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Pengaruh Financial Technology, Locus of Control, dan Orientasi Kewirausahaan Terhadap Kinerja Keuangan UMKM(Survey pada UMKM Jamu di Kecamatan Nguter Tahun 2023) Kristanto Saputra, Bayu; Wibowo, Edi
PENG: Jurnal Ekonomi dan Manajemen Vol. 2 No. 1 (2025): Januari-Maret, Economics and business economics in Humanity
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/cv7qh330

Abstract

In the context of the Indonesian economy, small and medium enterprises (MSMEs) play a very crucial role, both in absorbing labour (more than 90%) and contributing to the national Gross Domestic Product (GDP) (more than 50%). This study aims to examine the significance of financial technology, locus of control, and entrepreneurial orientation on the financial performance of herbal medicine MSMEs operating in Nguter Sub-district. Quantitative data obtained directly from respondents is the main source in this study. All herbal MSMEs totalling 63 units in Nguter Sub-district became the population as well as the sample in this study. Data analysis was conducted through several stages, including the classical assumption test, multiple linear regression, t-test, F-test, and calculation of the coefficient of determination (R-squared). The results of the analysis show that the use of financial technology has a positive and significant influence on the financial performance of herbal MSMEs in Nguter Sub-district. However, the locus of control variable only has an insignificant positive effect on the financial performance of herbal MSMEs, while entrepreneurial orientation has a negative effect which is also insignificant.
Pengaruh Inklusi Keuangan, Kompetensi SDM dan Literasi Keuangan Terhadap Kinerja Keuangan  UMKM Kuliner di Kecamatan Purwantoro Kabupaten Wonogiri Ardiyanto, Yayan; Wibowo, Edi; Indriastuti, D. Ririn
PENG: Jurnal Ekonomi dan Manajemen Vol. 2 No. 1 (2025): Januari-Maret, Economics and business economics in Humanity
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/bjtdyq69

Abstract

Banyak ditemui pelaku UMKM di wilayah ini, khususnya pada sektor makana dan minuman. Terdapat total 341 jumlah UMKM yang ada di wilayah Kecamatan Purwantoro, Wonogiri (Data UMKM Dinas UMKM dan Perindag Wonogiri, 2023). Penelitian ini dibuat dengan tujuan untuk menganalisis signifikansi pengaruh inklusi keuangan, kompetensi SDM dan literasi keuangan terhadap kinerja keuangan UMKM Kuliner di Kecamatan Purwantoro. Penelitian ini menggunakan jenis data yaitu data kualitatif dan kuantitatif. Sumber data yang digunakan adalah dengan perolehan data berupa data primer dan data sekunder. Populasi dalam penelitian ini adalah pihak pelaku pihak UMKM Kuliner di Kecamatan Purwantoro yang berjumlah 341 jenis usaha. Pengambilan sampel dilakukan dengan teknik accidental sampling dan diperoleh 77 sampel. Teknik analisis data yang digunakan dalam penelitian ini adalah analisis deskriptif, analisis regresi linear berganda, uji t, uji F, dan koefisien determinasi. Hasil penelitian ini menggunakan uji t dengan hasil penelitian yaitu: inklusi keuangan tidak berpengaruh signifikan terhadap kinerja keuangan UMKM Kuliner di Kecamatan Purwantoro, kompetensi SDM berpengaruh signifikan terhadap kinerja keuangan UMKM Kuliner di Kecamatan Purwantoro dan literasi keuangan berpengaruh signifikan terhadap kinerja keuangan UMKM Kuliner di Kecamatan Purwantoro. Hasil uji F hitung diperoleh nilai 27,097 dengan nilai signifikansi 0,000 < 0,05. Hasil uji koefisien determinasi diperoleh nilai adjusted R2 0,507, artinya besarnya sumbangan pengaruh bebas (inklusi keuangan, kompetensi SDM dan literasi keuangan) terhadap variabel terikat (kinerja keuangan UMKM) sebesar 50,7%.
Analisis Sentimen Terhadap Ulasan Hotel Melalui Platform Google Review Menggunakan Metode Stacking Wibowo, Edi; Pratama, Irfan
Jurnal Teknologi Dan Sistem Informasi Bisnis Vol 6 No 4 (2024): Oktober 2024
Publisher : Prodi Sistem Informasi Universitas Dharma Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jteksis.v6i4.1475

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In the digital era, the internet has become the main source of information for the public, including when searching for hotel information. One platform frequently used for finding hotel information is Google Review, which allows hotel guests to share their experiences. This study aims to analyze sentiments towards hotel reviews, specifically for hotels in Jakarta, through Google Review to help customers choose hotels that meet their needs. The research method uses Serp API in Python to gather review data from Google Review, followed by data preprocessing and labeling with VADER. Sentiment classification is conducted using a stacking ensemble method. The stacking ensemble method in this study employs Naive Bayes, Random Forest, Logistic Regression, Support Vector Machine, K-Nearest Neighbor, and Extra Trees Classifier as base algorithms. The sentiment classification results are then evaluated using precision, F1-score and accuracy metrics. The research findings show that the stacking ensemble method with Naive Bayes, Random Forest, Logistic Regression, Support Vector Machine, K-Nearest Neighbor, and Extra Trees Classifier algorithms performs better than individual models. The precision, F1-Score and accuracy of the stacking ensemble method reach 91%, 97%, 98%, respectively.
THE ROLE OF SUPPLY CHAIN MANAGEMENT IN IMPROVING THE COMPANY'S OPERATIONAL EFFICIENCY Wibowo, Edi; Nuswandari, Inti; Maidarti, Titin
JURNAL EKBIS Vol 25 No 2 (2024): JURNAL EKBIS (ANALISIS, PREDIKSI DAN INFORMASI)
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this article is to understand: 1) The importance of supply chain management for companies; 2) What is the role of supply chain management in improving the operational efficiency of companies? This article uses qualitative research that uses literature review as its data collection method. Research has shown that the importance of supply chain management for companies is to ensure that products and services are optimally distributed to customers and to ensure that products are delivered when customers want them, reducing costs and increasing the company's profits in the supply chain. Optimizing time, space, and the amount of resources. All this so that companies can compete in an increasingly global business. The role of supply chain management in improving the company's operational performance is as follows: 1) Helping to identify potential problems that may arise. 2) Optimizing costs; 3) Efficiency and reduction of operational costs; 4) Improving the supply chain process through spatial awareness.
Rancang Bangun Sistem Informasi Manajemen Aset Berbasis Web untuk Menghitung Penyusutan Fiskal Nasrul, Nasrul; Saptono, Henry; Wibowo, Edi; Amalia, Amalia
Jurnal Informatika Terpadu Vol 10 No 1 (2024): Maret, 2024
Publisher : LPPM STT Terpadu Nurul Fikri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54914/jit.v10i1.1086

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Effective asset management is a critical component in maintaining the financial and operational stability of an institution. At STT Terpadu Nurul Fikri, asset management still relies on manual processes, resulting in inefficiency and increased risk of errors. One crucial aspect of asset management is fiscal depreciation calculation, a process that considers the reduction in asset value over its useful life for fiscal or taxation purposes. Despite its importance, the fiscal depreciation calculation process at STT Terpadu Nurul Fikri still depends on manual Excel spreadsheet usage. This approach is prone to errors, difficult to track, and time-consuming. This research aims to design and develop a web-based asset management information system using the Laravel Framework, employing the Extreme Programming (XP) software development methodology. XP provides flexibility for developers to adapt to changing needs and ensures the quality of the resulting product. The conclusion of this research is that by employing the XP approach and leveraging the Laravel Framework, the development of this system is expected to provide an effective solution to the challenges faced in asset management. This will ease the management of assets for STT Terpadu Nurul Fikri and simplify the fiscal depreciation calculation process for its assets.
Peningkatan Daya Saing UMKM Ceriping Singkong di Desa Blorong Kecamatan Jumantono Karanganyar melalui Jejaring Kerja dan Kolaborasi antar UMKM Wibowo, Edi; Ola, Damas Ivan
Jurnal Komunitas : Jurnal Pengabdian kepada Masyarakat Vol. 7 No. 2: Januari 2025
Publisher : Institut Ilmu Sosial dan Manajemen Stiami

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31334/jks.v7i2.4444

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The majority of the people of Blorong Village make their living as farmers, this is supported by the geographical condition of the village which has many rice fields with easily accessible rivers. There are several people in Blorong Village who are developing home-based businesses, one of which is the Ceriping Singkokng business. The raw material potential in Blorong Village has a lot of cassava which is processed into chips. The demand for cassava chips has a high market demand. The workforce in Blorong Village has a lot of workers who are skilled at making cassava chips.     Regional government support provides support to MSMEs, such as training and capital assistance. The problems that exist in these MSMEs include lack of networking and collaboration between MSMEs, limited access to information and knowledge about marketing and branding, tight competition with cassava chip products from other regions, inconsistent product quality.   The impacts include, among others, the competitiveness of the cassava chip MSMEs in Blorong Village is still low, difficulties in penetrating a wider market, and the income of cassava chip MSMEs is still low. The results of this activity are able to increase the collaboration network between MSME actors so that it will increase the income and welfare of these MSME actors.    
Impact of liquidity, asset structure, and business risk on capital structure of automotive and component companies Hartini, Estuti Fitri; Nuswandari, Inti; Wibowo, Edi; Yulianingsih, Amika; Mutakin, Agus Jenal
Indonesian Journal of Business, Accounting and Management Vol. 6 No. 2 (2023)
Publisher : Sekolah Tinggi Ilmu Ekonomi Indonesia Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36406/ijbam.v6i02.974.150

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This study aims to examine how liquidity, asset structure, and business risk impact capital structure. The study focuses on Automotive and Component companies listed on the Indonesia Stock Exchange (IDX) during the observation period of 2015-2019. The sample selection method employed in this study is purposive sampling. We selected a sample of 12 companies from the Indonesia Stock Exchange website (https://www.idx.co.id/). The study employed secondary data obtained from the financial statements of the companies. Multiple linear regression was used as the data analysis technique. The study's results indicate that capital structure is negatively and significantly influenced by liquidity. Additionally, asset structure has a negative and significant effect on the capital structure, and business risk has a negative and significant effect on the capital structure. Note: This article serves as a restored version of the original content following a corruption incident. The Digital Object Identifier (DOI) has been successfully re-registered and reactivated to ensure continued accessibility and citation integrity.
Perancangan UI/UX untuk Pendaftaran Data Calon Karyawan dengan Metode User Centered Design pada PT Pra Kerja Nusantara Rafiq, Muhammad Nur; Wibowo, Edi
DBESTI: Journal of Digital Business and Technology Innovation Vol 2 No 1 (2025): Mei, 2025
Publisher : LPPM STT Terpadu Nurul Fikri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54914/dbesti.v2i1.1382

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This study discusses the design of User Interface (UI) and User Experience (UX) for the website-based job applicant registration process using the User-Centered Design (UCD) method. PT Pra Kerja Nusantara previously used paper forms to fill in applicant data manually. Now, the company is switching to a website-based system to improve efficiency and effectiveness, but it needs to be optimized to make it easier to use. This research focuses on designing a website for job applicant registration at PT Pra Kerja Nusantara by considering user needs through the UCD method. The design process involves problem analysis, user research, system design, high-fidelity prototyping, and testing and evaluation. The results showed a prototype job applicant registration website with a System Usability Scale (SUS) score of 90.71, indicating an excellent usability level. With the application of effective UI/UX, this website is expected to help PT Pra Kerja Nusantara process and store data efficiently and effectively.
Evaluasi Penggunaan Aplikasi Ninja Driver di Ninja Xpress Jasinga Bogor Menggunakan PIECES Framework Awaliyah, Rita; Rusmanto; Wibowo, Edi
DBESTI: Journal of Digital Business and Technology Innovation Vol 2 No 1 (2025): Mei, 2025
Publisher : LPPM STT Terpadu Nurul Fikri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54914/dbesti.v2i1.1634

Abstract

The growth of e-commerce in Indonesia has driven the need for fast and ef icient delivery services, including Ninja Xpress,which utilizes the Ninja Driver application to support courier operations. This study aims to evaluate the Ninja Driverapplication at Ninja Xpress Jasinga using the PIECES framework (Performance, Information, Control, Ef iciency, Service).The research employed a quantitative approach through questionnaires distributed to 27 couriers as respondents,complemented by interviews with the company to validate the findings. The results showed average scores for Performance(2.74), Information (3.15), Control (3.27), Ef iciency (3.10), and Service (3.07), with all aspects rated as "agree." Theapplication supports ef iciency and service, such as reducing delivery time and improving the quality of information.However, there are issues with application stability in weak signal areas and delays in the validation process. Overall, theapplication is considered adequate in supporting courier operations but requires improvements in stability and ef iciencyfeatures. Recommendations include enhancing application stability in areas with weak signals, improving the delivery statusvalidation mechanism for faster processing, and developing error-handling features.
Klasifikasi Gerakan Olahraga Panahan Menggunakan YOLO dan Metode LSTM Adriansyah, Ahmad Rio; Wibowo, Edi; Panji, Krisna
The Indonesian Journal of Computer Science Vol. 14 No. 3 (2025): The Indonesian Journal of Computer Science
Publisher : AI Society & STMIK Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33022/ijcs.v14i3.4664

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The classification of archery movements presents a significant challenge in the development of technology to support athlete training. This study aims to develop an archery movement classification system using a combination of YOLO for pose detection and Long Short-Term Memory (LSTM) for temporal classification. The system processes archery training videos into a sequence of images. The aim of this research is to train LSTM model to recognize patterns from four predefined archery movement classes: stand, extend, hold, and release. Evaluation results show that the system achieved an accuracy of 64.47%. Furthermore, analysis using precision, recall, and F1-score metrics indicates varying performance across the movement classes, with the highest F1-score of 83.75% achieved in the release class. This study contributes to the development of machine learning-based technology to support sports training, particularly in archery, by offering a data-driven approach capable of automatically recognizing and evaluating athletes' movements.
Co-Authors Adi, Tita Ria Aditya, Krisna Aditya, Muhamad adriansyah, ahmad rio Agustin Azzahra, Mega Ahdi Widyaputra, Fauzan Akhmad Mustofa Aklif Reza Muttaqin Amalia Amalia Ana Farida Ulfa, Ana Farida Anita, Theresia Denis Antikasari, Destia Silvi Ardiyanto, Yayan Ati, Widia Sari Tresno Awaliyah, Rita Bagus Eko Hardiono DEWI SAPTANTINAH PUJI ASTUTI Diana Tri Lestari Diny Fitriawati, Diny Dona Dinda Pratiwi Dorothea Ririn Indriastuti ERNI WIDAJANTI Estuti Fitri Hartini Fadhliansyah, Ahmad Fadilah, Dini Nur Fathy Shiroth, Salman Febrianto, Akbar Fikri, Miftakhul Ghassani, Rizqi Gilang Bintang Gita Eka Sila Hasim Indriastuti, D. Ririn Iryanti, Rizki Novita Jayadi Jayadi Kenjam, Dionisia Oktavia Kharis Triyono Kristanto Saputra, Bayu Lukman Rosyidi Lusiawati, Ira Maidarti, Titin Marjam Desma Rahadhini Merkuria Karyantina Mudinillah, Adam Muh. Resa Yudianto Suldani Mutakin, Agus Jenal Nanik Suhartatik Nasrul Nasrul Novita Putri, Erlinda Nuswandari , Inti Nuswandari, Inti Oktaviana, Rizka Azimatul Ola, Damas Ivan Paksi Satyagraha Panji, Krisna Prasetya, Riky Pratama, Irfan Prayoga Nugraha Taunay R.I.U, Amaliyah Rafiq, Muhammad Nur Ramadhani, Syifa Sukma Ranjani, Efti Adellia Retno Hartati Rina Susanti Rina Wulandari Rusmanto Sabarudin, Didin Salim, Tamara Adriani Saptono, Henry Sari, Putri Oktovita Setyaningsih Sri Utami Setyaningsih SU Shelviana, Mira Sri Redjeki Sugiarto, Catur Suhaeri Sumaryanto Sumaryanto, Sumaryanto Suminar, Erna Syihab, Rafi Zahran Taufik, Cevi Mochamad Tresnoati , Widia Sari Tsabitah, Haura Tugiyono, Jentot Umi Faridah Wicaksana, Adriansyah Mahesa Widyaputra , Fauzan Ahdi Widyastuti, Anik Yulianingsih, Amika Zainal Arifin