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All Journal Pendidikan Dasar KEMBARA Jurnal Ilmiah Ekonomi Islam al-Afkar, Journal For Islamic Studies Dinamisia: Jurnal Pengabdian Kepada Masyarakat Pendas : Jurnah Ilmiah Pendidikan Dasar Jurnal Pengabdian Magister Pendidikan IPA Jurnal Ilmiah Edunomika (JIE) Journal of Stem Cell Research and Tissue Engineering Budimas : Jurnal Pengabdian Masyarakat Language and Education Journal JEBDEKER: Jurnal Ekonomi, Manajemen, Akuntansi, Bisnis Digital, Ekonomi Kreatif, Entrepreneur BASA Journal of Language & Literature Asian Management and Business Review Golden Childhood Education Journal (GCEJ) JKKI : Jurnal Kedokteran dan Kesehatan Indonesia Prosiding Seminar Nasional Hasil Penelitian Sains, Teknik dan Aplikasi Industri Fakultas Teknik Universitas Lampung Electrician : Jurnal Rekayasa dan Teknologi Elektro Business and Investment Review Ezra Science Bulletin Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Emitor: Jurnal Teknik Elektro Jurnal Riset Multidisiplin Edukasi Journal of Studies in Academic, Humanities, Research, and Innovation Indonesian Journal of Economics, Business, Accounting, and Management As-Sulthan Journal of Education
Sumadi
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Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Library & Information Science Mathematics Medicine & Pharmacology Public Health Social Sciences Veterinary Other

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ARTIFICIAL INTELLIGENCE DAN TANTANGAN EPISTEMOLOGI: APAKAH MESIN DAPAT DISEBUT ‘MENGETAHUI’ ? Nur Oktriani Wulan Dari; Ahmad Munadhil Izzul Haq; Sumadi
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 1 (2026): Jurnal Riset Multidisiplin Edukasi (Januari 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i1.1623

Abstract

This study aims to normatively examine the claim that Artificial Intelligence (AI), particularly large language models (LLMs), can be said to “know” in an epistemological sense. Using a qualitative approach based on conceptual-argumentative analysis and systematic literature review, this study analyzes reputable scientific literature published in the last five years on the epistemology of AI, knowledge justification, explainable AI, and epistemic trust and authority. The analysis was conducted through mapping of key themes and critical evaluation of the philosophical premises underlying the claim of machine knowledge. The results show that although AI is capable of producing accurate and useful outputs, these systems do not meet the normative requirements of knowledge because they lack an epistemic subject, an attitude toward truth, and epistemic responsibility. Reliabilistic and explainable AI approaches only provide functional justification, not normative justification in the classical or contemporary epistemological sense. The novelty of this research lies in its assertion that the issue of AI knowledge is conceptual and normative, not merely technical, and in its reinforcement of the social and distributed epistemological framework in understanding the role of AI. The philosophical implications of this research emphasize the need to maintain the concept of “knowing” as a strict normative category, in order to prevent the erosion of human epistemic responsibility in increasingly technology-mediated knowledge practices.
Dana Pihak Ketiga dalam Pertumbuhan Aset dan Efisiensi, serta Tantangan Pengaruh Pembiayaan UMKM dan Manajemen Risiko pada BPRS di Indonesia Siyamto, Yudi; Sumadi
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.18332

Abstract

This study aims to analyze the effect of Third-Party Funds (TPF) and Micro, Small, and Medium Enterprises (MSME) financing on asset performance, fund intermediation efficiency, and financing risk of Islamic Rural Banks (BPRS) across Indonesian provinces during the 2020–2024 period. The research utilizes secondary data from the Islamic Banking Statistics published by the Financial Services Authority (OJK). Panel data regression analysis was conducted using Stata through three main models examining the determinants of assets, Financing to Deposit Ratio (FDR), and Non-Performing Financing (NPF). The findings reveal that TPF serves as the primary driver of asset growth in BPRS, while MSME financing positively and significantly enhances fund intermediation efficiency as reflected in the FDR. Conversely, neither TPF nor MSME financing significantly affect the NPF, suggesting the need to strengthen risk management and internal governance beyond the expansion of financing volume. These findings reinforce and extend the Islamic financial intermediation theory and provide practical policy insights to strengthen the strategic role of BPRS in advancing inclusive and sustainable Islamic microfinance.
STRATEGI PEMASARAN KSUS. ”KARYA BAROKAH ” UNTUK MENARIK NASABAH BARU DALAM ERA DIGITAL DI WONOGIRI Bayu Pramudiyanto; Sumadi; Tho’in, Muhammad
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.19116

Abstract

This study aims to analyze the digital marketing strategies implemented by KSUS Karya Barokah, a sharia-based savings and loan cooperative, in its efforts to attract new members in the digital era. Digital transformation is an urgent need for cooperatives to remain competitive against modern financial institutions such as fintech. Using a qualitative approach and case study method, the research was conducted in Wonogiri, Central Java. Data collection techniques include in-depth interviews, direct observation, and document analysis. Findings indicate that the cooperative’s digital strategy remains limited to social media platforms (Facebook, Instagram, WhatsApp Business) and lacks professional integration. Major challenges include limited human resources, low digital literacy among the community, and insufficient marketing budget. Nevertheless, an increase in new members since 2022 shows the positive potential of cooperative digital marketing. The study recommends strengthening cooperative human resource digital capacity, collaborating with local influencers, and developing an integrated sharia-based mobile application. These findings contribute to theoretical discourse on cooperative marketing strategies and provide practical implications for institutional transformation in the digital era.
ANALISIS PERAN SERTA PEMAHAMAN E-COMMERCE BAGI SUMBER DAYA MANUSIA DALAM MENGEMBANGKAN PERBANKAN BERBASIS SYARIAH DI INDONESIA Sudewo, Harry Wihartanto; Sumadi; Walyoto, Sri; Marimin, Agus
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.19119

Abstract

Provides an illustration that related to the development of sharia banking requires active marketing based on information technology that is capable of introducing and expanding the network of sharia banking products in the community. Regulation of the Financial Services Authority of the Republic of Indonesia Number 11/POJK.03/2022 concerning the Implementation of Information Technology by Commercial Banks. Related to this, e-commerce or in the Indonesian dictionary means Electronic Commerce or e-commerce is all buying and selling activities or transactions carried out using electronic media (the internet). Even though telephones and television are included as electronic means, e-commerce now refers more to digital technology or the internet. This is a challenge in itself for sharia-based economic actors, especially sharia banking, in following developments in information technology that are in accordance with the basic principles of the sharia economy itself. As well as innovative human resources and knowledge of information technology that can be used in introducing and obtaining active marketing related to sharia-based banking products themselves.
Digital Promotion for Islamic Broadcasting and Education: A Reproductive Health Perspective through Ning Mila's Haid Class in NU Online YouTube. Sumadi; Lilis Nurteti
al-Afkar, Journal For Islamic Studies Vol. 6 No. 4 (2023)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v6i4.814

Abstract

Reproductive health is a fundamental issue in people's lives. But the fact is that people in general do not have sufficient awareness about the importance of reproductive health. The main factor is the lack of reproductive health information received by the community. In the digital era, YouTube has become a cheap and effective social media for disseminating reproductive health knowledge and information. Using qualitative methods and descriptive analysis, this study focuses on the content of Ning Mila's Haid Class on Youtube Chane Nahdlatul Ulama (NU). Reproductive health is important to be promoted digitally through digital platforms via social media. The combination of religion (Islam) and reproductive health is the strength of Haid Ning Mila's content. Through YouTube, Islamic education and broadcasting with a reproductive health perspective can simultaneously be carried out together. In the future, the content of Ning Mila's menstruation class can be an alternative source of information and education on reproductive health to fulfill people's rights.
Pembuatan Abon Daging Ayam Yang Higienis Dan Halal Untuk Mendukung Pengembangan Home Industri Bulkaini; Gunawan; Fatahullah; Djoko Kisworo; Enny Yuliani; Sumadi; Gde Bidura
Jurnal Pengabdian Magister Pendidikan IPA Vol 9 No 1 (2026): Januari - Maret 2026
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jpmpi.v9i1.14895

Abstract

Pembuatan abon yang higienis dilakukan sejak pemilihan bahan baku segar, sterilisasi alat, dan kontrol suhu saat memasak untuk mencegah kontaminasi, selanjutnya pembuatan abon yang halal wajib memastikan bahwa daging (sapi/ayam) berasal dari hewan yang disembelih secara syar'i, menggunakan bumbu-bumbu yang bersertifikat halal. Praktek kerja lapangan (PKL) dilaksanakan selama 2 bulan mulai tanggal 5 Juli sampai dengan 4 September 2026 bertempat di UD. Az-Dzikra Utama Terong Tawah Kecamatan Labuapi Kabupaten Lombok Barat. Metode pelaksanaan PKL: PKL dilakukan melalui beberapa pendekatan antara lain: wawancara, pengamatan lapangan dan diskusi. Bentuk kegiatan secara keseluruhan dari program praktek kerja lapangan mahasiswa Fakultas Peternakan Universitas Mataram di UD. Az-Dzikra Utama terdiri atas: persiapan program, menjalin Kerjasama antara Fakultas Peternakan Universitas Mataram dengan pemilik UD. Az-Dzikra Utama. Pelaksanaan PKL melibatkan 1 orang dosen sebagai pembimbing dan seluruh karyawan yang ada di UD. Az-Dzikra Utama sebagai inumerator, melakukan monitoring dan evaluasi. Hasil kegiatan PKL: peserta PKL memahami profil perusahaan, mengetahui sejarah singkat perusahaan termasuk visi dan misi perusahaan, mengenal fasilitas perusahaan, dan peserta PKL dapat mengetahui proses pembuatan abon daging ayam apakir yang higienis dan halal. Kesimpulan: Keterlibatan mahasiswa dalam praktek kerja lapangan dapat meningkatkan keterampilan tenaga kerja dalam pembuatan abon daging ayam yang higienis dan halal serta dapat membantu pelaku home industri untuk menganalisis apakah usahanya layak untuk dikembangkan atau tidak dengan menghitung B/C ratio. Proses pembuatan abon di UD. Az-Dzikra Utama mendapakan keuntungan sebesar Rp 6.254.826 per bulan dengan B/C Ratio 1,64.
Digital Finance And Esg Convergence In Gold Markets: Technologies, Standards And Market Impacts Sumadi
Journal of Studies in Academic, Humanities, Research, and Innovation Vol. 3 No. 1 (2026): Vol 3 No 1 June 2026
Publisher : Ponpes As-Salafiyyah Asy-Syafi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/sahri.v3i1.1428

Abstract

The gold market has long served as a reliable store of value and a strategic hedge during periods of economic turbulence. In the digital age, the market is undergoing a profound transformation driven by financial technology innovation. Digital trading platforms, blockchain-based tokenization, and fintech solutions are redefining how investors buy, sell, and verify ownership of gold, enhancing both transaction speed and transparency. According to the World Gold Council (2022), digital channels now facilitate over 40% of global gold transactions, demonstrating the rapid expansion of digital finance in this sector. Sustainability challenges persist only about 10% of newly mined gold has traceable origin verification (OECD, 2021), limiting ESG compliance and eroding investor trust. Empirically examines how blockchain, fintech platforms, and artificial intelligence (AI) can enhance ESG integration, transparency, and traceability across the gold investment ecosystem. Using a mixed empirical analytical approach with secondary data from the World Gold Council (WGC), International Monetary Fund (IMF), and Scopus-indexed studies (2019–2024), the findings reveal that digital finance mechanisms increase ESG reporting accuracy by 38% and reduce transaction opacity by 27%. The integration of blockchain based auditing and AI driven ESG analytics strengthens accountability and investor confidence while promoting sustainable financial practices. The study offers a comprehensive theoretical empirical framework linking digital finance innovation with ESG outcomes, supporting a more transparent, ethical, and resilient global gold market.
Peran Koperasi Syariah ‘BAROKAH” SMK Batik 2 Surakarta dalam Mensejahterakan Anggota Melalui Pemberian Pembiayaan Hidayat, Endwie; Prastiwi, Iin Emy; Sumadi
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 2 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i2.19665

Abstract

This study aims to analyze the role of the “Barokah” Sharia Cooperative at SMK Batik 2 Surakarta in improving the welfare of its members through financing, as well as to examine the impact of such financing on members’ economic conditions. This research employs a qualitative approach, with data collected through interviews and observations. The results indicate that the “Barokah” Sharia Cooperative operates based on sharia principles derived from the Qur’an and Hadith, ensuring that all activities comply with Islamic law and provide benefits to its members. Furthermore, the management of the cooperative by individuals with a strong understanding of Islamic economics plays a crucial role in enhancing members’ awareness of the benefits and advantages of sharia-based transactions. The financing provided has proven to help meet members’ financial needs and contribute to improving their welfare. Therefore, the “Barokah” Sharia Cooperative serves as an alternative financial institution aligned with sharia principles and supports the sustainable economic development of its members.
Co-Authors Afri Yudamson Agus Marimin, Agus Ahmad Munadhil Izzul Haq Alferidho Arif Anang Santoso Anisa Ulya Darajat Arisa, Musliana Nur Aulin Nuha, Gardina Aulya Putri, Ramadhani Badri Atul Fikriyah Bayu Pramudiyanto Budi Murtiyasa Buhani* Bulkaini (Bulkaini) Cahyani, Andini Septiara Cholis Abrori, Cholis D Permatasari Daffa, Muhammad De Laurent, Defant Dewi Muliasari Dewi Yuli Trisnawati Dian Wahyuningsih Dina Helianti Djoko Apriono Djoko Kisworo Dwi Imam Efendi Effendi, Agsendo Muhammad Ekayati, Ifa Aristia Sandra Eko Triyanto emir nasrullah Emir Nasrullah Enny Yuliani Eri Ramadhan F Luziana Fatahullah Fatihah Wari Nurjanah Firdausi Nuzula Apriliyana Gde Bidura Gigih Forda Nama Gunawan Hadi Samanto Hamala, Nanda Rizky Helmy Fitriawan Hendi Hidayat Herlinawati Hidayat, Endwie Iin Emy Prastiwi, Iin Emy Izza Azzahra Kendall Malik khoiriyah, soviyatul Lasmi Lilis Nurteti Lina Aulia Hikmah Marimin , Maulana, Aditha Satria Muhammad Ifan Saputra Munawaroh, Ayu Muqorobin Nopreza, M. Andi Alwi Nur Oktriani Wulan Dari Nurchasanah Pertiwi, Novia Ayu Sekar Pratama, Yogi Putra, Muhammad Raihan Rakha Rahmad Washinton Ramlan Setiawan RESTI UTAMI Rina Nursabrina Rosdiana Rosita Dewi Rosyida Hanifa Zara Ruaidah Setyawan, FX Arinto Sheilla Rachmania, Sheilla Siti Fatimatuz Zahro Siti Muliatul Afifah Sri Walyoto Sudewo, Harry Wihartanto Suharso Suhartini Suhendra, Nanang Syaiful Alam Syfa Meisyin Nisa Tawakkal, M. Iqbal Tho’in, Muhammad Tino Feri Efendi Tira Nur Fitria Tira Nur Fitria, Tira Nur Umi Murdika WAHYUDI Warda, Rizki Zeillatul Wayan Denny Putra Wijaya Widiastuti, Yuanita Yudi Siyamto Yulinartati Yustin Henina Oktaviani Zulfa Khoirul Ummah Zulfi, M.Ridho