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Imsar Imsar
Universitas Islam Negeri Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Analysis of the Determinants of Islamic Investment Decisions among University Students in Medan Using the SEM Method Hizri Al Husein; Imsar Imsar; Nur Ahmadi Bi Rahmani
Social Science Academic Vol. 4 No. 2 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ssa.10657

Abstract

This study aims to analyze the determinants of Islamic investment decisions among university students in Medan City using the Structural Equation Modeling (SEM) approach with Partial Least Square (PLS). The main issues addressed include the low level of Islamic financial literacy, limited capital, lack of exposure to Islamic financial technology, as well as psychological and social factors influencing investment decisions. The research sample consisted of 89 respondents from UINSU and UMSU students who had prior knowledge of capital market investment. The findings indicate that herding behavior, fear of missing out (FOMO), consumer attitude, and subjective norms have a significant positive effect on Islamic investment decisions, while overconfidence has no significant influence. These results emphasize that psychological and social factors play a stronger role than rational considerations in shaping students’ investment behavior. The study contributes to enhancing Islamic financial literacy and formulating strategies to increase student participation in Islamic investment.
Implementasi Nilai-Nilai Ekonomi Islam dalam Program Kerja KKN UINSU di Desa Naga Raja, Kecamatan Sipispis, Kabupaten Serdang Bedagai Muhammad Hasbi Ansyari; Muhammad Fathi Farhat; Ferdi Gunawan Siagian; Siti Aisyah; Imsar Imsar
JURNAL PENGABDIAN MASYARAKAT INDONESIA Vol. 5 No. 1 (2026): Februari: Jurnal Pengabdian Masyarakat Indonesia (JPMI)
Publisher : Politeknik Pratama Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jpmi.v5i1.6440

Abstract

Community service is a concrete manifestation of the role of higher education institutions in disseminating knowledge and instilling noble values ​​in the wider community. This article describes the application of Islamic economic values ​​in the implementation of the Student Community Service Program (KKN) of the State Islamic University of North Sumatra, held in Naga Raja Village, Sipispis District, Serdang Bedagai Regency. Using a participatory approach, students were actively involved in community economic activities by integrating the principles of justice, honesty, cooperation, and empowerment as the main foundation. Various activities were carried out to raise public awareness of economic practices in accordance with Islamic values, such as ethical micro-enterprise management, the habituation of wise consumption patterns, and the introduction of a sharia-based financial system. The results of the program implementation showed an increase in community understanding and positive attitudes toward Islamic economic concepts, especially in efforts to strengthen economic independence and improve family welfare. Furthermore, community involvement in joint activities also strengthened social solidarity and a sense of collective responsibility. This article emphasizes the importance of the sustainability of Islamic value-based community service programs that are not only educational but also able to encourage sustainable community economic empowerment and oriented towards social justice.
Co-Authors Adil Alfarizi Nasution Aditya Dwipa Alkanzu Afriani Afriani Ahmad Faiz Rantisi Al farizi Kurniawan Alfi Andriansyah Harahap Alfi Ardiansyah Harahap Alwi Akbar Amnah Faridah Hasibuan Andri Soemitra Annisa Suci Ramadhani Annisa Zuhra Arifin Fauzi Lubis Arya Farhan Asmuni Asmuni Atika Atika Atika Atika Azizah Mudrikah Bintang Akbar Azhari Cintia Indriyani Dewi Anna Sari Harahap Dicky Aris Munanda Meliala Dinda Puspita Tito erlina mayasari siregar Eza Okhy Awalia Br Nasution Ezika Aquilera Sitio Fahmi Reja Sitepu Ferdi Gunawan Siagian Fikry Haikal Fitri Sagita Franaya Al Arfa Gita Nurul Fitri Damanik Harahap, Muhammad Ikhsan Hizri Al Husein Husdiana Husdiana Ihsan Rahmadi Wijaya Indah Wahyu Prastiwi Isnaini Harahap Juliana Nasution Kamilah, K Khairunnisa Khairunnisa M syahputra sinaga M. Ali Akbar Siregar M. Syahbudi Marliyah Mas Imam Temuju Muhammad Dimas Prasetya Muhammad Fathi Farhat Muhammad Hasbi Ansyari Munafi’atul Husna Rangkuti Mutiara Alif Fadillah Nabil Al Arif Nabila Lubis Nawwir Ar Rasyid Sulaiman Nona Mardiana Siregar Nur Ahmadi Bi Rahmani Nur Ahmadi Bi Rahmani Nur Hamidah Nur Hasanah Nurbaiti Nurbaiti Nurhayati Nurhayati Nurhayati Tariani Nurul Jannah Praba Baskara Nasution Purnama Ramadani Silalahi Putri Nurul Zulia Lubis Rahmad Ramadhan Rahmat Daim Harahap Rahmat Daim Harahap Rahmi Syahriza Reni Ria Armayani Hasibuan Reza Andhika Pramana Rifki Nanda putra Lubis Risna Ina Dewi Sari Maharani Arifianti Satria Lam Syafi’i Simamora Sinta Pitriyanti Siti Aisyah Siti Masitha Syafira Sardini Tambunan, Khairina Tiara Ermelia Tiara Fitriani Fadilah Tri Inda Fadhila Rahma Tuti Anggraini Ujang Sumarwan Wahyu Destriyansah Wildan Fauzi Harahap Willia Wahyuni Yeni Yolanda Yoesrizal Muhammad Yoesoef Zsasa Aulia Hubara Zuhrinal M. Nawawi