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Journal : Journal on Education

Online Lending Business And Its Criminal Aspect Of Collectibility Nalom Siagian; Hisar Siregar; Roida Nababan
Journal on Education Vol 5 No 3 (2023): Journal on Education: Volume 5 Nomor 3 Tahun 2023
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v5i3.1529

Abstract

Online lending business opportunities or what is often referred to as fintech applications grow very fertile in today's digital era. On the one hand, it can be assumed as the growth of the economy, but on the other hand, the collectibility side for these business actors reflects a concerning reality. There are events where they are actually disturbing when collecting using harsh methods, with words that tend to be threatening and inhumane. This is an unlawful reality. This paper will discuss the criminal aspects of these activities from the perspective of the Electronic Information and Transaction Law. This study is conducted using a descriptive method with a normative approach. The data sources analyzed are secondary data, which are then interpreted qualitatively. The results of the study show how the billing model can be seen as an unlawful act in Article 27 Paragraph (1) of the Electronic Information and Transactions Law. Thus, the individual collectors of the online loan company can be held criminally liable.
Penerapan Model Pembelajaran Kooperatif Numbered Heads Together Kelas X SMK Negeri 1 Sibolga Nurliani Siregar; Hisar Siregar; Sunggul Pasaribu; Imelda Butar-Butar; Ester Sitorus; Esti Sirait; Riana Lumbanraja; Sorta Nababan
Journal on Education Vol 6 No 1 (2023): Journal On Education: Volume 6 Nomor 1 Tahun 2023
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v6i1.3320

Abstract

The NHT model is a type of cooperative learning method designed to influence student interaction patterns. NHT gives students more time to think answers and help each other. The research was conducted with a quantitative approach taking a Classroom Action Research (CAR) model. In its implementation, CAR is carried out in two cycles. Result of the NHT type of cooperative learning model to improve communication competence and teamwork for class X students at SMK Negeri 1 Sibolga, shows that student success has increased. At the end of cycle 1 the average score of the student group assignment was only 6.25. By the end of cycle II the average score of the assignments of the student group increased to 7.50. So that student learning achievement has exceeded the KKM score that has been set by the school, which is more than 7.00.
Co-Authors Agnes Monika Gultom Alberto Paskah Tarigan Aldyan Hutagalung Anasthasya Br Gultom Aritonang, Anggi Asyera Azra Sri Devi Panggabean Bangun Aruan Bondar, Lista Ade Sumiati boni hariman Budiman N.P.D Sinaga Butar, Benny Nuovandi Butar Damanik, Dwi Rodearni Darma Manalu Darwin D.P.G. Marbun Dryland, Enya Ella Doris Sitepu Emi Dewi Susanti Ester Sitorus Esther, July Esti Marlina Sirait Gulo, Belva Frederic Gultom, Meli Hertati Habeahan, Besty haposan siallagan hasri, Gio irwana Herlina Manullang Hutahaean, Hasahatan Imelda Butarbutar Janpatar Simamora Januari Sihotang Jasmin Manullang jendi simamora Jinner Sidauruk Karolus Kanefo Lafau Kasman Siburian Kasman Siburian Kepler Sinaga Lestari Siahaan Lingga, Ebenni Manik, Anre Manurung, Berliana Feronika Manurung, Maria Gontina Misefa Harefa Mori Rajagukguk munte, tomson Nababan, Melissa Feblistira Nababan, Roida Nainggolan, Justinus Ray Natalia E Sihombing Nurliani Manurung Ojak Nainggolan Pakpahan, Gibson Romando Pasaribu, Fransisko Pasaribu, Sunggul Purba, Angelica Putri purba, crisdon Putri Melani Tampubolon Raymando, Samuel Ria Juliana Siregar Riana Lumbanraja Ridhon MB Simangunsong Rinsofat Naibaho Rohmawati Berutu Roida Nababan Roida Nababan Roida Nababan Siagian, Nalom Sibarani, Asiroht Can Sauli Sibarani, Rohit Yoben Sihombing, Ari Iswandy Sihotang, Lesson Silalahi, Jonathan Agung Simamora, Helesven Simamora, Sarma Uli Simamora, Sovia Febrina Tamaulina Simanjuntak, Frans Marcelino Sinaga, Budima NPD Sinambela, Michael Bima Martua Sitepu, Desy Febrina Sitohang, Eritah Wage Wati Situmorang, Samuel Sorta Nababan Sorta Sihombing Suryana, Evilyn Tarigan, David Marcel teguh sitompul thimothy sitinjak Tri Dennis Boy Silitonga Tri Dennis Boy Silitongan Tumpal Sirait Yoel Marsada Simanjuntak Yonata Harefa Zalukhu, Alilin