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A Techno-Efficiency Analysis of Zakat Institutions in Indonesia Nikmatul Atiya; Tika Widiastuti; Eko Fajar Cahyono; Siti Zulaikha; Imron Mawardi
International Journal of Zakat Vol 5 No 3 (2020): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v5i3.249

Abstract

Zakat institutions play an important role in managing zakat effectively and efficiently as described in Law no. 23 of year 2011. This study aims to analyze the efficiency of zakat institutions in Indonesia and determine the best ranking of the units observed. This study uses a descriptive quantitative approach with the Super Efficiency Analysis. The study objects are BAZNAS, Rumah Zakat, Dompet Dhuafa, and YBM PLN with the 2016-2018 observation period. Personnel costs, operational costs, and socialization costs are input variables. While the output variables used are the amount of zakat collected and the amount of zakat distributed. The results of super-efficiency measurement show that the 3 best DMU rankings were achieved by YBM PLN 2016, BAZNAS 2018 and BAZNAS 2017. While the other 9 DMUs were inefficient. Inefficiency is due to the not optimal amount of zakat collected and zakat distributed and the high use of socialization costs. The variable of the amount of zakat collected is the most sensitive variable to the value of efficiency. To achieve performance efficiency, technology can be utilized to improve input and output. This research can be used as an evaluation material for zakat institutions to optimize efficiency. Keywords: Super Efficiency; Zakat Institution; Technology
The Effect of Business Performance Toward Sosial Performance and Maqashid Shariah Achievement at Islamic Banking Tika Widiastuti; Imron Mawardi; Muhammad Nafik HR; Wahyuningsih Wahyuningsih; Imam Wahyudi Indrawan
Proceedings of Annual Conference for Muslim Scholars No Seri 1 (2017): AnCoMS 2017: Buku Seri 1
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (494.261 KB) | DOI: 10.36835/ancoms.v0iSeri 1.4

Abstract

Islamic bank is a business and social institution. As a business institution, Islamic bank has an objective to develop value of share holder’s wealth: gain profit, have a good liquidity, efficient, etc. As a social institution,Islamic bank has to do social activity: collect and distribute zakah, infaq, shadaqah, and waqf; has a commitment to small-medium enterprise, and gives qard and qardhul hasan. Islamic bank use sharia (Islamic law) in operating a business, hence Islamic bank has to effort to attain the objective of sharia ormaqashid sharia (maslahah). This study aims to study the effect of business performance of Islamic bank toward social performance and attainment of maqashid sharia. This study use partial least square analysis, and found that (1) business performance significantly effect social performance and maqashid shariaattainment that measured by employee’s welfare (2) social performance significantly effect on maqashid sharia attainment. This study concluded that Islamic banks in Indonesia had a good commitment to practice sharia, concern to social activity and had effort to achieve the objective of sharia, that was maqashid sharia.
Pembinaan Integrasi Keuangan Sosial Syariah pada Lembaga Filantropi Islam Tika Widiastuti; Puji Sucia Sukmaningrum; Sri Ningsih; Imron Mawardi; Sri Herianingrum; Hanifiyah Yuliatul Hijriah; Muhammad Wicaksono Hasdyani Putra
Aksiologiya: Jurnal Pengabdian Kepada Masyarakat Vol 6, No 3 (2022): Agustus
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/aks.v6i3.9912

Abstract

Filantropi Islam di Indonesia memiliki tujuan yang relevan dengan Sustainable Development Goals (SDGs), yaitu kesejahteraan. Disamping itu, potensi penghimpunan dana filantropi Islam di Indonesia menjadi keuntungan tersendiri. Namun, lembaga filantropi Islam memiliki beberapa permasalahan diantaranya: permasalahan di bidang kelembagaan, teknologi, sumber daya manusia, regulasi dan tata kelola. Salah satu cara untuk mengatasi permasalahan tersebut adalah melakukan integrasi keuangan sosial syariah. Kegiatan pengabdian masyarakat ini bertujuan untuk memberikan pembinaan integrasi keuangan sosial syariah kepada lembaga filantropi Islam dan stakeholder terkait. Pembinaan dilakukan sebanyak dua kali. Kegiatan pertama dilakukan secara online kepada Lembaga filantropi Islam dengan memanfaatkan media zoom. Kegiatan pertama menghadirkan para pakar dari perwakilan regulator, praktisi dan akademisi untuk memberikan arahan dan catatan penting terkait dengan materi pembinaan yang diberikan. Pembinaan kedua secara hybrid kepada masyarakat Desa Tambakrigadung, Lamongan. Hasil program pengabdian menujukkan telah terbina sejumlah lembaga filantropi Islam dalam integrasi keuangan sosial syariah, salah satunya pada implementasi program yang memberi dampak langsung terhadap masyarakat yang membutuhkan.
Islamic Finance-Growth Nexus: Evidence from Indonesia Firsty Izzata Bella; Imron Mawardi; Ishma Amelia
Shirkah: Journal of Economics and Business Vol. 7 No. 2 (2022)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/shirkah.v7i2.472

Abstract

Previous work on the financial industry, which covers the entire financial services sector and is related to economic growth, has remained limited. This present study empirically analyzed the growth of Indonesia’s three main sectors of the Islamic Financial Industry (Islamic Capital Market, Islamic Banking, and Islamic non-bank Financial Industry) towards economic growth between 2014Q1 and 2021Q3. The quarterly data was processed through the ARDL Bound-test for cointegration and Error Correction Model (ECM). The research revealed three of the four research variables (sharia stock, Sukuk, and sharia insurance) that significantly affect GDP, while Islamic banking shows no significant effect on GDP. As a result, Indonesian Islamic banks must optimize funds for the productive sector. Future policies should consider maximizing the role of the Islamic financial industry to accelerate economic growth.
PENINGKATAN PENDAPATAN NELAYAN TRADISIONAL MELALUI PENDAMPINGAN MANAJEMEN USAHA DAN PEMASARAN PRODUK OLAHAN IKAN Imron Mawardi; Tika Widiastuti; Yossy Imam Candika; Muhammad Ubaidillah Al Mustofa
Jurnal Layanan Masyarakat Vol. 6 No. 2 (2022): JURNAL LAYANAN MASYARAKAT
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jlm.v6i2.2022.267-276

Abstract

Desa Weru merupakan salah satu dari dua Pusat Pendaratan Ikan (PPI) di Kecamatan Paciran, Kabupaten Lamongan. Kelompok Nelayan Desa Weru merupakan kelompok nelayan yang dibentuk untuk membantu para nelayan masyarakat desa Weru dalam memenuhi kebutuhan melaut hingga sebagai naungan badan hukum. Berdasarkan survei pendahuluan, Kelompok Nelayan Desa Weru memiliki dua permasalahan utama dalam menghasilkan produk olahan ikan, yaitu aspek produksi dan pemasaran. Tidak adanya standarisasi dalam memproduksi makanan olahan ikan menjadi permasalahan pada aspek produksi. Sedangkan pada aspek pemasaran, masyarakat selama ini menjual produk olahan ikan tanpa memperhatikan aspek pemasaran yang baik. Program Pemberdayaan Masyarakat yang bekerjasama dengan Dinas Koperasi dan Dinas Kelautan dan Perikanan memberikan pelatihan mengolah ikan belo dan memasarkannya dengan baik. Ikan belo merupakan ikan yang sangat melimpah di desa tersebut. Pelatihan ini diharapkan mampu membekali para ibu-ibu nelayan untuk menghasilkan produk yang memiliki nilai jual tinggi serta meningkatkan taraf ekonomi.
PENGEMBANGAN SOCIO ENTREPRENEURSHIP DAN INTRAPRENEURSHIP DALAM MENDUKUNG TERBENTUKNYA EKO-WISATA DI DESA SUGIHWARAS, KABUPATEN NGANJUK Tika Widiastuti; Dien Mardhiyah; Imron Mawardi; Aufar Fadlul Hady; Dzikri Nurrohman
Jurnal Layanan Masyarakat Vol. 6 No. 2 (2022): JURNAL LAYANAN MASYARAKAT
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jlm.v6i2.2022.463-474

Abstract

Program pengabdian masyarakat ini bertujuan untuk mengembangkan kemampuan socio entrepreneurship dan intrapreneurship Kelompok Karang Taruna di Desa Sugihwaras, Kabupaten Nganjuk dalam mendukung terbentuknya Ekowisata. Pada program ini, Kelompok Karang Taruna diposisikan sebagai pemilik usaha dan karyawan sebagaimana konsep entrepreneurship dan intrapreneurship, sehingga pemahaman akan Desa Wisata dapat menyeluruh. Program pengabdian yang dilakukan meliputi pelatihan manajemen Desa Ekowisata, pelatihan penyusunan studi kelayakan, pelatihan promosi berbasis digital, dan pelatihan dalam menyusun laporan keuangan. Selain itu, pendampingan dilakukan untuk meninjau pemahaman Kelompok Karang Taruna terkait materi pelatihan yang telah disampaikan. Hasil yang dicapai adalah meningkatnya pengetahuan dan kemampuan dalam manajemen Ekowisata, meningkatnya kemampuan dalam menyusun studi kelayakan, meningkatnya pengetahuan dan kemampuan dalam pemasaran digital, dan meningkatnya pengetahuan dalam pelaporan keuangan Ekowisata. Program Pengabdian Masyarakat ini berhasil memberikan dampak positif dalam persiapan perwujudan Ekowisata pada aspek socio entrepreneurship dan intrapreneurship guna mewujudkan Ekowisata di Desa Sugihwaras.
Threat of Data Theft (Phishing) Amid Trends in Fintech Users During the Covid-19 Pandemic (Study Phishing In Indonesia) Fitri Nur Latifah; Imron Mawardi; Bayu Wardhana
Perisai : Islamic Banking and Finance Journal Vol 6 No 1 (2022): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v6i1.1598

Abstract

The purpose of this research is to find out the extent of the crime of data theft (phishing) in fintech and how to anticipate it in Indonesia in the midst of the Coronavirus Pandemic that has hit Indonesia in recent years. The COVID-19 pandemichas had an impact on all community activities. The existence of social distancing and physical distancing policies has made changes to community activities, including financial services. The use of technology-based financial services or what is often termed financial technology has now become a trend and habit in the community. The literature review research method that we use in this study uses sources from several literacies such as books, journal articles, media reports and so on.The results of this study that phishing is currently found in several models of crimeand there are several efforts to prevent this crime from becoming more widespread.
Management And Strategy In Waqf Institution: A Systematic Literature Review Ramdani Ramdani; Ririn Tri Ratnasari; Imron Mawardi
Perisai : Islamic Banking and Finance Journal Vol 6 No 2 (2022): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v6i2.1614

Abstract

Waqf management has not been carried out optimally, waqf has not been able to play a prominent role in people's social life. Reflecting on the heyday of the Ottoman Turks, waqf was so dominant and occupied an important position. The current reality many waqf assets are unproductive and run conservatively. Therefore, this research is essential to see how waqf institutions can implement various strategies so that waqf becomes productive. The Systematic Literature Review approach explores multiple strategies by various waqf institutions. The study results show, that the strategy adopted by waqf institutions has succeeded in producing waqf assets, So waqf institutions can be more effective and efficient in carrying out their operations.
Motivation to paying Zakat: The role of religiosity, Zakat literacy, and government regulations Muhammad Syauqi; Muslich Anshori; Imron Mawardi
al-Uqud : Journal of Islamic Economics Vol. 6 No. 2 (2022): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (554.021 KB) | DOI: 10.26740/aluqud.v6n2.p232-246

Abstract

Zakat as an instrument of poverty alleviation, is considered very effective in distributing welfare. However, the reported zakat receipts in Indonesia are still far from the estimated revenue potential. This research examined the factors that motivate the payment of zakat through an official national institution or organization. This quantitative research employed the explanatory method, with data analysis techniques comprising the partial test (t), stimulant test (F), and the coefficient of determination (R2). Subsequently, the results indicated that the factors of religiosity, zakat literacy and government regulations simultaneously affect the motivation to pay zakat through a management agency. Partially influencing factors were zakat literacy and government regulations, while religiosity had no effect.
Determinants of Economic Growth in Gulf Cooperation Council (GCC) Countries Mohammad Haidar Risyad; Imron Mawardi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 10 No. 2 (2023): Maret-2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol10iss20232pp123-133

Abstract

ABSTRACT: This study aims to determine to determine the development of Islamic finance, financial development, government governance, and population growth on economic growth in the six GCC member countries (Bahrain, Kuwait, Qatar, Oman, Saudi Arabia, and the United Arab Emirates) during the period 2013 to 2019. This study uses a quantitative approach, pooled least success (PLS) analysis, and the classical assumption test. The results of this study indicate that the development of Islamic finance, government governance, and population growth can significantly contribute to economic growth. In addition, this research contributes to the previous literature, especially in indicators measuring the development of Islamic finance and empirical evidence that the development of Islamic finance, institutional quality, and population growth can drive economic growth. Keywords: Economic Growth, GCC Countries, Islamic Financial Development, Country Governance, population growth   ABSTRAK: Tujuan penelitian adalah untuk mengetahui dampak perkembangan keuangan Islam, perkembangan keuangan, tata kelola pemerintah, dan pertambahan penduduk terhadap pertumbuhan ekonomi di enam negara anggota GCC (Bahrain, Kuwait, Qatar, Oman, Arab Saudi dan Uni Emirat Arab) selama periode 2013 sampai 2019. Penelitian ini menggunakan pendekatan kuantitatif dan analisis pooled least suqares (PLS) beserta uji asumsi klasik. Hasil penelitian ini menunjukkan bahwa perkembangan keuangan Islam, tata kelola pemerintah, dan pertumbuhan penduduk mampu memberikan kontribusi yang signifikan terhadap pertumbuhan ekonomi. Selain itu, penelitian ini berkontribusi terhadap literatur sebelumnya, khususnya dalam hal indikator pengukuran perkembangan keuangan Islam dan bukti empiris bahwa perkembangan keuangan Islam, kualitas kelembagaan, dan pertumbuhan penduduk mampu mendorong pertumbuhan ekonomi. Kata Kunci: Pertumbuhan ekonomi, Negara-Negara GCC, Perkembangan Keuangan Islam, Tata Kelola Pemerintah, pertumbuhan penduduk  
Co-Authors Abdullah, Syahidah Achmad Hijri Lidnillah Achmad Hijri Lidnillah, Achmad Hijri Achmad Kharis Adhama, Gabriella Jodie Adlan, Muhammad Afifa, Ulfia Nur Ahmad Sodiq, Ahmad Ainur Rachman Ainur Rachman, Ainur Ainur Rofiq Kurniawan Ajeng Gama Rosyida Al Ma'rifatul A'la Al Mustofa, Muhammad Ubaidillah Almustofa, Muhammad Ubaidillah Ambariyanto Ambariyanto Anisa Priyanka Jasmine Anwar Allah Pitchay, Anwar Allah Aprilidya Ayu Parandita Ananta Apriwiliza, Gita Ardiantono, Dewie Saktia Ardina Talitha Nidya Arfiani, Ninda Ari Prasetyo Arifin, Nur Rachmat Ariska Oktavia Arni Dini Inayati Asya'bani, Nispia Atiya, Nikmatul Aufar Fadlul Hady Aulia Ramadhani Aysha Dhamaring Nugroho Azel Raoul Reginald Azel Raoul Reginald, Azel Raoul baharsyah, akmal ilham Bayu Wardhana Bintang Hanifian Syahdana Bintang Pratama Buana Putra Bonang, Dahlia Candika, Yossy Imam Clarashinta Canggih Diamantin Rohadatul Aisy Dian Anggraini Diaz Tulus Anandri Diaz Tulus Anandri Dien Mardhiyah Dzikri Nurrohman Eka Puspa Dewi Eko Fajar Cahyono, David Kaluge Ergun, Hüseyin Fahamsyah, Mohammad Hatta Faizurrahman, Umar Haidar Fakhrana, Fathaniadina Falah, Yusril Faridatun Nila Faridatun Nila Faridatun Nila Fary Adisetya Putra Fathaniadina Fakhrana Febrianti, Puput Rosita Febrinda Eka Damayanti Fihrist Rayhan Deqauni Firman, Asmen Junaidi Firsty Izzata Bella Fithrotin Azizah Rahmah Fitri Nur Latifah Gabriella Jodie Adhama Gea Papurane Langi Hamid Fahmy Zarkasyi Hanifiyah Yuliatul Hijriah, Hanifiyah Yuliatul Hanoraga, Tony Huzein Satrio Prasetyawan Ilham Nur Agustha Ilham Nur Agustha, Ilham Nur Ilmiawan Auwalin Imam Sopingi Imam Wahyudi Indrawan Iman, Shofal Indi Masita Lisdawami Indra Kharisma Raharjana Insani, Taqiyah Dinda Insani, Taqiyah Dinda Ira Erlinawati Ira Erlinawati, Ira Irham Zaki Ishma Amelia Jihad Jihad Jihad, Jihad Khoirul Umam Kurniawan, Ainur Rofiq Kusnul Ciptanila Yuni K Kusuma, Aditya Latifah, Nuria Machfud, Syafrina Mahmudah, Siti Nur Maramis, Muhamad Iqbal Haqiqi Matsahri, Matsahri Mirna Ainurrachma Moch. Ali Fudin Al Islami Moh Fudholi Moh. Fudholi Moh. Fudholi Mohammad Haidar Risyad Muhamad Nafik Hadi Ryandono Muhammad Ali Nuruddin Muhammad Nafik HR Muhammad Sanusi Muhammad sanusi Muhammad Syauqi Muhammad Syauqi Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al-mustofa Muhammad Wicaksono Hasdyani Putra Muslich Anshori Mustofa, Muhammad Ubaidillah Al Mutmainah Mutmainah Nadia Arisanti Nareswari Saputro Nareswari Saputro, Nareswari Nauval Fadhillah Gusti Wijaya Nidya, Ardina Talitha Nikmatul Atiya Nila, Faridatun Nisa, Khairun Nisful Laila Norma Rosyidah Norma Rosyidah, Norma Nova Rini Nova Rini Novalia Nastiti Novalia Nastiti, Novalia Novita Novita Nur Rachmat Arifin Nur Rachmat Arifin Nurrohman, Dzikri Nurul Asfiah Nurul Asfiah Okyviandi Putra Erlangga Ongky Martha Dwiyananda Ongky Martha Dwiyananda, Ongky Martha Pramita Agustin Pramita Agustin, Pramita Puji Sucia Sukmaningrum Puput Rosita Putra, Fary Adisetya Putra, Muhammad Wicaksono Hasdyani R Moh Qudsi Fauzi R Wahyu Agung Utama R Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama Rachman Sugiharno Raditya Sukmana Rahmadany, Zhahirah Adriana Ramdani Ramdani Rani, Lina Nugraha Renny Oktafia Renny Oktafia, Renny Ridan Muhtadi Rifqul Ma'isyah Ririn Tri Ratnasari Risyad, Mohammad Haidar Rosana Puspasari Rosana Puspasari, Rosana Rosidi, Dinda Oktaviona Rosyidi, Luthfi Sadikin, Muhamat Ali Samsidar Widiarso Saptowati, Errin Dwi Sarker, Md Atiqur Rahman Setiyo Aji Shabbir, Malik Shahzad Sinulingga, Rizky Amalia Siti Maisaroh Siti Maisaroh Siti Nur Azizaturrohmah Siti Nur Azizaturrohmah, Siti Nur Siti Nur Mahmudah Siti Zulaikha Siti Zulaikha Soleh, Mochamad Soleh, Mochammad Sri Hartini Sri Herianingrum Sri Ningsih Sulaeman Sulaeman Sunan Fanani, Sunan Sunarno Sunarno Taqiyah Dinda Insani Taufan Indrasasmita Tika Widiastuti Tjiptohadi Sawarjuwono Ubaidi, Ubaidi Utama, R Wahyu Agung Utama, R. Wahyu Agung Wahid , Wahyu Wibisono Wahyuningsih Wahyuningsih Wisudanto Wisudanto Yan Putra Timur Yanuar Dharma Putra Zaim Nur Afif Zaim Nur Afif, Zaim Nur Zaimy Johana Johan Zain, Nur Habiba Zainal Abidin Zakaria, Nor Balkish