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All Journal Jurnal Riset Akuntansi dan Bisnis Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis JEA17: Jurnal Ekonomi Akuntansi HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal Akuntansi dan Pajak Jurnal Ilmiah Ekonomi Islam Tazkia Islamic Finance and Business Review Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Bussines and Accounting (COSTING) Jurnal Riset Ekonomi dan Bisnis JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) SENTRALISASI Jurnal Penelitian Medan Agama Journal on Education Journal of Humanities and Social Studies Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Pena Justisia: Media Komunikasi dan Kajian Hukum Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Journal of Management and Business Innovations Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) International Journal of Business Economics (IJBE) RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL JURMA : Jurnal Program Mahasiswa Kreatif JURNAL PENDIDIKAN SAINS SOSIAL DAN AGAMA Ilomata International Journal of Management Al Mashaadir : Jurnal Ilmu Syariah Journal La Sociale Jurnal Investasi Islam JUSTIAN - Jurnal Sistem Informasi Akuntansi juremi: jurnal riset ekonomi Jurnal Ekonomi INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Jurnal Akuntansi, Manajemen dan Bisnis Digital Journal of Management and Business International Journal Of Economics Social And Technology Indonesian Journal of Islamic Economics and Finance Transformasi: Journal of Economics and Business Management Amkop Management Accounting Review (AMAR) Mutiara: Jurnal Penelitian dan Karya Ilmiah Social Science Academic Student Research Journal JEBD Neraca Manajemen, Akuntansi, dan Ekonomi Economic Education Analysis Journal Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Proceeding International Conference on Islamic Economics Community Services Jurnal Mahasiswa: Jurnal Ilmiah Penalaran dan Penelitian Mahasiswa Jurnal Manajemen, Akuntansi dan Rumpun Ilmu Ekonomi (MAR-Ekonomi) Jurnal Simki Economic Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Journal of Indonesian Management Jurnal Ecogen
Nur Ahmadi Bi Rahmani
Universitas Islam Negeri Sumatera Utara
Religion Arts Humanities Automotive Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Analysis of Surety Bond Insurance Products at PT Bumiputeramuda General Insurance 1967 Medan Branch Fadya Hanin; Nurbaiti; Nur Ahmadi Bi Rahmani
Ilomata International Journal of Management Vol. 5 No. 3 (2024): July 2024
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v5i3.1240

Abstract

Surety Bond is an agreement between two parties, namely surety and principal. In this agreement, the surety submits a guarantee to the principal for the benefit of the obligee. If the principal fails or neglects to fulfil its obligations in accordance with the agreement with the obligee, the surety is responsible to the obligee to fulfil the principal's obligations. The purpose of this research is about the mechanism and application of surety bond principles in minimising the problems that will occur. The approach used in this research is qualitative analysis with descriptive method, which is intended to understand how the phenomenon experienced by the object of research. The results of this study explain that PT Bumiputeramuda General Insurance 1967 is one of the companies that has a surety bond product with a good implementation mechanism and applies several principles, namely the principle of togetherness, the principle of a three-party agreement, the principle of attachment, the principle of limitation of liability, the principle of legal defence, the principle of indemnity, the principle of additional / complementary contracts. This research also has implications for researchers and academics in the field of insurance. The findings of this research can be a reference material for further research on surety bond insurance products. In addition, this research can also be an input for academics to develop an educational curriculum on surety bond insurance products.
Analysis of the Determinants of Islamic Investment Decisions among University Students in Medan Using the SEM Method Hizri Al Husein; Imsar Imsar; Nur Ahmadi Bi Rahmani
Social Science Academic Vol. 4 No. 2 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ssa.10657

Abstract

This study aims to analyze the determinants of Islamic investment decisions among university students in Medan City using the Structural Equation Modeling (SEM) approach with Partial Least Square (PLS). The main issues addressed include the low level of Islamic financial literacy, limited capital, lack of exposure to Islamic financial technology, as well as psychological and social factors influencing investment decisions. The research sample consisted of 89 respondents from UINSU and UMSU students who had prior knowledge of capital market investment. The findings indicate that herding behavior, fear of missing out (FOMO), consumer attitude, and subjective norms have a significant positive effect on Islamic investment decisions, while overconfidence has no significant influence. These results emphasize that psychological and social factors play a stronger role than rational considerations in shaping students’ investment behavior. The study contributes to enhancing Islamic financial literacy and formulating strategies to increase student participation in Islamic investment.
Co-Authors Abdu Rahman Hakim Abigail Theresa Sinaga Adris Triseptina Afrian Andika Yumna Afriza Amir Alyyatul Nisa Ragil Lesmana Amir Fauzi Hasibuan Amir, Afriza Andri Soemitra Andryan Syaputra Antony Wijaya Aprilina Putri Arifin Fauzi Lubis Atika Atika Atika Ayu Fitriana Azhari Akmal Tarigan Bunga Amirah Danish Iryad Gunawan Dedy Lazuardi Derisah Indah Harahap Dharma, Budi Diah Ananda Kharisma Diah Hanifah Daulay Dian Irmawani Dimas Septiandy Dona Zahra Hasibuan Duhusokhi Laia Dwi Gusvita Anggraini Epa Purnama Sari Harahap Eva Syahrida Siregar Fadya Hanin Faisal Umardani Hasibuan Farida Hanum Fitri Tia Ananda Fitriani Fitriani Haikal Dzikri Daulay Hanifah Ramadhani Harahap, Muhammad Ikhsan Hendra Harmain Herman Herman Hizri Al Husein Ida Ayu Anjelica Sinaga Ifrah Allif Bainana Ikhwanul Khair Imam Solehuddin Imsar Imsar Imsar Intan Adelia Intan Kartika Putri Irgi Prayogo Irvan Murizal Jasman Saripuddin Hasibuan Jevon Monahan Giawa Juliana Nasution Juwita Windasari Nduru Kamilah, K Karmila Sari Kayla Zahara Putri Nasada Khairani Nasution Kusmilawaty Kusmilawaty Laury Khana Agricha Irti Luthfia Masfa Nur Luthfiah Nazmi M Daffa Raihan Buulolo Maidalena, Maidalena Marliyah Maryam Batubara Mas Imam Temuju Maulida Rahma Mawaddah Irham Melsa Siagian Miftahul Jannah Hasibuan Mila Sastika Muhammad Azizi Akbar Lubis Muhammad Iqbal Sayuti Harahap Muhammad Lathief Ilhamy Nasution Muhammad Risalah Muhammad Risalah Harahap Muhammad Syukri Albani Nasution Murni Sofiah Mutia Putri Nabila Lubis Nurbaiti Nurbaiti Nurbaiti Nurbaiti Tanjung Nuri Aslami Nursantri Yanti Nurul Inayah Nurwani Nurwani Nurwani Puteri Hazlina Khasanah Putri Mardiyyah Hasibuan Putri Winanda Radja Janna Lubis Rahmat Daim Harahap Rahmat Syahputra Boangmanalu Rahmi Syahriza Raudatun Sumi Reitandi Reni Ria Armayani Hasibuan Ridha Tri Handayani Rizky Karina Syahputra Sagala Rusdi Riduan Pulungan Saidina Putri Salman Ritonga Salmiah Hasibuan Selvia Selvia Silvi Tri Wardani Siti Aisyah Sri Ramadhani Sri Wahyuni Sugianto Sugianto Sy Haura Munawwarah Taqiya Zahrowaini Tasya Umaira Tri Inda Fadhila Rahma Umi Nur Habibah Ummi Itiah Nasution Ummu Hany Miftaloka Vani Hajari Wahyu Syarvina Waizul Qarni Widia Angraini Widya Dwi Syahprya Wildan Fauzi Harahap Winda Winda Yenni Samri Juliati Nasution Yus Ramadhani Yusliani