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KENDALA DALAM PENYELESAIAN KREDIT MACET PADA PT. BANK PEMBANGUNAN DAERAH BALI CABANG DENPASAR. Tri Aditya Winata; I Wayan Wiryawan; Dewa Gde Rudy
Kertha Semaya : Journal Ilmu Hukum Vol. 01, No. 01, Januari 2013
Publisher : Fakultas Hukum Universitas Udayana

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Abstract

As a financial intermediary organizations (financial intermendiary), the bank became amedia intermediary parties - parties who have surplus funds (surplus of fouds) theparties - parties that lack / need funding (lack of fouds). In common practice, problemloans, where credit facilities to customers who require credit problems which have lentcan not be paid back by the customer to the bank as agreed.
PEMBAYARAN DALAM PERJANJIAN JUAL BELI BARANG LUKISAN PADA STUDIO OF ARTIST PAINTING DEWA PUTU TORIS DI SUKAWATI Putu Henny Pratiwi Dharmaputri P.; I Ketut Westra; Dewa Gde Rudy
Kertha Semaya : Journal Ilmu Hukum Vol 4 No 1 (2016)
Publisher : Fakultas Hukum Universitas Udayana

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Abstract

pernah terjadi berkaitan dengan pembayaran dan penyelesaiannya dalam perjanjian jual beli barang lukisan pada Studio of Artist Painting Dewa Putu Toris di Sukawati. Penelitian kaitannya dengan tulisan ini termasuk jenis penelitian HukumEmpiris.Hasil penelitian menunjukkan, bahwa masalah-masalah hukum yang pernah terjadi terkait dengan pembayaran dalam perjanjian jual beli barang lukisan pada Studio of Artist Painting Dewa Putu Toris di Sukawati adalah pembayaran harga barangdengan menggunakan cek atau bilyet giro kosong dan tidak dilunasinya harga barang oleh pembeli. Atas masalah hukum yang terjadi diselesaikan secara musyawarah melalui proses negosiasi.
PEMBEBANAN HAK TANGGUNGAN DALAM PERJANJIAN KREDIT BANK DI KABUPATEN BADUNG Ni Ketut Lilik Purnama Dewi; I Wayan Wiryawan; Dewa Gede Rudy
Kertha Semaya : Journal Ilmu Hukum Vol. 01, No. 08, September 2013
Publisher : Fakultas Hukum Universitas Udayana

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Abstract

Bank is one of effort body which sharing of vital importance in Stateeconomics, because besides as place to save money the, bank also represent thefund dealer in the form of credit. In credit needed by the existence ofdone/conducted by later guarantee of encumbering of guarantee object to fastenthe bank with the debitor with the installation of Responsibility Rightsdone/conducted by Notary. In article entitling Encumbering of ResponsibilityRights of In Agreement of Bank Credit in this Regency Badung will studyproblems that is What will be legal consequences to letter of attorney burden theresponsibility rights which is not continued to Deed of Gift of ResponsibilityRights ( APHT) in the case of the happening of debt. Method used by is empiricthat is research which is pursuant to in the situation or fact and also interviewwith the notary of regency Badung. From interview done/conducted to be got byconclusion that legal consequences generated by if SKMHT is not continued withthe installation APHT is cancelation for the shake of law.
BADAN PENYELESAIAN SENGKETA KONSUMEN (BPSK) KOTA DENPASAR DALAM MENANGANI PENGADUAN DAN PENYELESAIAN SENGKETA KONSUMEN Ida Ayu Dwi Weda Astuti; Dewa Gede Rudy; Suatra Putrawan
Kertha Semaya : Journal Ilmu Hukum Vol. 01, No. 04, Mei 2013
Publisher : Fakultas Hukum Universitas Udayana

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Abstract

Consumer Protection Act provides an alternative resolution through outside the judicial system agency called The Consumer Dispute Settlement Agency, beside through a court whose jurisdiction covers the domicile of the consumer. Thus in case of consumer disputes, consumers do not have to litigants through the court, but can pass the existing The Consumer Dispute Settlement Agency at city / county throughout Indonesia.
PELAKSANAAN PEMBERIAN KREDIT BAGI NASABAH PADA LPD KESIMAN Anak Agung Gde Kusuma Wardana; Dewa Gde Rudy; I Nyoman Darmadha
Kertha Semaya : Journal Ilmu Hukum Vol 6 No 7 (2018)
Publisher : Fakultas Hukum Universitas Udayana

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Abstract

Lembaga Perkreditan Desa (LPD) merupakan salah satu lembaga keuangan di Bali selain Bank, salah satu fungsi Lembaga Perkreditan Desa adalah memberikan kredit pada debitur. Keberadaan Lembaga Perkreditan Desa sebagai wadah ekonomi dalam Desa Pekraman Kesiman. Menghimpun dana dan masyarakat kemudian menyalurkannya dalam bentuk kredit. Penghasilan bunga dan penyaluran kredit ini merupakan pendapatan utama bagi bank dan LPD. Bank umum dalam menyaluran kredit wilayah cakupannya luas, tidak hanya di satu wilayah saja tetapi bagi LPD dalam penyaluran kredit hanya mencakup satu wilayah saja yaitu pada desa pakraman dimana berdirinya LPD tersebut. LPD desa Pakraman Kesiman Pelaksanaan Pemberian Kredit bagi nasabah pada LPD Kesiman Di samping itu juga merijelaskan langkah - langkah yang dapat dilakukan oleh LPD Kesiman dalam hal pemberian kredit.
KEKUATAN MENGIKAT KONTRAK BAKU DALAM TRANSAKSI ELEKTRONIK Pande Putu Frisca Indiradewi; I Gusti Ayu Puspawati; I Dewa Gede Rudy
Kertha Semaya : Journal Ilmu Hukum Vol. 01, No. 10, Oktober 2013
Publisher : Fakultas Hukum Universitas Udayana

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Abstract

Goals in research papers titled Raw Power Binding Contract Electronic Transactions is to know the power of raw covenant through electronic media. The method used is the method of normative legal research, the approach through the perspective of the norms that have been there, or in other words a form of inventory research legislation in force, trying to find the basic principles or philosophy of law , or research in the form of legal discovery efforts are in accordance with a particular case.The results obtained from these problems is an open legal system and in the act. No. 11 year 2008 about Information and Electronic Commerce (UU ITE) and in the act. No. 8 year 1999 about Consumer Protection (UUPK) has provided the legal basis for give the position of both parties in the same position on the powerful raw deal in electronic transactions. So that these agreements have the same legal force as treaties are binding konsvensional.
PELAKSANAAN PEMBERIAN KREDIT KEPADA ANGGOTA MASYARAKAT PADA LEMBAGA PERKREDITAN DESA DI KOTA DENPASAR Komang Gede Indra Parisuda; Ngakan Ketut Dunia; Dewa Gede Rudy
Kertha Semaya : Journal Ilmu Hukum Vol. 01, No. 04, Mei 2013
Publisher : Fakultas Hukum Universitas Udayana

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Abstract

The existence of Village Credit Institution (LPD) as the village economymediumhave given important meaning for the Denpasar city. Local regulation of Bali ProvinceNumber 3 in 2007 specifythe LPD give loans only to member of the village. Although inreality LPD in Denpasar in their policy also gives credit for the outside residents of thecustom village. Also in LPD credit agreements that have been agreed by both parties.Therefore, this article will explain whether the consideration of the policy implementedby the LPD in Denpasar in lending to the people beyond their custom village. Inaddition, this article also explains the steps that can be conducted by the LPD inDenpasar in the event of borrowers who are in default.
PERLINDUNGAN HUKUM BAGI KONSUMEN TERHADAP PRAKTEK PELAKU USAHA DI DENPASAR Putri Febyana Br. Surbakti; I Gusti Ayu Puspawati; Dewa Gede Rudy
Kertha Semaya : Journal Ilmu Hukum Vol. 01, No. 02, Februari 2013
Publisher : Fakultas Hukum Universitas Udayana

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Abstract

The era of globalization and free trade as it is today, many emerging wide range ofgoods and / or services being marketed to consumers. Food is a commodity that has ahigh risk because of the food consumed by the public for its survival. But in practice thefood product trade shows are still many businesses that knowingly sell food productsthat have expired, this would be detrimental to consumers because it can endanger thehealth and safety of consumers. Under the conditions of circulation of food, someproblems can be formulated as follows: how regulation on consumer protection againstthe circulation of expired food and problems faced by consumers in consuming expiredfood, and how businesses accountability on the circulation of expired food andconsumer dispute resolution mechanisms can be taken to resolve the violations. In thiscase, businesses may be requested accountable in civil, criminal, and administrativestate. In the event the dispute can be resolved through the courts or outside the formalcourt. In addition it is also expected to create dispute resolution that is fast food, simpleand cheap so that people are not reluctant to report problems if their rights as consumershave been harmed. In writing this paper used empirical approach juridical and legalmaterials are processed using qualitative data processing techniques. Furthermore, thedata presented in descriptive analysis.
PELAKSANAAN PERJANJIAN KREDIT PEMILIKAN RUMAH PADA PT (PERSERO) BANK TABUNGAN NEGARA, Tbk. DI KOTA DENPASAR Luh Ayu Adi Wardani; I Wayan Wiryawan; Dewa Gede Rudy
Kertha Semaya : Journal Ilmu Hukum Vol. 02, No. 04, Juni 2014
Publisher : Fakultas Hukum Universitas Udayana

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Abstract

The increasing living standart of the society result on the increasing needs that must be fulfilled, meanwhile chances used by developers in a form of corporation with banking institutions offer facilities for fulfilling people’s needs for housing. Hence, PT.(Persero) Bank Tabungan Negara,Tbk (BTN) provides facilities of credits for houses with requirements and certain periods so that they can help people for having houses. The fact, however, is that there are many credit debtors of house ownership have not fulfilled their obligation as determined as agreed with BTN. The condition makes the bank difficult to develop its business in providing credits for other credit debtors so that the effort to succeed the government program on preparing housing for low standard of people become difficult.
PELAKSANAAN GANTI RUGI TERHADAP KONSUMEN ATAS KERUGIAN AKIBAT MENGGUNAKAN PRODUK DARI NATASHA SKIN CARE I Gusti Agung Putri Maha Dewi; I Wayan Wiryawan; Dewa Gde Rudy
Kertha Semaya : Journal Ilmu Hukum Vol 4 No 2 (2016)
Publisher : Fakultas Hukum Universitas Udayana

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Abstract

Berbagai macam usaha klinik kecantikan tumbuh di berbagai kota di Indonesia. Pesatnya pertumbuhan klinik kecantikan ternyata terdapat sisi negatifnya, pertumbuhan usaha tersebut tidak disertai dengan pelayanan yang memuaskan bagi konsumennya. Ganti rugi dapat berupa pengembalian uang atau penggantian barang dan/atau jasa yang sejenis atau setara nilainya, atau perawatan kesehatan dan/atau pemberian santunan yang sesuai dengan ketentuan perundang-undangan yang berlaku, yang terdapat pada Pasal 19 ayat 1, 2 Undang-undang Nomor 8 tahun 1999 tentang Perlindungan Konsumen. Berdasarkan latar belakang tersebut maka rumusan masalahnya adalah Bagaimanakah tanggung jawab pelaku usaha terhadap kerugian konsumen akibat menggunakan produk natasha skin care dan Bagaimanakah pelaksanaan ganti rugi pelaku usaha terhadap kerugian konsumen akibat menggunakan produk Natasha Skin Care. Penelitian ini di lakukan dengan menggunakan metode yuridis empiris karena berdasarkan kenyataan di lapangan.Kesimpulan yang diperoleh, pelaku usaha klinik kecantikan Natasha Skin Care bertanggung jawab untuk memberikan ganti rugi terhadap kerugian konsumen akibat memakai produk dari Natasha Skin Care, dan ganti rugi pelaku usaha klinik kecantikan Natasha Skin Care terhadap konsumen yang tidak cocok dengan produk kecantikan di klinik kecantikan Natasha Skin Care adalah dengan memberikan perawatan dan pemulihan kondisi wajah konsumen.
Co-Authors A A Bramahasta Pramana A A Sri Indrawati A. A. Gede Agung Dharma Kusuma A. A. Sri Indrawati A.A Gede Agung Darmakusuma A.A Sri Indrawati A.A. Gede Agung Dharmakusuma A.A. Sri Indrawati Adnyani, Ni Luh Putu Sri Agung Brahmanda Yoga Agus Fahmi Prasetya Ahmad Rosidi Aminuyati Anak Agung Ayu Manik Pratiwiningrat Anak Agung Dalem Jagat Krisno Anak Agung Gde Kusuma Wardana Anak Agung Hari Narayana Anak Agung Istri Anom Sinta Wedaswara Anak Agung Ngurah Bagus Candra Dinata Anak Agung Ngurah Dinda Putra Narendra Anak Agung Ngurah Dwi Juniadi Anak Agung Ngurah Gede Rama Satyawan Anak Agung Sintya Iswari Anak Agung Sri Indrawati Angelina Putri Suhartini Ari Agung Satrianingsih Arrely Syamsa Kartika Bagus Gede Ardi Artha Prabawa barusu, yogi nugraha Bella Eunika Buda Astawa, I Kadek Alit Cok Istri Anom Pemayun Cokorda Istri Brahmi Putri Biya Dely Bunga Sarasvita Desak Putu Dewi Kasih Dewa Ayu Adelia Pebriyanti Putri Dewa Ayu Budiartini Dewa Ayu Putri Sukadana Dewa Ayu Putu Andina Novianta Dewa Ayu Putu Dian Permatasari Dewa Gde Ary Wicaksana Dewa Gede Angga Sumanjaya Dewa Made Delha Saputra Asuntya Dewi, Cokorda Istri Sita Diah Iswari, Desak Ayu Intan Elfrin Sagita Christ Dharny Manurung Enda Lorenza Br Tarigan Girsang Fabian Margiano Alexander Latubatara Gede Bagus Adhi Prasadana Gede Irwan Mahardika Gede Parartha Gede Resa Ananda Gede Yudhi Sutrisna Gusti Ngurah Surianto Habibatul Aliyah Halawa, Yolanda Aniska Hardy Pranata Hendra Gita Dharma Here Bessie, Jayvenson Christopher Dellano Hermanto, Bagus I D. A. D. Mayasari I Dewa Ayu Dwi Mayasari I Dewa Gede Agung Dhira Natsya Ora I Dewa Gede Cahaya Dita Darmaangga I Dewa Gede Eka Dharma Yuda I Dewa Gede Wira Mahardika I Dewa Made Adhi Hutama I G Ngurah Vinanta Diputra Kelakan I Gede Andy Diatmika I Gede D.E. Adi Atma Dewantara I Gede Manik Askare I Gede Yusa I Gst. Ag. Tirta Sari Dew I Gst. Ayu Puspawati I Gusi Made Agus Putra Yuda I Gusti Agung Bagus Putu Editya Hambarsika I Gusti Agung Ngurah Bagus Wiranata I Gusti Agung Putri Maha Dewi I Gusti Ayu Puspawati I Gusti Bagus Wijaya Negara I Gusti Gumanti Adi Darma I Gusti Ngurah Bagus Surya Aditya I Gusti Ngurah Gilang Mahabisana Nurdyputra I Gusti Ngurah Krisna Suryana I Gusti Ngurah Wira Prabawa I Kadek Alit Buda Astawa I Kadek Dwi Gemilang I Kadek Yudana Billy Aryambau I Ketut Arjuna Satya Prema I Ketut Markeling I Ketut Surya Buana I KETUT WESTRA I Komang Heryawan Trilaksana I Komang Heryawan Trilaksana I Made Arief Mahrdyan I Made Dedy Priyanto I Made Yudana I Nyoman Darmadha I Nyoman Mudana I Nyoman Restuin Mangdalena I Nyoman Sirtha I Putu Gde Sumantri Wikarma Putra I Putu Iwan Kharisma Putra I Putu Wira Prasetya I Wayan Suatmaja Mimba I. M. D. Priyanto I. M. Sarjana I.B. Gede Agung Suryaningrat I.K. Westra Ida Ayu Dwi Weda Astuti Ida Ayu Surya Kencana Dewi Ida Bagus Gede Partha Suwirya Ida Bagus Nyoman Kartika Yudha Ida Bagus Putra Atmadja Ida Bagus Putra Prawira Ida Bagus Putu Sutama Ida Bagus Suardhana Wijaya Intiara Filla Harlita Irma Suryanti Kadek Ayu Dwi Ningsih Kadek Ayu Sri Cempakasari Kadek Chedi Sinar Amanda Kadek Indra Dewantara Kadek Setiadewi Kadjar, Gde Arya Brian Ketut Braditya Pradnyana Putra Ketut Hari Purnayasa Tanaya Ketut Rai Setiabudhi Ketut Sandhi Sudarsana Khrisna Dinatha Komang Adi Murti Pranata Komang Ayu Ananda Putri Komang Gede Indra Parisuda Komang Pradnyana Sudibya Laritmas, Selfianus Leonita Citriana Putri Liabrintika Oktaviani Gunawan Lily Karuna Dewi Luh Ayu Adi Wardani Luh Ketut Sri Kartika Prema Dewi KST Luh Suni Muci Paryani Luthfi Novansa Putra Made Agra Kumaradhika Made Ayu Gita Lestari Made Dwi Pranata Made Hendra Pranata Dharmaputra P. Made Topan Antakusuma Made Winda Diantika Sari Meliandriani, Komang Mia Wijayanti Ekalandika Moh Amirul Afifullah Moh Ariq Fauzan Mutia Rizkiana Nessya Nindri Sari Ngakan Ketut Dunia Ngurah Pradita Putra Ni Gusti Lidya Stephanie Ni Ketut Lilik Purnama Dewi Ni Ketut Pradnyawati Ni Komang Ayu Noviyanti Ni Komang Ayuk Tri Buti Apsari Ni Komang Lia Hariana Ni Komang Theda Febrina Subagia Ni Luh Anggun Ari Pertiwi Ni Luh Gede Dini Rahyuni Septiana Ni Luh Wayan Kori Agustini Ni Made Cindhi Duaty Githasmara Ni Nengah Ayu Putri Darsani Ni Nyoman Dianita Pramesti Ni Putu Maya Kartika Dewi Ni Putu Purwanti Ni Putu Sintha Tjiri Pradnya Dewi Ni Wayan Padma Dewi Nyoman Angga Dharma Utama Nyoman Riela Pricilia P. D. Y. Utami P. Yogantara P.S. Sumadi Pande Putu Frisca Indiradewi Putri Febyana Br. Surbakti Putu Alvin Janitra Putu Ayu Filri Regeena Sutawan Putu Ayu Ratih Tribuana Putu Dian Kusuma Wardani Putu Dyva Dhamahadi Yadnya Putu Eka Krisna Sanjaya Putu Hartawiguna Yasa Putu Henny Pratiwi Dharmaputri P. Putu Mahanta Pradana Putra Putu Pogy Kusuma Putu Suindra Wiranata Putu Surya Mahardika R.A.R Murni Rantika Andreani Rosia Luckyani Sidauruk Sari Dewi, Ni Komang Ayu Novita SARI, SUSANTHY PUSPITA Selvi Marcellia Shafira Rahmania Anindita Soraya Taufik Suartra Putrawan Suatra Putrawan Tasya Adella Dewi Teja, Nyoman Suekhrisna Tri Aditya Winata Umi Aliffa Verjenia Beatriks Regon Willy Jayandi Parasian Sinaga Wira Dhita Kusuma Wirya Iswari Krisnanda Bhagavata Yohanna Feryna Zuraida Saroha Handayani