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PENGARUH JANGKA WAKTU DAN PROSEDUR KREDIT TERHADAP KEPUTUSAN PENGAMBILAN KREDIT PADA PT BFI FINANCE INDONESIA GRESIK syafii, mochamad -
GEMA EKONOMI Vol 9 No 1 (2020): GEMA EKONOMI
Publisher : Fakultas Ekonomi Universitas Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55129/https://doi.org/10.55129/.v12i4.2927

Abstract

 This study aims to examine and examine the effect of credit period and credit procedures on credit decision making. This research takes place at PT BFI Finance Indonesia Gresik.This research is descriptive statistics using a quantitative approach. The method of data analysis with multiple linear regression, which includes the correlation coefficient, coefficient of determination, and t test and F test. The number of samples taken is 89 respondents and data collection is done by questionnaire that has been tested for validity and reliability.The results of the study show that the credit period has a positive and significant effect on credit decision making, which is indicated by the results of t count 2.867> t table 1.66256 and the value of t sign. 0.005 <? = 0.05. And credit procedures have a negative and insignificant effect on credit decision making, indicated by the results of t count 1.389 <t table 1.66256 and the value of t sign. 0.168> ? = 0.05. While simultaneously credit terms and credit procedures have a positive and significant effect on credit decision making, indicated by the calculated F value of 23.491> 3.95 F table and sign value. 0,000 <0,05.
Assistance in Financial Management for SMEs in the Gresik Region Rusdiyanto, Rusdiyanto; Setyorini, Haryati; Suharto, Suharto; Syamlan, Adiba Fuad; Pramitasari, Dini Ayu; Ulum, Bustanul; Burhan, Umar; Sundari, Sri; Syafii, Mochamad; Hasanah, Anisaul; Tuharea, Firdaus Indrajaya; Ilham, Rachmad
KACANEGARA Jurnal Pengabdian pada Masyarakat Vol 7, No 1 (2024): Februari
Publisher : Institut Teknologi Dirgantara Adisutjipto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28989/kacanegara.v7i1.1868

Abstract

In an era where micro, small, and medium-sized businesses are developing and growing, proficiency in SMEs' financial reporting management is becoming increasingly important. This expansion is not unrelated to Indonesia's micro, small, and medium-sized enterprise (SMEs) growth, which is primarily concentrated in the Greek district and keeps growing every year. The supporting activities and training management of the financial report presentation of micro, small, and medium-sized enterprises SMEs in the village of Semampir, Cerme district of Gresik, are described in this article. This course aims to assist SMEs (micro, small, and medium-sized businesses) in becoming more proficient in handling financial reporting. The recording of financial transactions about cash inputs and cash outputs, the division of personal and corporate finances, financial protection, and financial planning are the four key topics covered in the supporting and training materials. In SMEs
The Influence of Own Capital and Business Location on The Income of Micro Small and Medium Enterprises (MSMEs) Syafii, Mochamad; Jamilah, Dziyl Waslatiyl; Rusdiyanto, Rusdiyanto
Indonesian Journal of Social Science Research Vol. 5 No. 1 (2024): Indonesian Journal of Social Science Research (IJSSR)
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijssr.05.01.13

Abstract

The purpose of this study is to investigate and demonstrate how own capital and business location affect the revenue of micro, small, and medium-sized businesses in the Gresik Regency. Entrepreneurs need to know if their own capital and business location have a positive and significant impact on the income they will receive in the future, which is why this research is crucial. With 69 respondents in all, samples were gathered for this quantitative approach study. Both observations and questionnaires were used in the data collection process. The Slovin calculation formula and random sample procedures were used in this study. A Likert scale is used in data analysis with Google Form media. Multiple linear regression and hypothesis testing are the methods of analysis used. The study's findings demonstrate that own capital and company location have a demonstrable positive and significant impact on MSMEs' revenue in the Gresik Regency.
THE ROLE OF VILLAGE OWNED BUSINESS ENTITIES IN IMPROVING THE WELFARE OF VILLAGE COMMUNITIES Syafii, Mochamad; Ulum, Bustanul; Rusdiyanto, Rusdiyanto; Pramitasari, Dini Ayu; Hasanah, Anisaul
Jurnal Kreativitas dan Inovasi (Jurnal Kreanova) Vol 3 No 1 (2023): Januari
Publisher : Sekolah Tinggi Ilmu Ekonomi Indonesia (STIESIA) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24034/kreanova.v3i1.5493

Abstract

Devotion this analyze and evaluate mission development body effort owned by the village whose goal for move wheel village economy by optimizing village potential. If the village is able to optimize all its potential resources to drive the economy, then the development and strengthening management body effort owned by village expected able to develop business units and innovations that become new potentials in the village so that their mission body effort owned by village materialized , as driver of village life. Village owned body work put to use approach specifically intends to enhance the villagers' economic well-being through the growth of their business ventures. Village-owned formation body endeavor meant To use project programs run by the government and local governments mentioned in the previous sentence to push or accommodate economic activities that are submitted to be managed by the community as well as those that develop in accordance with local customs and culture in order to increase community income (1). The village-owned, on-budget base effort
SOSIALISASI PENGURUSAN SERTIFIKASI PRODUK UNTUK MENINGKATKAN LEGALITAS DAN KEPERCAYAAN KONSUMEN DI DESA TAMBAK BERAS GRESIK Hasanah, Anisaul; Mufidah, Imtiyaz Farras; Syafii, Mochamad
INTEGRITAS : Jurnal Pengabdian Vol 10 No 1 (2026): JANUARI - JULI
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat - Universitas Abdurachman Saleh Situbondo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/integritas.v10i1.7593

Abstract

Sertifikasi produk menjadi faktor penting dalam meningkatkan legalitas dan kepercayaan konsumen, terutama bagi pelaku UMKM di Desa Tambak Beras, Gresik. Namun, banyak pelaku usaha di desa ini mengalami kendala dalam memahami dan mengurus proses sertifikasi, sehingga produk mereka kurang diakui secara formal dan sulit bersaing di pasar. Kegiatan sosialisasi ini bertujuan memberikan pemahaman dan bimbingan praktis tentang pengurusan sertifikasi produk kepada para pelaku UMKM untuk mendorong peningkatan legalitas dan kepercayaan konsumen. Metode pelaksanaan dilakukan melalui penyuluhan dan diskusi interaktif yang melibatkan 20 peserta sebagai mitra sasaran, yaitu pelaku UMKM di Desa Tambak Beras. Kegiatan ini dilaksanakan pada tanggal 19 Juli 2025 dengan pendekatan langsung untuk mendampingi peserta memahami tata cara pengurusan sertifikasi yang berlaku. Hasil sosialisasi menunjukkan peningkatan pemahaman tentang pentingnya sertifikasi produk dan prosedur pengajuannya. Mereka memperoleh informasi mengenai lembaga sertifikasi resmi serta cara mengajukan sertifikasi. Kegiatan ini memicu kesadaran akan legalitas produk dan motivasi untuk segera menyelesaikan sertifikasi. Langkah ini diharapkan memperkuat kualitas dan posisi pasar UKM lokal melalui kerangka hukum yang jelas, meningkatkan kepercayaan konsumen, serta mendukung daya saing ekonomi di Desa Tambak Beras, Gresik. Product certification is a crucial factor in enhancing legality and consumer trust, particularly for MSMEs in Tambak Beras Village, Gresik. However, many businesses in this village face challenges in understanding and managing the certification process, resulting in less formal recognition for their products and a difficult market competition. This outreach program aims to provide MSMEs with practical understanding and guidance on product certification management to encourage increased legality and consumer trust. The program was implemented through outreach and interactive discussions involving 20 target partners, namely MSMEs in Tambak Beras Village. The program was held on July 19, 2025, with a hands-on approach to assist participants in understanding the applicable certification procedures. The results of the outreach program demonstrated an increased understanding of the importance of product certification and its application procedures. They received information about official certification bodies and how to apply for certification. This activity sparked awareness of product legality and motivated them to complete certification promptly. This step is expected to strengthen the quality and market position of local MSMEs through a clear legal framework, increase consumer trust, and support economic competitiveness in Tambak Beras Village, Gresik.
The Influence of Own Capital and Business Location on The Income of Micro Small and Medium Enterprises (MSMEs) Syafii, Mochamad; Jamilah, Dziyl Waslatiyl; Rusdiyanto, Rusdiyanto
Indonesian Journal of Social Science Research Vol. 5 No. 1 (2024): Indonesian Journal of Social Science Research (IJSSR)
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijssr.05.01.13

Abstract

The purpose of this study is to investigate and demonstrate how own capital and business location affect the revenue of micro, small, and medium-sized businesses in the Gresik Regency. Entrepreneurs need to know if their own capital and business location have a positive and significant impact on the income they will receive in the future, which is why this research is crucial. With 69 respondents in all, samples were gathered for this quantitative approach study. Both observations and questionnaires were used in the data collection process. The Slovin calculation formula and random sample procedures were used in this study. A Likert scale is used in data analysis with Google Form media. Multiple linear regression and hypothesis testing are the methods of analysis used. The study's findings demonstrate that own capital and company location have a demonstrable positive and significant impact on MSMEs' revenue in the Gresik Regency.