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All Journal KERTHA WICAKSANA Jurnal Hukum Prasada Pena Justisia: Media Komunikasi dan Kajian Hukum Journal Equity of Law and Governance Jurnal Pengabdian Masyarakat Indonesia Maju (JPMIM) Jurnal Konstruksi Hukum Aptekmas : Jurnal Pengabdian Kepada Masyarakat Jurnal Interpretasi Hukum Jurnal Preferensi Hukum (JPH) Warmadewa Minesterium Medical Journal Akuntansi dan Humaniora: Jurnal Pengabdian Masyarakat Protection: Journal Of Land And Environmental Law Journal of Artificial Intelligence and Digital Business Jurnal Inovasi Pengabdian dan Pemberdayaan Masyarakat Community Services Journal (CSJ) Vyavahara Duta Eksekusi: Jurnal Ilmu Hukum dan Administrasi Negara International Journal of Law and Society Community Services: Sustainability Development Verdict: Journal of Law Science Jurnal Analogi Hukum Kertha Patrika Open Access DRIVERset Community Service Journal of Law
I Made Aditya Mantara Putra
Universitas Warmadewa
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Actualization of Bank Principles of Precaution in An Efforts to Protect Customers Against Social Engineering Banking Crime Modes I Made Aditya Mantara Putra Aditya Mantara
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 24 No. 1 (2025): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v24i2.6516

Abstract

This study is based on the increasing cases of social engineering fraud in the banking sector that threaten customer security. The urgency of this study lies in the need to understand how the bank's precautionary principle can be actualized to protect customers from increasingly sophisticated crime modes. The purpose of this study is to analyze the application of the precautionary principle in customer protection efforts and to identify steps that can be taken by banks to reduce the risk of such crimes. The research method used is a normative method supported by empirical data. Empirical data were collected through in-depth interviews with bank management, namely at PT. Bank BRI Denpasar Renon Branch and PT. Bank BPD Bali Denpasar Branch. The results of the study indicate that although banks have implemented several precautionary principles, there are still gaps in their implementation that can be exploited by criminals. This study found that customer education and improving digital security systems are important steps that need to be taken to strengthen customer protection. The output of this study is expected to provide practical recommendations for banks in optimizing the application of the precautionary principle and increasing customer awareness of the potential risks of social engineering crimes. In addition, the results of this study can also be a reference for better banking policies in protecting customers in the digital era
Comparison of Personal Guarantees and Collateral in Bank Credit Agreements and Leasing Financing Dewi, Ida Ayu Cintiya Kencana; Putra, I Made Aditya Mantara
Kertha Patrika Vol. 47 No. 3 (2025): Reinterpreted Civil, Administrative, and Criminal Law into Indonesia Legal Dev
Publisher : Faculty of Law, Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/KP.2025.v47.i03.p05

Abstract

This study aims to analyse the effectiveness of guarantees in bank credit agreements and leasing financing, specifically comparing personal guarantees and collateral. Using a normative research method, this study investigates the regulations governing both types of guarantees from the perspective of Indonesian positive law. The objective of this study is to provide a better understanding of when and why each type of collateral should be used, as well as to identify challenges in its application. Through literature studies, analysis of legislation, and a review of court decisions, this study finds that collateral offers greater legal certainty and facilitates execution, especially when the collateral has a stable market value. Conversely, personal guarantees provide flexibility in collateralisation but are highly dependent on the guarantor's financial capacity and good faith. The results of this study are expected to provide recommendations for legal practice in the field of financing and assist creditors in selecting the optimal type of collateral for their situation.
Comparison of Personal Guarantees and Collateral in Bank Credit Agreements and Leasing Financing Dewi, Ida Ayu Cintiya Kencana; Putra, I Made Aditya Mantara
Kertha Patrika Vol. 47 No. 3 (2025): Reinterpreted Civil, Administrative, and Criminal Law into Indonesia Legal Dev
Publisher : Faculty of Law, Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/KP.2025.v47.i03.p05

Abstract

This study aims to analyse the effectiveness of guarantees in bank credit agreements and leasing financing, specifically comparing personal guarantees and collateral. Using a normative research method, this study investigates the regulations governing both types of guarantees from the perspective of Indonesian positive law. The objective of this study is to provide a better understanding of when and why each type of collateral should be used, as well as to identify challenges in its application. Through literature studies, analysis of legislation, and a review of court decisions, this study finds that collateral offers greater legal certainty and facilitates execution, especially when the collateral has a stable market value. Conversely, personal guarantees provide flexibility in collateralisation but are highly dependent on the guarantor's financial capacity and good faith. The results of this study are expected to provide recommendations for legal practice in the field of financing and assist creditors in selecting the optimal type of collateral for their situation.
ACTUALIZATION OF BANK PRINCIPLES OF PRECAUTION IN AN EFFORTS TO PROTECT CUSTOMERS AGAINST SOCIAL ENGINEERING BANKING CRIME MODES I Made Aditya Mantara Putra; Johannes Ibrahim Kosasih; I Nyoman Sukandia; AA Ngr Mayun Narindra
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 24 No. 1 (2025): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v24i1.6515

Abstract

This study is based on the increasing cases of socialengineering fraud in the banking sector that threatencustomer security. The urgency of this study lies in theneed to understand how the bank's precautionaryprinciple can be actualized to protect customers fromincreasingly sophisticated crime modes. The purpose ofthis study is to analyze the application of theprecautionary principle in customer protection effortsand to identify steps that can be taken by banks to reducethe risk of such crimes. The research method used is anormative method supported by empirical data. Empiricaldata were collected through in-depth interviews withbank management, namely at PT. Bank BRI DenpasarRenon Branch and PT. Bank BPD Bali Denpasar Branch.The results of the study indicate that although banks haveimplemented several precautionary principles, there arestill gaps in their implementation that can be exploited bycriminals. This study found that customer education andimproving digital security systems are important stepsthat need to be taken to strengthen customer protection.The output of this study is expected to provide practicalrecommendations for banks in optimizing the applicationof the precautionary principle and increasing customerawareness of the potential risks of social engineeringcrimes. In addition, the results of this study can also be areference for better banking policies in protectingcustomers in the digital era
Kedudukan dan Hak Keperdataan Anak Yang Lahir Dari Kehamilan Akibat Pemerkosaan Pasca Putusan Mahkamah Konstitusi : Suatu Analisis Yuridis Hamidah, Elda Faizatul; Sujana, I Nyoman; Putra, I Made Aditya Mantara
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 1 (2026): Februari - April
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i1.7855

Abstract

Artikel ini merupakan penelitian hukum yang menganalisis mengenai kedudukan dan hak keperdataan anak yang lahir dari kehamilan akibat pemerkosaan pasca putusan mahkamah konstitusi : suatu analisis yuridis. Adapun fokus kajian nya adalah 1). mengenai pengaturan kedudukan dan hak keperdataan anak yang lahir dari korban pemerkosaan, serta 2). mengenai bentuk perlindungan yang diberikan negara kepada korban pemerkosaan. Dengan menggunakan pendekatan perundang-undangan, kasus, dan pendekatan konseptual dapat dipahami bahwa sistem hukum Indonesia mengakui anak sebagai subjek hukum dengan hak asasi sejak lahir, termasuk anak dari korban pemerkosaan, berdasarkan Undang-Undang Dasar 1945 dan Undang-Undang terkait. Namun, pengaturan hak keperdataan anak dengan ayah biologis masih terbatas dan kurang tegas. Dan hasil penelitian menunjukkan bahwa meskipun Putusan Mahkamah Konstitusi Nomor 46/PUU-VIII/2010 telah membuka pengakuan hubungan keperdataan anak luar kawin dengan ayah biologisnya, implementasinya dalam kasus pemerkosaan masih menghadapi kendala normatif dan praktis. Selain itu, perlindungan hukum terhadap anak hasil pemerkosaan belum sepenuhnya terintegrasi sehingga diperlukan penguatan regulasi dan harmonisasi hukum guna menjamin kepastian dan keadilan bagi anak.
Perlindungan Konsumen Atas Tindakan Medis Bidang Kecantikan Di Rejuvie Clinic I Made Aditya Mantara Putra; I. B. Gde Agustya Mahaputra
Kertha Wicaksana Vol 13 No 1 (2019)
Publisher : Fakultas Hukum, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/kw.13.1.2019.1-5

Abstract

Seiring dengan pesatnya kemajuan pariwisata di Bali, kedatangan para wisatawan asing ke pulau dewata dengan tujuan berwisata semakin meningkat. Implikasi nyata yang terlihat dari kondisi ini adalah adanya pertukaran kebudayaan termasuk pengaruh di bidang fashion dan trend, khususnya trend perawatan kecantikan di Bali. Dalam Undang-Undang Perlindungan Konsumen diatur hak dan kewajiban konsumen serta pelaku usaha sehingga terjadi hubungan yang proporsional dimana perusahaan memperoleh profit atau keuntungan dan konsumen memperoleh barang/dan atau jasa sehingga muncul rasa puas. Dilihat dari sisi yang berbeda, tindakan medis bidang kecantikan dilakukan oleh klinik kecantikan memiliki resiko di bidang medis. Konsumen dapat saja mengalami kerugian akibat tindakan medis bidang kecantikan yang dilakukan oleh Klinik Kecantikan. Oleh karenanya, perlindungan konsumen atas tindakan medis bidang kecantikan yang dilakukan oleh klinik kecantikan perlu pengaturan yang jelas.Permasalahan yang diangkat untuk dianalisa dan dijawab dalam penelitian ini yaitu bagaimana perlindungan konsumen atas tindakan medis bidang kecantikan dan bagaimana penyelesaian sengketa atas kerugian konsumen yang timbul akibat tindakan medis bidang kecantikan khususnya di Rejuvie Clinic.Hasil analisis menunjukkan bahwa perlindungan konsumen atas tindakan medis bidang kecantikan di Rejuvie Clinic dilakukan dengan perjanjian tertulis yang mengatur tindakan penyelesaian di bidang administratif, perdata maupun pidana dari resiko di bidang medis. Kata Kunci: Penyelesaian Sengketa; Perlindungan Konsumen; Tindakan Medis Along with the rapid progress of tourism in Bali, the arrival of foreign tourists to the island of the gods with the aim of travelling is increasing. The real implication seen from this condition is the existence of cultural exchanges including influences in the field of fashion and trend, especially the trend of beauty care in Bali. In the Consumer Protection Act regulated the rights and obligations of consumers and business actors so that there is a proportional relationship where the company earns profits or profits and consumers obtain goods / and or services so that there is a sense of satisfaction. Viewed from a different side, medical treatment in the field of beauty is carried out by beauty clinics at risk in the medical area. Consumers can experience losses due to medical measures in the field of beauty carried out by the Beauty Clinic. Therefore, consumer protection for medical actions in the area of beauty carried out by beauty clinics needs clear arrangements. Problems raised for analysis and answers in this study are how to protect consumers from medical actions in the field of beauty and how dispute resolution over consumer losses arises from activities medical field of vision especially at Rejuvie Clinic. The results of the analysis show that consumer protection for medical treatment in the beauty field at Rejuvie Clinic is carried out by written agreements that regulate settlement actions in the administrative, civil and criminal areas of risk in the medical field. Keywords: Dispute Resolution; Consumer Protection; Medical Action
Tanggungjawab Perusahaan Angkutan Terhadap Kerugian yang Ditimbulkan Akibat Kelalaian Pengemudi Selama Kegiatan Penyelenggaraan Pengangkutan I Wayan Werasmana Sancaya; I Made Aditya Mantara Putra
Kertha Wicaksana Vol 15 No 1 (2021)
Publisher : Fakultas Hukum, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/kw.15.1.2021.47-43

Abstract

In fact, it can be observed that transport drivers often take actions due to deliberate action or negligence which result in losses to others, in this case either material or immaterial losses. This can be described as for example the actions of a driver who is driving his vehicle inappropriately in the sense that when carrying out his duties the driver is not fit, tired or under the influence of alcohol or illegal drugs which of course greatly affects his ability to drive a vehicle, resulting in accidents and cause harm to others. Based on this description, the researcher feels the need to examine the level and form of responsibility of goods transportation companies. This type of research used in this research is a type of empirical legal research. The result of the research is regarding the responsibility arrangement of the transportation company in the event of a loss caused by the driver during transportation activities at the Denpasar Cambodia Post Office and PT. Maharani Prema Sakti Denpasar refers to Law No. 22/2009 concerning Road Transportation Traffic, which is also stated in the work contract agreement between the transportation company and the driver. The form of company responsibility, namely the Denpasar Cambodia Post Office to the driver, the company before hiring the driver has included the driver with insurance. However, if the insurance costs are still insufficient to back up the financing of the driver who had the accident, the company will bear the shortage of costs. While the form of responsibility to the company PT. Maharani Prema Sakti Denpasar, which is responsible in accordance with the contents of the work contract agreement which states his responsibilities in a predetermined nominal.
Urgensi Sertifikat Laik Fungsi (Slf) Bangunan Terhadap Usaha Jasa Akomodasi Pariwisata di Kota Denpasar I Nyoman Gede Sugiartha; I Gusti Agung Ayu Gita Pritayanti Dinar; I Made Aditya Mantara Putra
Kertha Wicaksana Vol 15 No 2 (2021)
Publisher : Fakultas Hukum, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/kw.15.2.2021.116-121

Abstract

The application of the Online Single Submission (“OSS”) is implemented by the government in order to streamline the business licensing process which has been considered very inefficient and requires a lot of time and money, requiring all Limited Liability Companies (“PT”) established under the laws of the Republic of Indonesia to obtain a Business Identification Number. (“NIB”) and further adjust the permits previously obtained by each of the PT, both those related to operations and non-operations, with the permits issued by OSS. As a result of the implementation of the OSS, companies that have applied for and obtained a Business Permit (Target Business Registration Certificate) but have not yet become effective, must fulfill other commitments, one of which is the Certificate of Feasibility of Function (“SLF”). The formulation of the problem in this study: (i) Application of the arrangement of the Function Feasibility Certificate (SLF) for buildings in the Province of Bali, (ii) the urgency of the implementation of the Commitment to the Certificate of Feasibility of Function (SLF) in the Province of Bali. This research uses normative legal research methods, with a statutory approach and legal concept analysis. The theory used in examining the problems in this research is the theory of economic law, the theory of state sovereignty and the conception of law as a policy process. Through this research, it can be determined the urgency of implementing the commitment to the Certificate of Functional Worth (SLF) for buildings in Denpasar City. Consistency of professional application based on justice, certainty and legal benefits by the government is needed so as to create economic growth through ideal and sustainable tourism in Bali. The benchmark for implementing the SLF commitment is by taking into account various legal factors and the efficiency of government policies in a deep, structured and systematic manner.
Perlidungan Hukum Kemitraan Ojek Online Dengan Driver Pasca Diberlakukannya Undang-Undang Cipta Kerja IB. Gede Agustya Mahaputra; I Made Aditya Mantara Putra; IA Cynthia Saisaria Mandasari
Kertha Wicaksana Vol 17 No 2 (2023)
Publisher : Fakultas Hukum, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/kw.17.2.2023.114-122

Abstract

Public transport has an important role in economic development, because it is related to the distribution of goods and services. One of the most effective and efficient public transportation is the motorcycle taxi. Ojek is an informal public transportation in Indonesia in the form of motorbikes. In Indonesia, there is an online motorcycle taxi service that allows prospective passengers not to come to a base. Online motorbike taxis are another face of conventional motorbike taxis which are transformed using the touch of a smartphone-based technology application that is connected to the internet network. The problems raised in this study regarding legal protection arrangements are seen from the characteristics of agreements based on partnerships and the legal consequences that arise if the cooperation agreement is based on partnerships after the enactment of Law Number 11 of 2020 concerning Job Creation. The type of research used in writing this paper is a type of normative legal research with a problem approach used is a statutory approach and a conceptual approach. The results of the study show that the characteristics of the agreement generally consist of agreement, skills, the existence of a certain object, but in a partnership agreement these elements are also used but what distinguishes it is in a partnership agreement using the principles of mutual benefit, need and strengthening. The legal consequences of the work copyright law do not cover work relationships based on partnerships, which are only covered by working relationships based on work contracts (work agreements). If seen from the Law which is used as the legal basis, the principle of mutual benefit has not been fulfilled but it still benefits one of the parties so that it is still possible for breach of contract to occur.
Eksistensi Badan Pengelola Investasi Daya Anagata Nusantara (BPI Danantara) Dalam Perspektif Hukum Investasi I Putu Suwantara; I Made Aditya Mantara Putra; Johannes Ibrahim Kosasih
Kertha Wicaksana Vol 19 No 2 (2025)
Publisher : Fakultas Hukum, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/kw.19.2.2025.121-128

Abstract

Danantara dalam perspeltif investasi memiliki kewenangan lebih luas karena tidak hanya mengelola aset tertentu, tetapi juga mengonsolidasikan aset-aset pemerintah yang tersebar di berbagai kementerian agar lebih terintegrasi dan efisien. Danantara sebagai Badan Pengelola Investasi (BPI) Indonesia menandai era baru dalam tata kelola investasi strategis nasional. Berdasarkan Undang-Undang Nomor 1 Tahun 2025 tentang perubahan ketiga atas Undang-Undang Nomor 19 Tahun 2003 tentang Badan Usaha Milik Negara (BUMN) serta diperkuat dengan Peraturan Pemerintah Nomor 10 Tahun 2025, entitas ini diharapkan mampu mengoptimalkan aset negara melalui skema investasi berbasis hukum yang kuat. model pengelolaan Danantara memiliki peran serupa dengan Indonesia Investment Authority (INA), secara kelembagaan yang memiliki fungsi untuk mengelola dan mengembangkan aset negara. Danantara apabila salah pengelolaan akan mengakibatkan Adanya restrukturisasi tenaga kerja yang menjadi bagian dari pembentukan holding dapat membawa potensi tantangan ketenagakerjaan yang kompleks. Penelitian hukum ini menggunakan jenis penelitian hukum normatif, Pembentukan entitas BPI Danantara dapat menimbulkan risiko birokrasi dalam perspektif Hukum Investasi, adanya Potensi praktik monopoli dalam sektor keuangan yang dapat menghambat kompetisi dan inovasi, akibat hukum apabila manajemen yang mengelola aset-aset strategis dalam super holding BPI Danantara tidak ditangani dengan baik Adanya restrukturisasi yang menjadi bagian dari pembentukan holding dapat membawa potensi tantangan ketenagakerjaan yang kompleks.
Co-Authors A. A. Ngr Mayun Narindra AA Ngr Mayun Narindra Airo Kamta Perangin-angin Airo Kamta Perangin-angin ARTANAYA, Wayan Cokorda Istri Sarawasundhari Denisya, Ni Putu Dessy Lina Oktaviani Suendra Deswan Harapenta Ginting Deswan Harapenta Ginting Dewa Ayu Nyoman Trisnamurti Dewi, Ida Ayu Cintiya Kencana Gede Agung Wirawan Nusantara Gede Agung Wirawan Nusantara Gede Agung Wirawan Nusantara Hamidah, Elda Faizatul Hartini Sarifan Hartini Sarifan I A Cynthia Saisaria Mandasari I Dewa Agung Gede Mahardika Martha I Gede Wira Darma I Gusti Agung Ayu Gita Pritayanti Dinar I Gusti Nyoman Agung I Ketut Puja Wirya Sanjaya I Ketut Sukadana I Made Agus Surya Adi Putra I Made Agus Surya Adi Putra I Made Dedy Priyanto I Nyoman Alit Puspadma I Nyoman Alit Puspadma I Nyoman Budiartha I Nyoman Gede Sugiartha I Nyoman Gede Sugiartha I Nyoman Mahendra Guna I Nyoman Putu Budiartha I Nyoman Putu Budiartha I Nyoman Putu Budiartha I Nyoman Putu Budiartha I Nyoman Sujana I Nyoman Sukandia I Putu Satya Guna Dharma I Putu Satya Guna Dharma I Putu Suwantara I Putu Suwantara I Wayan Egiarta Pramudana I Wayan Gede Purnayasa Wijaya I Wayan Gede Purnayasa Wijaya I Wayan Kartika Jaya Utama I WAYAN SUARJANA I Wayan Werasmana Sancaya I Wayan Werasmana Sancaya I Wayan Wesna Astara I. B. Gde Agustya Mahaputra IB Gede Agustya Mahaputra IB Gede Agustya Mahaputra IB. Gede Agustya Mahaputra Ida Bagus Gede Agustya Mahaputra Jessika Morisca Katu Johannes Ibrahim Kosasih Johannes Ibrahim Kosasih Johannes Ibrahim Kosasih Kadek Nadya Pramita Sari Karma, Ni Made Sukaryati Ketut Adi Wirawan Ketut Adi Wirawan Komang Krisna Yustika Putra Komang Sutriani Krisna Dwipayana Dira Putra Luh Gede Pradnyawati Luh Gede Pradnyawati Luh Made Mahendrawati Made Indra Wijaya Made Indra Wijaya Made Indra Wijaya Mulyawati, Kade Richa Ni Kadek Ayu Dea Novi Andini Ni Komang Arini Styawati Ni Komang Arini Styawati Ni Komang Trisna Desinta Ni Luh Putu Ratna Wahyu Lestari Ni Made Jaya Senastri Ni Made Jaya Senastri Ni Nyoman Sri Rahayu Damayanti Ni Putu Citra Juli Artini Ni Putu Denisya Ni Putu Erni Novayanti Putri Paramananda, N Patrick Samky Radjah Pradnyawati, Luh Gede Putri, Made Dhea Mulya Putu Budiartha, I Nyoman Sianturi, Ronald Hasudungan Siti Romlah Sujana, I Nyoman suryawan, Gusti Bagus Wijaya, Made Indra Willy Yohanes Siahaan Willy Yohanes Siahaan Wiryani, Made