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All Journal JURNAL HUKUM IPTEK Journal of Proceedings Series Yustisia Jurnal Dinamika Hukum Arena Hukum Rechtsidee Perspektif : Kajian Masalah Hukum dan Pembangunan Jurnal Ilmiah Kebijakan Hukum Iqra: Jurnal Ilmu Kependidikan dan Keislaman Simposium II UNIID 2017 Halu Oleo Law Review Jurnal Manajemen Aset Infrastruktur dan Fasilitas Substantive Justice International Journal of Law Jambe Law Journal Unes Law Review Faletehan Health Journal Journal of Local Government Issues ADIL : Jurnal Hukum Jurnal Partisipatoris Jurnal Layanan Masyarakat (Journal of Public Service) Jurnal Pengabdian kepada Masyarakat Nusantara Journal of Judicial Review Yuridika Jurnal Dedikasi Hukum Jurnal Hukum dan Peradilan Jurnal Ilmu Hukum Human Rights in The Global South (HRGS) JURNAL PARADIGMA: Journal of Sociology Research and Education IC Tech: Majalah Ilmiah SAGA: Journal of Technology and Information Systems Kreativitas Pada Pengabdian Masyarakat (Krepa) Triwikrama: Jurnal Ilmu Sosial RechtIdee IC Tech: Majalah Ilmiah Jurnal Pengabdian Masyarakat Inovasi Indonesia
Faizal Kurniawan
Faculty Of Law, Universitas Airlangga, Indonesia
Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Physics Public Health Social Sciences Transportation Other

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Journal : Rechtsidee

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Applying The Principle of Insurance on The Credit Life Insurance in The Consumer Lending Faizal Kurniawan; Prawitra Thalib; Hilda Yunita Sabrie
Rechtsidee Vol 4 No 1 (2017): December
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/jihr.v4i1.661

Abstract

The specific task of the commercial banks are as follows: the bank must distribute most of the credit for developing the activities of the cooperatives and entrepreneurs economically weak or small entrepreneurs, the public banking that provides credit in foreign currency required to distribute some the foreign currency credit to finance the activities of non-oil exports and required to perform an assessment of the fulfillment the terms of the feasibility of the debtor's business. In carrying out its functions, the bank must still run banking principles contained in the articles contained in the Banking Act. It is often in distribute the credit, the bank requires the third party, such as the insurance companies. The purpose of insurance companies is to minimize the risks that may be experienced by the bank as debtors failed to pay. The bank is very concerned with their insurance company. There are various types of loans that cannot be separated by the insurance, this study focuses on consumer credit in PT. Bank Jatim. In practice, especially consumer credit lending cannot be separated from the role of the insurance companies. But in operating the bussiness, the insurance companies should also continue to apply the principles of general insurance. The application of the insurance principle is intended that no aggrieved parties. Generally speaking, there will be a conflict of interest between the application of the principles of insurance carried by the insurance company as an insurer with the business aspect of the field of insurance and banking.
Co-Authors Abdullah, Nurhidayah Adinda Prisca Anugerah Puteri Adiwinata, Gianina Elizabeth Agung Triayudi Agus Sekarmadji Agus Yudha Hernoko Aldiansyah, Komari Ali Maksum Aliansa, Wahyu Amanah Agustin Ardhana Christian Noventri Arif Wahyu Hidayat Aristyawan, Patricia Anais Ave Maria Frisa Katherina Ayik Parameswary Bagus Oktafian Abrianto Bart Jansen Christian Yulianto Rusli Cleoputri Yusainy Dany Miftahul Ula Darryl Evan Brouwer Debi Setiawati, Debi Dyah Devina Maya Ganindra Erni Agustin Fatmawati Fatmawati Ghansham Anand Hilda Yunita Sabrie Huzni Murad, Muhammad Syariqul Ilhami Ginang Pratidina Jusoff, Kamaruzaman Koko Srimulyo Komari Aldiansyah M. Hadi Subhan Maghfirah Aliefia Maradona Maradona Maradona, Maradona Maulani, Atiqoh Farhah Maulida, Vetty Silvana Moch. Marsa Taufiqurrohman Mohamad Nur Kholiq Mohd Ismail, Maria Mohd Sharil Nizam bin Md Radzi Muhammad Amirul Alfan Muhammad Anas Newa, Erni Rambu Nugraha, Xavier Ode Mohamad Man Arfa Ladamay Patricia Inge Felany Peter Mahmud Marzuki Pitriani, Winda Prastuti Sulistyorini Prastuti Sulistyorini Prawitra Thalib Qona’aha Noor Maajid Radian Salman Ramadhanti, Syifa Ramesh Nair Rizky Amalia Rizky Amalia Romadhona, Mochamad Kevin Salah, Mohammed Sapta Aprilianto Shintarini Kristine Setyobudi Simamora, Yohanes Sogar Siti Hafsyah Idris Sri Hajati Sri Hajati Suryantoro, Satriyo Dwi Syifa Ramadhanti Thabib, Prawitra Tobing, Sari Mellina Vincentius Gegap Widyantoro Wewi, Krisna Rambu Kaita Wisudanto Wisudanto Yula Anggriani Yulianto Rusli, Christian Yuniarti Yuniarti Zaky, Pradana Zuhairah Ariff Binti Abd Ghadas