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Journal : Journal of Community Service and Society Empowerment

Financial Literacy Counseling: Avoiding Fictitious Investments for Teachers and Parents at Taman Indria Kindergarten, Bandung City Fakhri, Mahendra; Wardhana, Aditya
Journal of Community Service and Society Empowerment Том 2 № 03 (2024): Journal of Community Service and Society Empowerment
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jcsse.v2i03.1013

Abstract

The level of financial literacy of Indonesian people is currently showing an encouraging increase, in 2023 the level of financial literacy of Indonesian people will reach 69.7 points, an increase from 2020 of 66.5 points, this means that the level of knowledge and understanding of Indonesian people towards money is in a good position. which is encouraging. This can be seen from the increase in activities in the financial sector, such as now every person has a bank account, which means that every citizen in Indonesia has started to understand about saving, apart from that, Generation Z has now started talking about investment, especially stock investment, this Of course it is encouraging because the literacy skills of Indonesian citizens can be equated with those of other developed countries. The increase in the financial literacy index has of course been encouraging lately, but there are still incidents reported by both the media and social media regarding victims of fraudulent investments. Bodong investment is a term for fraudulent activities under the guise of investment. This usually happens when a party offers an investment with a high rate of return, without risk, which makes people tempted and even decide to follow the investment. In the name of investment, these fraudulent activities never seem to disappear in Indonesia, as if people have never learned from previous experiences. This can happen because even though the level of financial literacy has increased, if someone carries out their activities, their finances are not only always influenced by a high level of intelligence, but they are also affected. by psychological factors, so it is natural that fraudulent investment incidents always occur. This community service activity takes the form of outreach and community outreach to the target community which is divided into two stages. The first stage, planning between the organizer and the target community begins with completing an administrative recommendation form and a letter of willingness for the target which contains roles, duties, principal and functions. The second stage, implementation takes the form of counseling delivered offline (outside the network) taking place in the school hall. This community service activity is actually a form of plan in the form of a digital financial counseling series. So the relevance of one activity to other activities will be designed. Thus, it is still open for the next series of service with coverage not only of the same target community but also the network of the target community itself, in this case the community and other community institutions that are part of the Taman Indria Kindergarten network (parent to Taman Siswa) around the city of Bandung, so that The digital financial literacy target could be more broadly segmented.
Financial Literacy Series: Financial Planning For Families in TK/POS PAUD Pandanwangi, Bandung City Kartawinata, Budi Rustandi; Wardhana, Aditya
Journal of Community Service and Society Empowerment Том 3 № 02 (2025): Journal of Community Service and Society Empowerment
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jcsse.v3i02.1781

Abstract

This study presents a community service initiative aimed at enhancing financial literacy among families associated with TK/POS PAUD Pandanwangi in Bandung City. Recognizing the critical role of financial planning in improving family financial well-being, the program targeted both parents and educators to foster responsible financial behavior from early childhood education settings. Employing a qualitative method, the program was conducted in two phases: planning through collaborative engagement with the community, and implementation through workshops and seminars addressing topics such as budgeting, saving, investment, and online gambling awareness. A total of 28 participants attended the session, and post-event evaluation revealed that 82% demonstrated improved understanding of financial planning principles. The findings highlight the effectiveness of tailored, community-based financial education in promoting economic empowerment. This initiative underscores the importance of integrating financial literacy into early education and the need for systemic support to ensure sustainable financial inclusion.
Co-Authors Affandy Agusman Aris Agne Nabilah Agnelia, Revina Anisa Agusman Aris, Affandy Al Hazmi, Nadhil Alief Maulana Aldi Akbar Amalina Fitria, Nur Anisa Agnelia, Revina Arief, Ilham Arif Kuswanto Augiani, A. S Augiani, Amani S. Azhari, Nadya Dewi Bando, Nurjannah Budi Harto Budi Rustandi Kartawinata Cakranegara, Pandu Adi Christabella, Rininta Citra, Khansa Fairuz Cleopas Martin Rumende Dadang Sudrajat Daya, Mulianah desi kristanti, desi Dg. Mapata Dien, Siphora Dwikawardhana, Galih Santika Dyah Maharani E. Mudjaddid A. Siswanto Deddy N.W.Achadiono Hamzah Shatri Efendi Efendi Em Yunir, Em Erni Juwita Nelwan, Erni Juwita Faizah, Ana Farhana, Nadya Feroniasanti, Lauda Hafifah, Ariqah Nur Halim, Jessica Hartini Hartini Hartini Hartini, Hartini - Hendy Tannady Hernawan, Moch Arif Insani, Al Fajrin Irmia Kusumadewi Irzan Soepriyadi Joko Ariawan Kaltha, Karina Kameswari, Varra Awaliah Pinus Karimah, Benati Kautsar, Raisya Ayu Kispa, Tera Kristanty Marina Natalia N Kumalawati, July Kurniasari, Dhita Leonard Nainggolan Liem, Isabella Kurnia Lis Lesmini Listiya, Marcella Tirta Mahendra Fakhri Mahir Pradana Marcellus Simadibrata Maya Kasmita Melati Putri , Nandita Melvani, Belvana Putri Meutia Zakaria Miranda, Eliza Mohamad Rachadian Ramadan Mujadid, Fajar N, NORMIYATI Natasha, Bella Nisrina Kamila Normiyati Normiyati Novialdi . Noviandi Syarif , Akhmad Nuryana, Arief Octovia, Lily Indriani Oklia, Sheila Pelitahati, Puguh Piprim B. Yanuarso, Piprim B. Pratama, Aulya Rahman Putri Pratiwi, Intan Pudjiti, Dyah Juliana Pusponegoro, Erdina Hardiono D Putri, Nandita Melati Rachmawaty Rachmawaty Rachmawaty Raharjanti, Natalia Widiasih Rahmah Kusuma, Tyas Rahmawati Rahmawati Rahmawati, Nosita Ramadhania, Dian Araminta Rasyid, Nurhayati M Revi Sesario Revina Anisa Agnelia Ricky Aditya Rismala Dewi Rustam, Musfardi Salma Nurhaliza Sandhi, Afriyanti Sandora, Normalina Santosa, Arby Mauliddan Sapinah Sapinah Sari, Ade Risna Sari, Ayu Diandra Satyani, Metta Sesario, Revi Setiawan, Evania Setyowati, Tri Mulyani Soegeng Wahyoedi Sugiarto, Adhrie Sulaiman, Syarifuddin Suryaningsih, Lilik suryawan, ryan firdiansyah Suyuti, Rizal Syah Putra, Syah Syahputra Syahputra Syahputra, Syahputra Syarif, Akhmad Noviandi Syarifuddin Syarifuddin Tanjunga, Sanjaya F. Tanjunga, Sanjaya Faisal Tedjaatmadja, Chintya Tienni Mariana Simanjorang Tjhin Wiguna Valeria, Michelle Veronica, Raja Merlinda Wina Sinaga Winanda, Rizki Aniza Winarno, Gammaditya A. Winarno, Gammaditya Adhibarata Wulandari, Yohannessa Yahya, Muh. Zainuddin Iba Zeffan Daffa Fitra Haidar Zidna, An’umillah Arini