Garuda - Garba Rujukan Digital

Implementation of Musyarakah Agreement In Profit Sharing Cooperation of Investor In Syariah Finance Business Efendi Sugianto
Journal Of Social Science (JoSS) Vol 3 No 11 (2024): JOSS
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/joss.v3i11.380

In the era of global economic development, the Islamic financial system has emerged as an alternative for various groups who wish to conduct economic activities in accordance with Islamic principles. This study aims to explore how musyarakah contracts are implemented in investment partnerships between investors and businesses in the Islamic financial sector and identify the factors that influence their successful implementation. This research uses a descriptive qualitative approach to understand and analyze the implementation of musyarakah contracts in profit-sharing partnerships in the Islamic financial sector. Primary data was obtained through semi-structured interviews with Islamic business actors, investors, and Islamic finance practitioners. Secondary data were obtained from relevant literature, such as scientific journals, books, and annual reports of Islamic financial institutions. The results show that musyarakah contracts based on the principles of profit sharing and risk sharing provide benefits for both parties. Investors can actively participate in business management with better transparency, while business actors get additional capital to support business expansion. The implementation of musyarakah contracts has shown positive developments in the Islamic financial sector, especially in Indonesia, where regulations and policies have supported the development of sharia-based businesses. However, there are still challenges related to investors' and businesses' understanding of the agreement mechanism, as well as the need for strict supervision to ensure compliance with sharia principles. This research is expected to contribute to the further development of musyarakah contracts in the Islamic finance sector and strengthen the position of Islamic finance in the global market.

Teknologi Blockchain dalam Transformasi Keuangan dan Perbankan: Potensi dan Tantangan Arnadi Chairunnas; Efendi Sugianto; Rina Pratiwi; Michael Sitorus; Bambang Cahyono
Journal of Economic Education and Entrepreneurship Studies Vol. 5 No. 2 (2024): VOL. 5, NO. 2 (2024): JE3S, JUNE 2024
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/je3s.v5i2.3568

Penelitian ini mengevaluasi potensi dan tantangan teknologi blockchain dalam transformasi sektor keuangan dan perbankan. Melalui metode kualitatif yang mencakup studi literatur, analisis kasus, penelitian ini mengidentifikasi manfaat signifikan dari blockchain, seperti peningkatan efisiensi operasional, keamanan data yang lebih tinggi, dan transparansi serta akuntabilitas yang lebih baik. Namun, hasil penelitian juga menunjukkan tantangan dalam penyesuaian teknologi ini dengan regulasi yang ada, terutama terkait privasi dan keamanan data. Banyak institusi keuangan yang masih ragu untuk mengadopsi blockchain karena kurangnya pemahaman dan ketakutan terhadap perubahan teknologi yang cepat. Riset ini menekankan pentingnya program edukasi dan pelatihan komprehensif serta pilot project untuk mengurangi ketidakpastian dan memfasilitasi adopsi teknologi ini. Kesimpulan dari penelitian ini adalah bahwa blockchain memiliki potensi besar untuk merevolusi sektor keuangan dan perbankan, tetapi keberhasilan implementasinya tergantung pada bagaimana tantangan regulasi dan penerimaan institusi keuangan dapat diatasi.

The Role Of Islamic Banking In The Development Of Islamic Economic Progress In Indonesia Efendi Sugianto
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 12 No 3 (2024): Juli
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v12i3.6158

Economic activities that lead to Islamic Economics or Sharia Economics are increasingly spreading throughout the world, including Indonesia. Sharia economics is an economic system based on sharia values and principles originating from the teachings of the Islamic religion. Experts also define sharia economics. The sharia economy has its own characteristics that differentiate it from other economies. Sharia economics originates from the Koran, hadith or sunnah, ijmak and qiyas. The goal of sharia economics is to achieve happiness in this world and the hereafter through a good and honorable way of life. There are many activities in the sharia economy, one of which is sharia banking. Where sharia economics and sharia banking are closely related to each other. Sharia banking is an example of Sharia Economics. This research uses qualitative research methodology. This research uses descriptive analysis to describe and analyze the data obtained. The results of this research can be used as a basis for policy development, service improvements, or a better understanding of sharia economics in general

The Role of Islamic Religious Education in The Development of Students Spirituality and Morality in The Digitalization Era: Case Study of Students at Universitas Pertiba Pangkalpinang Sugianto, Efendi
Jurnal Sustainable Vol. 7 No. 2 (2024): Sustainable
Publisher : Lembaga Penjaminan Mutu, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/kjmp.v7i2.5135

Islamic Religious Education (PAI) plays a crucial role in fostering students' spirituality and morality in the digitalization era. This study focuses on students at Pertiba University Pangkalpinang, examining how rapid digitalization impacts their behavior and values. While digital media offers vast opportunities for information access, it also poses challenges to students’ spiritual and moral integrity. PAI in higher education serves as a guide to internalize religious values, helping students counter negative digital influences. Using a descriptive qualitative approach, data were collected through interviews, observations, and document analysis with students enrolled in PAI courses. The findings indicate that PAI positively contributes to students’ spiritual and moral development. Students acknowledge that PAI provides essential insights into preserving religious values amidst the digital information flood. Furthermore, PAI enhances students' critical thinking in filtering information and promotes responsible digital media usage. The study concludes that PAI significantly shapes the spiritual and moral character of Pertiba University students, equipping them to navigate the challenges of the digital era. It recommends further development of PAI with approaches tailored to students’ needs and emphasizes the role of lecturers as moral role models on campus.

Evaluation of the Zakat System as a Tool for Redistribution of Wealth in the Modern Economy Sugianto, Efendi; Wei, Zhang; Xu, Shanshan
Sharia Oikonomia Law Journal Vol. 2 No. 3 (2024)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/solj.v2i3.1159

Zakat is an important tool in Islamic economics as a way to spread wealth and reduce economic inequality. Evaluating the effectiveness of the zakat system to achieve these goals in the context of a modern global and complex economy is essential. With increasing amounts of wealth concentrated in the hands of a few and increasing economic inequality, it is important to understand the extent to which zakat can help improve a more equitable distribution of wealth. The aim of this research is to assess how effective the zakat system is as a tool for wealth redistribution in a modern economy. The main focus of the research is to assess the extent to which zakat can reduce economic inequality and improve social welfare in society. This research uses several approaches. The concept of zakat in Islamic economics is studied through descriptive analysis; comparative research on the implementation of zakat in several countries; and surveys and interviews with relevant stakeholders to collect empirical data. The impact of zakat on wealth redistribution and economic inequality is assessed through quantitative and qualitative data analysis. The research results show that the implementation of the zakat system in the modern economy has a significant impact in reducing economic inequality. Zakat is effective in shifting wealth from high-income groups to those in greater need, although there are administrative and social challenges during its implementation. The results of the analysis show that zakat plays an important role as a tool for wealth redistribution in the contemporary economy. However, greater efforts are needed to increase awareness, compliance and administrative efficiency in zakat management to reach its full potential. Therefore, this research increases our understanding of the possibilities and obstacles of zakat as an economic tool in today's world.

Inflation Control Through The National Zakat Amil Agency (Baznas) Bangka Belitung Islands Province Sugianto, Efendi
MUSLIM HERITAGE Vol 9 No 2 (2024): Muslim Heritage: Jurnal Dialog Islam dengan Realitas
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract The economic development of a country, including Indonesia, of course cannot be separated from monetary and fiscal policies, especially in dealing with inflation. The Bangka Belitung Islands Province is the third highest in Indonesia to experience inflation, so the Regional Government of the Bangka Belitung Islands Province immediately takes a policy to control inflation, so stakeholders take policy in controlling inflation, especially through the National Amil Zakat Agency or BAZNAS which has a program that can slow down the rate of inflation. This writing uses a qualitative approach to gain a comprehensive understanding of the implementation of inflation control through the National Zakat Amil Agency so that economic prosperity can be felt immediately by the community. The data sources used in this writing come from secondary data. Secondary data is collected from scientific literature, journals, and data from the Provincial Amil Zakat Agency which can be trusted and Baznas has a joint commitment with the government to suppress inflation. One way to do this is by launching economic empowerment. for small communities, as well as direct assistance both for basic food needs and through scholarships, as well as efforts to stabilize people's income, especially people who live below the poverty line, through productive programs to ensure adequate availability of basic food items for the community. Abstrak Perkembangan ekonomi suatu negara termasuk Indonesia tentunya tidak terlepas dari kebijakan moneter dan fiskal terutama dalam menghadapi terjadinya inflasi. Provinsi Kepulauan Bangka Belitung tertinggi ketiga di Indonesia yang mengalami Inflasi, sehingga Pemerintah Daerah Provinsi Kepulauan Bangka Belitung segera mengambil kebijakan untuk mengendalikan inflasi, maka stakeholder mengambil kebijakan dalam pengendalian Inflasi terutama melalui Badan Amil Zakat Nasional atau BAZNAS yang memiliki program yang dapat menghambat lajunya Inflasi. Penelitian ini menggunakan pendekatan kualitatif untuk mendapatkan pemahaman yang komprehensif mengenai penerapan pelaksanaan pengendalian inflasi melalui Badan Amil Zakat Nasional sehingga dapat segera dirasakan kesejahteraan ekonomi oleh masyarakat. Sumber Data yang digunakan dalam penulisan ini berasal dari data sekunder yang dikumpulkan dari literatur ilmiah, jurnal, dan data Badan Amil Zakat Provinsi yang dapat dipercaya dan memiliki komitmen bersama pemerintah untuk menekan inflasi. Hasil penelitian ini menyimpulkan bahwa salah satu cara yang dapat dilakukan untuk menghadapi terjadinya inflasi adalah dengan meluncurkan pemberdayaan ekonomi masyarakat kecil, serta bantuan langsung, baik untuk kebutuhan bahan pokok maupun melalui program beasiswa, serta menstabilkan pendapatan masyarakat, terutama masyarakat yang hidup dibawah garis kemiskinan, melalui program produktif untuk memastikan ketersediaan bahan pokok pangan tercukupi bagi masyarakat. Keywords: Control; Inflation; Baznas

Inflation Control Through The National Zakat Amil Agency (Baznas) Bangka Belitung Islands Province Sugianto, Efendi
MUSLIM HERITAGE Vol 9 No 2 (2024): Muslim Heritage: Jurnal Dialog Islam dengan Realitas
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract The economic development of a country, including Indonesia, of course cannot be separated from monetary and fiscal policies, especially in dealing with inflation. The Bangka Belitung Islands Province is the third highest in Indonesia to experience inflation, so the Regional Government of the Bangka Belitung Islands Province immediately takes a policy to control inflation, so stakeholders take policy in controlling inflation, especially through the National Amil Zakat Agency or BAZNAS which has a program that can slow down the rate of inflation. This writing uses a qualitative approach to gain a comprehensive understanding of the implementation of inflation control through the National Zakat Amil Agency so that economic prosperity can be felt immediately by the community. The data sources used in this writing come from secondary data. Secondary data is collected from scientific literature, journals, and data from the Provincial Amil Zakat Agency which can be trusted and Baznas has a joint commitment with the government to suppress inflation. One way to do this is by launching economic empowerment. for small communities, as well as direct assistance both for basic food needs and through scholarships, as well as efforts to stabilize people's income, especially people who live below the poverty line, through productive programs to ensure adequate availability of basic food items for the community. Abstrak Perkembangan ekonomi suatu negara termasuk Indonesia tentunya tidak terlepas dari kebijakan moneter dan fiskal terutama dalam menghadapi terjadinya inflasi. Provinsi Kepulauan Bangka Belitung tertinggi ketiga di Indonesia yang mengalami Inflasi, sehingga Pemerintah Daerah Provinsi Kepulauan Bangka Belitung segera mengambil kebijakan untuk mengendalikan inflasi, maka stakeholder mengambil kebijakan dalam pengendalian Inflasi terutama melalui Badan Amil Zakat Nasional atau BAZNAS yang memiliki program yang dapat menghambat lajunya Inflasi. Penelitian ini menggunakan pendekatan kualitatif untuk mendapatkan pemahaman yang komprehensif mengenai penerapan pelaksanaan pengendalian inflasi melalui Badan Amil Zakat Nasional sehingga dapat segera dirasakan kesejahteraan ekonomi oleh masyarakat. Sumber Data yang digunakan dalam penulisan ini berasal dari data sekunder yang dikumpulkan dari literatur ilmiah, jurnal, dan data Badan Amil Zakat Provinsi yang dapat dipercaya dan memiliki komitmen bersama pemerintah untuk menekan inflasi. Hasil penelitian ini menyimpulkan bahwa salah satu cara yang dapat dilakukan untuk menghadapi terjadinya inflasi adalah dengan meluncurkan pemberdayaan ekonomi masyarakat kecil, serta bantuan langsung, baik untuk kebutuhan bahan pokok maupun melalui program beasiswa, serta menstabilkan pendapatan masyarakat, terutama masyarakat yang hidup dibawah garis kemiskinan, melalui program produktif untuk memastikan ketersediaan bahan pokok pangan tercukupi bagi masyarakat. Keywords: Control; Inflation; Baznas

The Influence of Religiosity, Zakat Literacy and Trust on Muzakki's Interest in Paying Professional Zakat at Baznas Jakarta Province Erna Kustyarini; Efendi Sugianto; Ilham Rahim; Sa'diyah MA; Muhammad Umar Kelibia
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 4: Mei 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i4.3536

This study aims to understand the factors that influence individual interest as muzakki in paying professional zakat through BAZNAS Jakarta Province. The method used is a field study with a quantitative approach. The sample consisted of 97 muzakki who had or had never paid zakat through BAZNAS Jakarta Province. Primary data were collected through questionnaires distributed to respondents. Regression analysis shows that zakat literacy and belief have a positive and significant influence on individual interest as muzakki to pay professional zakat to BAZNAS Jakarta Province, while religiosity has no effect on muzakki interest in paying professional zakat at BAZNAS Jakarta province.

Analysis of The Role of Islamic Economics in Improving National Economic Resilience Sugianto, Efendi
Nomico Vol. 2 No. 1 (2025): Nomico-February
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/8vf5fm03

This study aims to evaluate the contribution of Islamic Economics in strengthening national economic resilience through a quantitative approach. Islamic economics, with its principles of justice, equity, and sustainability, offers comprehensive solutions to modern economic challenges. This study used secondary data involving economic indicators, such as financial stability, wealth distribution, and the level of financial inclusion. The main instruments analyzed include zakat, infaq, waqf (ZISWAF), Islamic banking, and sukuk, which serve as driving pillars in the Islamic economic system. Statistical methods, such as regression analysis and correlation tests, are used to identify the impact of these instruments on national economic resilience variables. The results showed that the implementation of Islamic economics significantly contributed to the reduction of social inequality, improved public welfare, and a decrease in systemic economic risk. By promoting the values of Maqasid Sharia, the Islamic economic system not only promotes long-term economic stability, but also creates an inclusive and sustainable economic ecosystem. The study provides empirical evidence supporting the widespread adoption of Islamic economic policies as a framework for resilient and equitable national development amid global economic dynamics.

The Influence of Digital Competencies, Learning Communities, And Supervision on Teacher Performance That Impact Work Achievement in Pangkalpinang City Primary Schools Silvia Dwi; Juhari; Mohamad Makrus; Efendi Sugianto
Edusight International Journal of Multidisciplinary Studies Vol. 2 No. 2 (2025): Edusight International Journal of Multidisciplinary Studies
Publisher : Yayasan Meira Visi Persada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69726/eijoms.v2i2.145

This research aims to analyze the influence of digital competence, learning communities, and supervision on teacher performance which impacts work performance in elementary schools (SD) in Pangkalpinang City. The research uses an explanatory approach to explain causal relationships between variables. The model applied is hypothesis testing based on theories developed by the researcher. Primary data was collected through questionnaires distributed to elementary school teachers in SD Negeri 3, 6, 10, and 28 Pangkalpinang. The data were analyzed using Structural Equation Modelling (SEM) with the SmartPLS 4 software. The research findings indicate that digital competence, learning communities, and supervision significantly influence teacher performance. Furthermore, these three variables also have a positive and significant impact on work performance. The study also reveals that digital competence, learning communities, and supervision not only directly affect work performance but also indirectly through improvements in teacher performance. Therefore, enhancing digital competence, strengthening learning communities, and implementing effective supervision can significantly improve teacher performance, ultimately leading to better overall work performance in elementary schools

Title

Found 47 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 47 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 47 Documents
Search