefully consider the interest rate and its implications for financial situation.This research aims to look at the effect of credit interest rates and credit guarantees on credit-making decisions on financing companies in Batam. This research is a quantitative descriptive study with the distribution of questionnaires to respondents who apply for credit at finance companies at random with a total of 96 responden. From the results of the study, it was obtained that credit rates have a significant effect on credit decision-making, credit guarantees have a significant effect on credit decisions, lifestyle has an insignificant effect on credit-making decisions,and credit interest rates, credit guarantees. and lifestyle simultaneously have a significant effect on credit-making decisions. This research is expected to contribute to the community to be more thorough about the advantages and disadvantages of buying goods on credit. The conclusion is that interest rates and credit guarantees significantly influence credit, and business actors can take even better policies related to interest rates and credit guarantees.
THE EFFECT OF EMPLOYEE EMPOWERMENT, JOB ANALYSIS, AND CAREER DEVELOPMENT ON THE PERFORMANCE OF SECRETARIAT EMPLOYEES AT THE BATAM CITY GOVERNMENT OFFICE Susana, Nova; Sumardin, Sumardin; Herman, Hendri
International Journal of Multidisciplinary Research and Literature Vol. 5 No. 1 (2026): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v5i1.413

Abstract

This study aims to analyse the influence of employee empowerment, job analysis, and career development on the performance of Secretariat employees at the Batam City Government Office, both partially and simultaneously. The approach is quantitative, using a survey method with questionnaires distributed to all 43 employees, resulting in saturated sampling. The data were analysed using multiple linear regression in SPSS. The results of the hypothesis testing indicate that employee empowerment has a significant effect on employee performance, as noted in a t-value of 3.918, which exceeds the t-table value of 1.685. The job analysis variable also has a substantial impact on employee performance, with a t-value of 4.459, which exceeds the t-table value of 1.685. Furthermore, career development has the most important influence on employee performance, with a t-value of 6.092, exceeding the t-table value of 1.685. Simultaneously, the three independent variables have a significant effect on employee performance, as evidenced by an F-value of 12.605, which exceeds the F-table value of 2.86. These findings confirm that optimising employee empowerment, clarity of job analysis, and systematic career development planning are essential factors in improving employee performance in the government environment.
THE EFFECT OF EMPLOYEE EMPOWERMENT, WORK RESPONSIBILITY, WORK COMPETENCY, AND WORK MOTIVATION ON EMPLOYEE PERFORMANCE AT VILLAGE AND SUB-DISTRICT OFFICES IN GALANG DISTRICT, BATAM CITY Umar, Rohisa; Sumardin, Sumardin; Herman, Hendri
International Journal of Economy, Education and Entrepreneurship (IJE3) Vol. 5 No. 3 (2025): International Journal of Economy, Education and Entrepreneurship
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije3.v5i3.439

Abstract

This study aims to analyze the influence of employee empowerment, job responsibilities, job competencies, and work motivation on employee performance at the Village and Sub-district Offices of Galang District, Batam City. This research employs a quantitative methodology using a survey approach. The study population comprised all 91 employees of the Village and Sub-district Offices in Galang District, Batam City, employing a saturated sampling technique. Data were collected using a Likert-scale questionnaire and analyzed using multiple linear regression in SPSS. The results of the study indicate that, in part, employee empowerment, job responsibility, job competence, and work motivation have a significant effect on employee performance. The work motivation variable is the most dominant factor in influencing employee performance. In addition, the results of the simultaneous test prove that all four independent variables together have a significant effect on employee performance. These findings indicate that improving employee performance in government agencies at the village and sub-district levels depends heavily on efforts to empower employees, emphasize job responsibilities, enhance competencies, and manage work motivation in an integrated manner. This study is expected to provide practical contributions to government agency leaders in formulating human resource management policies to improve public service performance.
Pengaruh Workforce Agility, Job Satisfaction, dan Work Engagement terhadap Adaptive Perfomance Karyawan PT. MMT Buana Logistik Muhammad Farhan; Hendri Herman; Mefri Yudi Wisra
Jurnal Manajemen Riset Inovasi Vol. 4 No. 2 (2026): Jurnal Manajemen Riset Inovasi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/mri.v4i2.8862

Abstract

This study aims to analyze the influence of workforce agility, job satisfaction, and job engagement on employee adaptive performance at PT. MMT Buana Logistik. The dynamic logistics industry requires employees who have high adaptability to technological changes and operational demands. This type of research is quantitative causality with an explanatory approach. The population in this study were all employees of PT. MMT Buana Logistik, totaling 49 people, with the sampling technique used saturated sampling (census). Data were collected through questionnaires with a 5-point Likert scale. Data analysis techniques used included instrument testing (validity and reliability), testing of classical assumptions (normality, multicollinearity, and heteroscedasticity), and multiple linear regression analysis. Hypothesis testing was carried out through t-tests (partial), F-tests (simultaneous) and coefficient of determination (R2). The results showed that workforce agility, job satisfaction, and job engagement partially and simultaneously have a positive and significant influence on employee adaptive performance. These findings imply the importance of managing work flexibility, fulfilling employee satisfaction, and increasing work engagement to build adaptive human resources to support company competitiveness in the logistics industry.  
Co-Authors AA Sudharmawan, AA Afriady Effendy Afrizal, Silviani Amirudin Amirudin Amylia, Fikih Andi Hidayatul Fadlilah Andika Nugraha Arini, Dessy Wida Aslan, Imran Christian L. Tobing, vargo Dewi Wahyuni Dian Otovianti Djuanda, Mochamad E Janrosl, Viola Syukrina Elminaliya Sandra Ernita Lestari, Ernita Firmanda, Rizki Fitriyani, Leli Hajar , Siti Hutagalung, Grace Idris, Rudi Syahriadi Indah Budi Hastuti Indra, Jhoni Izjumadillah, Izjumadillah Jelita, Revi Kurniawan, Apri Kurniawan, Harie kurniawan, Uun Manalu, Nelly Chandrawati marlissawaty, Fikky Maya Richmayati Mefri Yudi Wisra Muhammad Bahit Muhammad Bahit Muhammad Fadli Luran Muhammad Farhan Muhammad Rahmat Muhidin, Deden Mulyadi Mulyadi Mulyadi Nafiri Falah Agung Nurvianty, Nurvianty Nurzaman, R. Zulkarnain Ocak, Altug Putra, Wirawan Trisna Rahmat, Muhammad Roni, Roni Rufi'i Sabri Sardi, Muhamad Sari, Diah Amalia Stevani Kurnia Avisah Sudianto Sumardin sumardin, sumardin Susana, Nova Syahrial Shaddiq Tobing, Vargo Christian L Umar, Rohisa Vargo Christian L Tobing Vargo Christian L. Tobing Widyawati, Eny Yanto, Eri Yusup, Deni Zurrahman, Zurrahman