This Author published in this journals
All Journal Jurnal Perikanan dan Kelautan Jurnal JSIKA Geological Engineering E-Journal Jurnal Riset Mahasiswa Akuntansi (JRMA) Jurnal Ilmiah Mahasiswa FEB Monex: Journal of Accounting Research Sinkron : Jurnal dan Penelitian Teknik Informatika Jurnal Kajian Akuntansi Cetta: Jurnal Ilmu Pendidikan Sebatik Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Ilmiah Sosiologi Agama (JISA) JURNAL PENDIDIKAN TAMBUSAI JELTII (Journal of English Language Teaching and Islamic Integration) Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstorming Jurnal Mekanova : Mekanikal, Inovasi dan Teknologi Authentic Research of Global Fisheries Application Journal (Aurelia Journal) Akbis: Media Riset Akuntansi dan Bisnis JATI (Jurnal Mahasiswa Teknik Informatika) Jurnal Abdi Insani JURNAL DE JURE MUHAMMADIYAH CIREBON MEANS (Media Informasi Analisa dan Sistem) Jurnal Revenue : Jurnal Ilmiah Akuntansi Yumary: Jurnal Pengabdian kepada Masyarakat Solusi: Jurnal Kajian Ekonomi dan Bisnis Sosietas: Jurnal Pendidikan Sosiologi Jurnal Sistem Informasi Universitas Dinamika Jurnal Sistem Informasi Bisnis (JUNSIBI) Jurnal Ilmiah Mahasiswa Fakultas Hukum Universitas Malikussaleh Jurnal Pengabdian Teratai Jurnal Sains dan Teknologi Indonesian Journal of English Teaching Digital Transformation Technology (Digitech) ASERSI : Jurnal Akuntansi Terapan dan Bisnis Jurnal Pengabdian Masyarakat Bhinneka Jurnal Pengabdian Masyarakat Tapis Berseri eProceedings of Engineering Jurnal Pengabdian West Science MEUSEURAYA : JURNAL PENGABDIAN MASYARAKAT Matalensa Journal of Photography and Media Biner : Jurnal Ilmu Komputer, Teknik dan Multimedia JOEEL (Journal of English Education and Literature) Jurnal Inovasi Akuntansi Jurnal Ekualisasi Jurnal Perikanan dan Kelautan ETERNAL: English Teaching Journal
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Jurnal Ilmiah Mahasiswa FEB

Risk Assessment Of Loan Pricing (A Case Study at PT. Bank Rakyat Indonesia Malang Kawi Branch Office) Ramadhan, Rizki
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The tight competition in banking sector has stimulated banks to initiate breakthrough by providing a wide range of banking products and facility to their customers. This undeniably effects the assessment of loan pricing and credit risk. The purpose of this study is to understand the methods used by a bank in loan pricing and credit risk analysis. In addition, this study is aimed to find out whether the effect of the magnitude of inherent risks have a role in determining the credit interest rate. This research employs descriptive qualitative as the research method in which the object under study is PT. Bank Rakyat Indonesia Malang Kawi Branch Office. This study focuses on the process of credit retail realization, specifically on credit risk assessment. Based on the analysis, the findings show that PT. Bank Rakyat Indonesia uses two methods in the analysis of credit  risk. The methods are 5C’s and Credit Risk Rating  (CRR).  It was found that the implementation of the methods were in line with the Basel Principles formulated by the Basel Committee on Banking Supervision. Credit analysis process is also used by the bank as a reference in determining lending rates. Keywords: Credit Bank, Loan Pricing, Credit Risk, Credit Risk Analysis.
Co-Authors Abtahi, Muhammad Abthahi, Muhammad Ahyar, Rizki Aini, Helmida Aisyi, Rahazatul Alwi, Sandi Anang Darmawan, Achmad Andrey Hasiholan Pulungan Andriano, Muhammad Anwari, Muhammad Fazly Apria, Iga Apsari, Adinda Zahra Arfiani, Mutia Arif Nugroho Arif Rahman Asmak UI Hosnah Asning Tias, Silfia Aulia, Muhammad Faqih Auliana, Sigit Auliani, Futriga Awlia, Avivatul Az Zikri Taufik, Wildan Baskoro, B. Harjo Basuki Rakhim Setya Permana Basysyar, Fadil M Binawati, Enita Budi Praptono Bunari, Bunari Bunyamin Maftuh cahya, waskita Cut Yunina Eriva Dewi Cakrawati Dewi Maya Sari Diwayana Putri Nasution Dwi Iswati, Henny Dwi Ratnasari Dwitya Bima Asmara, Bagaskara Emilda, Yufa Erwin Sutomo Fadhila, Nurma Fadilah, Lola Fahmi Fahmi Fauziah , Sri Rani Ficayuma, Lina Aris Fikri, Asyrul Filda Angellia Firman Nugroho Firmansyah, Kms. Zaldi Fitria, Rosa Fitriningrum, Andriati H, Ghanistantiono Dwi H, Hilmi Hadi Nugroho Hamdan Hamdan Handayani, Meutia Hanif, Fahmi Haris Dibdyaningsih Hariyansah, Ilham Hasibuan, Ahmad Basid Hasibuan, Husni Malik Hendra Sudarso Hermawan, Aris Hilmi Hutapea, Roma Yuli Ikhsan, Rachmad Irfan Maulana, Irfan Iwan Kurniawan Kadriyani, Emilda Karim, Wajid Nur Kundang Karsono Juman Kusumawati, Rita Mardiah, Ratu Sari Meiliyah Ariani, Meiliyah Melisa, Evri Meylani, Andry Miftakhul Janah Muhammad Fauzi Muhibuddin Muhibuddin, Muhibuddin Mukhamad Abduh Mulya Sari, Devi Muna, Naylul Munir, Alya Khairina Musthafa Kamal, Musthafa Mutaqin, Fatih Naria, Naria Ngizzah, Nailul Nining Rahaningsih Nisa, Rauzhatul Nizirwan Anwar Novrianty, Rizky Nugroho, Wida Ghaib NUR CHAKIM Nurfaedah Nurfaedah, Nurfaedah Nurpratiwi, Ela Dwi Oktabella, Narafraz Panuju Panuju Perani Rosyani Pertiwi, Asih Pravitri, Ivana Meilani Purnomo, Ryan R, Rismadi Rahmawan, Ghanal Arief Ramailis, Nurfadni Rismadi Rismadi, Rismadi Rita Sari, Dwi Mei Rizka Afifi, Fadila Rizki Kadapi, Muhammad Rosawati, Maria Della Rosmiati Rosmiati Rosnidar Rudianto, Totok Rusny Istiqomah Sujono Safwan Safwan, Safwan Salamah, Ummy Gusti Samsuar A. Rani Sara, Fahmi Sarifah, Jufriah Setiawan, Rikky Dwi Shofi, Ahmad Thoyyib Siregar, Yuniar D A Siregar, Yuniar Dwi Ansari Siskarina, Melvy Dwi Siti Nur Azizah, Siti Nur Siti Nurjanah Siti, Siti Sri Rani Fauziah, Sri Rani Sumarniningsih, Sumarniningsih Surya Kusuma, Noval Sussolaikah, Kelik Syaputra, Kamilia Talbani Farlian Tan Amelia Tarigan, Masmur Tiku, Mathius Tirsardewi, Sartika Tri Septianto Untirtha Pratama, Gelard Wahyu Hidayat, Ridho Widagdo, Aris Widyawati, Anggun Windiarti, Faris Yoga Aribowo Yudha Witama, Fiyado Zulkarnain Zulkarnain Zulkarnain Zulkarnain