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Islamic Bank: Fatwa Perspective from The National Sharia Council of The Indonesian Ulama Council on Resolving Financing Problems Maulani, Denia; Artasya, Andini Nabilah; Bimo, Widhi Ariyo; Aliyah, Hikmatul
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.438

Abstract

Financing in Islamic banks has a level of risk that the possibility of default occurs, so it is necessary to analyze the correct financing by bank staff so as not to cause losses and require handling that is fast, precise and in accordance with sharia provisions. This study aims to determine the efforts to resolve problematic financing, the factors causing problematic financing and the suitability of the Fatwa of the National Sharia Council-Indonesian Ulema Council with existing financing at PT.BPRS Amanah Ummah. Qualitative-descriptive method by collecting data through interviews and documentations. During 2022, the percentage of non-performing financing at PT.BPRS Amanah Ummah Bogor Branch is 0% lower than the maximum percentage limit for non-performing financing determined Bank Indonesia of 5%, the performance of PT.BPRS Amanah Ummah Bogor Branch in 2020 -2022 is categorized as very healthy. Efforts made by PT.BPRS Amanah Ummah in dealing with problematic financing, namely taking an intensive approach to financing customers, providing customer summons, rescheduling and selling joint guarantees. Factors causing problematic financing consist of bank internal factors and bank external factors. Settlement of non-performing financing at PT.BPRS Amanah Ummah with the DSN-MUI Fatwa is in accordance with the review of the DSN-MUI Fatwa No.48/DSN-MUI/II/2005 concerning rescheduling murabahah bills and DSN-MUI Fatwa No.47/DSN-MUI /II/2005 concerning the settlement of murabahah receivables for customers unable to pay.
Land Use in RW 003 Benteng Village Sari, Diana Novita; Bimo, Widhi Ariyo
Jurnal Pengabdian Nusantara Vol. 1 No. 1 (2023): JANUARI
Publisher : Konsorsium Nasional Pengelola Jurnal Pengabdian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/jpn.v1i1.13

Abstract

Use of the yard will provide sustenance. Because in principle, humans lived in need of these items of food, and of what they worked to provide the necessities of life. This activity aims to motivate the community to make the most of their homeland, as it will become an economically valuable plant and be able to increase family economic incomes and meet daily needs. The method used in acquiring information is descriptive. Based on land conditions for the Benteng village rt 002/ rw 003 have the opportunities and the potential to benefit fresh vegetables as healthy and nutritious food for families and communities. The results of the exploitation of yards already available to families and communities are a benefit derived from the optimization of the yard.
The Effect of Training and Workload on Employee Performance Eliyana Sundari; Muhammad Azis Firdaus; Widhi Ariyo Bimo; Hendri Maulana; Mohammad Jibriel Avessina
Manager : Jurnal Ilmu Manajemen Vol. 6 No. 2 (2023): Manager : Jurnal Ilmu Manajemen
Publisher : Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study is to ascertain how employee performance is affected by workload and training. Quantitative research methodology is applied. The 110 participants who took part in this study were all employees of PT Atishar Panel. 86 people were employed in the study sample, which were randomly selected. Primary data were collected from respondents for the questionnaire used in this study. Likert scale was used. The validity and reliability tests used in this study include the traditional normality assumption test, multicollinearity, heteroscedasticity, regression analysis, and hypothesis testing. The results of the t test partially show that both the training variable (X1) and the workload variable (X2) have a positive and significant effect on employee performance (Y). Training (X1) and workload (X2) have a significant and significant effect on employee performance, according to the results of the F (simultaneous) test
Co-Authors A Sobandi A Sobandi , A Sobandi Afifah Tussya Adah Adah Agung Wibowo Aji, Apnur Wirli Aliyah, Hikmatul Amalia, Elma Artasya, Andini Nabilah Asti Marlina Astria, Wiji Avessina, Mohammad Jibriel Azolla Degita Azis Cahya, Tommy Cetrin Salsa Dilla Dangi Dangi Dangi, Dangi Denia Maulani Deviyana, Alvira Putri Diana Novita Sari, Diana Novita Eliyana Sundari Epita, Nur Euis Sinta Tiara Evy Pramita Hidariyani Fatimah, Anisa Usnul Fenny Raharyanti Firdaus, M. Azis Firdaus, Muhammad Azis Handayani, Tias Handoyo, Agus F Hanif Zaidan Sinaga Hanifan, M. Zakie Hanifan, Muhamad Zakie Harry Hermawan Hendri Maulana Herman, Ayu Hermawan, Harry Hikmatul Aliyah Ina Ratnasari, Ina Jani Subakti Jayawarsa, A.A. Ketut Karina, Juan Lia Apriyani Lusi Mulya Sari M. Azis Firdaus M. Azis Firdaus M. Imam Sundarta Mahmud, Khalisah Surend Marlina, Asti Moch. Syahdan Oktariza Mohammad Jibriel Avessina Muhamad Azis Firdaus Muhammad Azis Firdaus Muhammad Aziz Firdaus Muhammad Badri Annury Muhammad Hilmy Muda Ramadhan Muhammad Maftuh Muhammad Nurul Muhammad Risel Ghathfan Nathasya Benska, Vicka Nora Azmia Novia Indah Fitriyani Nugraha Nur Fauziah, Nur Fauziah Oktariza, Moch. Syahdan Oktaviani, Deska Nur Pahira, Siti Puja Sukrilah Rachmatullaily Tinakartika Rinda Raden Mita A Rani Rahmadani Nur Renea Shinta Aminda Retno Triwoelandari Rian Sopian Rinda, Rachmatulailly Tinakartika Rizqy Rusydiana MS Sari, Raiza Pranita Setio Pramono Sigit Purwanto SITI MARYAM Sopian, Rian Sri Wulandari Sukrilah, Puja Sundari, Eliyana Syafiq, Muhammad Daris Syahrum Agung Titing Suharti Tiyansyah, Alvin Vanessa Gaffar Vannesia, Tasya Wiji Astria