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All Journal Wikrama Parahita : Jurnal Pengabdian Masyarakat Syntax Literate: Jurnal Ilmiah Indonesia JURNAL EDUCATION AND DEVELOPMENT Jurnal Mantik Jurnal Politik dan Pemerintahan Daerah Jurnal Ilmiah Akuntansi Kesatuan Enrichment : Journal of Management International Journal on Social Science, Economics and Art Jurnal Pengabdian Kepada Masyarakat Patikala Transekonomika : Akuntansi, Bisnis dan Keuangan JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (JHSSB) Jurnal Kolaboratif Sains ProBisnis : Jurnal Manajemen Jurnal Pengabdian Pada Masyarakat Indonesia (JPPMI) Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) Golden Ratio of Data in Summary Perigel: Jurnal Penyuluhan Masyarakat Indonesia Jurnal Nusantara Berbakti Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital (JEKOMBITAL) JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Penelitian Pendidikan Indonesia Jurnal Cendekia Ilmiah Jurnal Ekonomi, Manajemen, Akuntansi INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE) Jurnal Riset dan Inovasi Manajemen
Andi Herman Jaya
Jurusan Ilmu Ekonomi Dan Studi Pembangunan Fakultas Ekonomi Dan Bisnis Universitas Tadulako
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mechanical Engineering Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Analysis of the Impact of Business Capital Assistance on MSME Income in Kabonena Subdistrict Fiska, Fiska; Tope, Patta; Taqwa, Edhi; Jokolelono, Eko; Jaya, Andi Herman
Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital Vol 4 No 1 (2025): AGUSTUS
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jekombital.v4i1.1021

Abstract

This research aims to determine the amount of MSME income before and after receiving business capital assistance and to understand the impact of business capital assistance on MSME income in Kabonena Village. The type of research used is quantitative research with a descriptive approach. The sampling technique used is saturated sampling (census), with the sample in this study being 7 MSMEs in food and beverage businesses that are still active and have received BPUM (Productive Assistance for Micro Businesses) stage 1 capital assistance. The data source in this research is primary data. Data collection techniques include observation and interviews using questionnaires as tools. The data analysis tool used is income analysis. The research results show that there are changes in MSME income before and after receiving business capital assistance. The calculation results from income analysis show that the total net income of MSMEs during one month of production before receiving business capital assistance was Rp6,284,600. After receiving business capital assistance, the total net income increased to Rp16,377,800. The research results show that business capital assistance distributed by the government contributes to increasing the income of Micro, Small and Medium Enterprise actors.
Analysis of the Achievement of the Rapid Action Program for Poverty Alleviation Based on Community Empowerment (A Case Study in Bahoaea Reko-reko and Nambo Villages, Morowali Regency) Saputra, Ahmad; Tallesang, M.; Lutfi, M.; Jaya, Andi Herman; Yunus, Santi
JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS Vol. 5 No. 1 (2025): NOVEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jhssb.v5i1.1970

Abstract

Poverty eradication is a national priority in line with the 2030 Sustainable Development Goals, which has prompted the Central Sulawesi Provincial Government to launch the Gercep Gaskan Berdaya Programme to strengthen the economic capacity of poor households through community empowerment. This programme targets Morowali as a priority location with the aim of increasing community independence, accelerating poverty reduction, and supporting regional development. This study aims to analyze the effectiveness of the Community Empowerment-Based Poverty Alleviation Program (Gercep Gaskan Berdaya) in Morowali Regency, Central Sulawesi. The program represents a local government strategy to accelerate the reduction of extreme poverty through empowerment and community participation. The research employed a descriptive quantitative method using questionnaires distributed to 22 beneficiaries from Bahoea Reko-Reko Village and Nambo Village. Data were analyzed using simple tabulation, percentage calculation, and mean score comparison. The findings indicate that the program is effective, with an overall average score of 4.11, categorized as good. In Bahoea Reko-Reko Village, the program’s effectiveness is more evident in skill improvement and targeting accuracy, while in Nambo Village it is more dominant in participation and economic sustainability aspects. However, the direct impact on household welfare remains limited, highlighting the need to strengthen household-level interventions. This study recommends enhancing community participation, improving transparency in beneficiary validation, and developing family-based economic empowerment initiatives to ensure program sustainability.
Analysis of Regional Development Inequality in The District / City of Central Sulawesi Province in 2018-2022 Rahmadani, Putri; Lutfi, Muhtar; Sading, Yunus; Suparman, S.; Jaya, Andi Herman
Golden Ratio of Data in Summary Vol. 4 No. 1 (2024): November - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v4i1.500

Abstract

Development inequality is an important issue that affects the society and economic stability of a region. This study aims to analyze regional development inequality in the districts/cities of Central Sulawesi Province during the 2018-2022 period. The analysis used is quantitative descriptive analysis using secondary data and the Williamson Index analysis method as a measuring tool to assess the level of inequality between regions. The data analyzed included Gross Regional Domestic Product (GRDP) in each district/city of Central Sulawesi Province. The results showed that the Williamson index calculation of the level of regional development inequality in Central Sulawesi Province was 0,97, which indicated a high level of inequality. However, in 2022 there was a decrease in the Williamson Index to 0,46. Nevertheless, the level of inequality between districts/municipalities in Central Sulawesi Province is still categorized as high. This decrease in the Williamson Index indicates an improvement in the distribution of development, but more intensive efforts are still needed to achieve a more effective development balance from the local and central government to reduce development inequality.
Service Business Revenue Analysis: Empirical Study on SME Sini Sa Clean Rahmat, Abdul; Yunus, Rita; Sading, Yunus; Yunus, Santi; Jaya, Andi Herman; Paskual, Meyti Ferdiana
Golden Ratio of Data in Summary Vol. 4 No. 1 (2024): November - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v4i1.508

Abstract

Small and Medium Enterprises, abbreviated as SMEs, play an important role in enhancing the economic growth of a country. They function to increase local income by meeting the community's needs for products and providing job opportunities. Sini sa Clean is one of the SMEs operating in the cleaning services sector in the city of Palu. Sini sa Clean offers room cleaning services, mattress cleaning, and sofa cleaning. This research aims to analyze the income and business feasibility of Sini sa Clean. The data analysis method used is the income analysis formula consisting of Total Cost (TC), Total Revenue (TR), and Profit (π). Meanwhile, to calculate business feasibility, the Revenue Cost Ratio (R/C Ratio) formula is used. Based on the research results, the average revenue for Sini sa Clean's cleaning service business is Rp. 2,521,000 per month, with total production costs amounting to Rp. 1,548,000 per month. These production costs consist of fixed and variable costs. From the data analysis results, the income generated by Sini sa Clean's business is Rp. 973,000 per month. Based on the business feasibility calculation (R/C Ratio), a value of 1.62 is obtained, which means 1.62 > 1. This indicates that for every Rp. 1 spent, there is a return of Rp. 1.62, making the revenue greater than the capital invested. Therefore, the cleaning service business of Sini sa Clean can be considered profitable, feasible to continue, and worth expanding.
The Role of BAPPEDA In Formulating Planning and Budgeting in Intervening in Poverty Reduction Dongi, Nur Annisa Lutaan; Sading, Yunus; Jokolelono, Eko; Jaya, Andi Herman; Tuty, Farida Milias
Golden Ratio of Data in Summary Vol. 4 No. 1 (2024): November - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v4i1.509

Abstract

Various poverty reduction programs, especially in Central Sulawesi, have been implemented by the government, including in the socio-economic, health and education sectors. Mapping the poverty reduction program plan is needed to increase the effectiveness of each program implemented. The poverty reduction programs launched by the government have not been able to significantly reduce the poverty rate. In order to reduce poverty, it is necessary to take strategic, comprehensive and sustainable steps that can have an impact on reducing poverty. The purpose of this study is to see how the role of Bappeda in formulating planning and budgeting to reduce poverty in Central Sulawesi. The method used in this research is a descriptive qualitative method. The results of this study indicate that bappeda as a facilitator and the process of formulating planning and budgeting has carried out its duties as regulated by law. The Central Sulawesi BAPPEDA in formulating poverty reduction planning compiles the Annual Regional Development Plan in the form of the Regional Government Work Plan (RKPD) through the implementation of absorption and aspiration gathering in the form of a Development Planning Consultation (Musrenbang) forum. The results of the Musrenbang contain a budget framework for activity plans that need to be funded by funding sources, be it the Regency APBD, Provincial APBD, APBN or other sources of funds. After the musrenbang, the RKPD is determined, which is then contained in the PERDA.
Analysis of The Effectiveness of The Management of The Village Income and Expenditure Budget (APBDes) in Lembantongoa Village Marsanda, M.; Herman Jaya, Andi; Taqwa, Edhi; Sading, Yunus; Musdayati, M.
Golden Ratio of Data in Summary Vol. 4 No. 1 (2024): November - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v4i1.518

Abstract

This study aims to assess the effectiveness of the management of the Village Revenue and Expenditure Budget (APBDes) for Stages 1 and 2, which covers the period from January to August 2023 in Lembantongoa Village, Palolo Sub-district, Sigi Regency. The research method applied is a qualitative approach with a descriptive methodology. The study uses two types of data: primary and secondary data, collected through interviews and observations. The subject of this research is Lembantongoa Village, Palolo Sub-district, Sigi Regency. The results of the study include the calculation of the effectiveness ratio for APBDes management in Lembantongoa Village for the year 2023. Among the five activity fields listed in the APBDes of Lembantongoa Village, Palolo Sub-district, Sigi Regency, none are categorized as effective, and only one field is categorized as moderately effective, with an effectiveness rate of 86% in the Empowerment field, while the other fields are classified as less effective, with effectiveness rates ranging from 66-75%. To improve the management of village funds, the Lembantongoa Village Government conducts village deliberations aimed at developing a Village Government Work Plan (RKPDes) that addresses the needs of the community. Through these deliberations, it is hoped that the planned development activities can be effectively implemented. Additionally, it is expected that the Lembantongoa Village Government will conduct training to enhance the capacity of village apparatus so that they can perform their duties and functions more effectively.
Analisis Pendapatan Usaha Rumah Tangga Kacang Aspal di Desa Loli Oge Kabupaten Donggala Alda Sela Sasmita Iyono; Rita Suirlan; Laendatu Paembonan; Andi Herman Jaya; Nurnaningsih
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i12.4682

Abstract

This research aims to analyze the income of asphalt bean household businesses in Loli Oge Village, Donggala Regency. This research uses qualitative research using primary and secondary data. Data collection was carried out through observation, interviews and questionnaires. The data analysis used is descriptive , namely calculating revenue, production costs and business income. The results of income analysis calculations show that the Asphalt Nut household business is very profitable because the income received by the owner for one month is IDR . 2,696,333,- per month, received revenue of IDR. 6,000,000,- per month minus production costs of IDR. 3,303,667,-. Keywords: Home Industry, Revenue, Costs, Income
Analysis of the Effect of Income on the Consumption Patterns of Mining Workers in Watusampu Subdistrict Ramadhan, Rescky Putra; Jaya , Andi Herman; Jokolelono, Eko; Tallesang, Mukhtar; Armin, Armin
JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 5 No. 1 (2025): DECEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/marginal.v5i1.1962

Abstract

The mining industry in Watusampu Subdistrict boosts local incomes but also brings socio-economic and environmental challenges. Mining provides jobs and higher wages but causes environmental degradation and air pollution leading to health issues. This study aims to analyze the influence of income on consumption patterns of workers in the mining sector in Watusampu Subdistrict. This sector has unique characteristics, especially regarding worker income levels, which can influence spending patterns. The method used in this research is quantitative with a survey approach, involving a sample of workers from various job levels in a mining company. Using simple linear regression analysis tools, this study explains the influence of income on consumption, both for food and non-food goods, among mining sector workers in Watusampu Subdistrict. The research results show that income has a positive and significant influence on expenditures for food and non-food items. Based on the research results, the regression equations obtained are: Y = 230,543.653 + 0.258X, Y = 170,503.477 + 0.361X, Y = 922,634.574 + 0.329X, Y = 212,953.571 + 0.557X. The regression coefficients indicate that income increases will increase expenditures, with a larger proportion directed toward non-food goods.
Edukasi Pengelolaan Keuangan Rumah Tangga Sebagai Upaya Meningkatkan Pemahaman Masyarakat Sibalaya Selatan Puput Risna; Andi Herman Jaya; Yoberth Kornelius
Jurnal Nusantara Berbakti Vol. 1 No. 2 (2023): April : Jurnal Nusantara Berbakti
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jnb.v1i2.100

Abstract

The community's low understanding of financial management means that financial management education is carried out which aims to provide understanding and knowledge about the importance of financial planning and how to allocate good expenditure items within the family environment. The method used in this education is the method of discussion and question and answer as an effort to find out the extent of knowledge of residents about their finances. The results of this education show an increase in public knowledge about managing their finances, before this education was carried out only some residents knew the ideal percentage of expenditure items in their family. then after educating the implementing party to evaluate it, it can be seen that there is an increase in residents' understanding of the ideal percentage for spending based on needs, wants and savings and the maximum debt they have.
ANALYSIS OF LOCAL REVENUE (PAD) OF MOROWALI DISTRICT Jaya, Andi Herman
TRANSEKONOMIKA: AKUNTANSI, BISNIS DAN KEUANGAN Vol. 4 No. 4 (2024): July 2024
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/transekonomika.v4i4.704

Abstract

Local governments in Indonesia are increasingly focusing on financial independence and efficiency to support regional development. Morowali Regency, located in Central Sulawesi Province, is no exception. As regional autonomy policies have been implemented, it has become crucial to assess the financial performance of local governments. This assessment helps determine their capacity for self-governance and efficient resource management. Key indicators in this evaluation include the Independence Ratio, Effectiveness Ratio, and Efficiency Ratio of Regional Original Income (PAD). This study aims to analyze the Independence Ratio, Effectiveness Ratio, and Efficiency Ratio of Morowali Regency's Regional Original Income. The research employs calculations of these ratios for Local Revenue. Results show that the Independence Ratio had an average value of 24.97 percent, falling within the medium independence criteria. This indicates that the region has not yet achieved full independence. The average Effectiveness Ratio is 2.68 percent, reflecting that the realization of Regional Original Income (PAD) is greater than the target set by the Morowali Regency Government, suggesting effective task execution. The average Efficiency Ratio is 1.72 percent, meaning that the realized PAD obtained by Morowali Regency exceeds the costs incurred in collecting it. This indicates efficient PAD collection, as the realized income is greater than the budget allocated for its collection.
Co-Authors Abd Fazry Abdul Azis Sapriadi Abdul Azis Sapriadi Abdul Rahmat Abdul Rahmat Adnyani, Ni Kadek Ayu Sri Wida Agbogun, Oghenekparobo Ernest Akbar Hidayat Alda Sela Sasmita Iyono Anggi dela Puspita Aris Muhammad Armin Armin, Armin Atalia Christiana Katiandagho Aulia, Nur Annisa Aurelie, Eko Putra Aziza Rusda Aziza Rusda Badria, Badria Busman Busman, Busman Busman, Muh. Rafli Buyung Cintaury Chaerul Anam Christianda, Dewi Citra Diki, Diki Dongi, Nur Annisa Lutaan Dyah, Tri Murti Ayu Edhi Taqwa Eko Jokolelono FADLI, MOH Failur Rahman Farida Milias Tuty Farida Millias Tuty Fathia Fathia Fiola Sinta Fiska, Fiska Fitra Fitra, Fitra Frank Reyhard Baho Giska Putri Harnida W. Adda Harnida W. Adda Harnida Wahyuni Adda I Kadek Andre Dwiane Ika Rafika Jamiludin, Jamiludin Kalvin Albert Parinding Khaeruddin Thaha KORNELIUS, YOBERTH Laendatu Paembonan Lutfi, Muhtar M. Anwar Nasruddin M. Lutfi M. Marsanda M. Musdayati Marsanda, M. Mirna Mirna MUHTAR LUTFI Muhtar Lutfi Mulkifli, Mulkifli Musdayanti Musdayati Musdayati, M. Musdayati, Musdayati Muthar Lutfi Nasrianti Nasrianti Novita Sari Nur Annisa Lutaan Dongi Nurfadilah Sindika Sari Nurnaningsih Nurnaningsih Nurnaningsih Nuryana Haprin Dj Achmad Parinding, Kalvin Paskual, Meity Ferdiana Patta Tope Puput Risna Putri Rahmadani Putri Rahmadani, Putri Ramadhan, Rescky Putra Rengku, Stovan Reny Melawati Rifan, Moh Rita Suirlan Rita Yunus S. Suparman S. Suparman Saputra, Ahmad Sitti Rahma Sri Mulya Palimmi Suparman Suparman Syamsuddin Syamsuddin HM Syamsuddin Syamsuddin Syatir, Ahmad Tallesang, M. Tallesang, Mukhtar Tuty, Farida Milias Ugochukwu, Mmaduabuchi Onwunyi Vera Sri Endah Cicilia Wahyudi, Isyam Yunus Sading Yunus, Santi Yusril, Moh. Zubair, Muchammad