Claim Missing Document
Check
Articles

Found 21 Documents
Search

The Efficiency of KSPPS BMT UGT Nusantara Branches in East Java using Data Envelopment Analysis (DEA) Period 2018-2022 Jaudat Iqbal Harris; Sirajul Arifin; Muhammad Yazid
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 8 No. 1 (2024): June 2024
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v8i1.8485

Abstract

Performance assessment of Islamic financial institutions such as KSPPS BMT UGT Nusantara is crucial to ensure optimal resource utilisation and improved customer service. This study evaluates the efficiency of several branches of KSPPS BMT UGT Nusantara in East Java from 2018 to 2022 using the Data Envelopment Analysis (DEA) approach. Input variables include the number of employees, total assets, and operational costs, while output variables encompass the number of customers, total financing, and total income. The results show that during the 2018-2022 period, many branches of BMT UGT Nusantara had not yet reached optimal scale, although some had achieved efficiency levels in both production and intermediation approaches. In the production approach, 50% of branches achieved technical efficiency, pure technical efficiency, and scale efficiency, while in the intermediation approach, 55% of branches achieved the same efficiency levels. To address inefficiencies, recommended strategies include: adjusting the number of employees according to actual needs; reducing excessive operational costs by identifying and eliminating unnecessary expenses; and managing assets more effectively by reinvesting in revenue-generating activities.
Co-Authors Abdul Hafidz Bin Zaid Absa, Rafif Yuliza Achmad Kahlil Gibran Saputra Achmad Reza Hutama Al Faruqi Aditya Muhammad Daekan Wahyuda Agung Dwicahyo Agung Nurcholis Ahmad Agus Hidayat Ahmad Dika Purnama Ahmad Hasyim akmal hidayah Al Faqih, Muhammad Fahmi Al Hadad, Muhammad Haqi Al Hammaam, Hudzaif Al Husna, Sabrina Yusrin Alafianta, Novan Fatchu Alfhata Brillian Putra Amiq, Ahmad Fahrul Amru Saputra Andi Nur Fadhila Mahdiyah Aqif Khilmia Arrizki Azka Pratama Asyiddiqi, Abdul Aziz Azhar Rizki Anggoro Sahputro Azzahara, Dewi Mufida Cheyeng, Ridwan Daniswar, Haidar Aly Dede Iskandar, Dede Dinia, Nazia Fahruddin, Abdul Rozak Fara Nayo Faramarisa Faramarisa, Fara Nayo Fazari Zul Hasmi Kanggas Firmana Putra Fitri Setyo Rini Ghani Rizqullah Hafidz Shiddiq Hamonangan Lubis Hasbi, Noval Hudzaif Al Hammaam Husni, Indra Sholeh Ilhan Apriyadi Indra Sholeh Husni Jamil, Muhammad Shobrun Jauhar Nafies Jaziela Huwaida Jubron Muflih Kamil Julianto, Reyhan Aditya Kamil, Jubron Muflih Khoirul Umam Khoirul Umam Kristiawan Basuki Rahmat Lalu Ananta Lathiefa Rusli M. Kholid Muslih Mugiyati Muhammad Fahmi Al Faqih Muhammad Haqi Al Hadad Muhammad Rafi Farid Ismail Muhammad Sholihin Muzaki Firmansyah Muhammad Yazid Muhammad Yazid Muhammaf Raihan Musofa, Mar I Tri Najie, Ilyu ‘Ainun Najie’, Ilyu ‘Ainun Nouval Salman Noval Hasbi Nurhuda, Yusa Amin Oktavianos, Vandeber Rafif Yuliza Absa Rahmat, Kristiawan Basuki Raihan, Muhammaf Ridho Abdillah Ridho, Muhammad Najib Riza Ashari Rosidah, Ulfa Nur SALMAN ALFARIZI Sasongko, Yogi Banar Septrianto, Wahyu Sirajul Arifin Siska Arie Novita Syamsuddin Arif Syamsuddin Arif Syauqal Hanun, Nadia Aulia Taqwa, Ussia A’lat Tsabita, Khadija Kayyisha Umi Isnatin Vandeber Oktavianos Wahyuda, Aditya Muhammad Daekan Wijaksana, Arif Yusuf Al Manaanu ‘Aris, Muhammad Raffal