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The Influence of Religiosity and Customer Perception on Interest in Savings Faha, Yunita Maulidiyah; Masruchin, Masruchin; Latifah, Fitri Nur
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1803

Abstract

Sharia Banking is an institution that functions to collect and channel public funds effectively and efficiently which is useful for improving economic and national quality. The problem that occurs is that the development of Islamic banks is growing, the competition between banks, both conventional banks and Islamic banks, will be increasingly tight. Therefore, the need for efforts from banks to attract customers' savings. The main success of the services provided by banks is not only from internal factors but also external factors. Internal factors include the amount of funds owned by banks and credit, while external factors include the level of trust and bank image. This research aims to analyze and prove that religiosity and perception affect the interest in saving in Islamic banks. The approach used is a quantitative approach using primary and secondary data. The population of this research is the customers of BSI KCP Mojokerto Bangsal as many as 700 customers and the sample obtained is 161 respondents. This sampling uses the Cochran table formula with the respondents' criteria, namely BSI KCP Bangsal customers and aged 17-50 years. Analysis of the data used is SPSS 22 software. This research is survey research conducted through data collection using multiple regression analysis techniques. The results show that the religiosity variable has an influence on interest in saving in Islamic banks with a value of 32.860 > 1.960, while the perception variable has an influence on interest in saving in Islamic banks because the value is 21.954 > 1.960. From these results, Islamic banks have opportunities to improve performance and events that are useful for explaining Islamic bank products to customers.
Pkm Community health canteen partnership program partners with SMPN 1 and 2 Porong Sidoarjo Hanum, Sri Mukhodim Faridah; Latifah, Fitri Nur
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 2 No 2 (2019): Volume 2 Nomor 2 Tahun 2019
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (473.767 KB) | DOI: 10.29407/ja.v2i2.12407

Abstract

Community health canteen partnership program partners with SMPN 1 and 2 Porong Sidoarjo has a goal of empowering healthy canteen. Given the importance of canteen role, then canteen management should get more attention from school managers and local government. Both partners are selected because they have problems that must be addressed for the improvement of canteen management according to the standard. The problems faced by partners such as there are still many types of foods sold contain dyes, flavorings, preservatives, and thickener. Some foods are packed without immaculate and hygienic covers/wrappers, even though it has been displayed at storefront for storing food. Hot food containers with plastic cups and large food wrappers are mostly still using plastics that are not environmentally friendly. Solutions are provided by conducting training in order to increase the school's citizens understanding of healthy food choices. School canteen development is in accordance with MOH RI standards, thus the goals of healthy canteen program by the government can be achieved, that is to reduce snack poisoning, to reduce the usage of non-qualified food additives, to reduce the packaging of food and beverages from plastic materials. Implementation. After that, it provides assistance to the partners of PKM so that results can be implemented properly. The results of community service show that there is a positive influence on the partner environment which is shown by the change of sellers’ behavior to provide healthy and nutritious food and also not using the food containers that are made from hazardous materials for health. In managing healthy school canteen, it is developed to become healthy canteen according to government standard.
Pemberdayaan Kelompok UMKM Terdampak Covid Melalui Pendampingan Ekonomi Kreatif Berbasis Teknologi Azizah, Nuril Lutvi; Indahyanti, Uce; Latifah, Fitri Nur; Sumadyo, Sasmito Bagus
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 5 No 2 (2021): Volume 5 Nomor 2 Tahun 2021
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/ja.v5i2.15374

Abstract

Community dedication is carried out with the aim of increasing the sales turn over of cloth mask at the UMKM Tanjung which is related in the sales of goods or shops. The method used in this services activity is through partial assistance and training. Partial assistance is carried out by providing guidence and training to improve skills in making mask innovations into painting maks. Creative economy assistance is carried out by making technology-based painting masks. Masks are designed using the basic graphic design sketch application on masks, so mask sketches can be custom ordered according to the wishes of potential buyers. Painting mask can also be a differentiator from other masks that are sold in the market, thus masks have different characteristics from other masks sold in the market. The result obtained are an incrase in the selling value of painting mask and and an increase in skills in the group of UMKM Tanjung. It can be concluded that the mentoring and training activities receive positive responses from the group based on the result.
Analisis Efisiensi Bank Umum Syariah dengan Metode Dea: Data Envelopment Analysis Periode 2021-2023 Rosi Ariana Putri; Fitri Nur Latifah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7152

Abstract

This study aims to analyze the efficiency of Islamic Commercial Banks (BUS) in Indonesia during the 2021-2023 period using the Data Envelopment Analysis (DEA) method. Efficiency is measured based on the level of resource optimization by each bank in generating output. The results indicate fluctuations in the efficiency levels of BUS during the observation period. Some banks, such as BTPN Syariah and Bank Syariah Indonesia (BSI), demonstrated consistently high efficiency, while others, such as Bank Muamalat and BPD NTB Syariah, experienced either improvements or stagnation in efficiency. The key factors influencing efficiency include operational scale and assets, operational management strategies, technological innovation, and the post-pandemic impact. The implications of this study highlight the importance of strengthening risk management, investing in financial technology, and optimizing capital structure to enhance the efficiency of Islamic banking. By improving operational efficiency, Islamic banks can become more competitive and contribute significantly to the national financial system. Key words: Efficiency, Islamic Bank, Data Envelopment Analysis.
Analisis Minat Muzakki Dalam Membayar Zakat Ditinjau Dari Kualitas Pelayanan dan Citra Lembaga Nuris Tishwanah; Fitri Nur Latifah
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8449

Abstract

The purpose of this study is to determine and test the effect of service quality and institutional image on muzakki's interest in paying zakat. The quality of service and the image of the institution are important factors for zakat management institutions to continue to improve. If zakat management institutions have good service quality and image in the community, it will also indirectly encourage public interest in issuing zakat and can increase the receipt of zakat funds in zakat management institutions. This study used quantitative methods by providing questionnaires to 99 respondents who paid zakat through BAZNAS. The results of the study were processed using SPSS software version 22 which showed that the quality of service had a positive but not significant influence on muzakki's interest in paying zakat. Meanwhile, the image of the institution has a positive and significant influence on muzakki's interest in paying zakat.
Fintech Peer To Peer Lending Berbasis Syariah Sebagai Alternatif Permodalan UMKM Sidoarjo Mega Novita Syafitri; Fitri Nur Latifah
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8482

Abstract

This study aims to see the role of sharia peer to peer lending fintech as an alternative solution to MSME capital problems in Sidoarjo. This research uses a qualitative methode of case studies by collecting secondary and primary data through interviews with business actors in Sidoarjo. Based on the results of interviews with MSME actors in Sidoarjo, literacy related to peer to peer lending fintech services is still low and the level of trust is also low. This is due to the lack of socialization from companies and the rampant fraud related to illegal fintech lending. However, there are also business actors who have trusted and used sharia peer to peer lending fintech services because the procedures implemented are easy and fast without collateral. Therefore, the role of sharia peer to peer lending fintech can be used as an alternative to MSME capital because it is easily accessible to micro-enterprises that are still far away in reaching banks.
Co-Authors Adhelia Sucitra Adhelia Sucitra Aditama, Aliefian Hokka Adriani , Ninda aini, Ivanka Mira Nur ajeng diah ayu febriana Ajeng Diah Ayu Febrina Ajeng Diah Ayu Febrina Akbar Wiguna Alfina, Irma Agustin Dwi Ali Akbar Amala Alvina R Amala Alvina Rachma Amelia Eka Dimawan Ananda Ilmi Wahidyah Anggraini, Yulia Ratna Anjar Ramadhani Anwar, Najih Ariyanti , Novia Aura Salsabil, Jasmine Badruzzaman Badruzzaman, Azzam Batubara, Sultan Saladin Bayu Hari Prasojo Bayu Wardhana Bayu Wardhana Cahyaning, Cindy Chusma, Nafisah Maulidia Chusma Cindy Cintania A Cindy Cintania A Cindy Cintania Amerta Cindy Nurul Aulia Putri Clarisa Eka Rismadayanti Clarisa Eka Rismadayanti Dewi Novianti Diana Lestari Diana Lestari Diana Lestari, Diana Dinda Ayu Agustina Dini Sentya Ningrum Dwi Hanifatul Ma’unah Dwi maulidiyah Eka Vebryl Maretha Eni Fariyatul Fahyuni Eric Kurniawan Faha, Yunita Maulidiyah Fanani, Yopi Agusta Fathiya Kada-Sae Fauji , Imam Fidri Fadillah Puspita Fidzri Nur Febriani Findiani, Firnanda Fitri Mariyana Dewi Halimatus Sa’diyah Hannah, Azifatul Ida Rindaningsih, Ida Ika Oktaviyanti, Ika Imam Fauji, Imam Imron Mawardi Indah Nur Anisa Indah Sulistiyowati Iskandar Ritonga Isnawati, Retty Ivanka Mira Nur aini Izza Syafira Krisnaningsih, Diah Kusumaningtyas, Menur Lailatul Mukaromah Lailatul Mukarromah Lidya Indah Lestari Lukita Nova Azzara M Ruslianoor Maika M. Ruslianoor Maika M. Ruslianor Maika Mafula, Faricha Maika, M. Roslianor Maika, M. Ruslianoor Mariyana Dewi, Fitri Marzuqi Muammar, Farikh Masruchin Masruchin Masruchin Masruchin Masruchin Masruchin Masruchin Masrurin, Ulfiyah Masruroh Masruroh Mega Novita Syafitri Mega Novita Syafitri Mega Novita Syafitri Miya Dewi Suprihandari Mugiyati Mugiyati, Mugiyati Muhammad Amirul Mukminin Muhammad Amirul Mukminin Muhammad Faisal Ridho Muhammad Syauqi Mukminin, Muhammad Amirul Nabila Veren Estefany Nabila Veren Estefany Nafisah Maulidia Chusma Nafisah Maulidia Chusma Nafisah Maulidia Chusma Chusma Nafisah Maulidiah Chusna Najih Anwar Neva Madinatul A Ninda Ardiani Ninda Ardiani Noer Putri Alisya Setiawati Nova Azzara, Lukita Novia Ariyanti Novieati Dwi Lestar Novieati Dwi Lestari Novieati Dwi Lestari Nur Iza Faizah Nur Iza Faizah Nur Manna Silviyah Nur Manna Silviyah Nuril Lutvi Azizah Nuris Tishwanah Nuris Tishwanah Nuris Tishwanah Nuris Tiswanah Nurul Fadilah, Nurul Puspita, Fidri Fadillah Putra, Affandy Yuana Putranto, Johni Harius Putri Alisya Setiawati, Noer Qanitah An Nabila A'yun Qanitah An Nabila A'yun Qanitah An Nabila A’yun Rahadi Kristiyanto, Rahadi Rania Salsabila Rasyid Abi Sandi Rasyid Abi Sandi Reisa Nadika Markavia Reisa Nadika Markavia Renaldy Trisna E Reni Seri Lestari Retty Isnawati Reyhan Septya Alamsyah Reyhan Septya Alamsyah Rita Ambarwati Rosi Ariana Putri Rosi Ariana Putri Ruli Astuti Rusdi Hamka Lubis Salsabila, Rania Sayyidatunisa Sayyidatunisa Sayyidatunisa Sa’adah, Tsuroyya Putri Sa’diyah, Halimatus Shella Titania Nurdin Shella Titania Nurdin Sri Mukhodim Faridah Hanum Sudarso, Satrio Sumadyo, Sasmito Bagus Suwito, Jasmine Aura Salsabilla Syafira, Izza Syafitri , Mega Novita Syafitri, Mega Novita Tsurroya Putri Sa’adah Tsurroya Putri Sa’adah Tuttoyyibah, Nihayah Uce Indahyanti Ulfah, Indar Fauziah Ulfatul Khoiriyah Ulfiyah Masrurin Wahyu Pratama Wahyu Pratama Wardhana, Bayu Wulanda Fuan Ertiyant Yudinta Ardelia Deviantari Yunita Maulidiyah Faha