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All Journal Jurnal Ekonomi Syariah Teori dan Terapan Panrita Abdi - Jurnal Pengabdian pada Masyarakat Jurnal Pengabdian UntukMu NegeRI Jurnal Ilmiah Ekonomi Islam TA'DIBUNA: Jurnal Pendidikan Agama Islam Perisai : Islamic Banking and Finance Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JURNAL EDUCATION AND DEVELOPMENT Adimas : Jurnal Pengabdian Kepada Masyarakat ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi Legitima: Jurnal Hukum Keluarga Islam Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat Jurnal Tabarru': Islamic Banking and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal ABDINUS : Jurnal Pengabdian Nusantara Jurnal Inovasi Ekonomi Al Huquq : Journal of Indonesian Islamic Economic Law Academia Open Indonesian Journal of Cultural and Community Development Indonesian Journal of Law and Economics Review Soeropati: Journal of Community Service AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Community Empowerment Indonesian Journal of Islamic Economics and Business Al-Muamalat : Jurnal Ekonomi Syariah Al-Ibanah Indonesian Journal of Innovation Studies Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam Izdihar : Jurnal Ekonomi Syariah Wadiah : Jurnal Perbankan Syariah Procedia of Social Sciences and Humanities Indonesian Journal of Islamic Studies Al-Maqashid: Journal of Economics and Islamic Business Jurnal Perbankan Syariah Darussalam (JPSDa) J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Al-Ibanah IJED Journal of Social Science and Humanities Research Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies Legitima : Jurnal Hukum Keluarga Islam
Fitri Nur Latifah
Universitas Muhammadiyah Sidoarjo
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Other

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Sosialization Fintech Literacy Peer to Peer Lending Syariah as Sidoarjo MSME Capital Fitri Nur Latifah; Novia Ariyanti; Imam Fauji; Nuris Tiswanah
Indonesian Journal of Cultural and Community Development Vol 14 No 2 (2023): June
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijccd.v14i2.955

Abstract

This article explores the transformative role of financial technology (fintech) in Indonesia, specifically focusing on micro, small, and medium enterprises (MSMEs) in Sidoarjo. While fintech presents a promising avenue for MSME growth by providing access to banking services and capital, its adoption is hindered by limited MSME familiarity with fintech tools. In response, this study introduces the Peer-to-Peer Lending Sharia scheme as a viable alternative capital source for nonbankable MSMEs. The research employs a multifaceted approach encompassing awareness campaigns and educational initiatives to boost MSME fintech literacy. Through a comprehensive evaluation, this intervention reveals improved understanding and acceptance of fintech solutions among MSMEs. Consequently, the article underscores the significance of nurturing fintech literacy in enhancing financial inclusion, promoting sustainable MSME expansion, and fostering economic resilience in Indonesia. Highlights: Empowering Nonbankable MSMEs: Explore the impact of fintech adoption, particularly Peer-to-Peer Lending, in enabling growth for traditionally underserved micro, small, and medium enterprises (MSMEs) in Indonesia. Enhancing Fintech Literacy: Investigate the efficacy of literacy initiatives aimed at increasing MSMEs' understanding and utilization of fintech tools, focusing on Peer-to-Peer Lending schemes, to overcome barriers in adoption. Sustainable Economic Resilience: Highlight the potential of improved MSME fintech literacy to foster financial inclusion, promote sustainable business expansion, and contribute to economic resilience within local communities in Sidoarjo, Indonesia. Keywords: Fintech, MSMEs, Peer-to-Peer Lending, Financial Inclusion, Indonesia
Mathematics Village: An Effective Educational Tourism for Increasing Children's Motivation and Changing Their Perspective of Mathematics Novia Ariyanti; Nuril Lutvi Azizah; Fitri Nur Latifah
Indonesian Journal of Cultural and Community Development Vol 14 No 2 (2023): June
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijccd.v14i2.965

Abstract

Mathematics Village is an educational tourism destination for children in Dukuh Pakis Surabaya. This educational tour uses games with mathematical themes to increase children's motivation and change their perspective of mathematics. The activity was conducted in 4 posts, using observation, preparation, demonstration, and practice methods. The results showed that Mathematics Village was effective in increasing children's motivation and changing their perspective of mathematics. Children were more enthusiastic about learning mathematics through games and they were able to understand mathematical concepts more easily. This activity can be a model for other communities to develop mathematical educational tourism in their environment. Highlight: Mathematics Village is an educational tourism destination for children in Dukuh Pakis Surabaya. The activity uses games with mathematical themes to increase children's motivation and change their perspective of mathematics. The results showed that Mathematics Village was effective in increasing children's motivation and changing their perspective of mathematics. Keyword: Mathematics Village, Educational tourism, Children, Motivation, Mathematics
MITIGASI MANAJEMEN RESIKO NON PERFORMANCE FINANCING PADA PEMBIAYAAN KUR DI BANK SYARIAH INDONESIA KCP AHMAD YANI SIDOARJO Ajeng Diah Ayu Febrina; Fitri Nur Latifah
Jurnal Tabarru': Islamic Banking and Finance Vol. 6 No. 1 (2023): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2023.vol6(1).13758

Abstract

Penelitian ini bertujuan untuk menjelaskan bagaimana bank syariah menerapkan dan mengatasi berbagai resiko yang dihadapi seperti resiko Non Performing Financing yang muncul pada pembiayaan KUR yang dimana pembiayaan merupakan salah satu penyebab terjadinya penurunan fungsi oleh bank syariah. Penelitian ini menggunakan metode kualitatif deskriptif dengan pengumpulan data sekunder dan primer melalui wawancara kepada beberapa pihak bank syariah Indonesia KCP Ahmad Yani Sidoarjo. Berdasarkan hasil wawancara yang dilakukan oleh peneliti, diperoleh hasil bahwa Bank Syariah Indonesia KCP Ahmad Yani Sidoarjo melakukan 3 mitigasi yang pertama yaitu dengan memberikan sebuah peringatan kepada nasabah, melakukan restruksasi atau perpanjangan waktu pembayaran, dan jual aset. Dengan adanya mitigasi yang dimiliki oleh Bank Syariah Indonesia KCP Ahmad Yani Sidoarjo maka bank mampu mencegah atau bahkan mengatasi terjadinya Non Performance Financing pada bank tersebut.
PENGARUH KUALITAS PELAYANAN DAN TEKNIK PROMOSI TERHADAP KEPUASAN NASABAH PADA BANK SYARIAH INDONESIA KC JENGGOLO Rasyid Abi Sandi; Fitri Nur Latifah
Jurnal Tabarru': Islamic Banking and Finance Vol. 6 No. 1 (2023): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2023.vol6(1).13944

Abstract

Tujuan Penelitian ini yaitu untuk mengetahui pengaruh kualitas pelayanan dan teknik promosi terhadap kepuasan nasabah pada Bank Syariah Indonesia KC Jenggolo. Bank Syariah Indonesia sendiri sangat menjaga kualitas pelayanan dan teknik promosi secara maksimal dalam menarik minat nasabah menggunakan produknya dengan ini nantinya nasabah akan mendapatkan kepuasan ketika menggunakan produk dari Bank Syariah Indonesia KC Jenggolo. Penelitian menggunakan metode kuantitatif dengan membagikan kuesioner kepada 50 responden nasabah Bank Syariah Indonesia KC Jenggolo yang diuji menggunakan software SPSS versi 22. Hasil penelitian ini menunjukkan kualitas pelayanan berpengaruh signifikan terhadap kepuasan nasabah pada Bank Syariah Indonesia KC Jenggolo dengan nilai signifikan 0.001. Teknik promosi berpengaruh signifikan terhadap kepuasan nasabah pada Bank Syariah Indonesia KC Jenggolo dengan nilai signifikan 0.018. Kemudian kualitas pelayanan dan teknik promosi secara simultan berpengaruh terhadap kepuasan nasabah pada Bank Syariah Indonesia KC Jenggolo dengan nilai signifikan 0.000.
STRATEGI BAURAN PEMASARAN 4P DALAM PRODUK PEMBIAYAAN KUR SYARIAH DI PEGADAIAN SYARIAH Adhelia Sucitra; Fitri Nur Latifah
Jurnal Tabarru': Islamic Banking and Finance Vol. 6 No. 1 (2023): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2023.vol6(1).13945

Abstract

Penelitian ini membahas dua alasan utama yang dapat mempengaruhi keputusan pedagang pasar dalam memilih sumber modalnya, yaitu berdasarkan kebutuhan modal usaha dan pemasaran dengan bauran pemasaran 4P. Data diperoleh melalui wawancara dengan pedagang pasar tradisional di Kabupaten Sidoarjo dengan menggunakan metode kualitatif deskriptif. Penelitian ini menggunakan analisis data primer yang diolah dalam aplikasi atlas.ti 9 untuk mencapai struktur dan data yang efisien. Penelitian ini bertujuan untuk mengetahui pengaruh bauran pemasaran 4P yang dilakukan oleh lembaga keuangan dalam menarik pedagang untuk memilih sumber modal usahanya yaitu KUR syariah dan apakah pengetahuan pedagang tentang riba dan lembaga keuangan syariah dapat mengubah keputusan tersebut. Kesimpulan yang diperoleh menunjukkan bahwa pengetahuan masyarakat tentang riba dan pegadaian syariah tidak berpengaruh dalam menentukan minat masyarakat dalam memilih sumber modal usaha, sedangkan bauran pemasaran dapat menarik pedagang dalam menentukan dimana mereka akan melakukan pinjaman sumber daya usaha.
Fintech Peer To Peer Lending Sharia as an Alternative Capital for MSME in Sidoarjo Fitri Nur Latifah; Ninda Ardiani; Novia Ariyanti; Mega Novita Syafitri
Indonesian Journal of Law and Economics Review Vol 18 No 3 (2023): August
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v18i3.943

Abstract

This study aims to explore the role of Islamic peer-to-peer lending fintech as an alternative solution to Sidarjo's MSME capital problem. As we know there are still many MSMEs still unbankable. So when capital issues arise, they are in trouble. Therefore, the existence of Sharia Fintech with P2P system is expected to be the solution to these problems. The study uses a qualitative case study method that collects secondary and primary data through interviews with Sidoarjo economic officials. The conclusion of this study shows that sharia peer-to-peer loan financing to MSME can improve his MSME's performance. Sidoarjo's MSMEs just lack understanding of Sharia Fintech P2P as an alternative to capital. Highlights: Sharia Fintech P2P as a solution for MSME capital problem Qualitative case study using secondary and primary data Lack of understanding hindering MSMEs from accessing Sharia P2P finance. Keywords: Islamic peer-to-peer lending,Fintech,MSMEs,Sidoarjo,Sharia finance
The Influence of Religiosity and Customer Perception on Interest in Savings Yunita Maulidiyah Faha; Masruchin Masruchin; Fitri Nur Latifah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economic: January, 2022
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1803

Abstract

Sharia Banking is an institution that functions to collect and channel public funds effectively and efficiently which is useful for improving economic and national quality. The problem that occurs is that the development of Islamic banks is growing, the competition between banks, both conventional banks and Islamic banks, will be increasingly tight. Therefore, the need for efforts from banks to attract customers' savings. The main success of the services provided by banks is not only from internal factors but also external factors. Internal factors include the amount of funds owned by banks and credit, while external factors include the level of trust and bank image. This research aims to analyze and prove that religiosity and perception affect the interest in saving in Islamic banks. The approach used is a quantitative approach using primary and secondary data. The population of this research is the customers of BSI KCP Mojokerto Bangsal as many as 700 customers and the sample obtained is 161 respondents. This sampling uses the Cochran table formula with the respondents' criteria, namely BSI KCP Bangsal customers and aged 17-50 years. Analysis of the data used is SPSS 22 software. This research is survey research conducted through data collection using multiple regression analysis techniques. The results show that the religiosity variable has an influence on interest in saving in Islamic banks with a value of 32.860 > 1.960, while the perception variable has an influence on interest in saving in Islamic banks because the value is 21.954 > 1.960. From these results, Islamic banks have opportunities to improve performance and events that are useful for explaining Islamic bank products to customers.
Urgensi Sertifikasi Halal Food Dalam Tinjauan Etika Bisnis Islam Mega Novita Syafitri; Rania Salsabila; Fitri Nur Latifah
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 10 No. 1 (2022): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v10i1.305

Abstract

Jaminan terhadap kehalalan sesuatu produk pangan dapat diciptakan dengan cara membentuk sertifikasi halal. Sertifikasi halal merupakan suatu bukti yang telah ditetapkan oleh MUI dimana produk yang dipasarkan oleh produsen telah memenuhi semua syarat kehalalannya, sehingga produk tersebut diperbolehkan untuk diperjualbelikan di lingkungan masyarakat. Pencantuman sertifikasi label halal pada makanan menjadikan sebagai sarana yang efektif bagi konsumen untuk memilah makanan halal dengan lebih mudah dan merupakan sebagai salah satu bentuk tanggung jawab produsen dalam berbisnis serta perlindungan bagi konsumen. Karena Masyarakat juga berhak untuk mengetahui dan mendapatkan sebuah informasi yang jelas dan rinci mengenai setiap komposisi atau bahan yang digunakan untuk produk yang disajikan didalam produk tersebut. Tujuan dari penulisan ini ialah untuk mengetahui apakah sertifikasi halal pada produk makanan sangat penting atau tidak bagi masyarakat. Kemudian metode penulisan yang digunakan oleh penulis ialah menggunakan metode kualitatif studi pustaka yang berasal dari berbagai karya ilmiah di internet dengan pembahasan yang sesuai dengan tema penulis.
Permainan Edukatif untuk Meningkatkan Motivasi Belajar Matematika di Kampung Matematika Novia Ariyanti; Nuril Lutvi Azizah; Fitri Nur Latifah
Jurnal Pengabdian UntukMu NegeRI Vol 7 No 2 (2023): Pengabdian Untuk Mu negeRI
Publisher : LPPM UMRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37859/jpumri.v7i2.5117

Abstract

Kegiatan pengabdian masyarakat ini bertujuan untuk meningkatkan motivasi belajar anak anak terutama pada ilmu matematika dengan menggunakan beragam permainan edukatif di kampung matematika. Lokasi kegiatan pengabdian masyarakat ini bertempat di Dukuh Pakis RT 05 RW 01 Surabaya. Metode yang digunakan dalam kegiatan ini adalah tahap awal yaitu observasi, tahap kedua yaitu persiapan lingkungan dan alat permainan, serta tahap yang terakhir adalah pelaksanaan. Respon dari warga Dukuh Pakis terhadap kampung matematika adalah senang karena lingkungan mereka menjadi lingkungan yang ramah anak dan ramah pendidikan. Kata Kunci: matematika, kampung matematika, motivasi belajar
SWOT Analysis With Importance Performance Analysis (IPA) Model on QRIS Technology Service for MSMEs Wahyu Pratama; Fitri Nur Latifah
JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Vol 8 No 2 (2024): August
Publisher : Program Studi Akuntansi Universitas Langlangbuana Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/jasa.v8i2.2477

Abstract

This study applies Importance-Performance Analysis (IPA) and (Strengths, Weaknesses, Opportunities, and Threats) SWOT analysis to evaluate Quick Response Code for Payment (QRIS) technology services in Micro, Small, and Medium Enterprises (MSMEs). IPA results show variables in Quadrant I (top priority for improvement), Quadrant II (maintain quality), Quadrant III (low priority), and Quadrant IV (may be excessive). In this context, data security risks and QRIS controllability were identified as top priorities. SWOT analysis, based on IPA results, reveals MSME strengths in security risk control and QRIS controllability, as well as weaknesses in variables that are considered low-priority or possibly excessive. Opportunities lie in potential improvements to data security and QRIS controllability, while threats may arise from variables that are considered low priority or may be overrated. Recommendations involve focusing on developing data security, maintaining good service quality, and efficient resource allocation according to the needs of MSMEs.
Co-Authors Adhelia Sucitra Adhelia Sucitra Adriani , Ninda ajeng diah ayu febriana Ajeng Diah Ayu Febrina Ajeng Diah Ayu Febrina Akbar Wiguna Alfina, Irma Agustin Dwi Ali Akbar Amala Alvina R Amala Alvina Rachma Amelia Eka Dimawan Ananda Ilmi Wahidyah Anggraini, Yulia Ratna Anjar Ramadhani Anwar, Najih Aura Salsabil, Jasmine Azzam Badruzzaman Badruzzaman Batubara, Sultan Saladin Bayu Hari Prasojo Bayu Wardhana Bayu Wardhana Cahyaning, Cindy Cindy Cintania A Cindy Cintania A Cindy Cintania Amerta Cindy Nurul Aulia Putri Clarisa Eka Rismadayanti Clarisa Eka Rismadayanti Dewi Novianti Diana Lestari Diana Lestari Diana Lestari, Diana Dinda Ayu Agustina Dini Sentya Ningrum Dwi Hanifatul Ma’unah Dwi maulidiyah Eka Vebryl Maretha Eni Fariyatul Fahyuni Eric Kurniawan Fanani, Yopi Agusta Fathiya Kada-Sae Fauji , Imam Fidri Fadillah Puspita Fidzri Nur Febriani Findiani, Firnanda Fitri Mariyana Dewi Halimatus Sa’diyah Hannah, Azifatul Ida Rindaningsih, Ida Ika Oktaviyanti, Ika Imam Fauji, Imam Imron Mawardi Indah Nur Anisa Indah Sulistiyowati Iskandar Ritonga Isnawati, Retty Ivanka Mira Nur aini Izza Syafira Krisnaningsih, Diah Kusumaningtyas, Menur Lailatul Mukaromah Lailatul Mukarromah Lidya Indah Lestari Lukita Nova Azzara M Ruslianoor Maika M. Ruslianoor Maika M. Ruslianor Maika Mafula, Faricha Maika, M. Roslianor Maika, M. Ruslianoor Masruchin Masruchin Masruchin Masruchin Masruchin Masruchin Masrurin, Ulfiyah Masruroh Masruroh Mega Novita Syafitri Mega Novita Syafitri Mega Novita Syafitri Miya Dewi Suprihandari Mugiyati Mugiyati, Mugiyati Muhammad Amirul Mukminin Muhammad Amirul Mukminin Muhammad Faisal Ridho Muhammad Syauqi Mukminin, Muhammad Amirul Nabila Veren Estefany Nafisah Maulidia Chusma Nafisah Maulidia Chusma Nafisah Maulidia Chusma Chusma Nafisah Maulidiah Chusna Najih Anwar Neva Madinatul A Ninda Ardiani Ninda Ardiani Noer Putri Alisya Setiawati Nova Azzara, Lukita Novia Ariyanti Novieati Dwi Lestar Novieati Dwi Lestari Novieati Dwi Lestari Nur Iza Faizah Nur Manna Silviyah Nur Manna Silviyah Nuril Lutvi Azizah Nuris Tishwanah Nuris Tishwanah Nuris Tishwanah Nuris Tiswanah Nurul Fadilah, Nurul Puspita, Fidri Fadillah Putranto, Johni Harius Qanitah An Nabila A'yun Qanitah An Nabila A'yun Qanitah An Nabila A’yun Rahadi Kristiyanto, Rahadi Rania Salsabila Rasyid Abi Sandi Rasyid Abi Sandi Reisa Nadika Markavia Reisa Nadika Markavia Renaldy Trisna E Reni Seri Lestari Retty Isnawati Reyhan Septya Alamsyah Reyhan Septya Alamsyah Rita Ambarwati Rosi Ariana Putri Rosi Ariana Putri Rusdi Hamka Lubis Salsabila, Rania Sasmito Bagus Sumadyo Sayyidatunisa Sayyidatunisa Sayyidatunisa Sa’adah, Tsuroyya Putri Shella Titania Nurdin Shella Titania Nurdin Sri Mukhodim Faridah Hanum Sudarso, Satrio Sumadyo, Sasmito Bagus Suwito, Jasmine Aura Salsabilla Syafira, Izza Syafitri, Mega Novita Tsurroya Putri Sa’adah Tsurroya Putri Sa’adah Tuttoyyibah, Nihayah Uce Indahyanti Ulfah, Indar Fauziah Ulfatul Khoiriyah Ulfiyah Masrurin Wahyu Pratama Wahyu Pratama Wardhana, Bayu Wulanda Fuan Ertiyant Yudinta Ardelia Deviantari Yunita Maulidiyah Faha