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All Journal Jurnal Pendidikan dan Pembelajaran Khatulistiwa (JPPK) Pendidikan Bahasa Indonesia Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan P2M STKIP Siliwangi JURNAL PENDIDIKAN TAMBUSAI Jurnal Sosiologi Agama JURNAL ILMIAH AKUNTANSI UNIVERSITAS PAMULANG Jambura Journal of Educational Management Jurnal Bisnis dan Akuntansi Mudabbir: Journal Research and Education Studies Pusaka : Journal of Tourism, Hospitality, Travel and Business Event Jurnal Abdimas Musi Charitas Jurnal Pengabdian Masyarakat Waradin Ekalaya: Jurnal Pengabdian Kepada Masyarakat Indonesia International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) Jurnal Eksis Journal of Innovative and Creativity Riset Akuntansi dan Keuangan Indonesia Jurnal Intelek Dan Cendikiawan Nusantara Jurnal Intelek Insan Cendikia Equilibrium Point : Jurnal Manajemen Bisnis International Journal of Research in Counseling Journal of Society and Development Social & Economic Bulletin Journal of Media and Learning Technology
Widya Ningsih
Unknown Affiliation
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Journal : Social

 1 
Sharia Digitalization as a Driver of Financial Inclusion in Remote Areas Mawardi, Mukhammad Kholid; Ningsih, Widya
Social and Economic Bulletin Vol. 2 No. 2 (2025): SEBI Journal May 2025
Publisher : Baca Dulu Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70550/sebi.v2i2.232

Abstract

The vacuum in Islamic finance education and poor transportation in outlying rural area will be a real challenge for example to equalize the economic on ethical basis backed by Islam Digitisation or internet is now pushing the Islamic finance further and further, with entrepreneurs defining its service to focus on the need which has been articulated as formless but open so that they can skim more through (depth) or across (width) depending entirely from them. This, in turn, provides one way to get around difficulties of geography and topography through fintech development in the form of mobile banking services, Sharia-compliant QRIS-based payment systems—and so on and so forth right down to Islamic law. However, if they can cope with these technical tasks at the plethora of gadgets we already give them then great, there's some benefits for them where currently were none. This study specifically aim to explore the effectiveness of Sharia financial inclusion in rural area by examining the role digitalization, digital literacy and infrastructure. Each of Impact and the model (of warmth): relation in a qualitative descriptive analysis study shows how these three effects impact each other to reinforce Shariah Digital Ecosystem lead to above table The first it` is that digitization accelerates access time for people to get Islamic financial services. A useful implication of this research is that financial institutions (FIs), regulators and governments should develop a digital architecture which have maqāṣid al-syarī'ah at the core for the masses to benefit The novelty to this study lies in combining technology, literacy and infrastructure as means towards achieving sustainable digital transformations among community based Islamic financiers population initiatives.
Co-Authors Abdul Rahman Ahmad Fauzi Sinuraya Akhmad Rifa'i Ali Ridho Amala Nurjanah Ananda, Aisyah Ananda Anas Fela Naibaho Anju Diah Natalia Panjaitan Aristianti, Aristianti Ariyani, Risma Artianta, Wenny Asriah Nurdini M. Aswin Naldi Sahim Asy’ari, Hasyim Asy’ari Azizah, Rohil Al A’yun, Dya Qurotul Baihaquey Gabreil Bangsawan, Muhammad Ali Barokah, Nadya Beta Marsaulina Dalimunthe, Nurzaidah Putri Danu Ardiansyah Desrani, Rinda Destrina Alin Sudarsono Desty Novry Lianty Devi Devi Devi Risma Doddy Setiawan Eddy Hermawan Hasudungan Eka Sari, Eka Elsa Kardiana Fadilah, Muhammad Ilham Farhan Fauzan Ahdaputra Febriyana, Kailah Fitri Yanti Fitria Anggraini Fitriya Fitriya Guna, Shubhan Tri Haddad, Maya Harahap, Asih Ester E.G Harefa, Meilinda Suriana Haugian, Rusniatri Hetti Melinda Purba Hilda Anjarsari Holiawati, Holiawati Idi Warsah Iin Rosini Ilvina Arfiza Indriani Nisja Irman Irman Iswadi Bahardur Jamaludin Goleng Joey Athana Sembiring Karina Karina Laili Fitri Yeni Lianty , Desty Novry Lianty, Desty Novry M. Ridha Syafi’I Damanaik Manullang , Beta Marsaulina Maulana, Kemas Muhammad Fadhlan Melani Astika Muhammad Kadafi Mukhammad Kholid Mawardi Myint, Aung Naibaho, Anas Fela Nofryanti Nurul Fatiyah, Nurul Panjaitan, Anju Diah Natalia Payamta Pratiti, Dian Prayogi, Septian Purba, Hetti Ratnaningsih, Sita Ratnaningsih Ratno Purnama Sari Refi Arzeti Ridho Alfaridzi RR. Ella Evrita Hestiandari Sabil, Ridho Sahala Fransiskus Marbun Sahala Fransiskus Marbun Sanjay Sharma, Sanjay Sari, Oca Paramita Sari, Vingkan Septian Prayogi Sevira Violita Shintia Malau Silvia Silvia Sisilia, Sisilia Syamsiar, Syamsiar Tengku Islamilzza Najib Utami, Imelia Putri Vita Nurliana Wahud, Fitria Wahyu Widarjo Warti Wartiningtyas Waryono Abdul Ghofur Wida Ningsih Wildan Izzulhaq Winarti Wulan, Ananda Ayu Y. Anni Aryani Yeni, Putri Zulkifli '