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Sri Herianingrum

Departemen Ekonomi Syariah - Fakultas Ekonomi Dan Bisnis - Universitas Airlangga

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Pengaruh Pembiayaan Dana Baitul Maal Wat Tamwil (BMT) Teladan Terhadap Kinerja Usaha Mikro di Pasar Semolowaru Surabaya Nurul Farida Damayanti; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 3 (2014): Maret-2014
Publisher : Universitas Airlangga

This research aims to find out the influence of funding of BMT Teladan towards microenterprises' performances in Semolowaru’s Market Surabaya. Questionnaires are used to collect the primary data. The data is analyzed by using one of quantitative approaches which is simple regressive analysis. The samples of the analysis are 30 BMT Teladan customers who have been partners for at least one years. Purposive sampling is used as it eases the researcher to take detailed informations and it also appropriate towards the aim of the research.The result of the research shows that the BMT Teladan funding which covers Ijarah and Murabahah financing are indeed influential towards micro-enterprises' performances in increasing earnings and asset of micro-enterpreneur in Semolowaru’s Market Surabaya. BMT Teladan shoud provide stronger internal factors for increasing the performances of micro-enterprises such as developing and empowering human resources (microenterpreneur). The successes and failures of an enterprise or a business relies on the capability of its human resources especially in applying business strategy. In other words, the success of an enterprise is determined by the quality of its human resources as microenterpreneurs. It is hoped for the next further research to use a broaderfactor (internal and external) that influences the performance of micro-enterprises. REFERENCESAli, Suryadharma. 2008. Pemaknaan Ulang Terhadap Konsep Pemberdayaan Dalam Memandirikan UMKM. Orasi Disampaikan Dalam Dies Natlies Ke 56 Universitas Sumatera Utara. Medan.Amalia, Euis. 2009. Keadilan Distribusi Dalam Ekonomi Islam Penguatan Peran LKM dan UKM di Indonesia. Jakarta : PT. Rajagrafindo PersadaAmalia, Puspita Demy. 2010. Peran Lembaga Amil Zakat Dalam Pemberdayaan Ekonomi Miskin. Skripsi tidak diterbitkan. Fakultas Ekonomi dan Bisnin, Universitas Airlangga.Anshori, Muslich dan Sri Iswati. 2009. Metodologi Penelitian Kuantitatif (Bahan Ajar). Makalah tidak di publikasikan. Surabaya :Fakultas Ekonomi dan Bisnis Universitas AirlanggaAntonio, Muhammad Syafii. 2001. Bank Syariah : Dari Teori Ke Praktik :Jakarta: Gema InsaniArikunto, Suharsini. 2006. Prosedur penelitian : Suatu Pendekatan Praktik. Jakarta : Rineka CiptaAsmawi. 2009. Ham dans Maqasid Syariah, (online), http://asmawi.net/wpcontent/uploa ds/2009/11/HAM-dan -al-maqashidsyariah.secred.PDF, diakses 18 februari 2013)Azis, Amin. 1995. Prospek BMT Perbedaan Hukum Koperasi. Makalah disajikan pada seminar prospek BMT berbadan hokum koperasi. Jakarta : Kerjasama PINBUK dengan departemen koperasi.Buchori, Nur S. 2009. Koperasi Syariah. Sidoarjo: Kelompok Masmedia Buana Pustaka.Burhanudin,Susanto. Hukum Perbankan Syariah di Indonesia, Cet 1. Yogyakarta : UII Press Cooper, Donald. 199. Business research methods,cetakan ke 3. jakarta: AirlanggaDarojat, Irmawan Rofi’u. 2012. Peran penyaluran dana BMTMuawanah Untuk Meningkatkan Kesejahteraan Masyarakat Petani Di Kabupaten Madiun. Skripsi tidak diterbitkan. Fakultas Ekonomi dan Bisnis : Universitas AirlanggaDenim, Sudarwan. 1997. Metode penelitian untuk ilmu-ilmu perilaku. Jakarta. Bumi Aksara Dewan Syariah Nasional MUI. 2000a. Fatwa DSN MUI No. 02Diola, Alfa. 2011. Peran BMT dalam meningkatkan Kesejahteraan Anggota Pada BMT UGT Sidogiridi Kota Surabaya. Skripsi tidak diterbitkan. Surabaya Fakultas Ekonomi dan Bisnis Universitas Airlangga.Fauzin, Agus. 2010. Pengaruh pemberian pembiayaan mudharabah BMT terhadap peningkatan kinerja anggota nasabah. Skripsi Tidak Diterbitkan. UIN YogyakartaHamidah, Lilik. 2007. Pentingnya Likuiditas Dalam Manajemen Dana Pada BMT Marsalah Mursalah Lil Ummah Pasuruan . Skripsi Tidak Diterbitkan. Malang . UIN MalangHamidi, Luthfan. 2003 . Jejak- Jejak Ekonomi Islam. Jakarta : Senayan Abadi PublishingHasibuan, Nirimansyah, 1993. Ekonomi Industri. LP3ES. JakartaHerianingrum, Sri. 2013. Pengaruh Pembiayaan Bank Syariah Terhadap Kinerja Usaha dan Kesejahteraan Pengusaha Kecil Tijarah Zira’ah di Jawa Timur. Disertasi tidak diterbitkan. Surabaya : Fakultas Ekonomi dan Bisnis Universitas Airlangga.Heryawan, Ahmad. 2009. Kesejahteraan dan ukurannya, (online), (http://ahmadheryawan.blogspot.c o.id/kesejahteraan-dan-ukuran, diakses pada 7 Agustus 2013) Heryawanhmad. 2009. Kesejahteraan dan Ukurannya, (Online), (http:ahmadheryawan.blogspot.co.i d/kesejahteraan-dan-ukurannya, diakses pada 5 Januari 2013Huda, Nurul & M. Heykal. 2010. Lembaga Keuangan Islam : Tinjauan Teoritis dan Praktis. Jakarta : Prenada Media Group.Ilmi, Mukhalul. 2002. Teori Dan Praktik Lembaga Mikro Keuangan Syariah. Yogyakarta:UII PressIndriantoro Nur. 2002, Metodologi penelitian bisnis untuk akuntansi dan manajemen. Edisi pertama. Yogyakarta: BPFEKarim, Adiwarman. 2010. Bank Islam Analisis Fiqh Dan Keuangan. Jakarta : IIIT IndonesiaKarnaen Anwar Perwatatmaja dan Hendri Samsul Bahri Tanjung. 2007. Bank Syariah (Teori, praktik dan peranannya), Cet.I. Jakarta : Celestial PublishingKhallaf, Abdul Wahab. 2003. Ilmu Usul Fiqih Kaidah dalam Islam. Jakarta : Pustaka AmaniKuncoro. 2008. Pembiayaan Usaha Kecil. Economic Review, no 211(3) : 1-10Kuntoro.2011. Metode Statistik. Surabaya: Pustaka MelatiMalhotra, Naresh K. 1996. Marketing research : An applied orientation. 3rd edition, Prentice Hall ,Englewood cliffs, NJMalhotra, Naresh. 1996. Marketing Research. 3rd Edition. Englewood CliffsMooduto, M Arie. 2012. Ekonomi Islam Pilihan Mutlak Seorang Muskmin. JakartaMughni, Abdul. 2005. Keuangan Mikro Islam Upaya Dalam Pengentasan Masalah. Sosial, (Online), (http://takzia.ac.id/index.php?optio n=com, diakses pada 1 januari 2013.Muhammad . 2009 . Lembaga Keuangan Mikro Syariah. Edisi P ertama. Yogyakarta : Graha Ilmu.Muhammad. 2006. Bank Syariah Analisa Kekuatan, Kekuatan, Kelemahan, Peluang dan Ancaman. Edisi Kedua. Yogyakarta:EkonisiaNanda, Adhitya Okta. 2012. Keseimbang Fungsi Baitul Maal dan Fungsi Baitul Tamwil Pada Lembaga Keuangan Mikro Islam Di Surabaya Dan Sekitarnya. Skripsi tidak diterbitkan. Fakultas Ekonomi dan Bisnis : Universitas AirlanggaNorvadewi. 2007. Tinjauan Syariah Terhadap Badah Hukum Koperasi Untuk Baitul Maal Waat Tamwit. Jurnal Mulahib 2 (IV): 193-204Pusat Pengkajian Dan Pengembangan Ekonomi Islam (P3EI). 2008. Ekonomi Islam . Jakarta : PT Rajagrafindo PersadaRidwan, Muhammad. 2004. Manajemen Baitul Maal Wat Tamwil. Yogyakarta: UII Press

Pengaruh Kualitas Pelayanan Islami Terhadap Kepuasan dan Loyalitas Nasabah Bank BRI Syariah Surabaya Rizky Pratama Putra; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 9 (2014): September-2014
Publisher : Universitas Airlangga

This study aims to determine the influence of the Islamic service quality on customer satisfaction and loyalty switching intentions moderated by religious knowledge level in in Customer of BRISyariah Bank in Surabaya.The research method used is quantitative approach. This research use a total of 96 customers of BRISyariah Surabaya. Customer characteristics used are Moslem, registered as a funding or deposit customer for at least a year. The sampling technique is purposive sampling. This research uses a method PLS (Partial Least Square).The results showed that Islamic service quality has a positive and significant impact on customer satisfaction. Other results showed that customer satisfaction has significant impact to customer loyalty and Islamic service quality has significant effect on customer loyalty. This results in accordance with the theory of Othman and Owen that CARTER could be used to measure the quality of service on Islamic Banking. Suggestion for the BRISyariah Bank in Surabaya should maintain and improve its service quality in order to improve satisfaction and form a loyal customer. For further research, can be done by adding another variable which affect customer satisfaction and loyalty. REFERENCES Al Qur’an dan Terjemahannya. 2005. Syamil Al Qur’an. Bandung: PT. Syaamil Cipta Media.Abedniya, A., Zaeim, M.N. (2011). “Measuring the Perceive Service Quality in the Islamic Banking System in Malaysia”. International Journal of Business and Social Science. Vol. 2, No. 13.Anshori, Muslich dan Sri Iswati. 2009. Metodologi Penelitian Kuantitatif. Surabaya: Airlangga University Press.Astuti, S.P., Wilasari, W., Utami, D.E. (2009). “Meningkatkan Kualitas Pelayanan Di Bank Syariah”. Jurnal Manajemen Bisnis. Vol. 2, No. 1, h: 47-58.Badara, S.B., Nik Mat, N.K., Mujtaba, A.B., Al-Refai, A.N., Badara, A.M., Abubakar, F.M. (2013). “Direct Effect of Service Quality Dimensions on Customer Satisfaction and Customer Loyalty in Nigerian Islamic Bank”. Management 2013. 3 (1): 6- 11.Dick, A., Basu K., (1994). “Customer Loyalty: Towards an integrated framework”. Journal of the Academy of Marketing Science, 22 (2), 99-113.Ghozali, Imam. 2008. Structural Equation Modeling Metode Alternatif dengan Partial Least Square. Semarang: BP UNDIP.----------, Imam. 2011. Structural Equation Modeling Metode Alternatif Dengan Partial Least Square PLS. Semarang: BP UNDIP.Ishak, A., Luthfi, Z. (2011). “Pengaruh Kepuasan Dan Kepercayaan Konsumen Terhadap Loyalitas: Studi Tentang Peran Mediasi Switching Cost”. Siasat Bisnis. Vol. 15, h: 55-66.Jones, Thomas, W. E. Sasser. (1994). “Why Satisfied Customers Defect”. Harvard Business Review, 73 (November-December), 88-99.Kertajaya, Hermawan dan Syakir Sula. 2006. Syariah Marketing. Bandung: Mizan Media Utama.Kotler, Philip dan Kevin Keller. 2009. Manajemen Pemasaran, Edisi Ketiga Belas. Jakarta: Erlangga.Mohsan, Faizan, et al. (2011). “Impact of Customer Satisfaction on Customer Loyalty and Intentions to Switch: Evidence from Banking Sector of Pakistan”. International Journal of Business and Social Science. Vol. 2 No. 16.Nazir, Moh. 2005. Metode Penelitian. Bogor: Ghalia Indonesia.Osman, I., Ali, H., Zainuddin, A., Rashid, W.E., Jusoff, K. (2009). “Customers Satisfaction in Malaysian Islamic Banking”. International Journal of Economics and Finance. Vol. 1, No. 1.Oliver, Richard. (1997). ”Satisfaction: Behavioral Perspective on the Consumer”. Mc Graw-Hill. International editions.--------, Richard. (1999). “Whence Consumer Loyalty?” Journal of Marketing. Vol. 63 (Special Issue 1999), 33-44.Parasuraman, A., Zeithaml, V.A. & Berry, L.L. (1985). “A Conceptual Model of Service Quality and Its Imlications for Future Research”. Journal of Marketing. Vol. 49, 41-50.Peter, Paul dan Jerry Olson. 2002. Consumer Behavior : Perilaku Konsumen dan Strategi Pemasaran. Jakarta : Erlangga.Priyanti, D.R. (2005). Analisis Mutu Pelayanan Di Bank Syariah (Studi Kasus Pada Unit Usaha Syariah – Bank Permata). Tesis Program Magister Manajemen, Universitas Gunadarma: tidak diterbitkan.Rachmawati, R. (2010). “Pengaruh Kepuasan Terhadap Loyalitas Pelanggan (Sebuah Kajian Terhadap Bisnis Makanan)”. TEKNUBUGA. Volume 2 No. 2. Rianto, Nur. 2010. Dasar-Dasar Pemasaran Bank Syariah. Bandung: Alfabeta.Rust , R.T., Zahorik, A.J. (1993). “Customer Satisfaction, Customer Retention and Market Share”. Journal of Retailing, 69, 193-215.Saeed, M., Ahmad, Z.U and Mukhtar, S.M. 2001. “International Marketing Ethics from an Islamic Perspectives: A Value Maximization Approach”, Journal of Business Ethics, 32: 127- 142; Salesperson Selling Behaviors on Customer Satisfaction with Products.” Journal of Retailing, 73(2): 171-183.Sugiyono. 2012. Metode Penelitian Kuantitatif Kualitatif dan R&D. Bandung: Alfabeta.Tjiptono, Fandy. 1996. Prinsip-Prinsip Total Quality Service (TQS). Yogyakarta: Andi Offset.------------, Fandy dan Anastasia Diana. 2001. Total Quality Management (TQM). Yogyakarta: Andi Offset.Wijaya, Tony. 2011. Manajemen Kualitas Jasa. Jakarta: Indeks. www.bi.go.id www.brisyariah.co.idYamin, Sofyan dan Heri Kurniawan. 2011. Partial Least Square Path Modeling. Bandung: Salemba Infotek.Zainuddin, Muhamad. 2000. Metodologi Penelitian. Surabaya: BP AIRLANGGA.Zeithaml, V. A., and Marry Jo Bitner. 2000. Services Marketing: Integrating Customer Focus Across the Firm. Second Edition. Boston: Irwin McGraw-Hill, Inc.------------, V. A., Parasuraman, A., & Malhotra, A. 2000. E-service quality: Definition, dimensions and conceptual model. Working paper. Cambridge, MA: Marketing Science Institute.

Analisis Penerapan Pembiayaan Murabahah Pada Fatwa No. 84/DSN-MUI/XII/2012 Bank Muamalat Kantor Cabang Darmo Surabaya Diah Putri Pravita Sari; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 11 (2014): November-2014
Publisher : Universitas Airlangga

This study aims to determine the theoretical and practical application of murabahah about how the application by the Muamalat Bank branches of Darmo Surabaya.Methods of research of This study used a qualitative approach with the case study methods and descriptive analyzes. Then the researchers took the data in PT Bank Muamalat with some informants to be interviewed in depth, observed, and the data validated by triangulation methode.These results indicate that the implementation of the bank Muamalat Murabahahdarmo Surabaya branch office in according with the contained in the fatwa of murabahah which stated selling price to the buyer, then the flow of murabahah transaction can not be implemented in accordance with the provisions contained in fatwa because the field of business in Indonesia is still limited, it is not appropriate , next is the method in recognizing income / margin in the murabahah using the annuity method so that implementation of Muamalat bank financing is suitable with the fatwa number 84. REFERENCESAntonio, M Syafi’i. 2008. DasarDasarManajemen Bank Syariah. Jakarta. Gema Insani Press.Basrowi dan Suwandi. 2008. Memahami Penelitian Kualitatif. Jakarta: Rineka Cipta.Dewan Syariah Nasional. 2012. Fatwa Dewan Syariah Nasional Metode Pengakuan Keuntungan Tanwil Bi AlMurabahah Di Lembaga Keuangan Syariah. Jakarta:Fatwa DSN-MUI No. 84.Karim, Adiwarman. 2004. Bank Islam Analisis Fiqih dan Keuangan, Jakarta: III Indonesia.Karim, Adiwarman. 2008. Bank Islam Analisis Fiqh dan Keuangan. Jakarta: Raja grafindo Persada.Rahmawaty, Anita. 2007. "Ekonomi Syariah :Tinjauan Kritis Produk Murabahah Dalam Perbankan Syari‟ah Di Indonesia". Jakarta: JurnalEkonomi Islam La Riba Vol. 1 No. 2.Saeful Rahmat, Pupu. 2009. “Penelitian Kualitatif”. Jakarta: Equilibrium Vol.5 No. 9.Widodo, Sugeng. 2010. "Seluk Beluk Jual Beli Murabahah Perspektif Aplikatif" Yogyakarta.Usmani, Rahmadi. 2002. Aspek-Aspek Hukum Perbankan Islam Indonesia. Cetakan Pertama, Bandung, IT Citra AdityaBakti.Wiroso. 2005. Jual Beli Murabahah. Yogyakarta: UII Press, Cet. I.Wiyono, Slamet dan Maulamin Taufan. 2012. "Memahami Akuntansi Syariah di Indonesia". Jakarta : Mitra Wacana Media.Yin, Robert K. 2006. Studi Kasus :Desain dan Metode. Jakarta. PT. Raja Grafindo Persada.

Pengaruh Harga Paket Umroh, Tingkat Inflasi, dan Kurs Rupiah Pada Dollar Terhadap Permintaan Jasa Umroh di Surabaya Periode 2011-2013 Masruhatul Abadiyah; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 11 (2014): November-2014
Publisher : Universitas Airlangga

There is an interesting phenomena recently that the demand of umroh serviceincreases significantly. This increase is caused by the waiting list for Hajj departure which has to wait for a few years later to take place. This makes the society to take an alternative umroh first which doesn't have to wait for too long.This research aims to find out the effect of umroh package price, inflation rate and rupiah exchange for dollar towards Surabaya umroh service demand during 2011-2013 period. This research uses quantitative approach method and multiple linear regression analysis.The result shows that the umroh packageprice, inflation rate, and rupiah exchange for dollar variables simultaneously do not have significant effect towards Surabaya umroh service demand during 2011-2013 period. For addition, simultaneously the umroh package price, inflation rate, and exchange rate variables give negative effect towards Surabaya umroh service demand during 2011-2013 period.Umroh service bureaus especially those which reside in Surabaya need to maintain and improve their performances well in order to provide satisfaction and loyalty of the jamaah to increase the demand of umroh service. REFERENCES Fakhrudin. 2008. Manasik Haji dan Umroh. Surabaya : PT Pustaka Tiga.Gujarati, Damodar. 2003. Basic Econometrica. New York : The Mc.Graw Hill Company, inc.Hadi A. 2006. Indonesia dan Problema. Jakarta : Tunggal Samudera.Karim Adiwarman A. 2010. Ekonomi Makro Islami .Edisi Kedua. Jakarta :PT Raja Grafindo Persada.-------------------------. 2007. Ekonomi Mikro Islami. Edisi Ketiga. Jakarta :PT Raja Grafindo Persada.Marius P. 1999. Dasar-Dasar Pemasaran. Cetakan Pertama. Jakarta.Mas’adi A. Ghufron. 2002. Fiqh Muamalah Konstektual. Jakarta: PT Raja Grafindo.Nanga, Muana. 2001. Makroekonomi:Teori, Masalah dan Kebijakan. Jakarta: : Raja Grafindo Persada.Payne, Adrian. 2000. Pemasaran Jasa . Yogyakarta : Penerbit Andi Yogyakarta. Pustaka LP3ES Indonesia. Raja Grafindo Persada.Rochim M . 2011. Bimbingan Umroh dan Haji Lengkap. Jakarta : Penerbit Erlangga.Sutar. 2006. Tuntunan Praktis Ibadah Haji dan Umroh. Surabaya : Penerbit dan Percetakan Offset Indah.

Makna Keberkahan Rezeki Bagi Pengusaha Laundry Muslim (Studi Kasus di Lavender Laundry di Gubeng Kertajaya Surabaya) Pradipta Aditya; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 2 (2015): Februari-2015
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol2iss20152pp179-195

This descriptive study aims for describe the blessing in earning got by the laundry entrepreneur. There are four guidance that can be use to describe it. In addition, this study also describe the justified muamalah in Islam and the meaning of blessing in earning. The method used for collecting data was In-depth interview with the main informant and other informant that related with this study. Main informant in this research was the owner of Lavende Laundry. The result from this research showed that the blessing in earning can be earned by appy the religious theaching. Laundry entrepreneur got their blessed earning by applying the muamalah accordance to Islam. In the end, that blessed earning and muamalah brings in sincerity.

Pengaruh Price Earning Ratio (PER), Price Book Value (PBV) dan Debt to Equity Ratio (DER) Terhadap Return Saham (Studi Terhadap Perusahaan Properti dan Real Estate yang Listing di Indeks Saham Syariah Indonesia) Rendra Akbar; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 9 (2015): September-2015
Publisher : Universitas Airlangga

Every investor wants a secure investment and provides profit (in-return). This study aimed to analyze the effect of Price Earnings Ratio (PER), Price Book Value (PBV) and Debt to Equity Ratio (DER) on stock returns Vendor property and real estate listed in Indonesian Sharia Stock Index (ISSI) in the period 2011-2013. This study used quantitative analysis with panel data estimation methods with time series in 2011-2013 and cross section data of thirty-one companies used α = 5% significance level. The regression results in this study indicated that the independent variables Price Earnings Ratio (PER) and variable Debt to Equity Ratio (DER) significantly shown negative effect on stock returns, meanwhile the variable Price Book Value (PBV) significantly shown positive effect on stock returns. While simultaneously brought a significant effect on stock returns and real estate properties listed in Indonesian Sharia Stock Index (ISSI) in period 2011-2013.

Implementasi Nilai Tabligh Pada Tenaga Pengajar Dalam Proses Belajar Mengajar di Madrasah Aliyah Negeri Mojokerto Iffa Amalia; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 10 (2015): Oktober-2015
Publisher : Universitas Airlangga

Islam teaches every human being which have been blessed by Allah SWT with various advantages to be thankful for what they have by utilizing his/her ability through dig and developing his/her potential in a good way, so that it can be meaningful for him/herself as well as to other people. The teachers at school, which has been trusted by other parties to constantly, transfers his/her knowledge and conduct their pupil according to the characteristics of Rasulullah SAW so that they’re able to reach success in that school, and of the characteristic is tabligh. The outcome of this research is, teachers have implemented tabligh on the teaching –learning process communicatively, it was proofed by the fulfillment of 5 indicators which are; communication, model, education, wisdom and firmness which caused the escalation of student’s morality until today. The teachers which have implemented tabligh are able to create a pleasant and conducive class with Islamic ethics. The implementation of tabligh is able to create excellent and high quality human resources.The excellent and high quality human resources will be able to build his/her economiccondition as well as build the nation’s.

Pemberdayaan Wakaf Tunai Pada Baitul Maal Hidayatullah Di Surabaya Dalam Bidang Pendidikan Puspita Rachman; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 8 (2016): Agustus-2016
Publisher : Universitas Airlangga

The purpose of the research is to knowing the empowerment of cash waqf in the education sector BaitulMaalHidayatullahin Surabaya. So, that case is become the bases of the interview to knowing empowerement of cash waqf to support people welfare through education.The approach of this research is using qualitative approach. Qualitative approach is using case study method. The subject of this research is finance manager and office from Baitul Maal Hidayatullah in Surabaya which will be informant and give various information which during the research.Based on research results has showing the empowerment of cash waqf have a typical impact for education with the build of PesantrenPenghafal Al-Quran Darul Hijrah. Pesantern Darul Hijrah not only teach the students to memorize Al-Qur’an, but also to practice the contents of Al-quran and also supported by various activity in pondok pesantren in accordance with syariah principle which will make a leader to know Al-Qur’an and As-Sunnah very well.

Dampak Eksternalitas Positif PT. Petrokimia Gresik Terhadap Masyarakat Dalam Perspektif Maqashid Elfira Rizki Rahmadhani; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 10 (2016): Oktober-2016
Publisher : Universitas Airlangga

This study aims to determine the impact of the positive externalities resulting from the presence of Petrokimia Gresik Ltd. to the public about the industry. Positive externalities resulting from the existence of an industry in the surrounding community to support the increased revenue to achieve public welfare through employment and trade around the industry. The approach used in this study is a qualitative approach. The subjects of this study are Petrochemicals Ltd Dept. Public Relations Section Head, Section Head Petrokimia Gresik Ltd. CSR Dept., and communities around Petrokimia Gresik Ltd that provides the necessary information during the research process. Based on the results of this study indicate that the presence of Petrokimia Gresik Ltd has positive externalities impact on surrounding communities by improving living standards, income, infrastructure development,employment and prosperity.

Peran Pemberdayaan Wakaf Tunai (Studi Kasus Pada BMT Amanah Ummah Surabaya) Nur Liviasari Yulma; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 11 (2016): November-2016
Publisher : Universitas Airlangga

This study aims to determine the role of Amanah Ummah BMT in cash waqf empowerment, this study also aims to determine the outcome on the empowerment of cash waqf carried out by Amanah Ummah BMT. These became the interview questions’ base to determine the role of Amanah Ummah BMT in cash waqf empowerment and the success of the cash waqf empowerment.This study uses qualitative approach with descriptive methods. Subjects in this study is the Manager of Surabaya Amanah Ummah BMT and the mauquf alaih who receive cash waqf.Based on the research results indicate that the role of the Amanah Ummah BMT as fund-collecting institution also as cash waqf Nazhir can be considered well because it can collect, manage and distribute cash waqf right on target. It can be seen from how the success indicators of the cash waqf empowerment program byAmanah Ummmah BMT are fulfilled.

Co-Authors Aam Slamet Rusydiana, Aam Slamet Abd Rohim Abdul Muiz Hamid Abdul Muiz Hamid, Abdul Muiz Abdurrahman Mi'raj, Denizar Ach. Yasin Aditya Nurrahman Afifah Nur Millatina Ahmad Fadlur Rahman Bayuny Ahmad Fahmi Abdurrahman AHMAD RIYADI Ahmad Riyadi Aidi Faiz Romadoni al Agawany, Ziad Mhmmad Wafik Al-Faizin, Abdul Wahid Alan Nur, Muhammad Aldeen, Khaled Nour Alfin Maulana Ali Shah, Syed Alamdar Alifah Aditania Alim, M. Sahirul Alvira Aina A'yun Alvira Aina A'yun Amri Ahmadi Annisa Masruri Zaimsyah Annisa Masruri Zaimsyah Arif Dwi Harnoko Arifin, Nur Rachmat Arikha Nur Adhilla Armanto, Andre Azhar Alam Bagus Wilarnugroho Bahril, Muthi Adilah Baitul Hamdi Budi, Ryan Setya Cipto, Disca Aprilinda Deby Eirma Maretha Diah Putri Pravita Sari Diah Putri Pravita Sari, Diah Putri Pravita Eko Fajar Cahyono, David Kaluge Elfira Rizki Rahmadhani Faishol Luthfi Faizurrahman, Umar Haidar Fitri Drasmawita Fitria Nurma Sari Fitriani Fitriani FITRIYAH, SAYYIDATUL Fuhairah, Muhammad Tiar Fuhairah Hakimi, Fifi Hanesti, Elsi Mersilia Hanifiyah Yuliatul Hijriah, Hanifiyah Yuliatul Haryo Firas Tunas Kuncoro Hasan, Agus Suaidi Hidayat, Muhammad Rachmad Hilmy Zein Honesty Nur Firdaus Hosfaikoni Hadi, Nizar Ibnu Affan Iffa Amalia Iffa Amalia, Iffa Ihdina Sabilal Haq Imam Gracia Marshall Imron Mawardi Imronjana Syapriatama Inayah S. Ratih Inayah Swasti Ratih Inayah Swasti Ratih Insani, Taqiyah Dinda Ira Humaira Hany Irham Zaki Irma Andriyaningtyas Jaenudin, M Khaled Nour Aldeen Khalwat Asyaria Khalwat Asyaria Khofidlotur Rofiâ€™ah Khofidlotur Rofi’ah KHURUL AIMMATUL UMMAH Kurnia, Riana Aflika Eka Larasati, Pradipta Puspita Lestari Dwi Astuti Lestari, Nurrizka Puji Lina Aprilianti Luthfiyatillah Luthfiyatillah Luthfiyatillah, Luthfiyatillah Mamduh, Muhammad Faizul Masruhatul Abadiyah Masruhatul Abadiyah, Masruhatul Mauizhotul Hasanah Maya Masita Septiarini Mega Ayu Maharanie Mega Ayu Maharanie, Mega Ayu Melzatia, Haura Hazimah Meri Indri Hapsari, Meri Indri Miftahur Rahman Miftahurrahman, Miftahurrahman Millatina, Afifah Nur Millatina, Afifah Nur Millatina, Nur Afifah Misbahul Muniroh Muh Novriansyah Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhamad Wahyudi Muhamad Wahyudi, Muhamad Muhammad Adam Muhammad Alan Nur Muhammad Cholil Muhammad Nabil Muhammad Raihan Mauludin Muhammad sanusi Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al-Mustofa Muhammad Wicaksono Hasdyani Putra Mujahidah, Sitti Hamidah Mujahidah, Sitti Hamidah Mulyatiningsih Mulyatiningsih Mulyatiningsih, Mulyatiningsih Mumuh Muhammad Muthi Adillah Bahril Nabila Nabila Nafi’ah, Bariyyatin Naily Rohmah Najiatun Najiatun Nida Laili Fitriyah Nida Laili Fitriyah Nisful Laila Novian Abdi Firdausi Novita Novita Novita Nugraha, Fajar Putra Nur Afifah Millatina Nur Liviasari Yulma Nur Puji Rohmawati Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nurillah, Shinta Lintang Nurrizka Puji, Lestari Nurul Farida Damayanti Nurul Farida Damayanti, Nurul Farida Nurul Huda Nurul Huda Pertiwi, Tanza Dona Pradipta Aditya Pradipta Aditya, Pradipta Pradipta Puspita Larasati Pradipta Puspita Larasati Prasetya, Renata Agung Prasetya, Renata Agung Pratita, Deftyan Hadi Puji Sucia Sukmaningrum Puspita Rachman Putra, Muhammad Wicaksono Hasdyani Putri Amalia Zahrah Putri, Aura Permata Rachma Indrarini Rachmania Nurul Fitri Amijaya Radatiya Chorul Achiroh Rani, Lina Nugraha Ratih, Inayah Swasti Rendra Akbar Rendra Akbar, Rendra Reza Ramadhan Riana Afliha Eka Kurnia Riana Afliha Eka Kurnia, Riana Afliha Eka Ridan Muhtadi Ririn Tri Ratnasari Risa Sari Pertiwi Risa Sari Pertiwi Risanda A. Risanda Alirastra Budiantoro Rizky Pratama Putra Rizky Pratama Putra Rohmah Niah Musdiana Rohmah Niah Musdiana, Rohmah Niah Romadhani, Karunia Rusanti, Ega Rusmita, Sylva Alif Ryan Rahmah Maulayati Ryan Rahmah Maulayati Samsul Arifin SAYYIDATUL FITRIYAH Sholikhin, Mohammad Yusron Sitti Hamidah Mujahidah Sofyan, Syathir Soleh, Nurah Badrus Sri Abidah Suryaningsih Sri Ningsih Sri Yayu Ninglasari Sudoto, Sudoto Sulistya Rusgianto Supriani, Indri Supriono Supriono Syaifullah Syarifuddin Syarifuddin Tamimah Tamimah Tamimah Tamimah Tamimah Tamimah Tamimah, Tamimah, Tamimah Tata Leni Lestari Tika Widiastuti Tjiptohadi Sawarjuwono UMMAH, KHURUL AIMMATUL Ummi Kulsum Ummi Muthi`ah Fathy Wahab, Abd. Wijayanti, Ida Yan Putra Timur Yayan Firmansah Zulfikri Charis Darmawan

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