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The Role Of Financial Literacy, Risk-Taking Behavior, And Business Networking On Start-Up Growth Efendi; Harahap, Subur; Hidayat, Riyan; Mardhotillah, Bunga
Journal Management & Economics Review (JUMPER) Vol. 3 No. 1 (2025): July
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i1.682

Abstract

This study investigates the role of financial literacy, risk-taking behavior, and business networking on the growth of start-ups in Indonesia. Using a purposive sample of 200 start-up entrepreneurs from diverse sectors, data were collected through an online questionnaire and analyzed using multiple linear regression. The results indicate that all three variables significantly and positively influence start-up growth, with business networking having the strongest impact, followed by financial literacy and risk-taking behavior. These findings emphasize the importance of not only financial skills and entrepreneurial mindset but also the strategic use of social networks in fostering business expansion. Practical implications for entrepreneurial training, ecosystem development, and policy formulation are discussed. The study contributes to the understanding of start-up success factors in emerging economies and offers directions for future research.
PILAR-PILAR FILSAFAT ILMU: LANDASAN EPISTEMOLOGI POSITIVISME DAN POSTPOSITIVISME Heidi, Mutiara; Efendi; Zalnur, Muhammad
As-Sulthan Journal of Education Vol. 2 No. 2 (2025): November
Publisher : As-Sulthan Journal of Education

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Philosophy emerged as a movement seeking answers rationally and logically, which gradually developed into a field of science. This study aims to comprehensively and systematically examine and explain the pillars of the philosophy of science as the epistemological foundation for the positivism and post-positivism schools of thought. The method used is a literature review, chosen because the author focuses on an in-depth analysis of philosophical and theoretical concepts. The results of this study show that scientific knowledge is supported by three main pillars of the philosophy of science: Ontology, Epistemology, and Axiology. Within the methodological framework, Epistemology plays a central role in determining valid criteria for truth. This led to the emergence of positivism, which was subsequently criticized and modified into post-positivism. The objective is for scientific knowledge to be able to explain and predict phenomena, as well as provide valid benefits.
Tinjauan Yuridis terhadap Tindak Pidana Penipuan dalam Kerja Sama Pembangunan Rumah Tinggal di Kabupaten Rejang Lebong (Studi Kasus Putusan Nomor 13/Pid.B/2024/PN Crp) Kevin Fatturrahman Hadiansyah; Efendi; Himawan Ahmed Sanusi
PESHUM : Jurnal Pendidikan, Sosial dan Humaniora Vol. 5 No. 1: Desember 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/peshum.v5i1.14540

Abstract

Penelitian ini mengkaji tentang pertanggungjawaban pidana terhadap tindak penipuan yang dilakukan melalui kerja sama pembangunan rumah tinggal dengan studi kasus Putusan Pengadilan Negeri Curup Nomor 13/Pid.B/2024/PN Crp. Metode yang digunakan adalah kualitatif dengan pendekatan hukum empiris dengan teknik analisis dokumen, pendekatan kasus, serta wawancara dengan aparat penegak hukum. Penelitian ini bertujuan untuk merekonstruksi fakta hukum, pertimbangan hakim, serta penerapan Pasal 378 KUHP mengenai penipuan. Hasil penelitian menunjukkan bahwa ketika hubungan kontraktual dijadikan kedok untuk melakukan penipuan secara sistematis, tindakan tersebut tidak lagi termasuk pelanggaran perdata semata, tetapi telah memenuhi unsur tindak pidana penipuan. Unsur-unsur yang terbukti meliputi adanya kesengajaan (dolus), rangkaian kebohongan atau tipu muslihat, serta kerugian nyata yang dialami korban. Temuan ini menegaskan pentingnya kepastian hukum dan perlindungan konsumen dalam menghadapi modus penipuan berbasis kerja sama bisnis. Penelitian ini juga merekomendasikan peningkatan kapasitas investigasi aparat penegak hukum, penguatan perlindungan konsumen, serta penyelarasan antara penegakan hukum perdata dan pidana terhadap kasus penipuan komersial yang kompleks.
MANFAAT BIDARA DALAM KEHIDUPAN MANUSIA Fadhillah, Mufida Afiya Nur; Efendi; Faizin
Wahana Islamika Jurnal Studi Keislaman Vol. 11 No. 1 (2025): Wahana Islamika: Jurnal Studi Keislaman
Publisher : Institut Agama Islam Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/tee8vs93

Abstract

The mention of the bidara plant in the Qur'an implicitly shows its superiority and high status. The bidara plant is mentioned twice, in the letter Saba' verse 16 and the letter Al-Waqi'ah verse 29. In addition to the Qur'an, there are several hadiths of the Prophet SAW explaining the various benefits of this bidara plant. In this article, the author tries to explain the content contained in the bidara plant and its benefits in human life. By searching various literature sources through the Google Scholar application, many benefits of this bidara plant were found. Along with the development of science and technology, the bidara plant is widely used in human life such as in the fields of health, spirituality and beauty.
KEISTIMEWAAN MORFOLOGI UNTA PERSPEKTIF AL-QUR’AN DAN SAINS Syahidah, Ariny; Efendi; Faizin
Wahana Islamika Jurnal Studi Keislaman Vol. 11 No. 1 (2025): Wahana Islamika: Jurnal Studi Keislaman
Publisher : Institut Agama Islam Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/f52pvt83

Abstract

Allah, the Almighty Creator who bears the name Al-Qadir (The Omnipotent), holds absolute power over all His creations. Nothing is worthless or in vain in His eyes. In Surah Al-Ghashiyah verse 17, Allah points to the camel as an object worthy of deep observation and reflection: "Do they not look at the camels—how they are created?" The camel is a creature full of uniqueness and remarkable features in its creation, offering numerous benefits to human life. Through a thorough exploration of various sources, it is evident that the purpose behind these wonders is for them to become subjects of contemplation and insight for certain people. Allah refers to this as a reminder for those who possess intellect and reasoning. The Qur’an repeatedly emphasizes that everything Allah has created is a sign, a manifestation of His greatness, and a reminder.
HOW MARKETING DEPARTMENT ENFORCES SUSTAINABILITY: A QUALITATIVE INQUIRY Efendi; Mulyono, Riandiva Pervinatalie
Journal of Business Studies and Management Review Vol. 9 No. 2 (2026): JBSMR, Vol 9 No.2 June 2026
Publisher : Management Department, Faculty of Economics and Business, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jbsmr.v9i2.55740

Abstract

How the marketing department enforces sustainability has become an interesting subject for academic study. The marketing process comprises marketing analysis, planning, implementation, and control. To understand how sustainability is being integrated into the marketing process, we conduct a qualitative inquiry. Interviews with managers and executives of private businesses were conducted to gather the data. Analysis of the data reveals some interesting findings of the subject studied.
Co-Authors .AR, Erniati .Dewi, Sinta Verawati Ade Nurul Izatti G. Yotolembah Admi Nazra Adyanata Lubis Ahmad Fauzi Akbar Abadi Amelia Chandra, Detri Andy Wijaya Anisa, Fitri Cahya, Nilam Devi Angrahini Anni Lembana Dwi Sulistya Kusumaningrum Elly Susanti Fadhillah, Mufida Afiya Nur Fadillah Faizin haikal alpin Halimursyadah Hanalde Andre Harahap, Subur Haripamyu Haripamyu Heidi, Mutiara Herjayanti, Nur Himawan Ahmed Sanusi Ihsan L. Rimra Islam, Fajar Ivan Permana Putra Jauhari Parma Susanto Julsam Kevin Fatturrahman Hadiansyah Khairul Azwar Lainufar, Putri Aulia Lembah, Rocky Reviko T. Manap Trianto Mardhotillah, Bunga Mintje, Quirina Ariantji Patrisia Muhammad Zalnur Mulyono, Riandiva Pervinatalie Nazris Nazaruddin Noka, Isara Abda Nur Febrianti Nur Halifah Nurina Happy Oktavia, Aulia Prasojo, Genny Luhung Rahmi Berlianti Rais, Zaim Riyan Hidayat Riza Widia Roza Susanti Rusydi AM Sir Anderson sisca Syafwan, Mahdhivan Syahidah, Ariny Taufiq Eka Riandhana Via Yustitia Wahyudi, Sri Wiwik Wiharti Yasintha Soelasih Yenchristie, Febby Angelina Yul Antonisfia zakiah, Nina Zuhri Zulka Hendri