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Journal : IQTISHODUNA

ANALISIS SISTEM LEMBAGA KEUANGAN SYARIAH DAN LEMBAGA KEUANGAN KONVENSIONAL Syauqoti, Roifatus; Ghozali, Mohammad
IQTISHODUNA IQTISHODUNA (Vol 14, No. 1, 2018)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (360.691 KB) | DOI: 10.18860/iq.v0i0.4820

Abstract

For holding the banking system, Indonesia applied dual banking system based on institutional regulation Number 10, 1998. The existence of dual banking system was realized by monetary crisis on 1998, that caused bankrupt impact of conventional banking system for the high ratio of the debt interest. Dual banking system means that Indonesia applied both sharia and conventional banking system. For this matter we use qualitative method and analysis descriptive method, by describing and analyzing sharia financial foundation and conventional financial foundation system. both are same in money receiving technic, transfer mechanism, computer technology, and general terms to obtain the credit. Both sharia financial foundation and conventional financial foundation have more differences. The main different between them is in the profit gaining system obtain. Sharia bank applied profit sharing system which is oriented for blessed life here and the day after, in other case conventional bank applied interest system which is oriented for gaining profit as much as possible in this world. Moreover, sharia bank is watched by the sharia supervising council, in order to revive the pure sharia, not same as conventional bank.
Co-Authors 'Athifa, Rofifa Dhia A.A. Ketut Agung Cahyawan W ABDUL AZIZ, MUHAMMAD Abdul Hafidz Bin Zaid Adhi Sunjaya, Al Farizi Afifah, Amatullah Nur Agnes Rengga Indrati Ahmad Yasin, Ahmad Aini, Yulia Hayatul Akbar, Rohul Amaylia Oehadian Andy Kurniawan, Andy Anggraeni, Neni Annas, Muhamad Arief Boediono Azmi, Muhammad Ulul Bashari, Muhammad H. Candrakusuma, Mushlih Damayanti, Luthfiyah Devid Frastiawan Amir Sup Dewantara, Affrizal Berryl Dwi Wahyudha Wira Dyah Laksmi Dewi Effendi, Ahmat Muzaeni Arif Eko Fuji Ariyanto Fedro, Alfarid Gaga Irawan Nugraha Haerul Akmal Hanifah, Cenia P. Harira, Auna Hasanuddin Yusuf Adan Imam Kamaluddin Iman Nur Hidayat Inayati, Iis Irianto, Gunawan Jamilah, Adinda Muftiviany Nur jayanti, kurnia firmanda Kamri, Norazzah Binti Khafid, M. Ali Zi khoirunnisa, ria khoirunnisa, ria Khristian, Erick Khusniati Rofiah Kusumastuti, Annisa Silvi Laniyati Hamijoyo, Laniyati Lukman Hakim Mafaza, Syofi Aruni Mas Rizky A.A. Syamsunarno Modjaningrat, Ismiana Fatimah Muhammad Irkham Firdaus Mulyono Jamal Nadjwa Zamalek Dalimoenthe Nasyiruddin, Ahmad Zakky Praptama, Suhendra Prastyaningsih, Ika Purnama, Jeri N. Putra, Yoanda Syah putri alyumnah, putri Rachmawati, Andini Rahadiani, Nur Ramdan Panigoro Rangga Setiawan Ratu Safitri Reyhan, Muhammad Rini Widyastuti Rohman, Muchamad Zainur Safitri, Aiza Rahma Sahid, Mualimin Mochammad Sahputra, Jaya Saipul Nasution Sari, Tryas Titi Setiawan Bin Lahuri Siti Nur Fatimah Sonny Zulhuda Sulistiyorini, Ifa Sumirat, Vanessa A. Syamsunarno, Mas Rizky A. A. Syamsunarno, Mas Rizky A.A Syamsuri Syauqoti, Roifatus TAKDIR SAILI Tamliqon, Muhammad Ulfa, Badria Nur Lailina Winangun, Kikin Zahro’, Khurun’in Zatadini, Nabila