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All Journal Jurnal Al-Maqayis Jurnal Ilmiah Ekonomi Islam Jurnal Ulul Albab SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Jurnal Equity JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Quantitative Economics and Management Studies Jurnal Pengabdian kepada Masyarakat Econetica Kreasi: Jurnal Inovasi dan Pengabdian Kepada Masyaraka Jurnal Perbankan Syariah Darussalam (JPSDa) Indo-Fintech Intellectuals: Journal of Economics and Business IIJSE Majapahit Journal of Islamic Finance dan Management Majapahit Journal of Islamic Finance dan Management Journal of Community Empowerment Jurnal Pemberdayaan Masyarakat dan Komunitas Equity Journal of Sharia Economy and Islamic Tourism
Ahadiah Agustina
Universitas Muhammadiyah Mataram
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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THE APPLICATION OF BLOCKCHAIN TECHNOLOGY AND SMART CONTRACTS IN SHARIA FINTECH: OPPORTUNITIES AND CHALLENGES Mabrur, Imam; Agustina, Ahadiah
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 4 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i4.4409

Abstract

The rapid growth of financial technology (fintech) has transformed the global economic landscape, including the Islamic finance sector, which seeks to align innovation with Shariah principles. This study aims to analyze the opportunities and challenges of applying blockchain technology and smart contracts in the Islamic fintech ecosystem, particularly in the context of strengthening Islamic financial principles in the digital era. It employs a Systematic Literature Review (SLR) approach combined with qualitative descriptive analysis of fifteen scientific articles indexed in Scopus, ScienceDirect, Garuda, and Sinta, covering the period from 2020 to 2025. The data was analyzed thematically to identify patterns of findings, research gaps, and academic and practical implications. The results indicate that blockchain technology and smart contracts have the potential to enhance transparency, efficiency, and accountability in Islamic financial transactions. Their implementation also opens opportunities for product innovation, such as smart sukuk and Islamic crowdfunding, which foster Shariah-based financial inclusion. However, challenges remain, including unclear Shariah digital regulations, technological complexity, low digital literacy, and issues of ethics and data security. The synthesis of findings highlights the need for collaboration among regulators, technology experts, and scholars to develop adaptive and Shariah-compliant fintech standards.
SAHABAT BUMI: SD RAMAH LINGKUNGAN DENGAN PROGRAM PEMILAHAN SAMPAH, BANK SAMPAH & DAUR ULANG Aqodiah, Aqodiah; Astini, Baiq Ida; Hasanah, Niswatun; Agustina, Ahadiah; Sandra Dewi, Novi Yanti
Journal of Community Empowerment Vol 4, No 3 (2025): Desember
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jce.v4i3.35614

Abstract

ABSTRAK                                                                                     Program Sahabat Bumi dilaksanakan di SD ‘Aisyiyah 1 Mataram sebagai bentuk pengabdian masyarakat yang bertujuan untuk menumbuhkan kesadaran lingkungan pada siswa sekolah dasar. Kegiatan ini dirancang untuk membentuk budaya ramah lingkungan melalui tiga fokus utama, yaitu program pemilahan sampah, bank sampah, dan kegiatan daur ulang kreatif. Metode pelaksanaan meliputi observasi awal, sosialisasi, pelatihan praktik, pendampingan, serta evaluasi berbasis partisipasi aktif guru dan siswa. Hasil kegiatan menunjukkan peningkatan signifikan terhadap perilaku siswa dalam pengelolaan sampah; sebelum pelaksanaan program hanya 23% siswa yang mampu memilah sampah dengan benar, meningkat menjadi 82% setelah program berjalan. Selain itu, kegiatan ini juga menumbuhkan tanggung jawab sosial, kemandirian, dan kreativitas siswa dalam memanfaatkan barang bekas menjadi produk bernilai guna. Secara keseluruhan, Sahabat Bumi menjadi model edukasi lingkungan yang efektif untuk diterapkan di sekolah dasar dalam rangka membentuk karakter peduli lingkungan dan mendukung tujuan pembangunan berkelanjutan (SDGs).Kata kunci: Sahabat Bumi; Sekolah Ramah Lingkungan; Pemilahan Sampah; Bank Sampah; Daur Ulang. ABSTRACTThe Sahabat Bumi (Friends of the Earth) program was implemented at SD ‘Aisyiyah 1 Mataram as a community service initiative aimed at fostering environmental awareness among elementary school students. This program was designed to create an environmentally friendly school culture through three main activities: waste sorting, a school waste bank, and creative recycling projects. The implementation methods included preliminary observation, socialization, hands-on training, mentoring, and participatory evaluation involving both teachers and students. The results indicated a significant improvement in students’ waste management behavior from only 23% who correctly sorted waste before the program to 82% after implementation. Furthermore, the activities developed students’ sense of responsibility, independence, and creativity in reusing materials into functional products. Overall, Sahabat Bumi serves as an effective environmental education model for elementary schools to promote environmental awareness, responsible behavior, and support for the Sustainable Development Goals (SDGs).Keywords: Sahabat Bumi; Green School; Waste Sorting; Waste Bank; Recycling.
Co-Authors Abdillah, Muhammad Zaki Abdul Wahab Abdul Wahab Ageska Nugroho AHMAD HULAIMI, AHMAD Ali, Mustafa Ananta, Herdi Gilang Aolia, Jumatul Aqodiah, Aqodiah Ariani, Zaenafi Arnola, Aditya Aulia, Putri Baiq Ida Astini Buanita, Buanita Dewi, Novi Yanti Sandra Fitri Hidayanti, Nur Fitriana, Nabilla HELWANI, AHMAD Hidayanti, Nur Fitri Hindayanti, Nur Fitri Husnan Husnan Imam Mabrur Indri Indri Ishanan, Ishanan IZOMI, M. SYAHRUL Izomi, Syahrul Mabrur, Imam Mappanyompa, Mappanyompa Masykur, M. Zaki Masykur, Muhammmad Zakki Maulana, Bayu Mukhlishin, Mukhlishin Mukhlisin Mukhlisin Mukhlisin Mukmin Mukmin Mukmin Mukmin Muliatiningsih Muliatiningsih Muttaqien, Furqon Zainul Nasarudin, Nasarudin Niswatun Hasanah Novi Yanti Sandra Dewi Nur Aini Nur Jannah Nurjannah Nurjannah Nurmitasari Nurmitasari, Nurmitasari Nurul Huda Nurul Huda Pratama, Rezky Chikal Putri, Risma Sahrani Ramadhan, Tauhid Rejeki Rosmiati Safira, Safira Said, Khaeruddin Sandra Dewi, Novi Yanti Saputra, Dalingga Sardi, Janudin Supiani, Haerati Syaharani, Jihan Syahrani, Risma Ulfitriana Wardi, M. Musfiatul Yanti Sandra Dewi, Novi