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All Journal JURNAL MAGISTER HUKUM UDAYANA FIAT JUSTISIA: Jurnal Ilmu Hukum Jurnal Media Hukum Mimbar Keadilan Jurnal IUS (Kajian Hukum dan Keadilan) PADJADJARAN Jurnal Ilmu Hukum (Journal of Law) Sriwijaya Law Review Syntax Literate: Jurnal Ilmiah Indonesia Widya Yuridika International Journal of Supply Chain Management Jurnal Sains Sosio Humaniora Jurnal Ilmiah Penegakan Hukum Jurnal Hukum Positum JURNAL HUKUM dan KENOTARIATAN ACTA DIURNAL : Jurnal Ilmu Hukum Kenotariatan ADIL : Jurnal Hukum Hermeneutika : Jurnal Ilmu Hukum Ius Civile: Refleksi Penegakan Hukum dan Keadilan Jurnal Surya Kencana Dua: Dinamika Masalah Hukum & Keadilan Jurnal Esensi Hukum Jurnal Poros Hukum Padjadjaran Legal Protection for the Partnership Agreement Parties Jurnal Hukum dan Peradilan Damhil Law Journal Birokrasi: Jurnal Ilmu Hukum dan Tata Negara Hakim: Jurnal Ilmu Hukum dan Sosial Transnational Business Law Journal Jembatan Hukum: Kajian Ilmu Hukum, Sosial dan Administrasi Negara SASI Amandemen: Jurnal Ilmu Pertahanan, Politik dan Hukum Indonesia Jurnal Legislasi Indonesia ULJLS BANI Arbitration and Law Journal Khazanah Hukum ALADALAH: Jurnal Politik, Sosial, Hukum dan Humaniora Dialogia Iuridica
Tarsisius Murwadji
Universitas Padjadjaran
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Transportation Other

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Perlindungan Hukum Terhadap Nasabah atas Kejahatan Phising dan Hacking pada Layanan Bank Digital Ditinjau Berdasarkan Hukum Positif Indonesia Salsabila Chairunnisa; Tarsisius Murwadji; Nun Harrieti
Hakim Vol 2 No 1 (2024): Februari : Jurnal Ilmu Hukum dan Sosial
Publisher : LPPM Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/hakim.v2i1.1535

Abstract

Phishing and hacking crimes are cybercrimes that often occur in banking. Therefore, the purpose of this research is to examine the responsibility of digital banks and legal protection for phishing and hacking crimes of customers in digital bank services. Researchers have concluded that the responsibility of digital banks for phishing and hacking crimes to customers in using digital banks service is reviewed based on Indonesia’s Positive Law. Digital banks are responsible in this case for confirming phishing and hacking crimes, making customer complaint handling services accessible to customers in 24 hours. Banks compensate for losses suffered by customers to always maintain the principle of customer trust in them. However, if the customer is unsatisfied with the internal settlement with the digital bank, then the customer is not followed up by the bank concerned. The customer’s legal protection for phishing and hacking crimes is reviewed based on Indonesian Positive Law. The government as a regulator provides legal protection to customers in order to achieve order and legal certainty.
Perlindungan Hukum Untuk Usaha Mikro Kecil (Umk) Digital Yang Bergerak Di Bidang Social Enterprise Vonny Rachel Caroline; Tarsisius Murwadji; Dadang Epi Sukarsa
Jurnal Surya Kencana Dua : Dinamika Masalah Hukum dan Keadilan Vol. 9 No. 1 (2022): Jurnal Surya Kencana Dua: Dinamika Masalah Hukum & Keadilan
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/SKD.v9i1.y2022.22502

Abstract

Perkembangan UMK saat ini ditandai dengan adanya UMK yang bergerak di social enterprise. Social enterprise merupakan ide bisnis yang beriorientasi terhadap dampak sosial dan keuntungan. Selama 10 tahun terakhir, orientasi bisnis UMK social enterprise mulai berkembang di Indonesia. UMK social enterprise berkembang karena adanya kesadaran pelaku usaha untuk menyelesaikan isu sosial dan ekonomi yang ada di lingkungan wirausaha dan dijadikan sebagai peluang bisnis yang membawa dampak positif dalam jangka panjang. Problematika timbul ketika masyarakat kurang familiar dengan social enterprise yang menyebabkan minat untuk memulai usaha social enterprise tidak maksimal dan minimnya pengetahuan masyarakat umum terhadap legalitas yang diperlukan dalam menjalankan UMK social enterprise yang dapat menimbulkan potensi permasalahan hukum dan bisnis di waktu mendatang. Social enterprise tidak diatur di dalam peraturan perundang-undangan walaupun sistem ekonomi Pancasila mempunyai nilai-nilai yang serupa dengan social enterprise yang menyebabkan masyarakat kesulitan mencari perlindungan hukum untuk social enterprise. Penelitian ini dilakukan dengan metode yuridis-normatif dengan menggunakan peraturan perundang-undangan dan teori hukum untuk menganalisis perlindungan hukum untuk UMK digital di bidang social enterprise. Hasil penelitian ini menunjukkan bahwa bentuk badan usaha social enterprise di Indonesia terdiri dari badan usaha berbadan hukum, yaitu PT, Yayasan, Koperasi, Perkumpulan Badan Hukum dan badan usaha non badan hukum, yaitu CV. Model UMK social enterprise di Indonesia, yaitu UMK social enterprise tunggal, yayasan dan grup usaha, dan startup. Perlindungan hukum terhadap UMK digital social enterprise diberikan melalui peraturan perundang-undangan mengenai badan usaha untuk UMK, pemotongan pajak bagi UMK, dan tindakan di lapangan yang dilakukan oleh instansi pemerintah melalui kementerian, dinas, dan BUMN
Konsep Pentahelix Pada Pemberdayaan Usaha Mikro dan Kecil Elvetta, Shisca; Murwadji, Tarsisius; Mulyati, Etty
Widya Yuridika Vol 7, No 1 (2024): Widya Yuridika: Jurnal Hukum
Publisher : Universitas Widya Gama Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31328/wy.v7i1.4759

Abstract

Empowerment according to Article 1 Number 8 of the MSME Law, is defined as an effort by the central government, regional governments, the business world, and the community in a synergistic manner. However, the fact that the implementation of the empowerment of digital micro and small enterprises (MSEs) in the marketplace by these stakeholders has actually become an inhibiting factor for the success of the programs carried out. As a result, the empowerment of the implementation program has not provided optimal results for the development and growth of digital MSEs in the marketplace. This research is based on a normative juridical approach and then analyzed by qualitative juridical methods. The specification of this research is analytical descriptive in order to describe the relationships between relevant stakeholders in providing support for the digital MSE empowerment program in the marketplace which is reviewed based on regulations and implementation in practice. The results of this study found that, first, the implementation of digital MSE empowerment in the marketplace by the government, the business world, universities, and communities is still partial and sectoral, resulting in overlapping programs. Second, the application of the Pentahelix concept to efforts to empower digital MSEs in the marketplace can be done by establishing the Pentahelix Institution, which is an entity that forms cooperative relationships between five stakeholders, consisting of the government, the business world, academia, the public, and the media. Furthermore, the formation of these institutions needs to be set forth in the form of laws and regulations.
Penerapan Prinsip Kehati-Hatian Bank pada Hapus Buku dan Hapus Tagih Kredit Macet bagi Usaha Mikro dan Kecil Ditinjau dari Undang-Undang No. 4 Tahun 2023 tentang Pengembangan dan Penguatan Sektor Keuangan Illona Novira Elthania; Tarsisius Murwadji; Etty Mulyati
Birokrasi: JURNAL ILMU HUKUM DAN TATA NEGARA Vol. 2 No. 4 (2024): Birokrasi: JURNAL ILMU HUKUM DAN TATA NEGARA
Publisher : Sekolah Tinggi Ilmu Administrasi (STIA) Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/birokrasi.v2i4.1503

Abstract

. Regulation of Law no. 4 of 2023 concerning Development and Strengthening of the Financial Sector is used as a regulatory for banks in general in carrying out write-offs and write-offs, especially for MSE debtors. Seeing that post-Covid-19 conditions have made the business of MSE debtors even worse, banks have attempted to restructure credit affected by Covid-19 to reduce the bank's NPL ratio as a reference for the bank's health. However, when the reconstruction is not successful, the bank can carry out a conditional write-off and absolute write-off program as a solution to bad credit. In carrying out write-offs, the Bank writes off the total value of productive assets that cannot be collected from the balance sheet and recorded in the administrative account/off balance sheet. The act of write-off does not eliminate the bank's right to collect from its debtors, but the bank will continue to try to collect from its debtors until the credit the bank has provided can be paid in full. The aim of this research is to complete the settlement of bad debts through conditional write-offs and absolute write-off for the PPSK Law. This type of research uses normative juridical research. The types of data used in this research are primary legal materials, secondary legal materials and tertiary legal materials. Data collection techniques using literature studies and field studies. The results of this research are that there are no provisions that regulate in detail the procedures for writing off and writing off bad debts for banks. This is addressed through each bank's internal policy which regulates procedures for write-offs and write-offs for MSE debtors.
Problematika Pengungkapan Rahasia Bank Antara Kepentingan Negara Dan Perlindungan Kepada Nasabah Fahrurrozi, Rizky; Murwadji, Tarsisius; Rukmini, Mien
Esensi Hukum Vol 2 No 1 (2020): Juni - Jurnal Esensi Hukum
Publisher : Fakultas Hukum Universitas Pembangunan Nasional "Veteran" Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35586/esensihukum.v2i1.22

Abstract

Tujuan penelitian ini untuk menganalisis (1) penerapan rahasia bank sebagai bentuk perlindungan hukum kepada nasabah; (2) problematika pengungkapan rahasia bank antara kepentingan negara dan perlindungan kepada nasabah;dan (3) hak tolak bank untuk membuka rahasia bank. Metode penelitian yang digunakan adalah penelitian hukum yuridis normatif dengan menggunakan pendekatan perundang-undangan dan konseptual. Hasil penelitian menunjukkan (1) Penerapan rahasia bank sebagai bentuk perlindungan hukum kepada nasabah terdiri dari perlindungan hukum preventif dan represif; (2) Problematika pengungkapan rahasia bank antara kepentingan negara dan perlindungan kepada nasabah harus dilakukan secara seimbang agar tidak timbul opini publik bahwa seolah-olah rahasia bank sudah tidak relevan lagi keberadaannya dan (3) Hak tolak bank untuk membuka rahasia bank menunjukkan bahwa bank berhak menolak untuk membuka rahasia bank berdasarkan hubungan kontraktual antara bank dengan nasabahnya. Menurut Pasal 1338 KUHPerdata perjanjian mengikat bagi para pihak yang membuatnya, tetapi tidak mengikat bagi pihak ketiga dalam hal ini termasuk negara sebagai pihak ketiga.
PEOPLE'S BUSINESS CREDIT: OMNIBUS LAW AND BUSINESS REENGINEERING COMMUNITY FINANCIAL INSTITUTIONS Murwadji, Tarsisius; Tresna Puja Asmara, Teguh; Kusuma, Sylvia
Transnational Business Law Journal Vol. 1 No. 1 (2020): TRANSNATIONAL BUSINESS LAW JOURNAL, Volume 1, Number 1, February 2020
Publisher : Department of Transnational Business Law, Faculty of Law Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

ABSTRACTThe Government's program to accelerate the development of the real sector and the empowerment of Micro, Small and Medium Enterprises (MSMEs), one of which is set forth in the policy package for the distribution of People's Business Credit (KUR). However, in its implementation, the KUR program experienced several problems and could not be carried out only by relying on funds from the Government or banks for the development of MSMEs. This is due to the fact that banks in conducting their business must always pay attention to the principle of banking prudence, while the KUR program requires banks to relax the conditions of their debtors who want to obtain credit or financing. This research uses the normative juridical approach method by emphasizing the study of literature and supported by data from field research. The results showed that the KUR program in its implementation could be synergized with the Corporate Social Responsibility (CSR) program. The CSR program can be a solution to the problems faced by the KUR program where later the CSR program can be used as a trigger for banking business reengineering in implementing the KUR program that can provide benefits for stakeholders. Keywords: People's Business Credit, Corporate Social Responsibility, Business Reengineering
Genealogy of Islamic Business Organization: The Institutional Approach Towards Current Islamic Corporate Law Afdal, Windi; Murwadji, Tarsisius; Supriyatni, Renny; Mulyati, Etty; Mbilinyi, Francis Daniel
Jurnal Media Hukum Vol 31, No 1: June 2024
Publisher : Fakultas Hukum Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jmh.v31i1.20132

Abstract

This article examines the social foundation which posed challenges to the adoption of corporate form as a business entity within the framework of Islamic legal tradition. This article employs juridical-normative research analysis with socio-legal approach. This paper concludes: (1) The corporate legal form was not required by the medieval Islamic legal system as well as the case in Western Europe due to several reason such as: an institutional vacuity; withdrawal of community capital resources into waqf institutions; stagnancy in institutional development of business organizations in Islamic law; and inability of the Muslim business elite to consolidate power. (2) In classical fiqh discussions, Islamic business organizations do not have legal personality. The closest approximation to corporate legal entities found in Islam have been bayt al-māl (public treasury), mosque property, and waqf (trusts).  Recently, the scholars have approved the corporate form on the basis of fiqh principles of qiyas (analogy) and istihsan, or masaliha mursalah (public interest). 
Penetration of International Economic Law in the Development of the Cyber Notary Concept in Indonesia Lubis, Ikhsan; Murwadji, Tarsisius; Sukarja, Detania; Rosmalinda, Rosmalinda
Al-Risalah Vol 22 No 1 (2022): June 2022
Publisher : Fakultas Syariah UIN Sulthan Thaha Saifuddin Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (370.915 KB) | DOI: 10.30631/alrisalah.v22i1.868

Abstract

This study aims to describe the penetration of international economic law in the development of the cyber notary concept in Indonesia. The development of the world today, which has entered the Industrial Revolution 4.0, has forced international law to develop the idea of a cyber notary. It needs to be conducted because Indonesia has no legal instrument to regulate cyber notaries. This study adopts legal research conducted to examine the problem in a normative juridical approach where the author examines various laws and regulations because normative juridical conceptualizes law as a written norm and is poured into legislation used as a benchmark for the community. The study results indicate that various legal instruments have been established, such as legal norms regarding Cyber Notaries in Indonesia, which are contained in the Act, in particular a. Law No. 2 of 2014 concerning amendments to Law No. 30 of 2004 concerning the Position of a Notary. Law No. 11 of 2008 concerning Information and Electronic Transactions (UU ITE), Law No. 40 of 2007 concerning Limited Liability Companies.
Legal Consequences of Making a Notary's Cover Note in the Implementation of Notary's Duties Lubis, Ikhsan; Murwadji, Tarsisius; Sunarmi, Sunarmi; Sukarja, Detania
SASI Volume 29 Issue 3, September 2023
Publisher : Faculty of Law, Universitas Pattimura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47268/sasi.v29i3.1292

Abstract

Introduction: One of the legal goods provided by a notary is a cover note, which is a statement in the management of a deed or a notarial document stating that the deed is in progress and can be finished within the time set by the cover note.Purposes of the Research:  A notary certificate is referred to as a cover note, as a substitute for the process of obtaining a certificate from a notary public, land title guarantees can be replaced temporarily depending on needs and developments. Notaries can make issue cover notes, which have legal consequences and make legal norms null and void. The legal basis for making and issuing cover notes is not yet known. This paper discusses two matters: What legal authority does a notary have to issue a cover note? What are the legal consequences of publishing a cover note by a notary? Methods of the Research: This is typical of legal writings that take a legal approach and examine legal concepts. In socio legal research, research begins with a hypothesis. After formulating the hypotheses, the hypotheses are tested. Data collection techniques in socio legal research are carried out through interviews, observation, questionnaires and document analysis.Results of the Research: However, notaries are allowed to issue and make cover notes because it is a form of agreement. This paper concludes that there is no legal basis for regulating cover notes. If the duties and authorities do not comply with the contents of the cover note, the law will result in a violation of Article 1366 of the Criminal Code.
TELAAH YURIDIS PENERAPAN KONSEP QUADRUPLEHELIX PADA PELAKSANAAN CSR BAGI UMKM Asmara, Teguh Tresna Puja; Murwadji, Tarsisius
Jurnal Legislasi Indonesia Vol 17, No 1 (2020): Jurnal Legislasi Indonesia - Maret 2020
Publisher : Direktorat Jenderal Peraturan Perundang-undang, Kementerian Hukum dan Hak Asasi Manusia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54629/jli.v17i1.579

Abstract

Corporate Social Responsibility (CSR) merupakan sebuah komitmen dari perusahaan untuk berkontribusi dalam pengembangan ekonomi yang berkelanjutan. Implementasi CSR salah satunya dapat menjadi sarana dalam rangka memajukan Usaha Mikro Kecil dan Menengah (UMKM). Dewasa ini, pelaksanaan CSR dalam rangka memajukan UMKM dilaksanakan secara masing-masing oleh perusahaan, Pemerintah, perguruan tinggi, dan masyarakat sehingga tidak efektif dan efisien. Guna mewujudkan pelaksanaan CSR yang efektif dan efisien sehingga manfaatnya dapat dirasakan secara optimal, diperlukan sebuah konsep baru yang dapat mengintegrasikan pelaksanaan CSR tersebut. Metode penelitian yang digunakan dalam penelitian ini yaitu yuridis normatif dengan teknik pengumpulan bahan hukum melalui studi kepustakaan terhadap hukum positif yang mengatur tentang CSR dan UMKM serta ditunjang dengan data lapangan. Hasil penelitian menunjukan bahwa pelaksanaan CSR dapat menggunakan konsep QuadrupleHelix, yaitu kolaborasi secara terpadu dan sistematis antara academica, goverment, business, dan civil society. Konsep QuadrupleHelix, dapat mengatasi kelemahan masing-masing pihak pelaksana CSR dengan keunggulan yang dimiliki oleh pihak lainnya, serta pelaksanaanya lebih terfokus kepada tujuan tertentu. Diperlukan payung hukum berupa peraturan perundang-undangan atau perjanjian kolaborasi di antara pelaku CSR dalam pelaksanaan CSR yang menggungkan konsep QuadrupleHelix.
Co-Authors ., Hasna Agus Budiman Agus Suwandono Agus, Yoga Mulya Anggi Saraswati Ayunda Gayatri Maheswari Azzahra Jihan Shubihantoro Bambang Daru Nugroho Bambang Daru Nugroho Dadang Epi Sukarsa Dadang Epi Sukarsa Deden Suryo Rahardjo Dedi Harianto Dewi Ari Shia Wase Meliala Dewi Parhusip Djuhaendah Hasan Efa Laela Fakhriah Elisatris Gultom Elvetta, Shisca Etty Mulyati Fahrurrozi, Rizky Gilda Nathania Sirait Haliman, Yudi HASIM PURBA Helza Nova Lita Helza Nova Lita Helza Nova Lita Hernadi Affandi Holyness Nurdin Singadimedja Huala Adolf Ikhsan Lubis Illona Novira Elthania Karnosaputra, Yanto Kilkoda Agus Saleh Kusuma, Sylvia Lubis, Ikhsan Lukmanul Hakim Maheswari, Ayunda Gayatri MAHMUL SIREGAR Marcelline Allegra Marcelline Allegra Mariane Magda Ketaren Mbilinyi, Francis Daniel Mien Rukmini, Mien Moch. Marsa Taufiqurrohman Mochamad Dzaki Ansori Nisabilah Anjani Novrizha Dinda Larasati Nun Harrieti Nun Harrieti Nun Harrieti, Nun Parlin Dony Sipayung Patricia Mutiara Karinta Permana, Sudaryat Putri, Salma Indah Rahardjo, Deden Suryo Renny Supriyatni Bachro Robert, Robert Rosmalinda, Rosmalinda Salma Indah Putri Salsabila Chairunnisa Seyba Nabilla Iwandha Shafa Dinda Putri Shannia Angelia Rahardjo Sheila Eldi Azzahra Sukarja, Detania Sunarmi Sunarmi Sunarmi Supraba Sekarwati Widjayani Syifa Afiani Widaningtyas Teguh Tresna Puja Asmara Veronica, Angela Vonny Rachel Caroline Windi Afdal, Windi Zulfa, Indani