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All Journal Jurnal Al-Maqayis Jurnal Ilmiah Ekonomi Islam Jurnal Ulul Albab JMM (Jurnal Masyarakat Mandiri) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Owner : Riset dan Jurnal Akuntansi Jesya (Jurnal Ekonomi dan Ekonomi Syariah) IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Jurnal Equity JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Quantitative Economics and Management Studies Jurnal Pengabdian kepada Masyarakat Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Econetica Kreasi: Jurnal Inovasi dan Pengabdian Kepada Masyaraka Jurnal Perbankan Syariah Darussalam (JPSDa) Indo-Fintech Intellectuals: Journal of Economics and Business IIJSE Majapahit Journal of Islamic Finance dan Management Majapahit Journal of Islamic Finance dan Management Journal of Community Empowerment Jurnal Pemberdayaan Masyarakat dan Komunitas Equity Journal of Sharia Economy and Islamic Tourism Sadar Wisata: Jurnal Pariwisata Jurnal Abdimas Indonesia
Ahadiah Agustina
Universitas Muhammadiyah Mataram
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Neuroscience Nursing Public Health Social Sciences Other

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Halalan Toyyiban: Theory and Implementation of Food Products Consumers Dewi, Novi Yanti Sandra; Agustina, Ahadiah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v4i1.1425

Abstract

For a Muslim consuming food is not only good taste, but also must meet the criteria of halalan thayyiban. Halal food is not necessarily thayyiban, because halal food at the time of processing may be given additional ingredients that are not halal. Consumers of food products should have spiritual awarenes (spiritual awareness) related to food products that they consume, especially Muslim consumers. Consuming halal food thayyiban is an order from Allah SWT, where this halal food product thayyiban has several characteristics that the food is classified as halal food, contains adequate nutrition and balanced, proportional, and safe. The purpose of this study is to examine more deeply about the theory of halalan thayyiban and the implementation of consumers of food products against the theory of halalan thayyiban, with the method used is qualitative method.
Implementation of Sharia-Based Money Changer System in PT. Hidayah Prima Valasindo Syaharani, Jihan; Agustina, Ahadiah; Ariani, Zaenafi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4456

Abstract

The study assessed the implementation of a Sharia-based money changer system in PT. Hidayah Prima Valasindo focuses on the challenges faced in ensuring compliance with Sharia principles. The purpose of this study is to know if implementation is consistent with the principles of sharia. Several obstacles arise during implementation processes such as a lack of clarity in risk management policies, and staff un understanding of the Sharia principle. This type of research uses qualitative methods, and data collection techniques conducted by observation, interview, and documentary. The study suggests that companies on the implementation of systems in the company have not fully complied with the principles of the sharia. Such as a discrepancy in risk management policies that have not fully obeyed the sharia principles and there is a gap in staff’s understanding of the principles, especially in the application of the sharia principle in daily transactions. The research is a platform for the corrective measures needed to ensure full compliance and successful implementation of the Sharia-based money changer system in PT. Hidayah Prima Valasindo.
Halal Tourism Development Strategy in Loang Baloq Beach, Mataram City Putri, Risma Sahrani; Yanti Sandra Dewi, Novi; Agustina, Ahadiah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4458

Abstract

Halal tourism is currently a new concern in the tourism industry because its growth has increased significantly. The main problem of this research is how the policy direction of the strategy, the implementation of policy direction in the development of halal tourism in Loang Baloq, and the inhibiting factors in implementing the halal tourism development strategy in Loang Baloq Beach. This study aims to find out how the management strategy in developing halal tourism in Loang Baloq. This study uses the descriptive qualitative research method, which is a study that seeks to obtain complete information to obtain information The observation and interview process is very important in data collection. From observations and interviews, it is expected to be able to explore the problems that exist in the development of halal tourism in Loang Baloq Beach to find out what strategies can be done to develop Loang Baloq Beach tourism in the eyes of local and National as well as in the welfare of local communities. Halal tourism development strategy in Loang Baloq. This includes increasing visitor comfort, and creating a friendly and friendly environment supported by (1) the development of halal tourist destinations including the development of halal tourism objects and the improvement of the development of halal tourism facilities and infrastructure (2) developing the Halal Tourism Industry Program including the development of the halal industry and halal facilities such as halal certificates.
Analysis of Factors Influencing Sharia Economics Students' Interest in Using Digital Wallets (Case Study of E-Wallet Fund Users at Muhammadiyah Mataram University) Saputra, Dalingga; Agustina, Ahadiah; Fitri Hidayanti, Nur
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4853

Abstract

The increasing phenomenon of non-cash payments and digital transactions has encouraged the emergence of various e-wallet service providers who are competing to provide convenient, safe, and easy-to-use payment solutions to customers. Can these funds provide confidence and satisfaction to students interested in using Muhammadiyah University in Palembang to provide influence and benefits to students? The method used is quantitative with multiple linear regression analysis techniques using SPSS Ver.26 software with a total of 67 respondents. The results of the research state that Trust and Satisfaction have a positive and significant influence on interest in using the Dana digital wallet among Universitas Muhammadiyah Mataram students.
The Role of the Mataram City Government in Improving Halal MSMEs Certification Muttaqien, Furqon Zainul; Yanti Sandra Dewi, Novi; Agustina, Ahadiah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4994

Abstract

This research aims to dig deeper into the role of the Mataram City Government, especially through the Department of Industry, in improving halal certification for Micro, Small and Medium Enterprises (MSMEs). The main focus of this research is to understand the strategies and concrete steps taken by the Mataram City Department of Industry in supporting MSMEs to obtain halal certification, as well as their impact on the growth and development of MSMEs in Mataram City. In the data collection process, interview methods with stakeholders, including government officials and MSME owners, were used to obtain a comprehensive perspective on the efforts made by the Department of Industry. Apart from that, analysis of policy and program documents was also carried out to gain a deeper understanding of the policies that have been implemented and their impact on MSMEs. With this approach, it is hoped that the research results can provide a better understanding of the concrete contribution of the Mataram City Department of Industry in improving MSME halal certification, as well as provide valuable input for the development of more effective policies in the future. The research results show that the role of the Mataram city government in increasing the halal certification of MSMEs is Socialization and Assistance, Special Budget Allocation for Free Services, Quota for Issuing Free Halal Certificates, Collaboration Programs with the Central Government with Subsidies and with Private Parties.
The Influence of the Use of Facebook as a Marketing Media on the Income of Muslim Traders in Sapugara Bree Village, Brang Rea District, West Sumbawa Regency Maulana, Bayu; Agustina, Ahadiah; Fitri Hidayanti, Nur
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.5098

Abstract

This research aims to evaluate the effect of using Facebook as a marketing medium on the income of Muslim traders in Sapugara Bree Village, Brang Rea District, West Sumbawa Regency. This research used quantitative methods involving 22 Muslim traders in Sapugara Bree Village. The collected data was analyzed using SPSS Version 23 statistical techniques on the Windows 10 operating program. Before using Facebook or digital marketing, traders usually offered their goods or services door to door, through local radio advertisements, through word of mouth using marketing services, brochures, and pamphlets or leaflets. The research results showed that the use of Facebook as a marketing medium had a significant positive impact on the income of Muslim traders in Sapugara Bree Village. The statistical test results show 19.7%. This research provides an important contribution to strengthening our understanding of the role of Facebook as a marketing medium in increasing the income of Muslim traders. The implication is that Muslim traders in Sapugara Bree Village need to optimize the use of Facebook as an effective marketing strategy to increase their sales and compete in the digital business era.
The The Role of Bank NTB Syariah in Supporting Capital in Red Onion Farming Businesses in Hidirasa Village, Wera District, Bima District Ramadhan, Tauhid Rejeki; Agustina, Ahadiah; Hindayanti, Nur Fitri
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.5436

Abstract

The role of Bank NTB Syariah in supporting capital for shallot farming in Hidirasa Village, Wera District, Bima Regency. This research aims to determine the role of Bank NTB Syariah in supporting the capitalization of shallot farming businesses in Hidirasa Village, Wera District, Bima Regency and to determine Bank NTB Syariah's policy in supporting capitalization of shallot farming businesses in Hidirasa Village, Wera District, Bima Regency. The research method used is qualitative with a descriptive analysis approach. Data was obtained through interviews and literature study. The results of the research show that the role of Bank NTB Syariah in supporting capitalization of shallot farming businesses in Hidirasa Village, Wera District, Bima Regency, namely: The role of Bank NTB Syariah in supporting capitalization of shallot farming businesses, supporting factors and obstacles in the implementation of sharia financing, the impact of financing on productivity and welfare of farmers, Bank NTB Syariah policy in supporting capital for shallot farming businesses, implementation of financing programs and their impact on farmers, and obstacles to shallot farming businesses.
Impact of Fintech and Risk Management on The Sustainability Performance of MSMEs (Micro, Small and Medium Enterprises) Safira, Safira; Agustina, Ahadiah; Hidayanti, Nur Fitri; Mukhlishin, Mukhlishin
EQUITY Vol 28 No 1 (2025): EQUITY
Publisher : Department of Accounting, Faculty of Economics and Business, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34209/equ.v28i1.10160

Abstract

This study aims to analyse the impact of Fintech and Risk Management on the Sustainability Performance of MSMEs in Mataram City. Using a quantitative approach, this study involved 100 MSMEs that have adopted Fintech services in the sub-district cakranegara and sub-district mataram areas. Data was collected through a 5-point Interval scale-based questionnaire and analysed using multiple linear regression with SPSS software version 22. The results showed that Fintech has a significant effect of 27.8% on MSME Sustainability Performance, while Risk Management has a significant effect of 53%. These findings highlight the importance of digital financial literacy and strategic risk management implementation in supporting MSME business sustainability. This research recommends MSME players to optimally utilise Fintech services and implement structured risk management. In addition, government policies are expected to facilitate digital financial literacy training and provide technical guidance on risk management for MSMEs. With this approach, Fintech will not only improve MSME competitiveness but also strengthen their business sustainability in the digital economy era. Keywords: Financial Technology (Fintech); Risk Management; Sustainability Performance MSMEs.
THE APPLICATION OF BLOCKCHAIN TECHNOLOGY AND SMART CONTRACTS IN SHARIA FINTECH: OPPORTUNITIES AND CHALLENGES Mabrur, Imam; Agustina, Ahadiah
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 4 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i4.4409

Abstract

The rapid growth of financial technology (fintech) has transformed the global economic landscape, including the Islamic finance sector, which seeks to align innovation with Shariah principles. This study aims to analyze the opportunities and challenges of applying blockchain technology and smart contracts in the Islamic fintech ecosystem, particularly in the context of strengthening Islamic financial principles in the digital era. It employs a Systematic Literature Review (SLR) approach combined with qualitative descriptive analysis of fifteen scientific articles indexed in Scopus, ScienceDirect, Garuda, and Sinta, covering the period from 2020 to 2025. The data was analyzed thematically to identify patterns of findings, research gaps, and academic and practical implications. The results indicate that blockchain technology and smart contracts have the potential to enhance transparency, efficiency, and accountability in Islamic financial transactions. Their implementation also opens opportunities for product innovation, such as smart sukuk and Islamic crowdfunding, which foster Shariah-based financial inclusion. However, challenges remain, including unclear Shariah digital regulations, technological complexity, low digital literacy, and issues of ethics and data security. The synthesis of findings highlights the need for collaboration among regulators, technology experts, and scholars to develop adaptive and Shariah-compliant fintech standards.
SAHABAT BUMI: SD RAMAH LINGKUNGAN DENGAN PROGRAM PEMILAHAN SAMPAH, BANK SAMPAH & DAUR ULANG Aqodiah, Aqodiah; Astini, Baiq Ida; Hasanah, Niswatun; Agustina, Ahadiah; Sandra Dewi, Novi Yanti
Journal of Community Empowerment Vol 4, No 3 (2025): Desember
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jce.v4i3.35614

Abstract

ABSTRAK                                                                                     Program Sahabat Bumi dilaksanakan di SD ‘Aisyiyah 1 Mataram sebagai bentuk pengabdian masyarakat yang bertujuan untuk menumbuhkan kesadaran lingkungan pada siswa sekolah dasar. Kegiatan ini dirancang untuk membentuk budaya ramah lingkungan melalui tiga fokus utama, yaitu program pemilahan sampah, bank sampah, dan kegiatan daur ulang kreatif. Metode pelaksanaan meliputi observasi awal, sosialisasi, pelatihan praktik, pendampingan, serta evaluasi berbasis partisipasi aktif guru dan siswa. Hasil kegiatan menunjukkan peningkatan signifikan terhadap perilaku siswa dalam pengelolaan sampah; sebelum pelaksanaan program hanya 23% siswa yang mampu memilah sampah dengan benar, meningkat menjadi 82% setelah program berjalan. Selain itu, kegiatan ini juga menumbuhkan tanggung jawab sosial, kemandirian, dan kreativitas siswa dalam memanfaatkan barang bekas menjadi produk bernilai guna. Secara keseluruhan, Sahabat Bumi menjadi model edukasi lingkungan yang efektif untuk diterapkan di sekolah dasar dalam rangka membentuk karakter peduli lingkungan dan mendukung tujuan pembangunan berkelanjutan (SDGs).Kata kunci: Sahabat Bumi; Sekolah Ramah Lingkungan; Pemilahan Sampah; Bank Sampah; Daur Ulang. ABSTRACTThe Sahabat Bumi (Friends of the Earth) program was implemented at SD ‘Aisyiyah 1 Mataram as a community service initiative aimed at fostering environmental awareness among elementary school students. This program was designed to create an environmentally friendly school culture through three main activities: waste sorting, a school waste bank, and creative recycling projects. The implementation methods included preliminary observation, socialization, hands-on training, mentoring, and participatory evaluation involving both teachers and students. The results indicated a significant improvement in students’ waste management behavior from only 23% who correctly sorted waste before the program to 82% after implementation. Furthermore, the activities developed students’ sense of responsibility, independence, and creativity in reusing materials into functional products. Overall, Sahabat Bumi serves as an effective environmental education model for elementary schools to promote environmental awareness, responsible behavior, and support for the Sustainable Development Goals (SDGs).Keywords: Sahabat Bumi; Green School; Waste Sorting; Waste Bank; Recycling.
Co-Authors Abdillah, Muhammad Zaki Abdul Wahab Abdul Wahab Abdul Wahab Karim Aditiawan, Lalu Fahat Aditir, Myhammad Afrianti, Lusiana Ageska Nugroho Ageska Nugroho AHMAD HULAIMI, AHMAD Ali, Mustafa Amil, Amil Ananta, Herdi Gilang Andani, Merry Andri Setiawan Aolia, Jumatul Aqodiah, Aqodiah Ariani, Zaenafi Arnola, Aditya Aulia, Putri Azizah, Zuriatul Baiq Ida Astini Buanita, Buanita Dewi, Novi Yanti Sandra Erwin Erwin Fitratusnnisa, Fitratunnisa Fitri Hidayanti, Nur Fitriana, Nabilla HELWANI, AHMAD Hidayanti, Nur Fitri Hindayanti, Nur Fitri Husnan Husnan Imam Mabrur Imam Mabrur Indri Indri Ishanan, Ishanan IZOMI, M. SYAHRUL Izomi, Syahrul Mabrur, Imam Mappanyompa, Mappanyompa Marianah, Marianah Masykur, M. Zaki Masykur, Muhammmad Zakki Maulana, Bayu Meisyaqia Andriani, Dira Muanah, Muanah Muhammad Haikal Muhammad Iftor Ramadhan Mukhlishin Mukhlishin, Mukhlishin Mukhlisin Mukhlisin Mukhlisin Mukmin Mukmin Mukmin Mukmin Muliatiningsih Muliatiningsih Muttaqien, Furqon Zainul Nasarudin, Nasarudin Niswatun Hasanah Novi Yanti Sandra Dewi Nur Aini Nur Jannah Nurjannah Nurjannah Nurmitasari Nurmitasari, Nurmitasari Nurul Huda Nurul Huda Purnawirawan, Indra Putri, Risma Sahrani Ramadhan, Tauhid Rejeki Rosmiati Safira, Safira Said, Khaeruddin Sandra Dewi, Novi Yanti Saputra, Dalingga Sardi, Janudin Supiani, Haerati Syaharani, Jihan Syahrani, Risma Ulfitriana Wardi, M. Musfiatul Yanti Sandra Dewi, Novi Zaenudin Zaenudin