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Analisis Konseptual Kewirausahaan Koperasi dan Peran Lembaga Keuangan Mikro dalam Pemberdayaan Usaha Mikro, Kecil, dan Menengah (UMKM) Aryadino Anggara; Muhammad Faiz; M. Darul Aswad Saragih; Fitri Hayati
Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Vol. 5 No. 2 (2026): Jurnal Ekonomi, Manajemen Pariwisata Dan Perhotelan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jempper.v5i2.6442

Abstract

This study aims to analyze the conceptual relationship between cooperative entrepreneurship and the role of Microfinance Institutions (MFIs) in empowering Micro, Small, and Medium Enterprises (MSMEs) as a crucial pillar of the national economy. The study employs a literature review method by examining more than 20 national and international publications released between 2020 and 2025. The literature review is conducted systematically to synthesize key findings related to strengthening the institutional capacity of cooperatives, the strategic role of MFIs in enhancing financial inclusion, and the forms of synergy that can be developed between these two institutions in promoting community-based economic development. The results indicate that cooperative entrepreneurship contributes significantly to increasing business productivity, fostering innovation, and strengthening the economic independence of members through the optimization of social capital, organizational governance, and managerial capacity building. Furthermore, MFIs play an essential role in providing sustainable access to financing that aligns with the characteristics and needs of MSMEs. This study proposes an integrative conceptual model that explains how collaboration between cooperative entrepreneurship and MFIs can create a more sustainable, inclusive, and competitive MSME empowerment process. The findings are expected to serve as both an academic and practical foundation for the development of public policies and the formulation of more effective community economic empowerment strategies oriented toward long-term development.
Digitalisasi Lembaga Keuangan Mikro dan Dampaknya terhadap Akses Pembiayaan Usaha Kecil dan Menengah Farisah Keke Nola Padang; Fitri Hayati; Dimas Ardika; M. Fikri Tanjung
Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Vol. 5 No. 2 (2026): Jurnal Ekonomi, Manajemen Pariwisata Dan Perhotelan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jempper.v5i2.6489

Abstract

This study examines the role of digitalization of Microfinance Institutions (MFIs) in increasing access to financing for Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. The study was conducted through a literature review of more than 20 scientific articles, policy reports, and previous research results published between 2020 and 2025. The results indicate that the implementation of digitalization in MFIs can accelerate the financing service process, reduce operational costs, and expand service reach to remote areas previously difficult to reach by conventional financial institutions. The use of technologies such as digital lending, digital credit scoring, and electronic transaction recording has been proven to increase operational efficiency and the accuracy of MSME business feasibility analysis. However, the implementation of digitalization still faces various obstacles, including low levels of digital literacy among MSMEs, limited human resources in MFIs, and increased risks to data security and protection. Therefore, this study emphasizes the importance of strengthening digital infrastructure, increasing human resource capacity, and strategic collaboration between MFIs and fintech companies to realize inclusive and sustainable MSME financing.  
Analisis Penggunaan Media Poster terhadap Minat Belajar Akidah Akhlak Siswa di MAN 1 Pasaman Barat Fitri Hayati; Alfurqan Alfurqan
ALSYS Vol 4 No 3 (2024): ALSYS: Jurnal Keislaman dan Ilmu Pendidikan
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/alsys.v4i3.2920

Abstract

This research aims to determine the use of poster media in class This research uses a qualitative method with the type of library research, the object of this research is class XI students at MAN 1 West Pasaman and the subject of this research is students' interest in learning. Then data is obtained from observation, interviews and documentation to see existing phenomena. The results of this research show that the use of poster media in the Aqidah Akhlak subject in class XI MAN 1 West Pasaman is very interesting and suitable to use because it really helps students in the learning process. Students have high enthusiasm and enjoyment towards the Aqidah Akhlak lesson so that they have determination and a strong will in carrying out learning activities, students have the desire to succeed, there is encouragement and need in learning, there are hopes and aspirations, there is appreciation in learning, there is interesting activities in learning, creating a comfortable learning environment. So it is proven that the use of poster media in learning can increase students' interest in learning.
Peran Kepemimpinan dalam Lembaga Pendidikan Islam Febri Nanda Monalisa; Sarah Lailatil Fadla; Fitri Hayati; Eliza Puri
ANWARUL Vol 2 No 6 (2022): ANWARUL: Jurnal Pendidikan dan Dakwah
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/anwarul.v2i6.709

Abstract

The purpose of this study was to determine the role of leadership in Islamic educational institutions. This research is a library research with a qualitative research method approach. The results of this study indicate that leadership styles include: democratic leadership style; delegative leadership styles, bureaucratic leadership styles, laissez faire leadership styles authoritarian leadership style: charismatic leadership styles. The main function of educational leaders, among others, is that leaders help create brotherhood, cooperation, with a full sense of freedom, leaders help groups to organize themselves, namely participate in providing stimulation and assistance to groups in setting and explaining goals. The leadership role in the educational institution is devided into; 1) as an educator, 2) as a manager, 3) as an administrator4) as a supervisor, 5) as a leader, 6) as s reformer, and 7) as a motivator.
Co-Authors Adelia Khirani Lubis Alfurqan Alfurqan Alifia Nasya Manurung Anak Agung Istri Sri Wiadnyani Ananda Bintang Anggi Pretty Nadya Rumapea Anggun Khairunnissa Agustin Anggun Sari Fadilla Aryadino Anggara Aulia Syahfitri Cici El Dirrah Syafitri S Cynthia Ananda Br Tarigan Devi Herawati Dian Novita Dinata Dimas Ardika Dina Sari Dinda Ravina Dwi Hartina Dwi Marlena Dwi Septianingrum Eliza Puri Ella Trafera Mesyah Elvira Andriyani Enia Fadila Sitakar Ermiannur, Ermiannur Fadia Anisa Fahrinsal Sitorus Faiz, Muhammad Faqih At Thariq Harahap Farisah Keke Nola Padang Fauziah Nasution Febri Nanda Monalisa Gemma Surya Gemilang Gina Alya Sari Haura Afnani Zanjabila Hendestri Br Sembiring Hidayati Intan Fahzirah Isma Tara Jelita Ramadhani Marpaung Lelita Febriayu Lubis, Rasikah Firjatullah M. Arief Rahmadiansyah Purba M. Darul Aswad Saragih M. Faisal Haririe M. Fikri Tanjung Makmur Syukri Maysa Chairani Melisa Melisa MIFTAHUL JANNAH Miratul Imaniah Muhammad Ancha Sitorus Muhammad Iqbal Muhammad Rifa`i Nabila Keysha Mutmainah Nadhilah Nazlah Nst Nadia Anggraini Nasrul Syakur Chaniago Nazla Sabirah Neha Sartika Ngesti W. Utami Nirwana, Devi Nopita Rahma Nur Azizah Nurhayati Nurhayati Nurhidayah Nurhidayah Nuri Yuliani Nurul Hadianti Nurul Hidayah Popi Dea Ananda Puteri Lamsiah Putra Apriadi Siregar Putri Febby Aulia Ramandha Niswan Ratna Sari Hasibuan Raulanda Dwi Putra Reni Armayani Nasution Rezza Pramudipa Rissa Yulinda Rizky Azura Rustam Rustam Sadepa Putri Br Sunulingga Salbiah Salbiah Salma Agita Sitepu Salsabila Sofiya Wardani Sarah Lailatil Fadla Sawaluddin Harahap Sembiring, M Ilham Siti Jumaidah Sri Indah Ayu Permata Sari Sri Muliyani Sri Sudiarti Susmini Susmini Syahida, Tiara Nurul Syahla Nabila Tiara Tirta Dewi Tio Wirayuda Tri Deby Damayanti Tri Wulan Hasibuan Uswatun Hasanah Sitompul Wida Yustika Widiya Wati Wulandari Pujiastuti Yusromuin Munthe