Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Islamic Financial And Accounting Review

THE INFLUENCE OF DIGITAL AND FINANCIAL LITERACY BEHAVIOR TOWARDS CONSUMPTIVE SHOPPING BEHAVIOR ONLINE IN GENERATION Z IN PANANRANG VILLAGE Ramadhani, Amalia; Muhammadun, Muzdalifah; Arwin
Islamic Financial And Accounting Review Vol 4 No 1 (2025): Islamic Financial And Accounting Review
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/ifar.v4i1.15567

Abstract

The purpose of this study is to describe whether digital financial literacy has an effect on consumptive spending behavior Online in Generation Z. describes whether Financial Behavior Affects Shopping Consumptive Behavior Online in generation Z. This type of research uses quantitative methods. Saturated sampling is used to distribute questionnaires to Generation Z to obtain data. The two forms of data analysis used in this study are multiple regression analysis and descriptive analysis approach. The data processing in this study uses IBM SPSS Statistics 26. The results of the study show that: First, the results of the t-test hypothesis test (Partial) show that the significance value for the X1 variable is 0.04 < 0.05 and the t-calculation value is -2.960 < t-table 1.985 so that it is stated that digital financial literacy has a significant effect on spending consumptive behavior Online with the direction of the negative relationship, the second based on the hypothesis test of the t-test (partial) shows a significant value for the variable X2 of 0.00 < 0.05 with a t-calculated value of 12.530 < t-table 1.985, so it can be stated that Financial Behavior Have a significant effect on consumptive shopping behavior Online with the direction of positive relationships. The F value is calculated as 78.929 > F table 3.09 so that it is stated that there is an influence of variable X on variable Y together (simultaneously). Conclude that the hypothesis in this study is accepted, namely that there is an influence of digital financial literacy variables and Financial Behavior on consumer spending behavior Online generation Z in Pananrang Village, Mattiro Bulu District, Pinrang Regency.
Co-Authors A. Rio Makkulau Wahyu Adiffa, Achmad Soni Amiruddin, Muhammad Majdy Andika Prabowo Anggina Putri Atri Waldi Aulia Ayu Cintami Azizah, Wafiq Azizatur Rahmah Bella Santika Danial Dhiyaul Haq, M. Daffa Dian Resky Pangestu Dito Aditia Darma Nasution Dwimas, Herdian Eka Anugrah Eko Nopiyanto, Yahya Elli Sulistyaningsih Fadhlan Fachri Faiz, ABD. Karim Fernando, Daffa Futri, Indah Gusman, Rosita Hanifah, Rahmi Hasrun, Khusnul Khatimah Hidayati, Ulfa Ibrahim Indriani Insanistyo, Bayu Ipa Sari Kardi Ismail Marzuki Jemadi Leni Zahara Lina Yuswarni Lubis, Mhd Yusril Aswandi M. Fahri M. Habibi M. Solih Batubara M.M, Besse Faradiba Mahmud, Reski Mansurdin Marali, Aryati Marali, Aryati Muhaymin Masniladevi, Masniladevi Melany Tri Ananda Mhd. Ilham Mohamad Amin Mufti Fahrizal Muhammad Ardiansyah Muhammad Askin Putra Fanela Muhammad Irza Aryasta Muhammad Yusuf Multazam Mansyur Addury Munir, Muh Yusuf Muzdalifah Muhammadun Muzdalifah Muhammadun, Muzdalifah Nita Agustina Novi Faurini Nurainun Nuralam Nurhadijah Paundara, Fajar Permadi, Andes Putra wijaya, Vantrie Raisya Andre Pandoe Ramadhani, Amalia Rasyid, Nur Fitriani Reinita Renny Maisyarah Riza Milianda Kasa Rojikin, Setiyo Rosdelima Rangkuti Sabitah, A'yan Sania Ulpah Sanjaya, Felix Septian Raibowo Sholihah Pasaribu, Wildatun Sofwatun Nabilah Stevany Sugihartono, Tono Sundari Apriliani Sutarno Syafrial Tentiyo Suharto Umaima Umaya, Rahmi Vivi Novita Mayesi Putri Yeni Erita Yesi Anita Yoni Hendrawan Yudi Kurniawan Zulkifli Zulkifli