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All Journal Publikasi Pendidikan Indonesian Journal of Educational Studies Students´ Journal of Economic and Management JIKAP PGSD: Jurnal Ilmiah Ilmu Kependidikan PENGABDI: Jurnal Hasil Pengabdian Masyarakat LOSARI: Jurnal Pengabdian Kepada Masyarakat Jurnal Ekonomi Bulletin of Community Engagement Global Journal Basic Education International Journal of Economics (IJEC) Mamangan Social Science Journal IPTEK: Jurnal Hasil Pengabdian kepada Masyarakat International Journal of Elementary School Teacher (IJEST) International Journal of Education, Vocational and Social Science Pinisi Journal Pendidikan Guru Sekolah Dasar Jurnal Lempu Atestasi : Jurnal Ilmiah Akuntansi
Hartoto Hartoto
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Nursing Public Health Social Sciences Transportation Other

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Financial Inclusion and Economic Development: Assessing the Impact of Microfinance Institutions Hartoto, Hartoto; Oktana, Enda; Nobelson, Nobelson; Rianti, Titis Surya Maha
Jurnal Mamangan Vol 12, No 2 (2023): Special Issue
Publisher : LPPM Universitas PGRI Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22202/mamangan.v12i2.9587

Abstract

Financial inclusion is a crucial pillar in promoting sustainable economic development, particularly in rural areas and small-scale communities. In Indonesia, microfinance institutions (MFIs) play a strategic role in expanding access to financial services to groups underserved by formal banking institutions. This study aims to assess the impact of Sharia-based and conventional MFIs on increasing financial inclusion and the economic development of farmers and small businesses in East Lombok Regency, West Nusa Tenggara. The study employed a quantitative approach, collecting data through a survey of 120 respondents who were active MFI customers. Data analysis was conducted using multiple linear regression to measure the relationship between MFI service intensity and indicators of financial inclusion and local economic growth. The results indicate that both Sharia-based and conventional MFIs significantly influence financial inclusion. However, Sharia-based MFIs tend to contribute more to the development of sustainable financial behavior, while conventional MFIs show a direct impact on increasing business income. These findings underscore the importance of strengthening the role of MFIs in local economic development policies, particularly in promoting the welfare of farmers and MSMEs in rural areas.
Penerapan Model Pembelajaran Problem Based Learning Untuk Meningkatkan Hasil Belajar Matematika SD Khoridha, Arifathul; Hartoto, Hartoto; Nurwahida, Nurwahida
Pinisi Journal Pendidikan Guru Sekolah Dasar Vol 4, No 2 (2024): Juli
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70713/pjp.v4i2.57186

Abstract

Pencapaian hasil belajar siswa di kelas V UPT SPF SDN 41 Matekko masih menunjukkan tingkat rendah, disebabkan oleh dominasi penggunaan metode ceramah dalam penyampaian materi oleh guru. Guru kurang menghubungkan materi pembelajaran dengan situasi kehidupan nyata, dan keterlibatan aktif siswa dalam proses pembelajaran masih kurang. Penelitian ini bertujuan untuk meningkatkan hasil belajar siswa di kelas V UPT SPF SDN 41 Matekko melalui penerapan penelitian tindakan kelas dengan dua siklus. Setiap siklus melibatkan empat tahap, yaitu perencanaan, tindakan, observasi, dan refleksi. Data dikumpulkan melalui tes formatif dan non-tes seperti observasi dan dokumentasi. Pada siklus I, rata-rata nilai mencapai 68,14 dengan persentase ketuntasan belajar klasikal sebesar 70%. Pada siklus II, terjadi peningkatan nilai rata-rata menjadi 84,31 dengan persentase ketuntasan belajar klasikal meningkat menjadi 90%. Dari hasil penelitian ini, dapat disimpulkan bahwa penggunaan model PBL efektif dalam meningkatkan hasil belajar siswa pada pembelajaran Matematika kelas V di UPT SPF SDN 41 Matekko.
Penerapan Model Pembelajaran Problem Based Learning untuk Meningkatkan Hasil Belajar pada Mata Pelajaran Bahasa Indonesia Siswa Kelas VI UPT SDN 95 Barru Rahmat, Jabal; Hartoto, Hartoto; Harpawansyah, Harpawansyah
Pinisi Journal Pendidikan Guru Sekolah Dasar Vol 4, No 2 (2024): Juli
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70713/pjp.v4i2.57771

Abstract

Penelitian ini dilatar belakangi rendahnya hasil belajar Bahasa Indonesia siswa di kelas VI UPTD SDN 95 Barru yang disebabkan karena pada proses pembelajaran masih berpusat pada guru yang masih mengikuti kebiasaan dengan urutan yang dimulai guru dengan langsung memaparkan materi, selanjutnya mengevaluasi siswa melalui latihan. Tujuan yang diharapkan dalam penelitian ini yaitu meningkatkan hasil belajar siswa dengan menggunakan metode pembelajaran Tanya jawab, diskusi, dan presentasi pada siswa kelas VI UPTD SDN 95 Barru. Jenis penelitian adalah Penelitian Tindakan Kelas yang difokuskan tindakan sebagai upaya untuk meningkatkan hasil belajar siswa pada mata pelajaran Bahasa Indonesia dengan menggunakan model pembelajaran Problem Based Learning pada siswa kelas VI UPTD SDN 95 Barru. Hasil penelitian tindakan kelas yang dilaksanakan penulis dalam dua siklus menghasilkan terjadinya peningkatan ketuntasan belajar siswa dari siklus I siswa yang tuntas hanya 3 atau 50 % ketuntasan siswa dalam pembelajaran menjadi 100 % atau 6 siswa yang tuntas pada siklus ke-II dan peningkatan nilai rata-rata dari 69.66 pada siklus I menjadi 78.66 pada siklus II. Hal ini membuktikan bahwa model pembelajaran Problem Based Learning mampu meningkatkan hasil belajar siswa pada mata pelajaran bahasa Indonesia
Public Policy Management through the Program Keluarga Harapan (PKH) in Realizing Equal Primary and Secondary Education in Bandung Regency Munawaroh, Siti Nurhasanah; Rahmat, Nanang; Hidayat, Asep Taufik; Nashrulloh, Yusuf; Napsin, Napsin; Hartoto, Hartoto
International Journal of Economics (IJEC) Vol. 3 No. 1 (2024): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i1.764

Abstract

Education is something that is very essential in the process of humanizing a cultured society. In other words, everyone in this world has the right to educate according to his abilities. However, in reality, note all children have received education. The purpose of this study was to determine the Program Keluarga Harapan (PKH) in realizing equal distribution of primary and secondary education for the community. This study used a qualitative descriptive method with data collection techniques used were observation, interviews, and documentation studies. Based on the research results, it is obtained that the description of the Program Keluarga Harapan (PKH) in realizing equal distribution of primary and secondary education can be conveyed: 1) The PKH program is a planned, measured, directed activity by planning, organizing, implementing, evaluating and following up in an effort to realize equitable primary and secondary education; 2) The PKH program has been running in accordance with the implementation procedure, fulfilling the rights and obligations of program recipients as well as the follow-up of program implementation. 3) the obstacle is the lack of understanding of PKH program recipients and local officials about the PKH program implementation procedures and the low motivation of PKH recipients to continue their education to a higher level. 4). The step in coming is to coordinate with the village government, sub-district coordinators and supervision in providing understanding and education about the PKH program and providing motivation to PKH recipients about the importance of education.
Financial Health Management and Its Impact on Company Employee Welfare: Case Study in the Manufacturing Industry Rosid, Abdul; Sundari, Retno; Sofyan, Hady; Hartoto, Hartoto
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.1108

Abstract

This study explores the relationship between financial health management and employee well-being in the petrochemical and chemical industries. Using a case study method and a mixed-methods approach, the study analyzes how effective financial management affects various aspects of employee well-being, including job satisfaction, mental health, and personal financial stability. Quantitative data were obtained from a survey measuring the relationship between financial management practices and employee well-being, while qualitative data were obtained through in-depth interviews with financial managers, HR managers, and employees. The findings indicate that companies with good financial management tend to have more satisfied, mentally healthy, and financially stable employees. In addition, transparent and participatory financial management improves corporate culture and the relationship between management and employees. This study emphasizes the importance of integrating good financial practices and employee well-being policies in creating a productive and harmonious work environment.
Analysis of the Long-Term Impact of Public Debt Policy on Macroeconomic Stability in Indonesia Buniarto, Edwin Agus; Umasugi, Mohbir; Musyarofah, Atiqatul; Setiawan, Johan; Hartoto, Hartoto
International Journal of Economics (IJEC) Vol. 4 No. 1 (2025): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v4i1.1292

Abstract

Public debt policy plays an important role in the Indonesian economy, especially in supporting development financing and maintaining fiscal stability. This study analyzes the long-term impact of public debt on macroeconomic stability, considering indicators such as economic growth, inflation, fiscal balance, exchange rate, and interest rate. This study uses secondary data from Bank Indonesia (BI), Ministry of Finance (MoF), Central Bureau of Statistics (BPS), International Monetary Fund (IMF), and the Indonesian Central Bureau of Statistics (IBPS). Fund (IMF), and the World Bank to identify the relationship between debt policy and national economic stability. The results of the analysis show that although public debt can drive economic growth if used for productive investments such as infrastructure, education, and other strategic sectors, an increase in debt that is not managed properly risks causing fiscal imbalance, inflation, and dependence on foreign financing. The econometric model used in this study shows that Indonesia's economic growth tends to decline when the debt-to-GDP ratio increases significantly. In addition, fluctuations in the rupiah exchange rate and international interest rates also affect the amount of foreign debt payments. This study recommends a more transparent debt management policy that is oriented towards productive investment, diversification of financing sources to reduce exchange rate risk, and fiscal reform to increase state revenues and reduce dependence on debt. With the right strategy, public debt can function as an instrument of sustainable development without sacrificing long-term economic stability.
The Short-Term Causality Management Between Economic Growth and Excise Revenue: Review of Economic Regulation and Accounting Best Practice Budi Laksono, Agung; Adha, Wahyu Maulid; Hartoto, Hartoto; Buniarto, Edwin Agus; Widada, Rasyid
Atestasi : Jurnal Ilmiah Akuntansi Vol. 7 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/atestasi.v7i2.838

Abstract

This study aims to find the Granger causality between economic growth and excise revenue. Does economic growth drive the increase in excise revenue, or vice versa, does excise revenue drive the increase in economic growth? To conduct this test, the Granger causality test is used. Observations were made from 1998 to 2018. This observation period was made considering that 1998 was the year after the economic crisis and 2018 was the last year the excise tariff policy was in effect before it became effective in 2019. Data sources were obtained from the government's state budget financial records. The results obtained are that there is no Granger causality between excise revenue (Xt) and economic growth (Yt), but on the contrary, there is a Granger causality between economic growth (Yt) and excise revenue (Xt). However, the performance of current excise revenue (Xt) is affected by the performance of excise revenue in the previous year (Xt-1), while the performance of excise revenue two years earlier (Xt-2) does not affect excise revenue this year (Xt). Similarly, economic growth in the previous year (Yt-1) also has no significant effect on this year's excise revenue (Xt).
Pendekatan Inovatif terhadap Praktik Manajemen Sumber Daya Manusia Berbasis Komunitas Desa Toapaya Selatan Toapaya Bintan Hartoto, Hartoto; Prihantini, Prihantini; Rosid, Abdul; Sofyan, Hady
Bulletin of Community Engagement Vol. 4 No. 1 (2024): Bulletin of Community Engagement
Publisher : CV. Creative Tugu Pena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51278/bce.v4i1.1063

Abstract

The implementation of an innovative approach in community-based Human Resources (HR) management in Toapaya Selatan Village, Toapaya, Bintan, has had a significant and diverse impact on the local community. These impacts include increasing welfare, strengthening social ties, empowering women, local economic growth, improving quality of life, community participation, capacity development, and collaboration opportunities. This approach has improved household incomes and created new job opportunities, as well as helping to reduce operational costs and increase business efficiency, thereby increasing the competitiveness and sustainability of the village economy. In addition, through this innovative approach, public awareness of the importance of a healthy lifestyle and good environmental sanitation increases, reducing disease rates and improving the overall health and well-being of society. Community participation and involvement in decision making that affects their lives has also increased, giving them a sense of ownership and responsibility in the development of their own villages. In addition, developing the capacity of local communities and institutions in community-based HR management opens up opportunities for collaboration and network development with external parties such as educational institutions, local governments and non-governmental organizations. Overall, investment in innovative and community-based HR management practices can be an effective instrument in sustainable development and improving community welfare. Keywords: Human Resource Management Practices, Innovative Approach
Effectiveness of Self-Regulated Learning-Based Instruction: Enhancing Student Learning Autonomy (Study on LMS Syam-Ok UNM) Sayidiman, Sayidiman; Ihsan, Andi; Hartoto, Hartoto; Syamsuddin, Afdhal; Pagarra, Hamzah; Hermuttaqien, Bhakti Prima Findiga
Publikasi Pendidikan Vol 14, No 2 (2024)
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/publikan.v14i2.63830

Abstract

Learning autonomy is becoming essential in the 21st century, demanding individuals to master various fundamental skills. This article explores the self-regulated learning model as a solution to enhance student learning autonomy. A case study conducted in the music arts course at Universitas Negeri Makassar found that students' learning autonomy levels were still low, even among those considered active. Related research also confirms the low learning autonomy of students across various settings. The research methodology employed an experimental approach with a one-group pretest-posttest design. Data collection was carried out by observing student activities through a Learning Management System (LMS) before and after modifying instructional methods. Data analysis results showed a significant difference between pretest and posttest scores, with a notable increase in posttest scores. The findings indicate an improvement in student learning autonomy. Learning autonomy fosters the desire to learn and acquire new knowledge, facilitates individual ownership of learning, and enhances learning independence. The study concludes that modifying instructional methods based on the self-regulated learning model effectively improves student learning autonomy.Keywords: Learning Autonomy, Learning Models, Self-Regulation, Students, Education.
Management Strategy Finance: Analysis Comprehensive Investment Decision Making In Indonesia's Emerging Markets Abdul Rosid; Agung Budilaksono; Rano Karno; Hartoto, Hartoto; Nasfi, Nasfi; Meity. L. H. Lado
Jurnal Ekonomi Vol. 13 No. 02 (2024): Jurnal Ekonomi, Edition April - June 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Indonesian financial market has attracted the attention of both local and international investors in the last few decades. With steady economic growth and a variety of investment opportunities available, investment decision making has become critical to achieving long-term financial goals. In this context, comprehensive financial management strategies play a major role in guiding investors through dynamic and complex emerging markets. This article aims to provide a comprehensive analysis of investment decision making in Indonesia's emerging markets, by highlighting several key factors that need to be considered in making effective investment decisions. A qualitative approach was used in this research to gain an in-depth understanding of effective financial management strategies in the context of the developing Indonesian market. Primary data was collected through interviews with financial experts and experienced investors, while secondary data was obtained from related literature, market reports and financial data. The research results show that a comprehensive analysis of investment decision making involves an in-depth evaluation of various factors that influence investment. This includes fundamental and technical analysis, effective risk management, as well as understanding local markets. By applying a comprehensive and detailed approach, investors can reduce risks and increase their chances of achieving profitable returns in Indonesia's emerging markets. In conclusion, a comprehensive financial management strategy is very important in facing the growing dynamics of the investment market in Indonesia. Through a combination of in-depth analysis and effective risk management, investors can maximize the potential returns on their investments and achieve long-term financial goals.
Co-Authors Abdul Hakim Abdul Rosid Adha, Wahyu maulid Adnan, Almira Agung Budilaksono Asep Taufik Hidayat Astuti, Niken Probondani Atjo, Syamsuryani Eka Putri Awalia, Fitri Nur Bangsawan, Andi Aryanto Budi Laksono, Agung Citra Rosalyn Anwar EDWIN AGUS BUNIARTO Erma Suryani Sahabuddin Gusnita Gusnita Hamzah Pagarra, Hamzah Harpawansyah, Harpawansyah Hasnawati Hasnawati Hermuttaqien, Bhakti Prima Findiga Ihsan, Andi Irna, Irna Isabella, Astrid Aprica Kaltsum, Nur Fadilah Khaerunnisa Khaerunnisa, Khaerunnisa Khoridha, Arifathul Meity. L. H. Lado Monoarfa, Merrisa Mubarak, M. Fadli Munawaroh, Siti Nurhasanah Musyarofah, Atiqatul Napsin, Napsin Nasfi, Nasfi Nashrulloh, Yusuf Nobelson, Nobelson Nurdewi, Nurdewi Nurwahida Nurwahida, Nurwahida Oktana, Enda Pattaufi, Pattaufi Prihantini Prihantini Putrawan, Muh. Rizah Rahmat, Jabal Rahmat, Nanang Rahmawati Patta, Rahmawati Rano Karno Retno Sundari Rizal Bakri Sayidiman Sayidiman, Sayidiman Sella Mawarni Setiawan, Johan Sofyan, Hady Suharyati Suharyati Sulfana, Sulfana Syah, Maenuddin Bustanil Syamsuddin, Afdhal Syawaluddin, Ahmad TITIS SURYA MAHA RIANTI Tri Siswantini Umasugi, Mohbir Wahdaniyah, Dina Widada, Rasyid Wulandari, Kartini Afrilia Zainal, Astuti