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Mustakim, Usep Saepul
STKIP Syekh Manshur Pandeglang
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Pengaruh Pinjaman Online Terhadap Generasi Muda di Era Society Mastufah, Neneng; Fadzillah, Tri Utami Tasya; Adawiah, Dewi Siti; Mustakim, Usep Saepul
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 1 (2025): February
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14650140

Abstract

This study aims to analyze the impact of online loan services (pinjol) on the community, both in terms of benefits and risks. With the development of financial technology (fintech), online loans are an alternative solution to meet urgent financial needs. Its fast, easy, and no-guarantee process is the main attraction. However, these services also bring negative impacts, such as high interest rates, unethical billing, and potential misuse of personal data. Through a qualitative approach, this study examines user experience, applicable regulations, and the role of the government in supervising online loan services. The results of the study show that although online lending helps improve financial inclusion, consumer protection and digital literacy need to be improved to reduce risks that harm society.
Efektifitas Pembelajaran Tatap Muka Terbatas di Masa Pandemi Covid-19 (Studi Empiris Terhadap Mahasiswa di STKIP Syekh Manshur) Usep Saepul Mustakim; Ratna Dewi; Ajeng Mulyasari; Ade Juanto; Linda; Asep Saefullah Kamali
Al-Miskawaih Vol 2 No 2 (2021): Edisi Nopember 2021
Publisher : Sekolah Tinggi Ilmu Tarbiyah (STIT) Pemalang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (486.917 KB) | DOI: 10.58410/al-miskawaih.v2i2.366

Abstract

Pembelajaran tatap muka terbatas dimasa pandemi covid-19 ini tentu mendapatakan tantangan tersendiri karena dengan keterbatasan untuk saling menjaga protokoler kesehatan baik dosen maupun mahasiswa. Pembelajaran tatap muka terbatas dimasa pandemi ini diharapkan terlaksana dengan efektif dengan hasil belajar yang maksimal. Tujuan penelitian ini bermaksud untuk mengetahui seberapa besar tingkat efektivitas pembelajaran tatap muka terbatas dimasa pandemi covid-19 terhadap hasil belajar mahasiswa pada mata kuliah pengantar ilmu pendidikan dengan harapan interpretasi nilai yang tinggi. Metode yang digunakan dalam penelitian ini adalah dengan pendekatan kuantitatif dimana data diperoleh dengan uji statistik yang dibantu dengan aplikasi SPSS for windows. Data diakumulasi dan dianalisis dengan analisis regresi sehingga setelah dilakukan perhitungan statistik diperoleh nilai sebesar 61,70% yang mana nilai sebesar itu bisa diinterpretasikan cukup baik atau bisa dikatakan pembelajaran cukup efektif dimasa pandemi Covid-19.
Minat Belajar Mahasiswa Dimasa Pandemi Covid-19 Terhadap Hasil Belajar Mahasiswa saepul mustakim, usep
Al-Miskawaih Vol 5 No 1 (2024): Edisi Mei 2024
Publisher : Sekolah Tinggi Ilmu Tarbiyah (STIT) Pemalang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58410/.v5i1.395

Abstract

The Teaching and learning activities during this pandemic are expected to be carried out well with optimal learning outcomes. The purpose of this study was to find out how much interest in student learning during the covid-19 pandemic was on student learning outcomes in the hope of increasing their learning outcomes. The method used in this research is a quantitative approach where the data is obtained by statistical tests assisted by the SPSS for windows application. The data was accumulated and analyzed by regression analysis so that after statistical calculations, a score of 61.70% was obtained, of which a value of that size could be interpreted quite well or it could be said that the learning outcomes were quite good and the student's interest in learning was also quite good.
THE EFFECT OF USING GEMINI AI-BASED LEARNING MEDIA ON STUDENTS' MATHEMATICAL CONCEPT UNDERSTANDING ABILITY Widyaningrum, Ismi; Fadliansyah, M.; Mustakim, Usep Saepul
Cakrawala Pedagogik Vol 9 No 2 (2025): Cakrawala Pedagogik
Publisher : Sekolah Tinggi Keguruan dan Pendidikan Syekh Manshur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51499/cp.v9i2.779

Abstract

This research aims to determine the effectiveness of using Gemini AI-based learning media on the ability to understand mathematical concepts in class XI TKJ SMK Al-Kaffah Cikedal students in the 2024/2025 academic year. The design used in this research was to provide a pre-test after which treatment using Gemini AI learning media was applied to the experimental class with a total of 26 people, and ordinary treatment (learning using conventional models) to the control class with a total of 25 students, after the treatment was carried out. then a post-test was used to measure the results of students' ability to understand mathematical concepts from each group. Based on the results of research and data analysis, the average post-test score for the experimental class was 75.5 and the control class was 61.9. This shows that there are significant differences in the learning outcomes obtained by the two classes. From the results of the hypothesis test calculations, tcount = 7.617. At a significance level of 5% and db = 26+25 – 2 = 49, ttable = 2.010. Because tcount > ttable (7.617 > 2.010) then H0 is rejected which means H1 is accepted, which means there is a positive influence of the Gemini AI learning media on the ability to understand mathematical concepts of class.
Co-Authors Aan Aan Adawiah, Dewi Siti ADE HIKMAT Ade Juanto Ade Juanto Agus Wahyudi Ajeng Muliasari Ajeng Muliasari Ajeng Muliasari Ajeng Mulyasari Ajeng Mulyasari Amalia Husna Amtai Alaslan Arina Nur Indriani Asep Saeful Rohman Asep Saefullah Kamali Asep Saefullah Kamali Budi, Asep Diah Mardiah Dilla Yunesti Dini Delini Endang Switri Fadliansyah, M. Fadzillah, Tri Utami Tasya Fatimah, Hana Feri Kurniawan Hana Fatimah Haris Haris Imam Safi'i Inda Yani Inda yani, Inda Indriani, Arina Nur Ira Asyura Islamiyati, Titi Ismi Widiyaningrum Iza Azkia Rahma Wijaya Jamaludin . Kamali, Asep Saefullah Lathifah, Ainun Linda Linda Linda Linda Linda Mardiah, Diah Mastufah, Neneng Mimin saminah Minhatul Ma’arif Muhardila Fauziah Muliasari, Ajeng Munawar, Badri Muspiroh, Siti Nugraha, Rifki Arif Nunung Sumarni Nurdiana, Septi Nurfalah, Siti Nurmantoro, Muh. Aripin R, Rahmawati Ramidah, Nasywa Najwatun Ratna Dewi Ratna Dewi Ratna Dewi Ratna Dewi RATNASARI, DINE TRIO saminah, Mimin Septi Nurdiana Suardi, Devaron Sulaeman, Yeni Sumarni, Nunung Susan, Eneng Syahrudin Usmaedi Usmaedi Uun Undayah Widyaningrum, Ismi Yeni Sulaeman Yuliani, Sipa Tias Yusuf Aditya, Dedy