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The Effect Of Interest Rate Perception And Credit Procedures On Car Purchase Decisions Mediated By Purchase Interntion In Pt. Maybank Indonesia Finance Medan Branch 2021 Sormin, Maduma; Saparso, Saparso; Wahyoedi, Soegeng
International Journal of Science, Technology & Management Vol. 3 No. 4 (2022): July 2022
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v3i4.585

Abstract

This study discusses the interest rate perceptionand credit procedures on car buying decisions mediated by purchase interest variables. The results of the research on the first hypothesis are the influence of perceptions of interest rates on purchase interest with a value of t-count 5.831> t-table 1.99 (p 0.000 <0.05). The second hypothesis in this study is that there is an effect of credit procedures on purchase interest (2.709> 1.99); (p 0.007 <0.05). The third hypothesis in this study is that there is an influence of interest on car buying decisions (2,687>1.99); (p 0.007 < 0.05). The fourth hypothesis in this study is that there is an effect of interest rate perceptionon car buying decisions (3,524>1,99); (p 0.000 < 0.05). The fifth hypothesis in this study is that there is an effect of credit procedures on car buying decisions (2,475> 1.99); (p 0.001 < 0.05). The sixth hypothesis is that the purchase interest variable cannot mediate the relationship between perceptions of interest rates on purchasing decisions (2.392 > 1.99). The seventh hypothesis is that the purchase intention variable cannot mediate the relationship between credit procedures and purchasing decisions (t 1.852 < 1.99).
Analysis of Employee Performance Influenced by Employee Engagement and Employee Competency Mediated by Work Motivation at RSHC Istiqomah, Sarah Nabila; Tj, Hery Winoto; Saparso, Saparso
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/syntax-literate.v11i1.62955

Abstract

The growth of technology requires organizations to manage human resources more effectively to achieve optimal performance. This study aims to analyze the influence of employee engagement and employee competence on performance with work motivation as an intervening variable in RSHC. This study uses a quantitative approach with a survey method. The research population amounted to 242 employees, and the sample was determined by purposive sampling of 100 respondents who were permanent employees with a minimum working period of two years. Data collection was carried out through a Google Form-based questionnaire with a Likert scale. Data analysis used outer model test, inner model test, and hypothesis test. Data analysis was carried out with the help of Structural Equation Modeling–Partial Least Square (SEM-PLS) software through SmartPLS 4 software. The results of the study show that: (1) employee engagement has no effect on performance; (2) employee competence has a positive effect on performance; (3) employee engagement has no effect on work motivation; (4) competence has a positive effect on work motivation; (5) work motivation has a positive effect on performance; (6) motivation does not mediate the relationship between employee engagement and performance; and (7) motivation mediates the relationship between competence and performance, showing that good competence can increase motivation and further encourage improvement in employee performance.
Tanggap Ikatan Alumni Pondok Pesantren Tebu Ireng Banyumas dalam Penerapan Irigasi Tetes Berbasis Emiter dalam Hidroponik Substrat Melon Premium Saparso, Saparso; Sudarmaji, A.; Musthafa, M. Bachtiar
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 7 No. 1 (2026): Edisi Januari - April
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Ikatan Alumni Pondok Pesantren Tebu Ireng (IKAPETE) Banyumas memiliki Kelompok Pengembangan Ekonomi Pertanian (KPEP) dengan anggota petani milenial yang memiliki visi mengembangkan pertanian organic dan urban farming berkelanjutan dengan misi Pembuatan Screen House Hortikultura yang dapat menghasilkan melon premium yang segar dan sehat. Penerapan teknologi irigasi tetes berbasis emiter pada sistem hidroponik substrat melon premium melalui alih teknologi, demplot dan pendampingan merupakan inovasi yang mampu meningkatkan pengetahuan, keterampilan dan sikap efisiensi penggunaan air, kualitas produk hortikultura, serta nilai ekonomi komoditas melon premium. Anggota IKAPETE Banyumas aktif berpartisipasi mengimplementasi teknologi dengan tanggapan yang positif melalui evaluasi dengan kuisioner. Anggota IKAPETE secara aktif terlibat dalam implementasi demplot sehingga telah memahami dan menghayati peran penting irigasi tetes berbasis emiter dalam produksi melon premium, menguraikan keunggulan irigasi tetes, prinsip hidroponik substrat, serta potensi pemberdayaan ekonomi pesantren efisiensi air dan nutrisi, peningkatan mutu buah, serta relevan dengan semangat kemandirian pesantren dalam bidang agribisnis
Effect of BIO-P60 and BIO-T10 Applications on the Growth and Yield of Water Spinach Using a Hydroponic System Sevirasari, Nindy; Saparso, Saparso; Hidayati, Wilujeng
AGRIUM: Jurnal Ilmu Pertanian Vol 29, No 1 (2026)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/agrium.v29i1.26433

Abstract

Cultivating water spinach using a hydroponic system and applying biofertilizers is a modern, environmentally friendly agricultural solution. This research aimed to determine the effect of Bio P60 and Bio T10 applications on the growth and yield of water spinach in a hydroponic system. The research was conducted in Banyumas Regency, Central Java, from February to May 2025. A Completely Randomized Design was employed with 2 factors. The first factor is hydroponic systems: wick and NFT systems, and the second factor is biofertilizer: Bio P60, Bio T10, and without biofertilizer. Data were analyzed using Analysis of Variance and Tukey's test at α = 5%. The research results showed that the wick and NFT (Nutrient Film Technique) hydroponic systems produced no significant differences in plant height, number of leaves, leaf area, biological fresh weight, and economic fresh weight of water spinach. Seed treatment by soaking with Bio P60 and Bio T10 biofertilizers significantly increased the biological fresh weight and economic fresh weight of water spinach compared to without biofertilizer application. In this study, biological fresh weight is an important variable determining the high production of water spinach per plant, with correlation coefficient and path coefficient analysis values of r = 0.92 (p-value ≤ 0.01) and β = 0.94 (p-value ≤ 0.05), respectively. To improve water spinach production and encourage sustainable farming methods, it is advised to use Bio P60 and Bio T10 in hydroponic water spinach cultivation.