Garuda - Garba Rujukan Digital

Productive Waqf Development Strategy to Advance Education and Health in the Bangka Belitung Islands Province Efendi Sugianto
Journal of Islamic Economy Vol. 2 No. 2 (2025): JULY-JOIE
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/t8be8578

Waqf is one of the important instruments in Islamic economics that has a strategic role in the social development of society, especially in the fields of education and health, in the Bangka Belitung Islands Province, the potential for waqf is quite large with more than 1,377 plots of waqf land spread across various regions but its management is still dominated by a consumptive approach and has not been developed productively, this article aims to examine the strategy of developing productive waqf as an alternative solution for financing education and health development, especially in areas that still have limited access to basic services. This study uses a descriptive qualitative approach with data collection methods through in-depth interviews, observation, and documentation. Research informants consist of waqf nazhir, community leaders, academics and related parties from the Ministry of Religious Affairs as well as waqf-based educational and health institutions. Data analysis was carried out with a thematic approach through the stages of data reduction, data presentation, and drawing conclusions. The research results show that low public literacy, unequal training for nazhir, and incomplete legality of waqf assets are the main obstacles in the development of productive waqf. However, there are initiatives that can serve as pilot models, such as the productive waqf incubation program by the KUA in East Belitung and South Belitung, and the management of oil palm agricultural waqf in Bedengung Village. The research also found that multi-stakeholder collaboration, management transparency, and digital technology support play a significant role in encouraging sustainable productive waqf. Thus, the strategy for developing productive waqf in Bangka Belitung requires synergy between the government, nazhir, the community, and the private sector through asset legalization, increasing public literacy, nazhir training, and the integration of waqf into regional economic programs. Productive waqf is expected to be an alternative development instrument that can strengthen education and health services evenly and inclusively, and improve community welfare in a sustainable manner in the Bangka Belitung archipelago.

The Influence of the Role of Islamic Financial Institutions on Optimizing Islamic Economic Policy Through Increasing Productive Financing in Bangka Belitung Province Efendi Sugianto; Mohamad Makrus; Afrizal Afrizal
Journal of Islamic Economy Vol. 2 No. 3 (2025): NOVEMBER-JOIE
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/8er1k271

This study aims to analyze the influence of Islamic financial institutions (IFIs) on the optimization of Islamic economic policy through increased productive financing in the Bangka Belitung Islands Province. The background to this study is the low proportion of productive financing channeled by IFIs, as most funds are still focused on the consumer sector and therefore do not contribute optimally to regional economic development. Using a quantitative approach with the Structural Equation Modeling (SEM) method, the study involved 120 respondents consisting of ISI employees, customers, MSME actors, and regional policy makers. The results show that the role of ISIs has a positive and significant effect on increasing productive financing with a regression coefficient of 0.68 and significance below 0.05. Productive financing also has a significant effect on the optimization of Islamic economic policy with a regression coefficient of 0.72 and an R² value of 0.73. The variable of productive financing plays an important mediating role in strengthening the relationship between the role of LKS and Islamic economic policy, particularly through the MSME, agriculture, and fisheries sectors. These findings confirm the relevance of Islamic finance theory and the principles of maqashid al-syariah, and emphasize the importance of synergy between the government, Islamic financial institutions, and the community in building a fair, inclusive, and sustainable Islamic economic ecosystem

Determinants of Sharia Investment Interest of The Bangka Belitung Community in The Digitalization Era Efendi Sugianto; Rosida Dwi Ayuningtyas; Minarni
MUSLIM HERITAGE Vol 11 No 1 (2026): Muslim Heritage: Jurnal Dialog Islam dengan Realitas
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/muslimheritage.v11i1.13558

This study aims to analyze the factors influencing public interest in Sharia investment in the Bangka Belitung Islands Province in the digital era. The research is motivated by the increasing development of digital-based Sharia economics and finance, which provides easy public access to various halal investment instruments. However, the level of public participation in Sharia investment remains relatively low compared to the region's potential. This study used a quantitative approach with descriptive and verification methods. Primary data were collected through the distribution of an online questionnaire to one hundred eighty respondents across seven regencies/cities in the Bangka Belitung Islands Province. The independent variables in this study included Sharia financial literacy, trust in Sharia financial institutions, religiosity, and ease of use of digital technology. The dependent variable was public interest in Sharia investment. Data analysis was performed using multiple linear regression with the assistance of SPSS version twenty six. The results showed that all independent variables had a positive and significant effect on public interest in Sharia investment. Ease of use of digital technology was the most dominant factor in increasing interest in Sharia investment, followed by trust in Sharia financial institutions, religiosity, and Sharia financial literacy. The coefficient of determination amounting seventy one point four percent indicates that the research model has a strong ability to explain the variable of Sharia investment interest. This study confirms that strengthening financial literacy, increasing public trust, strengthening religious values, and optimizing digital services are important strategies in supporting the development of inclusive, sustainable, and competitive Sharia investment in the Bangka Belitung Islands Province. Abstrak Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi minat masyarakat terhadap investasi syariah di Provinsi Kepulauan Bangka Belitung pada era digitalisasi. Penelitian dilatarbelakangi oleh meningkatnya perkembangan ekonomi dan keuangan syariah berbasis digital yang memberikan kemudahan akses masyarakat terhadap berbagai instrumen investasi halal, namun tingkat partisipasi masyarakat dalam investasi syariah masih relatif rendah dibandingkan potensi yang dimiliki daerah tersebut. Penelitian ini menggunakan pendekatan kuantitatif dengan metode deskriptif dan verifikatif. Data primer diperoleh melalui penyebaran kuesioner daring kepada seratus delapan puluh responden yang tersebar di tujuh kabupaten/kota di Provinsi Kepulauan Bangka Belitung. Variabel independen dalam penelitian ini meliputi literasi keuangan syariah, kepercayaan terhadap lembaga keuangan syariah, religiusitas, dan kemudahan teknologi digital, sedangkan variabel dependen adalah minat investasi syariah masyarakat. Analisis data dilakukan menggunakan regresi linier berganda dengan bantuan aplikasi SPSS versi dua puluh enam. Hasil penelitian menunjukkan bahwa seluruh variabel independen berpengaruh positif dan signifikan terhadap minat investasi syariah masyarakat. Kemudahan teknologi digital menjadi faktor yang paling dominan dalam meningkatkan minat investasi syariah, diikuti oleh kepercayaan terhadap lembaga keuangan syariah, religiusitas, dan literasi keuangan syariah. Nilai koefisien determinasi sebesar tujuh puluh satu koma empat persen menunjukkan bahwa model penelitian memiliki kemampuan yang kuat dalam menjelaskan variabel minat investasi syariah. Penelitian ini menegaskan bahwa penguatan literasi keuangan, peningkatan kepercayaan publik, penguatan nilai religius, dan optimalisasi layanan digital merupakan strategi penting dalam mendukung pengembangan investasi syariah yang inklusif, berkelanjutan, dan berdaya saing di Provinsi Kepulauan Bangka Belitung.

Determinants of Sharia Investment Interest of The Bangka Belitung Community in The Digitalization Era Efendi Sugianto; Rosida Dwi Ayuningtyas; Minarni
MUSLIM HERITAGE Vol 11 No 1 (2026): Muslim Heritage: Jurnal Dialog Islam dengan Realitas
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/muslimheritage.v11i1.13558

This study aims to analyze the factors influencing public interest in Sharia investment in the Bangka Belitung Islands Province in the digital era. The research is motivated by the increasing development of digital-based Sharia economics and finance, which provides easy public access to various halal investment instruments. However, the level of public participation in Sharia investment remains relatively low compared to the region's potential. This study used a quantitative approach with descriptive and verification methods. Primary data were collected through the distribution of an online questionnaire to one hundred eighty respondents across seven regencies/cities in the Bangka Belitung Islands Province. The independent variables in this study included Sharia financial literacy, trust in Sharia financial institutions, religiosity, and ease of use of digital technology. The dependent variable was public interest in Sharia investment. Data analysis was performed using multiple linear regression with the assistance of SPSS version twenty six. The results showed that all independent variables had a positive and significant effect on public interest in Sharia investment. Ease of use of digital technology was the most dominant factor in increasing interest in Sharia investment, followed by trust in Sharia financial institutions, religiosity, and Sharia financial literacy. The coefficient of determination amounting seventy one point four percent indicates that the research model has a strong ability to explain the variable of Sharia investment interest. This study confirms that strengthening financial literacy, increasing public trust, strengthening religious values, and optimizing digital services are important strategies in supporting the development of inclusive, sustainable, and competitive Sharia investment in the Bangka Belitung Islands Province. Abstrak Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi minat masyarakat terhadap investasi syariah di Provinsi Kepulauan Bangka Belitung pada era digitalisasi. Penelitian dilatarbelakangi oleh meningkatnya perkembangan ekonomi dan keuangan syariah berbasis digital yang memberikan kemudahan akses masyarakat terhadap berbagai instrumen investasi halal, namun tingkat partisipasi masyarakat dalam investasi syariah masih relatif rendah dibandingkan potensi yang dimiliki daerah tersebut. Penelitian ini menggunakan pendekatan kuantitatif dengan metode deskriptif dan verifikatif. Data primer diperoleh melalui penyebaran kuesioner daring kepada seratus delapan puluh responden yang tersebar di tujuh kabupaten/kota di Provinsi Kepulauan Bangka Belitung. Variabel independen dalam penelitian ini meliputi literasi keuangan syariah, kepercayaan terhadap lembaga keuangan syariah, religiusitas, dan kemudahan teknologi digital, sedangkan variabel dependen adalah minat investasi syariah masyarakat. Analisis data dilakukan menggunakan regresi linier berganda dengan bantuan aplikasi SPSS versi dua puluh enam. Hasil penelitian menunjukkan bahwa seluruh variabel independen berpengaruh positif dan signifikan terhadap minat investasi syariah masyarakat. Kemudahan teknologi digital menjadi faktor yang paling dominan dalam meningkatkan minat investasi syariah, diikuti oleh kepercayaan terhadap lembaga keuangan syariah, religiusitas, dan literasi keuangan syariah. Nilai koefisien determinasi sebesar tujuh puluh satu koma empat persen menunjukkan bahwa model penelitian memiliki kemampuan yang kuat dalam menjelaskan variabel minat investasi syariah. Penelitian ini menegaskan bahwa penguatan literasi keuangan, peningkatan kepercayaan publik, penguatan nilai religius, dan optimalisasi layanan digital merupakan strategi penting dalam mendukung pengembangan investasi syariah yang inklusif, berkelanjutan, dan berdaya saing di Provinsi Kepulauan Bangka Belitung.

The Role of Transformational Leadership in The Implementation of Organizational Strategic Management Efendi Sugianto; Suhardi Suhardi; Afrizal Afrizal
Cognitionis Civitatis et Politicae Vol. 1 No. 6 (2024)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/politicae.v1i6.1819

Leaders and Leadership are very strategic factors in an organization. The Leadership process in an organization occurs because of the element of a leader, the organization must be seen as a system with open leadership characteristics and leadership is a strategic factor in an organization. Transformative leadership impacts strategic management outcomes by influencing strategy content and subsequently organizational outcomes. Leaders are critical in integrating tensions within organizations because their characteristics and actions shape strategic direction. Merging tensions requires new management principles, practices, and structures, known as management innovation. These innovations introduce new management approaches to achieve organizational goals and sustain transformative strategies. By guiding organizations through structured flexibility and facilitating the merging of tensions, transformative leaders play a critical role in driving strategic management outcomes toward success. Communication is essential to implementing strategic management, serving as a crucial channel for aligning organizational goals, facilitating change, and ensuring effective strategy execution. The author's research provides a comprehensive view of how transformational leadership influences the implementation of strategic management in various contexts. Strategic management is critical to aligning organizational goals, effective communication ensures that all stakeholders, including employees, management, and external partners, understand the strategic vision and their role within it, this alignment is critical to fostering unified direction and commitment toward achieving strategic goals.

Implementasi Praktik Etika Bisnis Islam pada Perbankan dan UMKM Di Provinsi Bangka Belitung Efendi Sugianto
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 8 No. 2 (2025): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2025.vol8(2).26895

Penelitian ini bertujuan untuk menganalisis implementasi praktik etika bisnis Islam pada sektor perbankan syariah dan Usaha Mikro Kecil dan Menengah (UMKM) di Provinsi Bangka Belitung. Etika bisnis Islam dipandang sebagai landasan penting dalam membangun aktivitas ekonomi yang berkeadilan, transparan, dan berkelanjutan, tidak hanya berorientasi pada keuntungan tetapi juga pada nilai moral dan keberkahan usaha. Penelitian ini menggunakan pendekatan kualitatif dengan teknik pengumpulan data melalui wawancara mendalam, observasi, dan studi dokumentasi. Informan penelitian meliputi manajemen perbankan syariah, nasabah, serta pelaku UMKM di Provinsi Bangka Belitung. Data dianalisis secara induktif untuk mengidentifikasi pola, tema, serta faktor-faktor yang memengaruhi penerapan etika bisnis Islam dalam praktik bisnis sehari-hari. Hasil penelitian menunjukkan bahwa perbankan syariah relatif lebih konsisten dalam menerapkan prinsip etika bisnis Islam, seperti kejujuran, transparansi, keadilan, dan kepatuhan terhadap akad syariah, yang didukung oleh regulasi dan pengawasan dari Otoritas Jasa Keuangan serta Dewan Syariah Nasional Majelis Ulama Indonesia. Konsistensi ini berdampak positif terhadap peningkatan kepercayaan dan loyalitas nasabah. Sementara itu, penerapan etika bisnis Islam pada sektor UMKM menunjukkan variasi.

Peran Kepemimpinan Dalam Meningkatkan Kinerja Tenaga Pendidik di Lembaga Perguruan Tinggi Efendi Sugianto
Sustainable Vol. 6 No. 2 (2023): Sustainable
Publisher : Lembaga Penjaminan Mutu, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/kjmp.v6i2.4425

Pemimpin memiliki kekuatan untuk mempengaruhi orang lain secara positif untuk melaksanakan tugas seperti yang diinstruksikan guna mencapai tujuan. Untuk meningkatkan kinerja organisasi, pemimpin harus berperan aktif dalam mendorong atau memotivasi dengan memenuhi kebutuhan fisik dan psikologis anggota yang merupakan hak mereka. Tujuan dari penelitian ini untuk menunjukkan dampak kepemimpinan dalam menghasilkan kinerja tenaga pendidik dalam suatu organisasi di Lembaga Perguruan Tinggi. Penelitian ini menggunakan pendekatan studi literatur untuk mengumpulkan materi dari buku, jurnal, dan sumber lain yang memberikan informasi tentang pokok bahasan, Dalam penelitian ini, menggunakan teknik deskriptif kualitatif. Hasil penelitian ini menunjukkan bahwa peningkatan kinerja tenaga pendidik dalam suatu organisasi di Lembaga Perguruan Tinggi membutuhkan pemimpin yang dapat membimbing organisasi menuju tujuan yang akan dicapai. Pemimpin yang efektif memang dapat berperan sebagai katalisator bagi pertumbuhan dan perkembangan anggota timnya dengan merumuskan tujuan organisasi yang mendukung ekspansi organisasi.

The Role of Administration and Supervision in Improving the Success of Achieve the Vision and Mission Goals of Higher Education at Pertiba Pangkalpinang University Efendi Sugianto
Sustainable Vol. 7 No. 1 (2024): Sustainable
Publisher : Lembaga Penjaminan Mutu, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/kjmp.v7i1.4616

The research method used is qualitative with a descriptive approach which is a study to determine facts with appropriate interpretation to recognize phenomena that accurately describe the characteristics of the phenomena that are occurring. The research results show that higher education administration has a significant role in facilitating effective supervision practices by coordinating communication between higher education management, lecturers and support staff, providing necessary resources, and facilitating training and professional development for supervisors. It is hoped that this research will provide insight for educational practitioners and other related parties regarding the importance of the role of administration and supervision in higher education environments in improving the quality of education through effective administration and supervision practices. This research aims to investigate the role of campus administration in encouraging effective supervision practices. Data was collected through in-depth interviews with campus administration staff, supervisors, lecturers and leaders at Pertiba University. The research results show that the Pertiba University campus administration has a significant role in facilitating and coordinating effective supervision practices. Factors such as good communication, accurate data management, and a deep understanding of the needs of higher education institutions are key in creating an environment conducive to effective supervision practices.

Evaluation of the Zakat System as a Tool for Redistribution of Wealth in the Modern Economy Efendi Sugianto; Zhang Wei; Shanshan Xu
Sharia Oikonomia Law Journal Vol. 2 No. 3 (2024)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/solj.v2i3.1159

Zakat is an important tool in Islamic economics as a way to spread wealth and reduce economic inequality. Evaluating the effectiveness of the zakat system to achieve these goals in the context of a modern global and complex economy is essential. With increasing amounts of wealth concentrated in the hands of a few and increasing economic inequality, it is important to understand the extent to which zakat can help improve a more equitable distribution of wealth. The aim of this research is to assess how effective the zakat system is as a tool for wealth redistribution in a modern economy. The main focus of the research is to assess the extent to which zakat can reduce economic inequality and improve social welfare in society. This research uses several approaches. The concept of zakat in Islamic economics is studied through descriptive analysis; comparative research on the implementation of zakat in several countries; and surveys and interviews with relevant stakeholders to collect empirical data. The impact of zakat on wealth redistribution and economic inequality is assessed through quantitative and qualitative data analysis. The research results show that the implementation of the zakat system in the modern economy has a significant impact in reducing economic inequality. Zakat is effective in shifting wealth from high-income groups to those in greater need, although there are administrative and social challenges during its implementation. The results of the analysis show that zakat plays an important role as a tool for wealth redistribution in the contemporary economy. However, greater efforts are needed to increase awareness, compliance and administrative efficiency in zakat management to reach its full potential. Therefore, this research increases our understanding of the possibilities and obstacles of zakat as an economic tool in today's world.

Implementation of Musyarakah Agreement In Profit Sharing Cooperation of Investor In Syariah Finance Business Efendi Sugianto
Journal Of Social Science (JoSS) Vol 3 No 11 (2024): JOSS
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/joss.v3i11.380

In the era of global economic development, the Islamic financial system has emerged as an alternative for various groups who wish to conduct economic activities in accordance with Islamic principles. This study aims to explore how musyarakah contracts are implemented in investment partnerships between investors and businesses in the Islamic financial sector and identify the factors that influence their successful implementation. This research uses a descriptive qualitative approach to understand and analyze the implementation of musyarakah contracts in profit-sharing partnerships in the Islamic financial sector. Primary data was obtained through semi-structured interviews with Islamic business actors, investors, and Islamic finance practitioners. Secondary data were obtained from relevant literature, such as scientific journals, books, and annual reports of Islamic financial institutions. The results show that musyarakah contracts based on the principles of profit sharing and risk sharing provide benefits for both parties. Investors can actively participate in business management with better transparency, while business actors get additional capital to support business expansion. The implementation of musyarakah contracts has shown positive developments in the Islamic financial sector, especially in Indonesia, where regulations and policies have supported the development of sharia-based businesses. However, there are still challenges related to investors' and businesses' understanding of the agreement mechanism, as well as the need for strict supervision to ensure compliance with sharia principles. This research is expected to contribute to the further development of musyarakah contracts in the Islamic finance sector and strengthen the position of Islamic finance in the global market.

Title

Found 50 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 50 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 50 Documents
Search