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Implementasi Metode Qiro’ati Dalam Pembelajaran Baca Tulis Al-Qur’an Santriwati Baru Di Pondok Pesantren Darul Muttaqien Bogor Muthmainah, Liska; Suhendra, Suhendra; Hakiem, Hilman
Reslaj : Religion Education Social Laa Roiba Journal Vol 6 No 2 (2024): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v6i2.3823

Abstract

Qiroati is a method of reading and writing the Qur'an that was discovered by KH. Dachlan Salim Zarkasyi from Semarang in 1963. Darul Muttaqien Islamic Boarding School is one of the institutions in Indonesia that uses the qiroati method to improve and improve the reading and writing of the Al-Qur'an for its students. Because studying the science of recitation is fardhu kifayah, while reading the Qur'an using the science of recitation is fardhu 'ain. This study discusses the application of the qiroati method in improving students' reading and writing of the Qur'an. The background is the reasons underlying the Darul Muttaqien Islamic Boarding School to choose the qiroati method for students, knowing the implementation of learning to read and write the Qur'an with the qiroati method, as well as knowing the supporting and inhibiting factors at the Darul Muttaqien Islamic Boarding School. This research is focused on new female students, namely class 1 MTs students who have just entered the Islamic boarding school. The research used is descriptive qualitative research. The research subjects are caregivers, teachers, and students. In collecting the data using the method of observation, interviews, documentation and trigalius, by using data analysis, namely data reduction, data presentation, and verification. The results of this study indicate that the qiroati method in learning to read and write the Koran for new female students at the Darul Muttaqien Islamic Boarding School, where the new female students are class 1 MTs students who have just entered the Islamic boarding school, is running well. Keywords: Qiroati Method; Reading and writing the Qur'an
Implementasi Program Corporate Social Responsibility (CSR) di PT Brilian Elok Sukses Dalam Perspektif Ekonomi Islam Lusiyaningsih; Ikhwan Hamdani; Hilman Hakiem
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.804

Abstract

Corporate Social Responsibility is a social and environmental responsibility for companies that can be a solution in overcoming existing problems, such as environmental damage and the distance between people's economic levels that occur in an area. In Islam itself, CSR is a consequence that must be applied in conducting business, so that it is in accordance with the objectives of Islamic law, namely maslahat (maqashid al syai'ah). But in reality there are still few companies that implement the CSR program. This research was conducted with the aim of knowing how the implementation of the CSR program at PT Brilian Elok Sukses, as well as the suitability of the program in the view of Islamic economics. In this study, researchers used qualitative methods by conducting observations, interviews, and documentation to collect field data and apply empirical law, the aim is to strengthen the research. The results of the study show that the company has implemented the SCR program with funds obtained from income on November 11 each year which is commemorated as the anniversary of the company, distribution of funds divided by 60% for orphans and the poor, 20% for social activities and 20% for scholarships. Distribution is carried out directly by the company given to the company's environmental area. Then for the suitability of CSR in Islam it is analyzed through elements such as Al Adl and Al Ihsan and the distribution is carried out in the form of infaq and Sadaqah. Keywords: CSR, maqashid al syai’ah.
Implementasi Rescheduling, Reconditioning Dan Restructuring Sebagai Upaya Penyelesaian Pembiayaan Bermasalah Di BSI Kcp Jalan Baru Bogor Mahardika Ramadhan; Hilman Hakiem; Amran
Jurnal Kajian Islam dan Sosial Keagamaan Vol. 2 No. 2 (2024): Oktober - Desember
Publisher : CV. ITTC INDONESIA

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Abstract

Problematic financing that arises due to the decline in micro and small enterprises (MSEs) among customers negatively impacts the bank's financial performance, including a decrease in liquidity and the bank's reputation. Problematic financing is measured by the collectability of financing, which is divided into five categories, ranging from current to non-performing loans (NPL). This study aims to analyze the implementation of the Rescheduling, Reconditioning, and Restructuring (3R) program in handling problematic financing at Bank Syariah Indonesia (BSI) KCP Jalan Baru. The research method used is a qualitative approach with structured interviews as the data collection technique. The results of the study show that the implementation of the 3R program at BSI KCP Jalan Baru begins with the identification of customers facing payment difficulties, followed by a thorough analysis of the customers' financial conditions to determine the most appropriate solution. Customers who wish to utilize the 3R facility must meet several requirements, such as evidence of financial recovery efforts and a good payment history. BSI is considered responsive and cooperative in assisting customers throughout the process. The implementation of the 3R program has a positive impact on both customers and the bank. For customers, this program reduces the burden of payments and allows them to focus more on the continuity of their business. For the bank, the program helps reduce the Non-Performing Loan (NPL) ratio and maintains cash flow stability and financial health. However, there are also negative impacts, such as the addition of interest or restructuring fees, which increase the total installment amount for customers. The key factors influencing the success of the 3R implementation are smooth and open communication between the bank and customers, the bank's policy flexibility, the customer's financial condition, the level of openness of the customer, the customer's ability to communicate/negotiate, and the customer's good payment track record. These findings align with previous research emphasizing the importance of these factors in the success of financing restructuring programs in Islamic banking.
Faktor – Faktor Yang Mempengaruhi Perencanaan Keuangan Keluarga Secara Syariah ( Studi Kasus Di Desa Puspasari Kecamatan Citeurep Kabupaten Bogor ) Farhan Dwi Aditya; Ahmad Mulyadi Kosim; Hilman Hakiem
Jurnal Kajian Islam dan Sosial Keagamaan Vol. 2 No. 2 (2024): Oktober - Desember
Publisher : CV. ITTC INDONESIA

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Abstract

Islamic economics aims to achieve falah, namely happiness and welfare through fair management of resources in accordance with maqashid sharia, which includes the welfare of religion, soul, mind, descendants, and property. However, in practice, many Muslim families do not fully understand or apply the principles of financial management taught in the Qur'an and Hadith. This study aims to analyze the influence of financial literacy, education level, and income level on family financial planning according to sharia in Puspasari Village, Citeureup District, Bogor Regency. The method used is a quantitative approach by collecting data through a survey of Muslim families in the village. The results of the study indicate that the level of education, income, and family financial literacy have a significant effect on sharia financial planning. Although most families have done financial planning, there are still shortcomings in terms of detailed planning in accordance with sharia principles, especially related to the management of emergency funds and unexpected expenses. This study provides recommendations for the community to better understand and implement sharia-compliant family financial planning to improve family welfare in the long term.
ANALISIS IMPLEMENTASI MUDHARABAH PADA BUDIDAYA IKAN LELE RAHMA FRAMS KELURAHAN DUREN SERIBU KOTA DEPOK Abdus Salam; M. Kholil Nawawi; Hilman Hakiem
Jurnal Ekonomi dan Bisnis Vol. 3 No. 5 (2025): MEI
Publisher : ADISAM PUBLISHER

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Abstract

This research explores the application of the mudharabah contract, a profit-sharing partnership in which one party provides capital—either in the form of money or assets—while the other manages a specific business venture. The study adopts a qualitative approach with data gathered through fieldwork methods, including interviews, direct observations, and documentation. The key informants consist of managers and partners involved in catfish farming at Rahma Farm, located in Duren Seribu Village, where collaboration occurs between capital or pond owners and farm managers. SWOT analysis was employed to examine the internal and external factors influencing the partnership. Findings reveal that the profit-sharing agreement in this catfish farming practice is based on oral contracts, which lack legal enforceability. This arrangement is primarily driven by mutual trust and the intention to simplify the process of cooperation. The profit-sharing mechanism is carried out evenly, namely each party receives 50 percent of the business results. While the loss-sharing mechanism is borne entirely by the land owner.
IMPLEMENTASI ETIKA BISNIS ISLAM DALAM JUAL BELI ONLINE Sanusi, Muhammad Samsul Hidayatullah; Sutisna, Sutisna; Hakiem, Hilman
JURNAL ILMU SYARIAH Vol 10 No 3 (2022): DESEMBER
Publisher : IBN KHALDUN BOGOR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/mizan.v10i3.20356

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Saat ini, oranglebih cenderung bertransaksi secara online. Transaksi online sama saja dengan transaksi offline. Hanya saja proses jual belinya berbeda dengan jal beli offline, jual beli offline penjual dan pembeli bertemu sedangkan jual belionline melalui melalui internet. Nyatanya beberapa konsumen kecewa dan dirugikan saat bertransaksi secara online, misal barang yang di pesan tidak sesuai atau tidak dikirim oleh penjual, terlebih lagi bagi konsumen yang mengalami penipuan dengan nominal yang besar. Oleh karena itu sangat penting untuk mempraktikan etika bisnis Islami saat bertransaksi di Tokopedia. Metodologi dalam skirpsi ini adalah metode kualitatif data diambil dari wawancara dan observasi. dari hasil penelitian, observasi dan wawancara menunjukkan, bahwa penerapan etika bisnis Islam di Tokopedia sesuai dengan beberapa prinsip etika Islam. Namun secara keseluruhan, penerapan etika bisnis Islam di Tokopedia belum sesuai spenuhnya. Sebab masih ada penjual yang melakukan penipuan, dan masih ada yang menjual produk berkualitas rendah dan produk yang diharamkan seperti produk tirun atau produk KW, minuman keras, alat bantu sex dan boneka sex.
WHAT FACTORS INFLUENCE THE WELFARE OF ZAKAT BENEFICIARIES? Ayuniyyah, Qurroh; Hambari; Hakiem, Hilman; Faisal, Ahmad
Journal of Islamic Monetary Economics and Finance Vol. 11 No. 3 (2025)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v11i3.2171

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This study investigates the influence of demographic, social, and economic variables on the welfare of zakat beneficiaries in West Java, Indonesia. Using a sample of 1,300 zakat beneficiaries, the paper applies the Chi-square Automatic Interaction Detector (CHAID) method. Our findings suggest the crucial role of monitoring by amil institutions in the respective areas on the improvement of material and spiritual conditions of zakat beneficiaries. The study suggests that amil plays a major part in the success of zakat distribution programs and the programs should be further enhanced for the betterment of zakat beneficiaries. This study also shows that apart from zakat distribution programs, there are also some demographic, social, and economic variables that affect the income and spiritual conditions of zakat beneficiaries.
Kajian Hubungan Turbulensi Industri dengan Formulasi Strategi Perusahaan Hilman Hakiem; Melda Amelia Putri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 9 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i9.8970

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The purpose of this paper is to discuss the study of the relationship between industrial turbulence and corporate strategy formulation, taking three articles as case studies. This paper uses a qualitative analysis approach. In analysing the influence of industrial environmental turbulence, five levels are used, level 1 to level 5: Repetitive, expanding, changing, discontinuous, and surprising. The strategy formulation is the realisation of environmental demands. It was found that turbulence in the first case study was at the fourth level (discontinuous), turbulence in the second case study was at the third level (changing), and turbulence in the third case study was at the second level (expanding). As for strategy formulation, in the first case study the company can continuously search and enter industries that have a good future and the company can succeed. In the second case study, the company can progressively improve products/services that have been successful so far to anticipate changes in customer needs. In the third case study, the company can change its products to respond to competition, or stick with the products/services that have been successful so far, reducing costs and lower prices than competitors.
Kajian Hubungan Turbulensi Industri dengan Formulasi Strategi Perusahaan Hilman Hakiem; Melda Amelia Putri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 9 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i9.8970

Abstract

The purpose of this paper is to discuss the study of the relationship between industrial turbulence and corporate strategy formulation, taking three articles as case studies. This paper uses a qualitative analysis approach. In analysing the influence of industrial environmental turbulence, five levels are used, level 1 to level 5: Repetitive, expanding, changing, discontinuous, and surprising. The strategy formulation is the realisation of environmental demands. It was found that turbulence in the first case study was at the fourth level (discontinuous), turbulence in the second case study was at the third level (changing), and turbulence in the third case study was at the second level (expanding). As for strategy formulation, in the first case study the company can continuously search and enter industries that have a good future and the company can succeed. In the second case study, the company can progressively improve products/services that have been successful so far to anticipate changes in customer needs. In the third case study, the company can change its products to respond to competition, or stick with the products/services that have been successful so far, reducing costs and lower prices than competitors.
IMPLEMENTASI SIFAT QANA'AH DAN KAITANNYA DENGAN PERILAKU KONSUMTIF MAHASISWA Ilham, Muhamad Sihabudin; Sa’diyah, Maemunah; Hakiem, Hilman
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 5 No 1 (2025): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v5i1.2208

Abstract

Perilaku konsumtif tidak dapat dipisahkan dari pengaruh aspek keagamaan. Istilah perilaku konsumtif menggambarkan kecenderungan seseorang untuk membeli barang dan jasa yang terkadang tidak benar-benar diperlukan. Dalam menghadapi situasi semacam ini, penting kiranya untuk menginternalisasi sikap qana’ah dalam kehidupan sehari-hari. Qana’ah mengajarkan kita untuk menerima dengan lapang dada apa yang ada di sekitar kita. Penelitian ini bertujuan untuk memahami hubungan antara implementasi sifat qana'ah dengan perilaku konsumtif pada mahasiswa Pendidikan Agama Islam di UIKA Bogor. Penelitian ini menggunakan metode kuantitatif dengan pendekatan korelasional. Jumlah sampel yang diambil dalam penelitian ini adalah sebanyak 202 orang, yang ditentukan melalui teknik probability sampling, yakni simple random sampling. Skala yang digunakan meliputi skala perilaku konsumtif dan skala qana'ah. Hasil analisis memperlihatkan nilai r sebesar -0.404 dengan tingkat signifikansi 0.000, yang berarti hipotesis dapat diterima. Kesimpulannya, terdapat hubungan negatif antara qana'ah dan perilaku konsumtif di kalangan mahasiswa PAI UIKA Bogor. Temuan ini memberikan kontribusi signifikan dalam usaha membangun karakter mahasiswa melalui penguatan nilai-nilai keislaman yang dapat diterapkan dalam kehidupan sehari-hari
Co-Authors Abdul pauji Abdus Salam Ade Lia Ahmad Faisal Ahmad Hamdan Mushaddiq Ahmad Mulyadi Kosim Ahmad Sobari Ahmad Sobari Al Alawi, Mubayyin Aldeana Meliani Amran Desi Silfiaratih Waluyo Dewi Pitriani Dita Hildayatni Dwi Lia Rosalianti Fairuz Madinah Fanika Selvianti Farhan Dwi Aditya H. M. Kholil Nawawi Hambari, Hambari Hasanah, Rian Hendri Tandjung Hendri Tanjung Hildayatni, Dita Hilyatul Diniyah Ibdalsyah Ibdalsyah Idqan Fahmi Ikhwan Hamdani Ilham, Muhamad Sihabudin Imas Kania Rahman Irfan Syauqi Beik Kholil Nawawi Lili Diayana Fitri Linda Novita Linda Novita Lula Akmal Afifah Lusiyaningsih M. Dahlan R. M. Kholil Nawawi M. Kholil Nawawi Maesari Maesari Maesari, Maesari Magfirah Maulidia Putri Mahardika Ramadhan Maryati Maryati Melda Amelia Putri Mohamad Syahril Muharram Mohammed Samsul Hidayat Muhammad Danuludin Muhyani, Muhyani Muthmainah, Liska Mutiara Putri Riany Nawawi, M. Kholil Nawawi, M. Kholil Nia Ruhaniah Nida Fitri Yansyah Niken Febiana Nirwan Syafrin Nufus, Fika Pijaki Nurul Ismailiah Oking Setia Priyatna Pahmi Soleh Hasan Paramita, Sinta Pauji, Abdul Putra, Ari Andika Qurroh Ayuniyyah Rasi Magi Akhsya Ratu Balqis Sholiha Retno Triwoelandari Rian Hasanah Rismayanti Lubis Rizkha Amalia Anjani Salati Asmahasanah Sanusi, Muhammad Samsul Hidayatullah Satria Ramdani, Muhamad Sa’diyah, Maemunah Silfiaratih Waluyo, Desi Sinta Paramita Siti Afifah Siti Halimah Siti Herawati Sri Nurul Milla Suhendra Suhendra Sutisna Sutisna Sutisna Sutisna Suyud, Suyud Syarifatul Muawanah Tika Kartika Triwoelandari, Retno Wicaksono, Matius Rangga Yayik Maulani Nursantia Yayu Siti Nurgilang Yunita Maulida