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All Journal Jurnal Riset Akuntansi dan Bisnis Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis JEA17: Jurnal Ekonomi Akuntansi HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal Akuntansi dan Pajak Jurnal Ilmiah Ekonomi Islam Tazkia Islamic Finance and Business Review Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Bussines and Accounting (COSTING) Jurnal Riset Ekonomi dan Bisnis JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) SENTRALISASI Jurnal Penelitian Medan Agama Journal on Education Journal of Humanities and Social Studies Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Pena Justisia: Media Komunikasi dan Kajian Hukum Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Journal of Management and Business Innovations Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) International Journal of Business Economics (IJBE) RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL JURMA : Jurnal Program Mahasiswa Kreatif JURNAL PENDIDIKAN SAINS SOSIAL DAN AGAMA Al Mashaadir : Jurnal Ilmu Syariah Journal La Sociale Jurnal Investasi Islam JUSTIAN - Jurnal Sistem Informasi Akuntansi juremi: jurnal riset ekonomi Jurnal Ekonomi INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Jurnal Akuntansi, Manajemen dan Bisnis Digital Journal of Management and Business International Journal Of Economics Social And Technology Indonesian Journal of Islamic Economics and Finance Transformasi: Journal of Economics and Business Management Amkop Management Accounting Review (AMAR) Mutiara: Jurnal Penelitian dan Karya Ilmiah Student Research Journal JEBD Neraca Manajemen, Akuntansi, dan Ekonomi Economic Education Analysis Journal Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Proceeding International Conference on Islamic Economics Community Services Jurnal Mahasiswa: Jurnal Ilmiah Penalaran dan Penelitian Mahasiswa Jurnal Manajemen, Akuntansi dan Rumpun Ilmu Ekonomi (MAR-Ekonomi) Jurnal Simki Economic Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Journal of Indonesian Management Jurnal Ecogen
Nur Ahmadi Bi Rahmani
Universitas Islam Negeri Sumatera Utara
Religion Arts Humanities Automotive Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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The Influence of Live Streaming Shopping and the FYP Algorithm on Impulsive Buying Behavior among TikTok Users of FEBI UINSU Students: Islamic Financial Literacy as a Moderating Variable Ikhwanul Khair; Marliyah; Nur Ahmadi Bi Rahmani
Jurnal Ecogen Vol. 9 No. 2 (2026): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/ecogen.v9.i2.95

Abstract

This study is motivated by the increasing trend of impulsive buying behavior among university students, driven by the development of TikTok features such as live streaming shopping and the FYP algorithm, which encourage spontaneous consumption. The aim of this study is to analyze the effect of live streaming shopping and the FYP algorithm on impulsive buying and to examine the role of Islamic financial literacy as a moderating variable among FEBI UIN North Sumatra students. This research uses a quantitative approach with an associative method through questionnaires distributed to 103 respondents and analyzed using PLS-SEM. The results show that live streaming shopping and the FYP algorithm have a positive and significant effect on impulsive buying, while Islamic financial literacy has a negative and significant effect. However, Islamic financial literacy does not act as a moderating variable. In conclusion, although students possess Islamic financial literacy, the influence of TikTok features remains strong in driving impulsive purchasing behavior.
Anchovy Business Development Strategy: Islamic Economic Review (Case Study of Pasar Teradam Village, Barus District) Nurbaiti Tanjung; Atika Atika; Nur Ahmadi Bi Rahmani
Indonesian Journal of Islamic Economics and Finance Vol. 6 No. 1 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v6i1.9810

Abstract

This study explores the development strategies of the anchovy business in Pasar Terandam Village, Barus District, Central Tapanuli Regency, from the perspective of Islamic economics. Although the business has great potential due to abundant marine resources and stable market demand, it still faces various challenges, such as limited capital, the absence of cooperatives, traditional processing technology, and the lack of application of Islamic economic principles. In addition, external factors such as climate change, market competition, and shifting consumer preferences pose further threats. This research employs a qualitative approach with SWOT analysis to identify strengths, weaknesses, opportunities, and threats, which are then integrated with Islamic economic values such as justice, solidarity, welfare, and sustainability. The findings indicate that relevant strategies include establishing Islamic cooperatives, improving access to Sharia-compliant financing, providing business management training based on Islamic values, innovating products and digital marketing, and applying fair profit distribution. These strategies are expected to support sustainable development of the anchovy business while enhancing the welfare of the local community.
Workplace Spirituality and Organisational Citizenship Behaviour: The Role of Spiritual Quotient, Intelligence Quotient and Job Satisfaction Jasman Saripuddin Hasibuan; Azhari Akmal Tarigan; Nur Ahmadi Bi Rahmani
International Journal of Business Economics (IJBE) Vol 7, No 2 (2026): MARCH - AUGUST 2026
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ijbe.v7i2.25874

Abstract

Purpose – This research aims to investigate the impact of workplace spirituality and Intelligence Quotient on organisational citizenship behaviour, both directly and indirectly, through the mediating roles of job satisfaction, Spiritual Quotient, and Emotional QuotientMethodology – The study adopts a causal research design using a quantitative approach, with a sample consisting of 126 administrators and supervisors from the Indonesian Islamic Pension Fund Association. Data were collected via interviews and questionnaires, and the hypotheses were tested using Partial Least Squares (SmartPLS) analysis.Findings – Among the seven hypotheses tested, two were rejected. The findings revealed that the Spiritual Quotient did not enhance the relationship between workplace spirituality and organisational citizenship behaviour, and that the Emotional Quotient did not strengthen the connection between workplace spirituality and job satisfaction.Originality/Novelty – This study offers an integrated model that links workplace spirituality, Intelligence Quotient, Spiritual Quotient, Emotional Quotient, and job satisfaction to explain organisational citizenship behaviour within an Islamic pension fund.Implications – The findings guide managers in improving organisational citizenship behaviour by strengthening workplace spirituality, enhancing job satisfaction, and developing employees’ intellectual, spiritual, and emotional intelligence through targeted human resource practices.
Art 1983 Analysis of the Effectiveness of Facilities and Infrastructure Management at PT Kereta Api Indonesia (Persero) Regional Division I, North Sumatra Tasya Umaira; Nur Ahmadi Bi Rahmani; Atika
Al Mashaadir : Jurnal Ilmu Syariah Vol. 7 No. 1 (2026)
Publisher : IAI Ummul Ayman, Meureudu, Pidie Jaya, Aceh, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52029/jis.v7i1.466

Abstract

This study aims to analyze the effectiveness of facilities and infrastructure management at PT Kereta Api Indonesia (Persero) Regional Division I of North Sumatra from the perspective of railway service users at Medan Station. A qualitative approach with a case study design was employed. Data were collected through in-depth interviews, observation, and document analysis, and analyzed thematically. The findings indicate that the effectiveness of facilities and infrastructure management is perceived not merely in terms of availability, but more importantly through functional consistency, accessibility, and maintenance practices in service delivery. Although the management of facilities and infrastructure is considered reasonably effective in supporting basic railway services, limitations remain in terms of functional sustainability and alignment with users’ needs. This study highlights the importance of user perspectives as external indicators in evaluating the effectiveness of public transportation facilities and infrastructure management.
The Influence of Islamic Capital Market Education and Literacy on Students’ Investment Activity in Digital Sharia Investment Platforms Maulida Rahma; Nur Ahmadi Bi Rahmani; Yenni Samri Juliati Nasution
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 13 No. 1 (2026)
Publisher : Universitas Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study is to explore how the level of knowledge about the Islamic capital market influences an individual’s level of activity in investing on Islamic-based investment platforms. Since this study aims to statistically evaluate the relationships among variables, a quantitative approach of the explanatory type was chosen. Students in the Faculty of Islamic Economics and Business at UIN North Sumatra who are currently in their fifth and seventh semesters of the 2024/2025 academic year served as the research subjects. The sample size consisted of 95 respondents. Data analysis was conducted using multiple linear regression with SPSS version 27. The study indicates that Islamic capital market education has a positive impact on students’ investment activity, with a coefficient value of 0.415. However, this effect is not statistically significant because the t-value is 1.726 and the significance level (Sig) reaches 0.088, which is greater than 0.05. On the other hand, Islamic capital market literacy has a positive and statistically significant impact on investment activity (β = 0.717; t = 3.274; Sig = 0.001 < 0.01). In this research model, the most influential variable is literacy, with a standardized beta value of 0.463. Additionally, the results of the simultaneous test (F-test) indicate that knowledge of the Islamic capital market and education together have a significant influence on students’ investment activity (F = 39.997; Sig = 0.000). The R-squared (R²) value of 0.465 indicates that these two factors account for 46.5% of the variation observed.
ANALYSIS OF THE IMPACT OF ONLINE LOANS ON USERS FROM AN ISLAMIC ECONOMIC PERSPECTIVE IN MEDAN CITY Luthfiah Nazmi; Maryam Batubara; Nur Ahmadi Bi Rahmani
International Journal of Cultural and Social Science Vol. 6 No. 4 (2025): International Journal of Cultural and Social Science
Publisher : Pena Cendekia Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53806/ijcss.v6i4.1225

Abstract

This study examines the phenomenon of the growing use of online loans in Medan City within the context of the digital economy, viewed from the perspective of Islamic economics. The rapid expansion of application-based lending services has generated various social and economic impacts, particularly in fostering consumerist behavior and creating discrepancies with Islamic financial principles. The objectives of this research are: (1) to identify the factors that drive people to use online loans, (2) to analyze the economic and social effects arising from their use, and (3) to evaluate the conformity of online lending practices with the principles of Islamic economics. This research employs a qualitative descriptive approach, with data collected through in-depth interviews, non-participant observations, and documentation involving 6-10 users of online lending services in Medan City. Data analysis was conducted inductively by interpreting the meanings and experiences of users in light of maq??id al-syari’ah principles. The results reveal that easy access, fast processes, and urgent financial needs are the main factors encouraging people to use online loans. However, high interest rates, late payment penalties, and unethical debt collection methods have caused significant economic and social pressures. From the perspective of Islamic economics, such practices contain elements of riba (usury), gharar (uncertainty), and zulm (injustice), which contradict the Islamic values of fairness, balance, and blessing. This study contributes empirically to strengthening Islamic financial literacy and encourages the development of fintech regulations that align with Islamic ethical values.
Analysis of the Principles of Trust and Fund Accounting in Encouraging Transparency and Accountability in Zakat Management: A Case Study of BAZNAS Medan Diah Hanifah Daulay; Juliana Nasution; Nur Ahmadi Bi Rahmani
Indonesian Journal of Islamic Economics and Finance Vol. 6 No. 1 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v6i1.9959

Abstract

This study examines the integration of the amanah principle and Fund Accounting in enhancing transparency, accountability, and public trust in zakat management at BAZNAS Medan. Using a qualitative case study approach, data were collected through in-depth interviews, observations, and documentation, then analyzed using the Miles and Huberman model with source and method triangulation to ensure validity. The findings reveal that the amanah principle is implemented not only as a moral and spiritual value but also through institutional practices, including strict standard operating procedures, dual control mechanisms, internal audits, and transparent reporting. Transparency is applied gradually, with some reports published online and others provided upon formal request. The implementation of Fund Accounting enables the clear separation of zakat, infaq, sadaqah, amil, and other social funds in accordance with PSAK 109, PSAK 401 and PSAK 409, thereby strengthening financial accountability. The synergy between amanah and Fund Accounting has increased muzakki trust, improved financial supervision, and supported the effectiveness of zakat distribution programs in enhancing mustahik welfare. Although challenges remain in human resources and information technology, BAZNAS Medan demonstrates good zakat governance. Nevertheless, the study identifies a critical transparency gap, wherein the tiered disclosure policy requiring formal requests for certain financial reports represents an institutional limitation that constrains the achievement of full public trust and demands strategic digitalization to bridge the gap between procedural accountability and substantive transparency in the modern era.
Digital-Based Business Sustainability Strategy for MSMEs in Medan City Abdu Rahman Hakim; Muhammad Ikhsan Harahap; Nur Ahmadi Bi Rahmani
Indonesian Journal of Islamic Economics and Finance Vol. 6 No. 1 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v6i1.10021

Abstract

This study evaluates digital-based business sustainability strategies among Micro, Small, and Medium Enterprises (MSMEs) in Medan City and identifies internal and external factors affecting business resilience. Using a qualitative descriptive approach, data were collected through in-depth interviews with five MSME owners/managers, supported by observations and documentation. Data validity was ensured through source triangulation and member checking. The analysis employed SWOT analysis along with the Internal Factor Evaluation (IFE) and External Factor Evaluation (EFE) matrices. The results indicate that digital adoption among MSMEs is still developing. While most businesses utilize social media and online marketplaces, digital technology has not yet been fully integrated into comprehensive business strategies. The IFE score of 2.50 reflects a moderate internal condition, with strengths in product innovation and operational flexibility, but weaknesses in digital literacy and human resource capabilities. The EFE score of 2.95 shows that MSMEs are relatively responsive to external opportunities, particularly the rapid growth of e-commerce and evolving consumer behavior. SWOT analysis places MSMEs in Quadrant II (Weakness–Opportunities), indicating that significant external opportunities are not yet supported by adequate internal capacities. Accordingly, a turnaround (WO) strategy is recommended, emphasizing the utilization of digital opportunities to address internal weaknesses through improving digital literacy, enhancing workforce competencies, and integrating technology into business operations. The study concludes that digitalization is a key driver of business sustainability. However, its effectiveness depends on strengthening internal capabilities and implementing adaptive strategies that enable MSMEs to achieve long-term sustainable growth and maintain competitiveness in an increasingly digital business environment.
The Influence of Halal Labels and Product Quality on Food Product Consumption Decisions with Trust as an Intervening Variable (Case Study of Tembung Champion Meatballs) Putri Winanda; Nur Ahmadi Bi Rahmani; Atika Atika
Indonesian Journal of Islamic Economics and Finance Vol. 6 No. 1 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v6i1.10052

Abstract

This study aims to analyze the influence of halal labels and product quality on food product consumption, with consumer trust serving as an intervening variable, at Bakso Urat Juara Tembung. A quantitative approach was employed using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS). The sample consisted of 100 Muslim consumers who had previously consumed the product. Data were collected through a Likert-scale questionnaire and analyzed using SmartPLS. The findings indicate that halal labels and product quality do not have a significant direct effect on food product consumption. However, both variables significantly influence consumer trust, which in turn has a significant positive effect on consumption behavior. Trust also mediates the relationship between halal labels, product quality, and food product consumption. The R-Square value for Trust was 0.905 (adjusted R² = 0.903), indicating that 90.5% of consumer trust is explained by halal labels and product quality. The R-Square value for Food Product Consumption was 0.801 (adjusted R² = 0.795), showing strong explanatory power. Importantly, trust functions as a full mediator. The direct effects of Halal Label (coefficient = -0.109; p = 0.434) and Product Quality (coefficient = 0.362; p = 0.069) on consumption were insignificant, while their indirect effects through Trust were significant (Halal Label: coefficient = 0.236; p = 0.016; Product Quality: coefficient = 0.395; p = 0.007). These results suggest that consumer trust serves as the key psychological mechanism linking sellers’ claims and product attributes to actual consumption decisions. Therefore, obtaining official halal certification and implementing transparent business practices are recommended to strengthen trust and encourage sustainable consumption.
The Influence of Stock Market Anomalies on Sharia Stock Returns in Companies Implementing the ESG (Environmental, Social, and Governance) Concept in Indonesia Eva Syahrida Siregar; Maryam Batubara; Nur Ahmadi Bi Rahmani
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 9, No 2 (2025): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v9i2.12218

Abstract

Market anomaly is a deviation that occurs in the capital market. The existence of market anomalies (irregularities) then forms one of the phenomena that disrupts the efficient capital market hypothesis theory. This market anomaly rejects the hypothesis of the capital market efficiency concept which states that investors cannot predict prices and rates of return based on past stock prices due to random returns, but can be predicted based on the influence of the calendar or a certain period. So that this seasonal anomaly can be utilized by investors to obtain high abnormal returns. This study was conducted to test the effect of the Monday Effect and Ramadhan Effect phenomena on the returns of companies that apply the ESG concept in Indonesia for the period 2024. The sampling technique used in this study uses NonProbability Sampling, namely quota sampling. Data analysis was carried out using descriptive analysis and hypothesis testing. The results of the analysis show that there is no Monday Effect and Ramadhan Effect phenomenon in Indonesia in 2024. So the Monday Effect and Ramadhan Effect phenomena do not affect the returns of companies that apply the ESG concept in Indonesia
Co-Authors Abdu Rahman Hakim Abigail Theresa Sinaga Adris Triseptina Afrian Andika Yumna Afriza Amir Amir Fauzi Hasibuan Amir, Afriza Andri Soemitra Andryan Syaputra Antony Wijaya Aprilina Putri Arifin Fauzi Lubis Atika Atika Atika Ayu Fitriana Azhari Akmal Tarigan Bunga Amirah Danish Iryad Gunawan Dedy Lazuardi Derisah Indah Harahap Dharma, Budi Diah Ananda Kharisma Diah Hanifah Daulay Dian Irmawani Dimas Septiandy Dona Zahra Hasibuan Duhusokhi Laia Dwi Gusvita Anggraini Epa Purnama Sari Harahap Eva Syahrida Siregar Faisal Umardani Hasibuan Farida Hanum Fitri Tia Ananda Fitriani Fitriani Haikal Dzikri Daulay Hanifah Ramadhani Harahap, Muhammad Ikhsan Hendra Harmain Herman Herman Ida Ayu Anjelica Sinaga Ifrah Allif Bainana Ikhwanul Khair Imam Solehuddin Imsar Imsar Imsar Intan Adelia Intan Kartika Putri Irgi Prayogo Irvan Murizal Jasman Saripuddin Hasibuan Jevon Monahan Giawa Juliana Nasution Juwita Windasari Nduru Kamilah, K Karmila Sari Kayla Zahara Putri Nasada Khairani Nasution Kusmilawaty Kusmilawaty Laury Khana Agricha Irti Luthfia Masfa Nur Luthfiah Nazmi Maidalena, Maidalena Marliyah Maryam Batubara Mas Imam Temuju Maulida Rahma Mawaddah Irham Melsa Siagian Miftahul Jannah Hasibuan Mila Sastika Muhammad Azizi Akbar Lubis Muhammad Iqbal Sayuti Harahap Muhammad Lathief Ilhamy Nasution Muhammad Risalah Muhammad Risalah Harahap Muhammad Syukri Albani Nasution Murni Sofiah Mutia Putri Nabila Lubis Nurbaiti Nurbaiti Nurbaiti Tanjung Nuri Aslami Nursantri Yanti Nurul Inayah Nurwani Nurwani Nurwani Puteri Hazlina Khasanah Putri Mardiyyah Hasibuan Putri Winanda Radja Janna Lubis Rahmat Daim Harahap Rahmat Syahputra Boangmanalu Rahmi Syahriza Raudatun Sumi Reitandi Reni Ria Armayani Hasibuan Ridha Tri Handayani Rizky Karina Syahputra Sagala Rusdi Riduan Pulungan Saidina Putri Salman Ritonga Salmiah Hasibuan Selvia Selvia Silvi Tri Wardani Siti Aisyah Sri Ramadhani Sri Wahyuni Sugianto Sugianto Sy Haura Munawwarah Taqiya Zahrowaini Tasya Umaira Tri Inda Fadhila Rahma Ummi Itiah Nasution Ummu Hany Miftaloka Vani Hajari Wahyu Syarvina Widia Angraini Widya Dwi Syahprya Wildan Fauzi Harahap Winda Winda Yenni Samri Juliati Nasution Yus Ramadhani