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All Journal YUME : Journal of Management Ensiklopedia Social Review Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi Jurnal Politik dan Pemerintahan Daerah Jurnal Ilmiah Manajemen Kesatuan Economics and Digital Business Review JPM: JURNAL PENGABDIAN MASYARAKAT Studi Ilmu Manajemen dan Organisasi Transekonomika : Akuntansi, Bisnis dan Keuangan JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (JHSSB) Jurnal Kolaboratif Sains ProBisnis : Jurnal Manajemen Akuntansi'45 Journal of Management and Business Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis Jurnal Visi Manajemen (JVM) Golden Ratio of Data in Summary Priviet Social Sciences Journal Jurnal Manajemen Kreatif dan Inovasi Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital (JEKOMBITAL) INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE ManBiz: Journal of Management and Business IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita J-CEKI Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Pengabdian Masyarakat Manage Al-Infaq : Jurnal Ekonomi Islam
Rita Yunus
Tadulako University, Palu, Indonesia
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Astronomy Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Transportation Other

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ANALYSIS OF POVERTY CHARACTERISTICS IN TORETE VILLAGE, BUNGKU PESISIR, MOROWALI REGENCY Mahamidi, Widyawati; Lutfi, Muthar; Taqwa, Edhi; Yunus, Santi; Yunus, Rita
JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi Vol. 8 No. 02 (2025): JIMEK Vol 08 No 02 2025
Publisher : Fakultas Ekonomi Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/jimek.v8i02.7192

Abstract

This study aims to analyze the vulnerability profile and economic resilience strategies of poor households, particularly those dominated by the elderly and those with low education levels, in Torete Village. A mixed-methods approach was used. The quantitative study results indicate that the majority of respondents are aged 61 years and above (64.3%), with a basic education level (78.6% are elementary school graduates), and are predominantly housewives (46.4%) or farmers (39.3%). Household expenditure patterns are very conservative, with the majority of respondents (75.0%) having no transportation expenses and focusing their expenditures entirely on basic food needs. This group's economic resilience is supported by high home ownership (96.4%) and the elimination of rent. Qualitative findings confirm that the biggest obstacles faced by respondents are internal factors such as old age and health conditions that limit their ability to earn a productive living. The main strategy used to cover the deficit in needs is relying on financial support from children. In addition, structural issues such as land access and demands for transparency in the distribution of social assistance are also highlighted as significant obstacles to escaping poverty. This study concludes that social assistance needs to be complemented by empowerment programs that target the productive generation in poor families and adequate social protection guarantees for the elderly.
Peningkatan Literasi Keuangan Pada Perempuan Pelaku UMKM Kelurahan Tondo Kota Palu Yunus, Rita; Chairil Anwar; Haerul Anam; Syamsuddin HM; Rahman, Failur; Meity Ferdiana Paskual; Reski Awalia; Nahda Maidina Arifin
Jurnal Pengabdian Masyarakat Manage Vol. 7 No. 1 (2026): Februari
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/manage.v7i1.4219

Abstract

Kegiatan ini dilatarbelakangi oleh beberapa kajian yang menunjukan rendahnya aksesibiltas masyarakat terhadap jasa keuangan di Sulawesi Tengah (Anam, 2023). Masalah permodalan merupakan satu permasalahan yang sering dijumpai pada pelaku UMKM. Demikian pula pada kelompok pelaku UMKM di Kelurahan Tondon yang merupakan kaum perempuan dan ibu. Kelompok ini merupakan sebagian kecil dari masyarakat terdampak bencana alam Tahun 2018 di Kota Palu. Perempuan pelaku UMKM di Kelurahan Tondo secara umum masih memiliki literasi keuangan yang rendah dan akses yang terbatas terhadap lembaga permodalan. Oleh karena itu, kegiatan pengabdian ini dipandang penting untuk dilakukan dengan harapan dapat meningkatkan literasi keuangan kaum perempuan pelaku UMKM di Kelurahan Tondo sehingga dapat membuka akses terhadap lembaga keuangan serta meningkatkan inklusi finansial. Kegiatan pengabdian yang telah dilaksanakan bagi kelompok perempuan pelaku UMKM memberi dampak peningkatan literasi keuangan serta pemahaman akan pentingnya pengelolaan dan pencatatan keuangan yang baik bagi peserta serta menghasilkan beberapa rekomendasi strategis bagi keberlangsungan usaha kelompok UMKM Wanita Bangkit Kelurahan Tondo.
Pengaruh Tingkat Pengangguran Terbuka dan Pertumbuhan Ekonomi terhadap Tingkat Kemiskinan di Provinsi Sulawesi Tengah Tahun 2019 - 2024 Kifayatun, Kikif; Paembonan, Laendatu; Lutfi, Muhtar; Yunus, Rita; Musdayati
Economics and Digital Business Review Vol. 7 No. 1 (2025)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis Pengaruh Tingkat Pengangguran Terbuka (TPT) dan Pertumbuhan Ekonomi Terhadap Tingkat Kemiskinan di Provinsi Sulawesi Tengah Tahun 2019–2024. Penelitian ini menggunakan metode kuantitatif dengan pendekatan analisis data panel yang menggabungkan data time series dan cross section dari 13 kabupaten/kota. Data sekunder diperoleh dari Badan Pusat Statistik (BPS) Provinsi Sulawesi Tengah, dan dianalisis menggunakan perangkat lunak EViews 12 dengan model Fixed Effect Model (FEM) sebagai model terbaik berdasarkan hasil uji chow dan uji hausman. Hasil penelitian menunjukkan bahwa secara simultan, variabel tingkat pengangguran terbuka dan pertumbuhan ekonomi berpengaruh signifikan terhadap tingkat kemiskinan dengan nilai F-statistik sebesar 198,5062 dan Prob(F) = 0,000000 < 0,05. Secara parsial, tingkat pengangguran terbuka berpengaruh positif namun tidak signifikan terhadap kemiskinan, dengan nilai koefisien 0,0163, sedangkan pertumbuhan ekonomi berpengaruh negatif dan signifikan terhadap kemiskinan dengan koefisien –1,4678. Nilai R² sebesar 0,977833 menunjukkan bahwa sebesar 97,78% variasi tingkat kemiskinan dapat dijelaskan oleh kedua variabel tersebut. Hasil ini menegaskan bahwa peningkatan pertumbuhan ekonomi berperan penting dalam menurunkan tingkat kemiskinan di Provinsi Sulawesi Tengah, sementara penurunan pengangguran terbuka perlu dioptimalkan melalui penciptaan lapangan kerja produktif dan pertumbuhan ekonomi yang inklusif.
Efficiency of Indonesia Sharia Bank (BSI): A Data Envelopment Analysis Approach Syatir, Ahmad; Yunus, Rita; Tuty, Farida Millias; Sari, Novita
Al-Infaq: Jurnal Ekonomi Islam Vol. 16 No. 1 (2025)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v16i1.2290

Abstract

This research aims to analyze the level of efficiency of Bank Syariah Indonesia (BSI) as a merged bank. The data used comes from secondary data from BSI's financial reports for the 2022-2023 period. Data was analyzed using the Data Envelopment Analysis (DEA) method from an asset approach, which is input-oriented. The data analyzed consists of three input variables (Labor Costs, Promotion Costs, and Other Costs), and three output variables (Profit Sharing Financing, Rental Financing, and Securities Owned). The processed data shows that BSI's efficiency level is relatively high with an average efficiency value of 0,78 on a maximum scale of 1. However, this value is still categorized as inefficient.  Structurally, two input variables were found that played a role in this inefficiency, namely Labor Costs and Other Costs, each of which was detected in the second to fourth quarters of 2022. Based on the DEA results, improvements in the level of efficiency, according to the projected values, can be given treatment by decreasing Labor Costs and Other Costs
Analysis of Health Expenditure on Rice Expenditure: A Case Study of Vulnerable Poor Households on Sulawesi Island Yunus, Santi; Anwar, Chairil; Ichwan, Mohamad; Yunus, Rita
Jurnal Ilmiah Manajemen Kesatuan Vol. 14 No. 1 (2026): JIMKES Edisi January 2026
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v14i1.4853

Abstract

Poverty reduction under the Sustainable Development Goals remains constrained by the persistence of vulnerable poor households, particularly in Sulawesi, where limited income and rising health expenditures increase the risk of falling into poverty despite being above the poverty line. This study aims to determine the income of vulnerable low-income households on Sulawesi Island using SUSENAS 2023 data and to analyze the ratio of health expenditure to rice expenditure. It is descriptive quantitative research using SUSENAS 2023 secondary data. The research population is 47,478 households, focusing on a sample of 9,223 vulnerable low-income households defined by expenditure of 1.0-1.5 times the provincial poverty line. Results show 9,223 vulnerable low-income households spread across six provinces. Central Sulawesi has the highest vulnerability threshold, while West Sulawesi has the lowest, reflecting regional price differences. Living costs increase economic vulnerability. The proportion of non-prescription health expenditure is highest in Central and Southeast Sulawesi, where it exceeds rice expenditure. Purchasing non-prescription drugs is common due to easier access and lower cost, despite risks of irrational use. Government social assistance for low-income households includes direct cash transfers, national health insurance, and food aid.
Analisis Kepatuhan Wajib Pajak Bumi Dan Bangunan Berdasarkan Realisasi Penerimaan Di Kelurahan Talise Valangguni: Analysis of Land and Building Taxpayer Compliance Based on Revenue Realization in Talise Valangguni Subdistrict Sarah Annisa Maghfira; Rita Yunus
Jurnal Kolaboratif Sains Vol. 9 No. 1: Januari 2026
Publisher : Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56338/jks.v9i1.10354

Abstract

Salah satu sumber penting penerimaan pajak daerah dikenal sebagai Pajak Bumi dan Bangunan. Namun, pencapaian target penerimaan dari sektor ini belum optimal. Kondisi tersebut sebagian besar disebabkan oleh rendahnya kesadaran masyarakat sebagai kepatuhan pajak yang wajib. Oleh karena itu, studi ini bertujuan memahami pemenuhan kewajiban pajak bumi dan bangunan di Kelurahan Talise Valangguni, maupun mengidentifikasi faktor apa saja yang memengaruhi kepatuhan. Studi ini menggunakan pendekatan deskriptif kuantitatif dengan metode analisis rasio kepatuhan. Data yang digunakan pada studi ini bersumber dari data primer maupun sekunder, yang dikumpulkan melalui pendekatan observasi, wawancara, serta dokumentasi. Berdasarkan temuan analisis data menunjukkan skor di tingkat rendah dari capaian yang telah ditentukan menunjukkan ketidakpatuhan yang serius, semua tahun dikategorikan "Tidak Patuh." Meskipun ada peningkatan realisasi penerimaan PBB setiap tahun, pencapaian tersebut masih berada pada tingkat yang signifikan pada skor capaian yang dibawah, sehingga menunjukkan ketidakpatuhan yang signifikan. Secara keseluruhan, efektivitas pencapaian target penerimaan PBB masih kurang optimal, dengan persentase realisasi di bawah 60%, menandakan perlunya perbaikan dalam strategi pemungutan pajak.
Income elasticity of food expenditure among urban households in Sulawesi: Evidence from engel’s law Nurhaliza, Siti; Ichwan, Mohamad; Yunus, Rita; Taqwa, Edhi; Sading, Yunus
Priviet Social Sciences Journal Vol. 6 No. 2 (2026): February 2026
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v6i2.1424

Abstract

This study examines the responsiveness of food expenditure shares to income changes among urban households in Sulawesi using income elasticity analysis. Employing cross-sectional microdata from the 2023 National Socio-Economic Survey (SUSENAS), comprising 13,933 urban households across six Sulawesi provinces, we calculate arc elasticity for nine income group transitions. The results reveal predominantly negative elasticity values ranging from -0.008 to -0.504, confirming patterns consistent with Engel’s Law. The elasticity pattern exhibits an inverted-curve shape: weak in low-income groups (-0.0103 to -0.091), strengthening in middle-income groups (-0.2 to -0.5), and moderating in the highest transition (-0.059 to -0.268). This reflects critical threshold effects, where middle-income households demonstrate the strongest responsiveness in reallocating expenditures from food to non-food categories. Substantial interprovincial variations emerged, with Gorontalo exhibiting the strongest elasticity (-0.504), while Central Sulawesi showed unique patterns, including positive elasticity at specific transitions. Elasticity values consistently below one confirm food as a necessary good across all provinces. These findings provide crucial policy insights: low-income households require targeted protection through subsidies and social assistance, whereas middle-income households would benefit most from income growth policies. Provincial heterogeneity underscores the need for context-specific rather than uniform regional interventions.
Analysis of Leading Sector Shifts in Buol District Putri, Dini Aulia; Jokolelono, Eko; Yunus, Rita; Yunus, Santi; Hakimi, Shohib
TRANSEKONOMIKA: AKUNTANSI, BISNIS DAN KEUANGAN Vol. 5 No. 3 (2025): May 2025
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/transekonomika.v5i3.907

Abstract

Buol Regency has had a dynamic economic development since its separation from Tolitoli Regency. However, the non-optimal utilization of sectoral potential and the imbalance of contributions between sectors encourage the need to identify leading sectors as the basis for regional development policies. This study aims to analyze the regional economic structure, identify the basic sectors through Location Quotient analysis, and evaluate sectoral competitiveness with the Shift Share approach during the 2014-2023 period. The analysis methods used include Location Quotient to determine the base/non-base sector and Shift Share to evaluate the growth and competitive advantage of economic sectors. The Location Quotient analysis discover that Buol Regency has a number of economic sectors that have the potential to become leading sectors, such as Agriculture, Forestry and Fisheries; Water Supply; Waste Management, Waste, and Recycling; and other sectors that show Location Quotient (LQ) values greater than 1, indicating a positive contribution to the regional economy. Conversely, sectors with LQ values below 1 (Mining, Processing Industry, Electricity/Gas, Construction, and others) represent non-leading sectors, highlighting development challenges in Buol Regency. Shift Share analysis (2014-2023) reveals no significant economic structural shift, with the economy remaining primarily dependent on agriculture and fisheries despite some positive developments in other sectors. Economic structural shift would typically manifest as increased non-primary sector activity and reduced dependence on natural resource-based sectors. These findings identify priority sectors for regional economic policy. This research uniquely combines two analytical methods to assess sectoral dynamics in Buol—an approach rarely applied in eastern Indonesia's district-level studies.
PENGARUH PENDIDIKAN TERHADAP KEMISKINAN EKSTREM SULAWESI TENGAH Rahman, Marwah; Tope, Patta; Yunus, Rita; Taqwa, Edhi; Yohan, Yohan
Ensiklopedia Sosial Review Vol 8, No 1 (2026): Volume 8 No 1 Februari 2026
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/esr.v8i1.3792

Abstract

This study examines the impact of education on extreme poverty in Central Sulawesi Province during 2021-2024. Using panel data regression analysis with Fixed Effect Model on 13 districts/cities, the research finds that education, proxied by Average Years of Schooling, has a significant negative effect on extreme poverty with a coefficient of -6.648366. This indicates that each additional year of education reduces extreme poverty by 6.648 percent. Despite provincial success in reducing extreme poverty from 3.15 percent to 1.27 percent, significant disparities persist across districts, with the gap between Palu City and Donggala Regency reaching 3.75 years. The findings confirm Human Capital Theory and emphasize the need for equitable education access and quality improvement as fundamental strategies for sustainable extreme poverty eradication.Keywords: extreme poverty; education; average years of schooling
Analysis of the Impact of Machinery and Equipment Assistance on the Income of Furniture and Handicraft SMEs in Palu City Badria, Badria; Jaya, Andi Herman; Sading, Yunus; Yunus, Rita; Cicilia, Vera Sri Endah
Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital Vol 4 No 1 (2025): AGUSTUS
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jekombital.v4i1.974

Abstract

Small and Medium Enterprises or commonly referred to as SME are production activities for goods used in daily human life. Production activities in this industry can serve as a means of employment absorption in a relatively short time and open job opportunities in a broader field. This study aims to determine the impact of machinery and equipment assistance on the income of SME Furniture and Crafts in Palu City. The research method used is quantitative research with a descriptive approach. The data collection method used is data obtained directly from respondents and data obtained from the Trade and Industry Office of Palu City. The analysis technique uses the Paired Sample t-Test. The results of this study show that the provision of machinery and equipment assistance from the government has a positive effect on the income of SME Furniture and Crafts.
Co-Authors A. Adriansah Abdul Rahmat Abdul Rahmat Adriansah, A. Afriana Ahmad Syatir Akbar Hidayat Amal, Husaeva Amelia, Widya Anam , Haerul Andi Herman Jaya Andina Pangala Andina Pangala Anwar, Anas Iswanto Asmarini Asmarini Asriyani Asriyani Aulia, Nur Annisa Badria, Badria Busman Busman, Busman Busman, Muh. Rafli Chaerul Anam Chairil Anwar Dini Angraini Dyah, Tri Murti Ayu Edhi Taqwa Eko Jokolelono Elfine Louise Abu Elfine Louise Abu Elfine Louise Abu, Elfine Louise Abu Erifsandi, M. Fadhilah, Rifqah Failur Rahman Farida Millias Tuty Faruq Lamusa Fattah, Sanusi Fridly Devid Gunawan Tasiabe Haerul Anam Haerul Anam Hafista, Salmah Hakimi, Shohib Ika Rafika Jody Setyadi Kalvin Albert Parinding Kalvin Parinding Kamagi, Siti Hargita R. Karenhapukh Purba Kartika Kartika Kezia Verty Kifayatun, Kikif Laendatu Paembonan Lare Murwokolo Cokro Lutfi, Muhtar Lutfi, Muthar M. Anwar Nasruddin M. Musdayati Mahamidi, Widyawati Mahbit Kusnandy Ma’rifah, Nur Ainun Mia Audina Mia Audina, Mia Mifta Khairani Nasution Moh Irsyat Arrosidik R. Abd Karim Mohamad Ichwan Muhammad Akbar Muhammad Akbar Muhammad Ichsan Muhammad Idfal Muhilannuri Muhtar Lutfi MUHTAR LUTFI Mukhtar Tallesang Mukhtar Tallesang Mus dayanti Musdayanti, M. Musdayati Musdayati Musdayati Musdayati Musdayati Musdayati, M. Musdayati, Musdayati Nahda Maidina Arifin Nahdiasma Kirana Nahdiasma Kirana Naisela Vebyanti Y. Pontoh Nasnianti Pasangka Novita Sari Novita Sari Nudiatulhuda Mangun Nurfadilah Sindika Sari Nuryana Haprin DJ Achmad Nuryana Haprin Dj Achmad Nur’aziza Pasangka, Nasnianti Paskual, Meity Ferdiana Patta Tope Putri, Atista Galuh Surya Putri, Dini Aulia Rafil Pramana S.M. Arsad Rahman, Marwah Rahmatia Rahmatia Rangga Putera Boroallo Ravika Rismawati Rengku, Stovan Reski Awalia Rezaldi, Rezaldi Rifqah Fadhilah Risman Risman Sabri, Hamsah Salmah Hafista Sarah Annisa Maghfira Siti Nurhaliza Solly Aryza Suparman Suparman Syamsuddin HM Syamsuddin Syamsuddin Syatir, Ahmad Tallesang, Mukhtar Umam, Sirajul Vera Sri Endah Cicilia Vera Sri Endah Cicilia Wahyul Wahyul Wahyul Wijaya, Fajar Wiri Wirastuti Yohan Yohan Yohan Yosep Sompotan Yunus Sading Yunus, Santi Yusril, Moh.