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All Journal Jurnal Ekonomi Islam Al-Muzara'ah Muallimuna : Jurnal Madrasah Ibtidaiyah Jurnal Mitra Pendidikan Edukasi Islami: Jurnal Pendidikan Islam MALIA NISBAH: JURNAL PERBANKAN SYARIAH JMIE (Journal of Madrasah Ibtidaiyah Education) Jurnal Al-Amwal Journal of Islamic Monetary Economics and Finance Jurnal Pendidikan dan Konseling Attadib: Journal of Elementary Education Kasaba: Jurnal Ekonomi Islam RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Akrab Juara : Jurnal Ilmu-ilmu Sosial STUDI PELAKSANAAN SELFMEDICATION PADA PENDERITA DIARE BERDASARKAN TINGKAT PENGETAHUAN MASYARAKAT PESISIR KECAMATAN SOROPIA KABUPATEN KONAWE Jurnal Pendidikan Guru (JPG) Mimbar Kampus Da'watuna: Journal of Communication and Islamic Broadcasting EduInovasi: Journal of Basic Educational Studies Journal Islamic Economics Ad Diwan YASIN: Jurnal Pendidikan dan Sosial Budaya Jurnal Ekonomi Islam Caruban: Jurnal Ilmiah Ilmu Pendidikan Dasar Jurnal Kajian Islam dan Sosial Keagamaan El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam El-Mujtama: Jurnal Pengabdian Masyarakat Journal of Ekonomics, Finance, and Management Studies Al-Infaq : Jurnal Ekonomi Islam Mizan: Journal of Islamic Law
Hilman Hakiem
Universitas Ibn Khaldun Bogor
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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What Factors Influence the Welfare of Zakat Beneficiaries? Ayuniyyah, Qurroh; Hambari; Hakiem, Hilman; Faisal, Ahmad
Journal of Islamic Monetary Economics and Finance Vol. 11 No. 3 (2025)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v11i3.2171

Abstract

This study investigates the influence of demographic, social, and economic variables on the welfare of zakat beneficiaries in West Java, Indonesia. Using a sample of 1,300 zakat beneficiaries, the paper applies the Chi-square Automatic Interaction Detector (CHAID) method. Our findings suggest the crucial role of monitoring by amil institutions in the respective areas on the improvement of material and spiritual conditions of zakat beneficiaries. The study suggests that amil plays a major part in the success of zakat distribution programs and the programs should be further enhanced for the betterment of zakat beneficiaries. This study also shows that apart from zakat distribution programs, there are also some demographic, social, and economic variables that affect the income and spiritual conditions of zakat beneficiaries.
Kajian Hubungan Turbulensi Industri dengan Formulasi Strategi Perusahaan Hilman Hakiem; Melda Amelia Putri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 9 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i9.8970

Abstract

The purpose of this paper is to discuss the study of the relationship between industrial turbulence and corporate strategy formulation, taking three articles as case studies. This paper uses a qualitative analysis approach. In analysing the influence of industrial environmental turbulence, five levels are used, level 1 to level 5: Repetitive, expanding, changing, discontinuous, and surprising. The strategy formulation is the realisation of environmental demands. It was found that turbulence in the first case study was at the fourth level (discontinuous), turbulence in the second case study was at the third level (changing), and turbulence in the third case study was at the second level (expanding). As for strategy formulation, in the first case study the company can continuously search and enter industries that have a good future and the company can succeed. In the second case study, the company can progressively improve products/services that have been successful so far to anticipate changes in customer needs. In the third case study, the company can change its products to respond to competition, or stick with the products/services that have been successful so far, reducing costs and lower prices than competitors.
IMPLEMENTASI SIFAT QANA'AH DAN KAITANNYA DENGAN PERILAKU KONSUMTIF MAHASISWA Ilham, Muhamad Sihabudin; Sa’diyah, Maemunah; Hakiem, Hilman
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 5 No 1 (2025): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v5i1.2208

Abstract

Perilaku konsumtif tidak dapat dipisahkan dari pengaruh aspek keagamaan. Istilah perilaku konsumtif menggambarkan kecenderungan seseorang untuk membeli barang dan jasa yang terkadang tidak benar-benar diperlukan. Dalam menghadapi situasi semacam ini, penting kiranya untuk menginternalisasi sikap qana’ah dalam kehidupan sehari-hari. Qana’ah mengajarkan kita untuk menerima dengan lapang dada apa yang ada di sekitar kita. Penelitian ini bertujuan untuk memahami hubungan antara implementasi sifat qana'ah dengan perilaku konsumtif pada mahasiswa Pendidikan Agama Islam di UIKA Bogor. Penelitian ini menggunakan metode kuantitatif dengan pendekatan korelasional. Jumlah sampel yang diambil dalam penelitian ini adalah sebanyak 202 orang, yang ditentukan melalui teknik probability sampling, yakni simple random sampling. Skala yang digunakan meliputi skala perilaku konsumtif dan skala qana'ah. Hasil analisis memperlihatkan nilai r sebesar -0.404 dengan tingkat signifikansi 0.000, yang berarti hipotesis dapat diterima. Kesimpulannya, terdapat hubungan negatif antara qana'ah dan perilaku konsumtif di kalangan mahasiswa PAI UIKA Bogor. Temuan ini memberikan kontribusi signifikan dalam usaha membangun karakter mahasiswa melalui penguatan nilai-nilai keislaman yang dapat diterapkan dalam kehidupan sehari-hari
Implementasi Program Corporate Social Responsibility (CSR) di PT Brilian Elok Sukses Dalam Perspektif Ekonomi Islam Lusiyaningsih; Hamdani, Ikhwan; Hakiem, Hilman
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.804

Abstract

Corporate Social Responsibility is a social and environmental responsibility for companies that can be a solution in overcoming existing problems, such as environmental damage and the distance between people's economic levels that occur in an area. In Islam itself, CSR is a consequence that must be applied in conducting business, so that it is in accordance with the objectives of Islamic law, namely maslahat (maqashid al syai'ah). But in reality there are still few companies that implement the CSR program. This research was conducted with the aim of knowing how the implementation of the CSR program at PT Brilian Elok Sukses, as well as the suitability of the program in the view of Islamic economics. In this study, researchers used qualitative methods by conducting observations, interviews, and documentation to collect field data and apply empirical law, the aim is to strengthen the research. The results of the study show that the company has implemented the SCR program with funds obtained from income on November 11 each year which is commemorated as the anniversary of the company, distribution of funds divided by 60% for orphans and the poor, 20% for social activities and 20% for scholarships. Distribution is carried out directly by the company given to the company's environmental area. Then for the suitability of CSR in Islam it is analyzed through elements such as Al Adl and Al Ihsan and the distribution is carried out in the form of infaq and Sadaqah. Keywords: CSR, maqashid al syai’ah.
Strategi Pemasaran Paket Ibadah Haji dan Umroh dalam Merekrut Jamaah di Kantor KBIH Kota Bogor Anjani, Rizkha Amalia; Ibdalsyah, Ibdalsyah; Hakiem, Hilman
El-Mujtama: Jurnal Pengabdian Masyarakat  Vol. 4 No. 5 (2024): El-Mujtama: Jurnal Pengabdian Masyarakat
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmujtama.v4i5.4305

Abstract

Hajj and Umrah are two significant religious rituals in Islam, holding profound spiritual and religious value for Muslims. Hajj is a mandatory pilgrimage to be performed once in a lifetime by those who are financially and physically capable, whereas Umrah can be undertaken at any time as an opportunity to draw closer to Allah SWT. This study aims to explore the meaning and importance of Hajj and Umrah in the lives of Muslims. The research methodology employed is qualitative, involving the collection and analysis of various relevant sources such as the Quran, Hadith, and other Islamic literature. The findings reveal that Hajj and Umrah provide several primary benefits, including purification from sins, enhancement of faith and piety, and strengthening of global Muslim unity. Moreover, these rituals have significant social, economic, and cultural impacts on Muslim communities worldwide. In the context of globalization and modern technology, the practice of Hajj and Umrah has undergone significant development, enabling millions of Muslims from diverse countries to perform these rituals more conveniently and efficiently. This research is expected to deepen understanding of the significance of Hajj and Umrah in contemporary Muslim life and contribute to enriching existing Islamic literature.
Implementasi Program Corporate Social Responsibility (CSR) di PT Brilian Elok Sukses Dalam Perspektif Ekonomi Islam Lusiyaningsih; Hamdani, Ikhwan; Hakiem, Hilman
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.804

Abstract

Corporate Social Responsibility is a social and environmental responsibility for companies that can be a solution in overcoming existing problems, such as environmental damage and the distance between people's economic levels that occur in an area. In Islam itself, CSR is a consequence that must be applied in conducting business, so that it is in accordance with the objectives of Islamic law, namely maslahat (maqashid al syai'ah). But in reality there are still few companies that implement the CSR program. This research was conducted with the aim of knowing how the implementation of the CSR program at PT Brilian Elok Sukses, as well as the suitability of the program in the view of Islamic economics. In this study, researchers used qualitative methods by conducting observations, interviews, and documentation to collect field data and apply empirical law, the aim is to strengthen the research. The results of the study show that the company has implemented the SCR program with funds obtained from income on November 11 each year which is commemorated as the anniversary of the company, distribution of funds divided by 60% for orphans and the poor, 20% for social activities and 20% for scholarships. Distribution is carried out directly by the company given to the company's environmental area. Then for the suitability of CSR in Islam it is analyzed through elements such as Al Adl and Al Ihsan and the distribution is carried out in the form of infaq and Sadaqah. Keywords: CSR, maqashid al syai’ah.
MUSYARAKAH, MUDHARABAH DAN PERTUMBUHAN SEKTOR RIIL Hakiem, Hilman; Waluyo, Desi Silfiaratih
Al-Infaq: Jurnal Ekonomi Islam Vol. 2 No. 1 (2011)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

Indonesia's economic growth declined in the period 2004-2006. This is caused by too much focus on strengthening the monetary policy, otherwise the real sector less attention. As of May 2006, the bank funds are not channeled into the real sector reached Rp 393 trillion, which is then reinvested in the financial sector. The contradiction of real-monetary sector was due to the high interest rate policy of Bank Indonesia. On the one hand, this policy can reduce inflation, but on the other hand will result in the real sector become slow. This condition requires immediate implementation of an integral and gradual system of Islamic banks as a solution to solving the problem. This paper aims to describe how Islamic banks, through the scheme musyarakah and mudharabah, can improve the real sector growth in the context of overcoming the economic problems of Indonesia.
ANALYSIS OF THE FATWA MECHANISM OF DSN-MUI APPLICATION NO. 29 / DSN-MUI / VI / 2002 HAJJ CREDIT FINANCING IN ISLAMIC FINANCIAL INSTITUTIONS Paramita, Sinta; Ibdalsyah, Ibdalsyah; Hakiem, Hilman
Al-Infaq: Jurnal Ekonomi Islam Vol. 8 No. 1 (2017)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

Fatwas authority on sharia economy in Indonesia is under the National Sharia Council of Majelis Ulama Indonesia (DSN-MUI). The existence of DSN-MUI outside the central bank structure makes the fatwa authority independent, more credible and nationally recognized in issuing decisions and fatwas related to sharia issues faced by banks and other Islamic financial institutions. In some sharia banks there are different practices. Especially for the management of pilgrimage involving many sectors in it how compliance with the fatwa which has been determined by the National Sharia Council. Though banks are basically not only as a place to seek profit or invest for this world alone but as a way to get closer to Allah SWT. This research will examine the application of Fatwa DSN-MUI No.29 / DSN-MUI / VI / 2002 about Hajj Credit Financing by Islamic Finance Institutions at PT. BPRS Amanah Ummah Leuwiliang Bogor. Research use qualitative approach method with type of qualitative empirical research. The results from this study are administration service of pilgrimage and hajj credit financing on cost of hajj travel in BPRS Amanah Ummah for both features and product details based on sharia is permitted in accordance with the Fatwa DSN-MUI. 29 / DSN-MUI / VI / 2002 about Hajj credit financing in Islamic financial institution. PT. BPRS Amanah Ummah is expected to seek a better system, modern and practical in packing this product. Thus, it can attract prospective customers or prospective pilgrims.
STRATEGI IMPLEMENTASI PENGELOLAAN CASH WAQF LINKED SUKUK DALAM MENDUKUNG PEMBANGUNAN EKONOMI UMAT: PENDEKATAN ANALYTIC NETWORK PROCESS (ANP) Putri, Maghfira Maulidia; Tanjung, Hendri; Hakiem, Hilman
Al-Infaq: Jurnal Ekonomi Islam Vol. 11 No. 2 (2020)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

Cash Waqf Linked Sukuk merupakan produk creative financing baru untuk investasi sosial, instrument pertama di dunia ini bertujuan sebagai mesin pendukungdalam mendorong perkembangan potensi wakaf uang di Indonesia. Namun, sejak diluncurkannya instrument ini pemerintah belum dapat mengimplementasikan pengelolaannya sehingga manfaat CWLS belum dirasakan oleh masyarakat. Penelitian ini menggunakan Metode Analytic Network Process problem-solution untuk menentukan prioritas masalah, solusi dan strategi kebijakan implementasi pengelolaan CWLS, sesuai perspektif para ahli serta mengetahui dampak dari terimplementasinya CWLS dalam mendukung pembangunan ekonomi umat. Hasil Penelitian menunjukan bahwa prioritas masalah terhambatnya implementasi pengelolaan CWLS dilihat dari geometric mean Aspek Masalah yang menjadi prioritas adalah M-Nadzir, karena Nadzir dinilai menjadi pemeran utama dalam melakukan pengelolaan cwls, adapun hasil geometric mean cluster masalah keseluruhan adalah kurangnya sosialisasi, literasi dan edukasi terkait CWLS kepada masyarakat. Hasil dari Prioritas Solusi dalam geometric mean Aspek Solusi adalah S-Regulator dengan hasil geometric mean cluster Solusi adalah adanya kerjasama antar regulator. Hasil dari Prioritas strategi adalah pertama, memperluas sosialisasi kejelasan manfaat CWLS, meningkatkan literasi dan edukasi masyarakat, kedua meningkatkan strategi komunikasi dan pengimpunan wakaf melalui teknologi digital, ketiga meningkatkan profesionalitas, transprasi dan akuntabilitas BWI, dan menggunakan dana Qardul Hasan. Dampak luas yang di berikan cash waqf linked sukuk ialah dapat membantu beban APBN.
ANALISIS IMPLEMENTASI TAKE OVER PADA PEMBIAYAAN HUNIAN SYARIAH Maulida, Yunita; Sobari, Ahmad; Hakiem, Hilman
Al-Infaq: Jurnal Ekonomi Islam Vol. 12 No. 1 (2021)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

Berbagai faktor yang melatarbelakangi nasabah mengalihkan KPR-nya, mulai dari alasan nasabah yang merasa kecewa hingga kekhawatiran nasabah tentang ketidakpastian besaran cicilan KPR di bank konvensional, sehingga mengakibatkan peningkatan cicilan yang harus dibayar, serta keinginan nasabah. untuk mendapatkan jumlah plafon tambahan dari pinjaman sebelumnya. Penelitian ini menggunakan metode penelitian deskriptif kualitatif. Dalam penelitian ini menggunakan pendekatan konseptual yang kemudian digunakan pendekatan lapangan. Pengumpulan data menggunakan berbagai metode, yaitu dengan mengumpulkan data langsung dari lapangan dan juga studi kepustakaan. Analisis data dalam penelitian ini adalah metode analisis deskriptif. Hasil penelitian menunjukkan bahwa syarat dan tata cara pengalihan utang didasarkan pada prinsip syariah dan sesuai dengan akad yang diberikan oleh pihak bank dengan melengkapi persyaratan administrasi dan dilakukan sesuai prosedur yang telah ditentukan. Pada Bank Bjb Syariah Cabang Cibinong, dalam hal pengambilalihanKPR menggunakan akad mutanaqisah musyarakah. Karena akad ini memungkinkan pemberian jangka waktu pembiayaan yang lebih lama dibandingkan pembiayaan murabahah. Suku bunga bank konvensional yang fluktuatif membuat angsuran pembiayaan nasabah menjadi tidak menentu dan gaya hidup yang “bermigrasi” menjadi faktor pemicu nasabah untuk mengambil alih pembiayaannya.
Co-Authors Abdul pauji Abdus Salam Ade Lia Ahmad Faisal Ahmad Hamdan Mushaddiq Ahmad Mulyadi Kosim Ahmad Sobari Ahmad Sobari Ahmad Sobari Al Alawi, Mubayyin Aldeana Meliani Amran Anjani, Rizkha Amalia Desi Silfiaratih Waluyo Dewi Pitriani Dita Hildayatni Dwi Lia Rosalianti Fairuz Madinah Fanika Selvianti Farhan Dwi Aditya H. M. Kholil Nawawi Hambari, Hambari Hasanah, Rian Hendri Tandjung Hendri Tanjung Hildayatni, Dita Hilyatul Diniyah Ibdalsyah Ibdalsyah Idqan Fahmi Ikhwan Hamdani Ilham, Muhamad Sihabudin Imas Kania Rahman Ira Lestari Irfan Syauqi Beik Kholil Nawawi Lili Diayana Fitri Linda Novita Linda Novita Lula Akmal Afifah Lusiyaningsih M. Dahlan R. M. Kholil Nawawi M. Kholil Nawawi Madinah, Fairuz Maesari Maesari Maesari, Maesari Magfirah Maulidia Putri Mahardika Ramadhan Maryati Maryati Maulida, Yunita Melda Amelia Putri Mohamad Syahril Muharram Mohammed Samsul Hidayat Muhammad Danuludin Muhyani, Muhyani Mushaddiq, Ahmad Hamdan Muthmainah, Liska Mutiara Putri Riany Nawawi, M. Kholil Nawawi, M. Kholil Nia Ruhaniah Nida Fitri Yansyah Niken Febiana Nirwan Syafrin Nufus, Fika Pijaki Nurul Ismailiah Oking Setia Priyatna Pahmi Soleh Hasan Paramita, Sinta Pauji, Abdul Putra, Ari Andika Putri, Maghfira Maulidia Qurroh Ayuniyyah Rasi Magi Akhsya Ratu Balqis Sholiha Retno Triwoelandari Rian Hasanah Rismayanti Lubis Saiful Anwar Salati Asmahasanah SANTI LISNAWATI Sanusi, Muhammad Samsul Hidayatullah Satria Ramdani, Muhamad Sa’diyah, Maemunah Silfiaratih Waluyo, Desi Sinta Paramita Sinta Paramita Siti Afifah Siti Halimah Siti Herawati Sofian Muhlisin Sri Nurul Milla Suhendra Suhendra Sutisna Sutisna Sutisna Sutisna Suyud, Suyud Syarifatul Muawanah Tazkiyani, Intan Audia Tika Kartika Triwoelandari, Retno Waluyo, Desi Silfiaratih Wicaksono, Matius Rangga Yayik Maulani Nursantia Yayu Siti Nurgilang Yunita Maulida