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Dampak Ekonomi Makro terhadap Inward Forect Direct Investment (FDI) di Indonesia Almustofa, Muhammad Ubaidillah; Mawardi, Imron; Widiastuti, Tika; Sukmana, Raditya; Hanoraga, Tony; Nisa, Khairun; Febrianti, Puput Rosita
JURNAL SOSIAL HUMANIORA (JSH) Vol 17, No 1 (2024)
Publisher : Institut Teknologi Sepuluh Nopember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12962/j24433527.v17i1.20201

Abstract

This paper investigates the country-specific risks associated with inward foreign direct investment (FDI) in Indonesia and analyzes the broader macroeconomic consequences. The study utilizes the Autoregressive Distributed Lag (ARDL) model to examine both the short-term and long-term cointegration between macroeconomic factors and foreign investment inflows. The research is based on secondary annual time series data from 1984 to 2015. In the short term, the exchange rate has a crucial impact, as depreciation of the Indonesian Rupiah leads to a higher inflow of FDI. However, while financial variables do not significantly affect the dependent variable in the long term, independent variables such as inflation, GDP growth risk, and economic and political risks do have a considerable effect. Rational foreign investors prioritize maximizing returns on their investments by closely monitoring the volatility of macroeconomic conditions. Thus, it is imperative for the government to regulate these aspects to enhance the inflow of foreign investments.
The Moderating Role of Merger on the Switching Intention to Use Islamic Bank: The Case of Indonesia Matsahri, Matsahri; Widiastuti, Tika; Masrizal, Masrizal; Mawardi, Imron; Atiya, Nikmatul; Sadikin, Muhamat Ali
Journal of Accounting Research, Organization and Economics Vol 7, No 2 (2024): JAROE Vol. 7 No. 2 August 2024
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jaroe.v7i2.36470

Abstract

Objective Since February 2021, the government decided to merge 3 Islamic banks to increase Islamic bank markets. This policy raises pros and cons in society. This research analyses the mediating role of mergers on the switching intention to use Islamic banks.Design/Methodology This research is a quantitative study using the Structural Equation Model Partial Least Square (SEM-PLS). A total of 108 respondents' data were analyzed. The data was collected through an online survey utilizing social media which was shared directly with respondents in the city of Surabaya. The respondents' criteria were selected using purposive sampling techniques.Results The moderating effects showed that the merger was a poor moderator of the reality between attitude, subjective norms, and perceived behavioral control on the switching intention to use Islamic banks. However, the direct effects showed a significant relationship between mergers and switching intention. Besides, this study shows that attitude, subjective norm, and perceived behavioral control have a significant influence on switching intention. Subjective norm is the most dominant factor.Research limitation/implication This study uses limited variables and was carried out shortly after the merger of Islamic banks. However, this study provides a comprehensive analysis related to the relationship between mergers and switching intention. The implications of this research urge the government as a policymaker to do its best to increase public awareness of Islamic banks. Islamic bank managers must conduct massive socialization by utilizing various existing technologies and media to reach all levels of society to use Islamic banking services.Contribution This study emphasizes the significance influence of subjective norm and switching intention. Thus, the government and Islamic banks must intensify socialization of Islamic bank to encourage Islamic bank users.Novelty/Originality This study complements the literature by analysing the impact of Islamic bank mergers with switching intention to use Islamic banks as far as the authors' knowledge of merger research is still limited to analysing the performance of Islamic banks after the merger.
Implementation of Performance Appraisal for Islamic Bank in Indonesia Using CAMELS Method Sodiq, Ahmad; Ratnasari, Ririn Tri; Mawardi, Imron; Pitchay, Anwar Allah
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 2 (2024): October
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i2.2457

Abstract

The assessment of Islamic bank performance measured by the CAMELS method through the 2016-2020 CAR analysis as of January shows that the performance of Islamic commercial banks from year to year shows an increase in the management of Islamic bank management. Where it can be seen that in 2016 to 2020 as of January Islamic commercial banks showed a very healthy condition because they were in the CAR position> 11%. ROA, is used to measure the health of the bank from the income aspect by comparing the net profit achieved with the total assets owned by the bank. The condition of the NPF of Islamic Banks is very healthy as indicated by the small number of bad debts and problematic financing by customers at Islamic banks. Meanwhile, the condition of the LDR of Islamic Banks fluctuates where in 2016 the LDR was in an unhealthy predicate of 85.99%, and in 2017 to January 2020 it was in a very healthy condition because it was in a position of more than 100%. BOPO of Islamic general banks showed unhealthy conditions in 2016, then experienced a significant increase in 2017 in healthy conditions and in 2018 until January 2020 in very healthy conditions.
PEMBERDAYAAN SOSIAL EKONOMI MASYARAKAT MELALUI PEMANFAATAN TEKNOLOGI DAN SERTIFIKASI HALAL MENUJU RE-LAUNCHING DESA AGROWISATA DI BESUR, SEKARAN, LAMONGAN Widiastuti, Tika; Mardhiyah, Dien; Fanani, Sunan; Mawardi, Imron; Kusuma, Aditya; Atiya, Nikmatul; Arfiani, Ninda; Falah, Yusril
Jurnal Layanan Masyarakat (Journal of Public Services) Vol. 8 No. 1 (2024): JURNAL LAYANAN MASYARAKAT
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jlm.v8i1.2024.012-021

Abstract

Keterbatasan Kemampuan Teknologi dan rendahnya pemahaman sertifikasi halal anggota kelompok POKDARWIS membuat Agrowisata Halal Desa Besur belum dapat bangkit pasca pandemi. Oleh karenanya, dibutuhkan oemberdayaan masyarakat pada aspek sosial ekonomi melalui pemanfaatan teknologi dan sertifikasi halal pada produk UMKM (Usaha Mikro Kecil Menengah). Permasalahan prioritas yang dihadapi oleh pengelola Agrowisata Halal Desa Besur adalah (1) minimnya penggunaan sosial media oleh Pelaku UMKM dalam mempromosikan produknya, (2) minimnya pemanfaatan teknologi dalam pelaporan keuangan, (3) terbatasnya pemahaman UMKM terkait pentingnya sertifikasi halal, dan (4) Terbatasnya produk UMKM di desa wisata Besur yang sudah memiliki sertifikasi halal. Untuk itu, peneliti melakukan pemberdayaan sosial ekonomi masyarakat melalui pemanfaatan teknologi dan sertifikasi halal. Hal ini untuk mengoptimalkan kesiapan re-launching Agrowisata Halal dalam pemanfaatan teknologi dan peningkatan sertifikasi halal. Pelatihan dan pendampingan yang akan dilaksanakan meliputi: (1) pelatihan penggunaan sosial media untuk promosi, (2) pelatihan pemanfaatan teknologi dalam pelaporan keuangan, (3) sosialisasi pentingnya produk halal dan sertifikasi halal, dan (4) pendampingan produk halal dan ersertifikasi halal. Hasil kegiatan selama kurang lebih dua bulan, di dapatkan peningkatan pemahaman anggota kelompok POKDARWIS dalam pengunaan sosial media pemasaran, pencatatan keuangan dan pemahaman produk halal. Masyarakat Desa besur, utamanya anggota POKDARWIS sudah mampu mengembangkan Desa Agrowisata Besur.
Optimizing Mosque Management to Improve Community Quality of Life Novita, Novita; Herianingrum, Sri; Mawardi, Imron; Faizurrahman, Umar Haidar
Jurnal Ilmiah Pendidikan Pancasila dan Kewarganegaraan Vol 9, No 3 (2024): November 2024
Publisher : Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um019v9i3p238-246

Abstract

his study aims to describe the strategic management and management of Jogokariyan Mosque funds to improve the quality of service and empower the surrounding community. This study used an exploratory qualitative method to draw general conclusions from field facts. The data sources in this study are residents of Jogokariyan Village as recipients of mosque services selected by purposive sampling. Data collection techniques are carried out through in-depth interviews, observations, and documentation studies. Data are analyzed using inductive techniques. Jogokariyan Mosque applies strategic management in its management to achieve effective and efficient goals. The management of Jogokariyan Mosque uses a divine or heavenly management approach that focuses not only on aspects of worship but also on the social and economic empowerment of the surrounding community. The management of Jogokariyan Mosque funds is based on the principles of sincerity, transparency, and efficiency based on Islamic law with funding sourced from donations, zakat, waqf, and independent economic businesses such as Mosque-Owned Enterprises which are managed professionally.
Strategic Solutions for Women’s Empowerment through Islamic Social Finance in Light of Maqaŝid Sharia: A Delphi-ANP Approach Widiastuti, Tika; Mawardi, Imron; Zulaikha, Siti; Ergun, Hüseyin; Abidin, Zainal
AL-IHKAM: Jurnal Hukum & Pranata Sosial Vol. 20 No. 1 (2025)
Publisher : Faculty of Sharia IAIN Madura collaboration with The Islamic Law Researcher Association (APHI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/al-lhkam.v20i1.16831

Abstract

Women in Indonesia continue to face challenges in achieving economic and social independence. In fact, in Islamic law's framework, particularly Maqāṣid Syarī’ah's, Islamic Social Finance (ISF) emerges as a pivotal instrument for advancing women's empowerment. This study aims to identify key problems and strategic solutions for women's empowerment through Islamic social finance while predicting the future direction of empowerment itself. Utilizing the Delphi Analytical Network Process, this research conducted literature reviews, focus group discussions, and expert interviews across academia, practice, and regulatory bodies. The findings highlight critical problems from three dimensions for enhancing women's welfare: women's limited time since they have multiple roles (wife and mother) (0.116), capital provision from Islamic social finance institutions without assistance (0.200), and lack of shared information to muzakkī/donors on the importance of empowering women (0.315). Key strategic solutions include addressing essential needs prior to empowerment (0.054), customizing programs to recipients' interests (0.053), and providing financial literacy training (0.052). For Islamic social finance institutions, priorities include creating a comprehensive empowerment framework (0.137), fostering collaborations (0.128), and enhancing institutional capacities (0.115). Improving funding transparency (0.315) and channeling funds through institutions (0.221) are crucial in donor engagement.
Aid or Influence? US Foreign Assistance to Indonesia in Islamic Point of View Machfud, Syafrina; Fahmy Zarkasyi, Hamid; Umam, Khoirul; Mawardi, Imron
TSAQAFAH Vol. 21 No. 1 (2025): Tsaqafah Jurnal Peradaban Islam
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tsaqafah.v21i1.13022

Abstract

Drawing on critiques from Islamic Political Economy (IPE) and Islamic International Relations (IIR), this study analyses the political, economic, and geopolitical implications of United States foreign aid to Indonesia through the lens of the Islamic worldview. Using a philosophical approach, the research interprets the spiritual and ethical dimensions of the Islamic worldview through foundational sources such as the Qur'an, Hadith, and classical Islamic scholarship. The findings reveal that US foreign aid has minimal impact on economic growth. Instead, it predominantly promotes Western-style liberalization, democratization, secularism, and strategic geopolitical objectives, particularly as a counterbalance to China's influence. This study highlights the misalignment between secular aid strategies and Islamic principles, advocating for policies grounded in the Islamic worldview. By integrating faith-based principles into the analysis of political economy and international relations, the research offers a comprehensive framework for understanding how Islamic ethics can shape governance, international relations, and economic behaviour. As a library-based exploratory study, the findings emphasize the need for further empirical validation through qualitative and quantitative methodologies. This research provides valuable insights into aligning Islamic ethical frameworks with contemporary political and economic practices.
THE IMPACT OF TRUST FACTORS IN IT-BASED PLATFORMS ON ACADEMIC PUBLISHING INTENTIONS IN UNIVERSITY WAQF INSTITUTIONS: STRENGTHENED BY RELIGIOUS AND SOCIOECONOMIC VALUES OF WAQF Machfud, Syafrina; Mawardi, Imron; Bonang, Dahlia
JURNAL MANAJEMEN DAKWAH Vol. 11 No. 1 (2025)
Publisher : UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jmd.2025.111.01

Abstract

This study investigates the formation of trust within an Information Technology (IT)-based digital environment and its influence on beliefs, intentions, and behaviors related to academic publishing through University Intellectual Property Waqf Institutions (UIPWI) utilizing Open Access (OA) digital platforms. The research integrates and extends the Theory of Planned Behavior (TPB), Theory of Reasoned Action (TRA), Self-Determination Theory (SDT), Technology Acceptance Model (TAM), and the Theory of Open Access in a quantitative survey design. The sample includes students from Airlangga University and various public and private universities across Indonesia. Data were collected online via WhatsApp group invitations using Google Forms and analyzed with Partial Least Squares Structural Equation Modelling (PLS-SEM). The findings reveal that technological, individual, and social trust determinants positively affect waqif trust in UIPWI operating on OA platforms. Moreover, religious beliefs strengthen the relationship between trust determinants and the intention to publish academic works through UIPWI via gold or green access schemes. This study provides strategic insights for universities planning to establish UIPWI and for stakeholders such as government agencies and the Indonesian Waqf Board (BWI). It also contributes to expanding discourse on the role of credible digital environments in fostering academic publishing through Islamic philanthropic mechanisms. A limitation of this study lies in its relatively small sample size; thus, future research is encouraged to involve larger samples and broader institutional participation to enhance the global generalizability of the findings.
Pembinaan Integrasi Keuangan Sosial Syariah pada Lembaga Filantropi Islam Widiastuti, Tika; Sukmaningrum, Puji Sucia; Ningsih, Sri; Mawardi, Imron; Herianingrum, Sri; Hijriah, Hanifiyah Yuliatul; Putra, Muhammad Wicaksono Hasdyani
Aksiologiya: Jurnal Pengabdian Kepada Masyarakat Vol 6 No 3 (2022): Agustus
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/aks.v6i3.9912

Abstract

Filantropi Islam di Indonesia memiliki tujuan yang relevan dengan Sustainable Development Goals (SDGs), yaitu kesejahteraan. Disamping itu, potensi penghimpunan dana filantropi Islam di Indonesia menjadi keuntungan tersendiri. Namun, lembaga filantropi Islam memiliki beberapa permasalahan diantaranya: permasalahan di bidang kelembagaan, teknologi, sumber daya manusia, regulasi dan tata kelola. Salah satu cara untuk mengatasi permasalahan tersebut adalah melakukan integrasi keuangan sosial syariah. Kegiatan pengabdian masyarakat ini bertujuan untuk memberikan pembinaan integrasi keuangan sosial syariah kepada lembaga filantropi Islam dan stakeholder terkait. Pembinaan dilakukan sebanyak dua kali. Kegiatan pertama dilakukan secara online kepada Lembaga filantropi Islam dengan memanfaatkan media zoom. Kegiatan pertama menghadirkan para pakar dari perwakilan regulator, praktisi dan akademisi untuk memberikan arahan dan catatan penting terkait dengan materi pembinaan yang diberikan. Pembinaan kedua secara hybrid kepada masyarakat Desa Tambakrigadung, Lamongan. Hasil program pengabdian menujukkan telah terbina sejumlah lembaga filantropi Islam dalam integrasi keuangan sosial syariah, salah satunya pada implementasi program yang memberi dampak langsung terhadap masyarakat yang membutuhkan.
Analysis of the impact of zakat fund distribution on mustahik productivity in Indonesia Asya'bani, Nispia; Afifa, Ulfia Nur; Widiastuti, Tika; Mawardi, Imron; Soleh, Mochamad
Review of Islamic Social Finance and Entrepreneurship Volume 4 Issue 2, 2025
Publisher : Center for Islamic Economics and Development Studies [P3EI]

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/RISFE.vol4.iss2.art7

Abstract

Purpose – This study examines the influence of zakat fund distribution on the productive behavior patterns of mustahiks in Indonesia, involving the moderating role of financial literacy. This study additionally examines the alterations in the behavior patterns of mustahiks following the receipt of zakat fund assistance.Methodology – This study employed a sequential explanatory mixed-methods design to examine the behavioral impacts of zakat distribution. In the quantitative phase, survey data were collected from 109 purposively selected mustahiks, using Likert-type items. The data were analyzed through Partial Least Squares Structural Equation Modeling (PLS-SEM) to estimate the effects of Zakat distribution on both productive and consumptive behavior, while also testing the moderating role of financial literacy.Findings – The results show that the variable of zakat fund distribution has a positive and significant effect on the productive and consumptive behavior of mustahik. The interplay of Sharia financial literacy as a moderating component can affect the connection between zakat fund distribution.Implications – The results of this research can be used as a reference for zakat institutions to monitor the impact of zakat fund distribution on beneficiaries and understand the factors influencing it.Originality – This research contributes to the existing literature by providing concrete evidence regarding the impact of zakat fund distribution on the behavior patterns of mustahiks, whether they receive productive or consumptive zakat. Additionally, there is an examination of the role of financial literacy, which acts as a factor that can strengthen or weaken that relationship.
Co-Authors Achmad Hijri Lidnillah Achmad Hijri Lidnillah, Achmad Hijri Achmad Kharis Adhama, Gabriella Jodie Adlan, Muhammad Afifa, Ulfia Nur Ahmad Sodiq, Ahmad Ainur Rachman Ainur Rachman, Ainur Ainur Rofiq Kurniawan Ajeng Gama Rosyida Al Ma'rifatul A'la Al Mustofa, Muhammad Ubaidillah Almustofa, Muhammad Ubaidillah Ambariyanto Ambariyanto Anisa Priyanka Jasmine Anwar Allah Pitchay, Anwar Allah Aprilidya Ayu Parandita Ananta Apriwiliza, Gita Ardiantono, Dewie Saktia Ardina Talitha Nidya Arfiani, Ninda Ari Prasetyo Ariska Oktavia Arni Dini Inayati Asya'bani, Nispia Atiya, Nikmatul Aufar Fadlul Hady Aulia Ramadhani Aysha Dhamaring Nugroho Azel Raoul Reginald Azel Raoul Reginald, Azel Raoul baharsyah, akmal ilham Bayu Wardhana Bintang Hanifian Syahdana Bintang Pratama Buana Putra Bonang, Dahlia Candika, Yossy Imam Clarashinta Canggih Diamantin Rohadatul Aisy Dian Anggraini Diaz Tulus Anandri Diaz Tulus Anandri Dien Mardhiyah Dzikri Nurrohman Dzikri Nurrohman Eka Puspa Dewi Eko Fajar Cahyono, David Kaluge Ergun, Hüseyin Fahamsyah, Mohammad Hatta Faizurrahman, Umar Haidar Fakhrana, Fathaniadina Falah, Yusril Faridatun Nila Faridatun Nila Faridatun Nila Fary Adisetya Putra Fathaniadina Fakhrana Febrianti, Puput Rosita Febrinda Eka Damayanti Fihrist Rayhan Deqauni Firsty Izzata Bella Fithrotin Azizah Rahmah Fitri Nur Latifah Fudam, Mochamad Radika Bahtiar Brilianta Gabriella Jodie Adhama Gea Papurane Langi Hamid Fahmy Zarkasyi Hanifiyah Yuliatul Hijriah, Hanifiyah Yuliatul Hanoraga, Tony Hanoraga, Tony Huzein Satrio Prasetyawan Ilham Nur Agustha Ilham Nur Agustha, Ilham Nur Ilmiawan Auwalin Imam Sopingi Imam Wahyudi Indrawan Iman, Shofal Indi Masita Lisdawami Indra Kharisma Raharjana Insani, Taqiyah Dinda Insani, Taqiyah Dinda Ira Erlinawati Ira Erlinawati, Ira Irham Zaki Ishma Amelia Jihad Jihad Jihad, Jihad Khairun Nisa Khoirul Umam Kurniawan, Ainur Rofiq Kusnul Ciptanila Yuni K Kusuma, Aditya Listiana Juwita Machfud, Syafrina Mahmudah, Siti Nur Matsahri, Matsahri Mirna Ainurrachma Moch. Ali Fudin Al Islami Moh Fudholi Moh. Fudholi Moh. Fudholi Mohammad Haidar Risyad Mohammad Haidar Risyad Muhamad Nafik Hadi Ryandono Muhammad Ali Nuruddin Muhammad Nafik HR Muhammad Sanusi Muhammad sanusi Muhammad Syauqi Muhammad Syauqi Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al-mustofa Muhammad Wicaksono Hasdyani Putra Muslich Anshori Mustofa, Muhammad Ubaidillah Al Mutmainah Mutmainah Nadia Arisanti Naili Jazilinn’am Nareswari Saputro Nareswari Saputro, Nareswari Nauval Fadhillah Gusti Wijaya Nidya, Ardina Talitha Nikmatul Atiya Nila, Faridatun Nisa, Khairun Nisful Laila Norma Rosyidah Norma Rosyidah, Norma Nova Rini Nova Rini Novalia Nastiti Novalia Nastiti, Novalia Novita Novita Nuria Latifah Nurul Asfiah Nurul Asfiah Okyviandi Putra Erlangga Ongky Martha Dwiyananda Ongky Martha Dwiyananda, Ongky Martha Pramita Agustin Pramita Agustin, Pramita Puji Sucia Sukmaningrum Puput Rosita Puput Rosita Febrianti Putra, Fary Adisetya Putra, Muhammad Wicaksono Hasdyani R Moh Qudsi Fauzi R Wahyu Agung Utama R Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama Rachman Sugiharno Raditya Sukmana Rahmadany, Zhahirah Adriana Ramdani Ramdani Rani, Lina Nugraha Renny Oktafia Renny Oktafia, Renny Ridan Muhtadi Rifqul Ma'isyah Ririn Tri Ratnasari Rosana Puspasari Rosana Puspasari, Rosana Rosidi, Dinda Oktaviona Sadikin, Muhamat Ali Samsidar Widiarso Sarker, Md Atiqur Rahman Setiyo Aji Shabbir, Malik Shahzad Siti Maisaroh Siti Maisaroh Siti Nur Azizaturrohmah Siti Nur Azizaturrohmah, Siti Nur Siti Nur Mahmudah Siti Zulaikha Siti Zulaikha Soleh, Mochamad Soleh, Mochammad Sri Hartini Sri Herianingrum Sri Ningsih Sulaeman Sulaeman Sunan Fanani, Sunan Sunarno Sunarno Taqiyah Dinda Insani Taufan Indrasasmita Tika Widiastuti Tjiptohadi Sawarjuwono Tjiptohadi Sawarjuwono Ubaidillah, Muhammad Utama, R Wahyu Agung Utama, R. Wahyu Agung Wahyu Wibisono Wahid Wahyuningsih Wahyuningsih Wisudanto Wisudanto Wulandari, Annisa Yan Putra Timur Yanuar Dharma Putra Zaim Nur Afif Zaim Nur Afif, Zaim Nur Zaimy Johana Johan Zain, Nur Habiba Zainal Abidin