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All Journal Jurnal Ekonomi Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) IJIBE (International Journal of Islamic Business Ethics) Jurnal Ekonomi Syariah Teori dan Terapan JURNAL EKONOMI DAN BISNIS AIRLANGGA Ziswaf : Jurnal Zakat dan Wakaf Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Pendidikan Pancasila dan Kewarganegaraan Jurnal Ilmiah Ekonomi Islam AKSIOLOGIYA : Jurnal Pengabdian Kepada Masyarakat al-Uqud : Journal of Islamic Economics Jurnal Riset Akuntansi dan Keuangan International Journal of Islamic Economics and Finance (IJIEF) SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS Jurnal Ekonomi Islam Jurnal Ekonomi & Keuangan Islam Dinamisia: Jurnal Pengabdian Kepada Masyarakat Management and Economics Journal (MEC-J) AFEBI Islamic Finance and Economic Review International Journal of Supply Chain Management JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Shirkah: Journal of Economics and Business EKUITAS (Jurnal Ekonomi dan Keuangan) Iqtishoduna: Jurnal Ekonomi Islam JPPM (Jurnal Pengabdian dan Pemberdayaan Masyarakat) Journal of Islamic Monetary Economics and Finance Jurnal Penelitian IPTEKS JURNAL MANAJEMEN DAN BISNIS INDONESIA Ulumuna: Jurnal Studi Keislaman Bappenas Working Papers Journal of Economics, Business, and Government Challenges International Journal of Zakat (IJAZ) Studi Kasus Inovasi Ekonomi Jurnal Mu'allim El-Qist : Journal of Islamic Economics and Business (JIEB) Airlangga International Journal of Islamic Economics and Finance Jurnal Iqtisaduna Indonesian Community Journal Perbanas Journal of Islamic Economics and Business Journal of Islamic Economic Literatures JEBI (Jurnal Ekonomi dan Bisnis Islam) Journal of Islamic Economics Lariba Jurnal Ilmiah Pengabdian dan Inovasi Jurnal Ekonomi Islam IEFBR: Islamic Economics, Finance, and Banking Review Journal of Finance and Islamic Banking Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah LoroNG JIFA (Journal of Islamic Finance and Accounting) Al-Infaq : Jurnal Ekonomi Islam
Sri Herianingrum
Departemen Ekonomi Syariah - Fakultas Ekonomi Dan Bisnis - Universitas Airlangga
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THE FUNCTION OF SHARIA MICROFINANCE INSTITUTIONS IN PROMOTING THE FINANCIAL INCLUSIVENESS AND THE REAL SECTOR (BMT NU JAWA TIMUR IN SUMENEP) Aidi Faiz Romadoni; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 5 (2020): Mei-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20205pp814-825

Abstract

Poverty and inequality are classic problems. Financial institutions, in general, have not been able to alleviate it. The hope is for microfinance institutions. Included in this is the BMT NU Jawa Timur. For this reason, we have revealed the role of the Islamic microfinance institution in encouraging financial inclusiveness and the role of the Islamic microfinance institution in advancing the real sector. This research approach is qualitative with a case study strategy by using interviews and direct observation. The interviewees were the directors of BMT and customers. With a data analysis model from Hiles and Huberman, wherein analyzing the data, there are three steps taken. Namely, data reduction, data presentation and verification. The results of the study show that East Java BMT uses the term Lasisma which is commensurate with inclusive finance. The system is the same. Lasisma reaches out to the lowest levels of society. The BMT goes to community groups that need capital in developing unsecured businesses.Keywords: BMT NU Jawa Timur, Inclusive Finance, Lasisma, Real SectorREFFERENCE Arikunto, Suharsimi. (2002). Prosedur penelitian: Suatu pendekatan praktek. Jakarta: PT. Rineka Cipta.Asian Development Bank (ADB). (2011). Key indicators for Asia and the Pasific 2011: Framework for inclusive growth indicators, special supplement. Manila: ADB. Bakker, Anton dan Avhmad Choris Zubari. (1990). Metodologi penelitian filsafat. Yogyakarta: Kanisus.Bank Indonesia. (2014). Booklet financial inclusion. Jakarta: Bank Indonesia.Herianingrum, Sri dan Nurul Farida Damayanti. (2014). Pengaruh pembiayaan dana Baitul Mal wat Tamwil (BMT) Teladan terhadap kinerja usaha mikro di pasar semolowaru Surabaya. Jurnal Ekonomi Syariah Teori dan Terapan, 1(3), 194-204.Herianingrum, Sri., dan Abdul Muiz Hamid. (2014). Efektivitas target pembiayaan Baitul Maal Wa tamwil Surya Gemilang Desa Sedayu Lawas Kecamatan Brondong Kabupaten Lamongan. Jurnal Ekonomi Syariah Teori dan Terapan, 1(3), 119-127.Herianingrum, Sri dan Rohmah Diah Musdiana. (2015). Efektivitas pembiayaan mudharabah dalam meningkatkan kinerja UMKM (Studi kasus pada BMT Nurul Jannah Gresik). Jurnal Ekonomi dan Bisnis Islam, 1(1), 21-36.Subagyo, P. Joko. (1991). Metodologi penelitian teori dan praktik. Jakarta: Rhineka Cipta .Sumitra, Andri. (2009). Bank dan lembaga keuangan syariah. Jakarta: Prenada Media Group.
PENGARUH PEMBIAYAAN DANA MUDHARABAH DALAM MENSEJAHTERAKAN PARA NASABAH UMKM BERDASARKAN PRESPEKTIF MAQASHID SYARIAH Hilmy Zein; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 1 (2019): Januari-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20191pp15-22

Abstract

This study aims to examine the effect of mudharabah funding on the welfare of umkm customers based on Maqashid Syariah with variabel religion(ad-din), soul(an-nafs), sense(al-aql), offspring(an-nasl) and treasure(al-maal). The sample of this study is customers of mudharabah fund financing bank jatim syariah merr surabaya as many as 51 respondents. The data use are primary data collected using a questionnaire spread directly to customers umkm. Indicators of research variables are measured using likert scales 1 to 5. This research proves that mudharabah funding results have a significant positive effect on the welfare of customers based on maqashid sharia with religious variables religion(ad-din), soul(an-nafs), sense(al-aql) and treasure(al-maal), but on financing Mudharabah funds offspring variables (an-nasl) the results have a significant negative effect.Keywords: Mudharabah fund financing, Maqashid Syariah “ad-din, an-nafs, al-aql, an-nasl & al-maal.REFERENCESAscarya. 2007. Akad dan Produk Bank Syariah. Jakarta: PT Raja Grafindo Persada.Ali, Hamdani. 1986. FilsafatPendidikan. Yogyakarta: Kota KembangAntonio, Muhammad Syafi’i. 2001. Bank Syariah dari Teori ke Praktik. Jakarta: GemaInsani.Abdullah Saeed, Bank Islam dan Bunga: Studi Kritis Larangan Riba dan InterpretasiKontemporer, (Yogyakarta: Pustaka Pelajar, 2003), h. 91Hendi Suhendi, 2002, Fiqih Muamalah, Raja grafindo persada, Jakarta, hlm.136.http://jatim.bps.go.id/datastatistik/jawatimurkotasurabaya.434766, Diakses Pada 17 Febuari 2019. Http://ojk.go.id/id/kanal/iknb/Pages/Lembaga-Keuangansyariah, diakses pada 20 Januari 2019 Karim, Adiwarman. 2001. Ekonomi Islam, SuatuKajianKontemporer. Jakarta: GemaInsaniMujahidin, Akhmad, Ekonomi Islam: Sejarah, Konsep, Instrumen, Negara, dan Pasar,(Jakarta: Rajawali Pers, 2013), Cet- ke-2, h.257.Muhammad, Akuntansi Bank syariah,(Yogyakarta: Trust Media, 2009), h. 56Muhamad Syakir. 2004. Teknik PerhitunganBagi Hasil dan Profit Margin pada Bank Syariah. Yogyakarta: UII Press.Tadjab. 1994. PerbandinganPendidikan. Surabaya: KaryaAbditama.Todaro, Michael P. dan Stephen C. Smith.2003. Pembangunan Ekonomi di DuniaKetiga, edisikedelapan.Jakarta: Erlangga.Undang-Undang Republik Indonesia No. 20 tahun 2008 pasal 1 dan 6 tentang Usaha Mikro, Kecil dan Menengah.Undang-Undang Republik Indonesia No. 10 tahun 1998 tentang pengertian bank syariah.Undang-Undang Republik Indonesia No. 11 tahun 2009 tentang kesejahteraan sosial dan kesejahteraan UMKM.Undang-Undang Republik Indonesia No. 21 tahun 2008 tentang tugas lembaga keuangan syariah.Undang-Undang Nomor 1 Tahun 2013 tentang Lembaga Keuangan Mikro.
PERAN PEMBIAYAAN PRODUK ARRUM BPKB PT PEGADAIAN SYARIAH DALAM MENGEMBANGKAN USAHA MIKRO KECIL DAN MENENGAH DI KOTA SURABAYA Muh Novriansyah; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 8 (2019): Agustus-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20198pp1718-1732

Abstract

In 2017, Bank Indonesia (BI) stated that the contribution of MSMEs was very large in encouraging economic growth with values reaching Rp. 850 trillion per year. This study aims to analyze the role of financing for ARRUM BPKB products managed by PT. Pegadaian Syariah plays a role in developing MSMEs in the city of Surabaya. This study aims to analyze the role of financing for ARRUM BPKB products managed by PT. Pegadaian Syariah plays a role in developing MSMEs in the city of Surabaya. The results of this study indicate that the financing of ARRUM BPKB products managed by PT. Pegadaian Syariah plays a role in facility standards in the form of increasing assets and facilities and infrastructure, then in the guidance standard there isa form of increasing knowledge about tips in entrepreneurship, management skills, accounting skills and marketing abilities, and roles in financing standards in the form of increased business turnover resulting in the development of business owned by customers of PT. Sharia Pawnshop.Keywords: Sharia pawnshops, ARRUM BPKB products, MSMEsREFFERENCESAl-Zuhayli, Wahbah.1985. al-Fiqh al Islam wa’ Adilatuh. Damaskus: Dar al-FikrAnshori, Abdul Ghofur. 2006. Gadai Syariah di Indonesia, Konsep, Implementasidan Institusionalisasi. Yogyakarta: UGM Press.Badan Pusat Statistik, 2017. Laju Pertumbuhan Produk Regional Domestik Bruto Kota Surabaya.Di https://surabayakota.bps.go.id. Di Akses (3Maret 2018)Diana, Nana. 2016. Pengaruh Pembiayaan Gadai Emas Dan Pembiayaan Arrum Terhadap Perolehan Laba Pegadaian Syariah. Jurnal Ar-Rahn. 1(2).Fatwa Dewan Syariah Nasional-Majelis Ulama Indonesia Nomor 25/DSN-MUI/III/2002 tentang RahnFatwa Dewan Syariah Nasional-Majelis Ulama Indonesia Nomor 26/DSN-MUI/III/2002 tentang Rahn Emas, Fatwa Dewan Syariah Nasional-Majelis Ulama Indonesia Nomor 68/DSN-MUI/III/2008 tentang Rahn TasjilyFatwa Dewan Syariah Nasional-Majelis Ulama Indonesia Nomor 92/DSN-MUI/IV/2014 tentang Pembiayaan Yang Disertai RahnHerianingrum, Sri. 2013. Pengaruh Pembiayaan Bank Syariah Terhadap Kinerja Usaha dan Kesejahteraan Pengusaha Kecil Tijarah Zira’ah di Jawa Timur.Disertasi tidak diterbitkan. Surabaya: Fakultas Ekonomi dan Bisnis Universitas Airlangga.https://pegadaiansyariah.co.id/arrum-bpkbHuda, Nurul dan Mohamad Heykal. 2010. Lembaga Keuangan Islam:Tinjauan Teoritis dan Praktis. Jakarta:KencanaKara, Muslimin. 2013. Kontribusi Pembiayaan Perbankan Syariah terhadap Pengembangan Usaha Mikro, Kecil dan Menengah.Ahkam.Vol. 13, No.2, hal.315-322.M.A., Mannan. 1975. Islamic Economics; Theory and Practice. Lahore: Houder and Stoughton Ltd.Masyrafina, I. 2017. Kontribusi UMKM untuk Pertumbuhan Ekonomi Diprediksi Turun.Republika.co.id, edisi Jumat tanggal 19 Agustus2017. http://republika.co.id/berita/ekonomi/makro/17/08/18/ouvlqv382-kontribusiumkmuntuk-pertumbuhan-ekonomi-diprediksi-turun. Diakses 04 Maret 2019.Mulazid, Ade Sofyan. 2016. Kedudukan Sistem Pegadaian Syariah. Jakarta: PT Kharisma Putra UtamaMutmainnah. 2012. Analisis Pembiayaan Arrum PT. Pegadaian Syariah terhadap Pengembangan Usaha Mikro Kecil (Studi Kasus pada Kantor Cabang PT. Pegadaian Syariah Sentral Makassar).Skripsi. Makassar: Fakultas Syariah dan Hukum Universitas Islam Negeri (UIN) Alauddin.Perum Pegadaian, Laporan Tahunan 2015 (Jakarta: Perum Pegadaian, 2016). Perum Pegadaian, Laporan Tahunan 2016 (Jakarta: Perum Pegadaian, 2017).Perum Pegadaian, Laporan Tahunan 2017 (Jakarta: Perum Pegadaian, 2018).Perum Pegadaian, Laporan Tahunan 2018 (Jakarta: Perum Pegadaian, 2019).Prasetya, R.AY dan S. Herianingrum. 2016. Peranan Baitul Maal Wa Tamwil Meningkatkan Usaha Mikro Melalui Pembiayaan Mudharabah. Jurnal Syarikah. Vol. 2, No. 2Resalawati, Ade. 2011. Pengaruh perkembangan usaha kecil menengah terhadap pertumbuhan ekonomi pada sektor UKM Indonesia. Skripsi.Jakarta Fakultas Ekonomi dan Bisnis Universitas Islam Negeri Syarif Hidayatullah.Rivai, Veithzal dan Andria Permata Veithzal. 2008. Islamic Financial Management. Jakarta: PT RajaGrafindo Persada.Rudjito.2003. Peranan Lembaga Keuangan Mikro dalam Otonomi Daerah guna Menggerakkan Ekonomi Rakyat dan Menanggulangi Kemiskinan.www.ekonomirakyat.org. Di Akses (3 Maret 2018).Syafruddin. 2014. Pengaruh Pemberian Kredit Kreasi PT. Pegadaian (Persero) Cabang Sumbawa Besar terhadap Modal Kerja Usaha Mikro dan Kecil di Kabupaten Sumbawa Tahun 2012. Jurnal Ekonomi dan Bisnis.Vol. 1, No.5, hal.13-23.Thoha, Miftah. 1997. Pembinaan Organisasi (Proses Diagnosa dan Intervensi). Jakarta: PT. Raja Grafindo PersadaUndang-Undang Republik Indonesia Nomor 20 Tahun 2008 Tentang Usaha Mikro, Kecil dan Menengah.www.pegadaian.co.id. Yin, Robert. K. 2009. Studi Kasus; Desain dan Metode. Jakarta. Raja Grafindo Persada.
IMPLEMENTASI PENGELOLAAN DANA ZAKAT, INFAK, SEDEKAH (ZIS) PADA RUMAH SINGGAH PASIEN (RSP) LEMBAGA AMIL ZAKAT (LAZ) INISIATIF ZAKAT INDONESIA (IZI) Ahmad Fahmi Abdurrahman; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 9 (2019): September-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20199pp1909-1923

Abstract

This study purpose to recognize the implementation of ZIS (Zakat, Infak, Shadaqah) fund management at LAZ Indonesia Zakat Initiative (IZI) East Java in managing the Patient Shelter House program. The author of this study uses descriptive qualitative methods using a case study approach. The object of this study is LAZNAS Indonesian zakat initiative, especially the management of Patient Shelter House. The data are obtained based on the interviewing of six informants consisting of three IZI administrators who managed RSP IZI directly and three other beneficiaries of RSP IZI. The requirement to be a beneficiary of RSP IZI must be Muslim, destitute or poor and domiciled outside Surabaya. The results of the study, the implementation of ZIS LAZNAS Zakat Indonesia Initiative fund management is in accordance with Law No. 23 of 2011 concerning the management of zakat.Keywords: Zakah, Infak, Shadaqah, Patient Shelter House (RSP).REFFERENCESAl-Quran dan Terjemahannya. (2011). Jakarta : Departemen Agama Republik Indonesia.Ali, Muhammad Daud. 1998. Sistem Ekonomi Islam Zakat dan Wakaf. Jakarta: Universitas Indonesia Press.Azhar, Hary Aziz et.al. 2017. Indonesia Zakat Development Report Zakat dan Pemberdayaan. Surabaya: Airlangga University Press.Bungin, Burhan. 2008. Analisis Data Penelitian Kualitatif Pemahaman Filosofis dan Metodologis ke Arah Penguasaan Model Aplikasi. Jakarta : Raja Grafindo Persada.Hafidhuddin, Didin. 2002. Zakat Dalam Perekonomian Modern. Jakarta: Gema Isani Press.Kartika, Elsi Sari. 2006. Pengantar Hukum dan Wakaf. Jakarta: PT Grasindo.Mamik. 2014. Manajemen Mutu Pelayanan Kesehatan dan Kebidanan. Sidoarjo: Zifatama Publisher.Qardawi, Yusuf. 2011. Hukum Zakat. Bogor: Pustaka Litera Antar Nusa.Ryandono, Muhammad Nafik Hadi. 2008. Ekonomi ZISWAQ (Zakat, Infak, Shadaqah dan Waqaf). Surabaya: IFDI dan Cenforis.Samiun, Ali.2017. Pengertian Infak dan Dasar Hukum Infak. (Online) (diakses 20 April 2019 http://www.informasiahli.com/2017/01/pengertian-infak-dan-dasar-hukum-infak.html).Sarwat, Ahmad. 2011. Seri Fiqih Kehidupan 4 Zakat. Jakarta: DU Publishing.Undang-undang Republik Indonesia Nomor 23 tahun 2011 Tentang Pengelolaan Zakat.Uyun,Q. 2015. Zakat, Infak, Shadaqah, dan Wakaf Sebagai Konfigurasi Filantropi Islam. Islamuna, Vol.2(2).Yin, K. Robert. 2015. Studi Kasus: Desain dan Metode. Jakarta: Rajawali Pers.https://izi.or.id. Diakses pada hari Jumat 15 maret 2019, jam 10.00 WIBhttp://www.bps.co.id. Diakses pada hari Jumat 15 maret 2019, jam 10.00 WIB
ANALYSIS OF FACTORS AFFECTING POVERTY IN ISLAMIC PERSPECTIVE EAST JAVA Arikha Nur Adhilla; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 6 (2020): Juni-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20206pp1002-1017

Abstract

The purpose of economic development in Islam is to achieve falah (happiness in the world and the hereafter). One of the main indicators of the success of economic development is the low level of poverty. Poverty is a complex problem that needed to solve. Several factors that influence poverty are economic growth and district/ city minimum wage. This research aims to know the influence of economic growth and district/city minimum wage on the poverty level in East Java in 2012-2016. The approach used is the quantitive research with regression analysis of the fixed-effect model (FEM) panel data. The result of the t-test in this research indicates that both economic growth and district/city minimum wage has a significant negative effect on poverty. Simultaneously, the two variables have a significant effect on poverty in East Java in 2012-2016Keywords: Economic Growth, Minimum Wage, Poverty, Islamic Macro EconomicREFFERENCE Ahyani, Shidqi. (2016). Kemiskinan dalam perspektif al-qur’an dan solusinya dalam pandangan Islam (Studi pemikiran Sa’ad Ibrahim dan Yusuf Qardhawi tentang penanggulangan kemiskinan). Jurnal Kariman, 4(1), 43-64.Harun, Salman. (1999). Mutiara Al-Qur’an: Aktualisasi pesan Al-Qur’an dalam Kehidupan. Jakarta: Logos.Huda, Nurul dkk. (2008). Ekonomi makro Islam: Pendekatan teoritis, edisi pertama. Jakarta: Kencana Prenada Media Grup.Ilmi, Syaiful. (2017). Konsep pengentasan kemiskinan perspektif Islam. Jurnal Al-Maslahah, 13(1), 67-84. DOI: https://doi.org/10.24260/almaslahah.v13i1.918Kuncoro, Mudrajad. (2011). Metode kuantitatif teori dan aplikasi untuk bisnis dan ekonomi. Yogyakarta: Penerbit dan Percetakan Sekolah Tinggi Ilmu Manajemen YKPN.Mannan, Abdul. (Tanpa Tahun). Teori dan praktik ekonomi Islam. Terjemahan oleh M. Nastangin 1997. Yogyakarta: PT. Dana Bhakti Wakaf.Naf’an. (2014). Ekonomi makro: Tinjauan ekonomi syariah, cetakan pertama. Yogyakarta: Graha Ilmu.Ridwan, Murtadho. (2013). Standar upah pekerja menurut sistem ekonomi Islam. Jurnal Equilibrium, 1(2), 241-257.Riskiansyah, M. (2017). Pengaruh upah karyawan terhadap kinerja karyawan bagian lapangan pada toko classic dalam perspektif Islam. Skripsi tidak diterbitkan. Palembang: UIN Raden Fatah.Simanjuntak, Payaman J. (1985). Pengantar ekonomi sumber daya manusia. Jakarta: LPFE Universitas Indonesia.Suryawati, Chriswardani. (2005). Memahami kemiskinan secara multidimensional. JurnalManajemen Pelayanan Kesehatan, 8(3), 121-129.Todaro, Michael P. (2000). Pembangunan ekonomi di dunia ketiga, edisi kedelapan,terjemahan oleh Haris Munandar. Jakarta: Penerbit Erlangga.
THE POTENTIAL OF HALAL TOURISM IN AL-AKBAR NATIONAL MOSQUE SURABAYA Mulyatiningsih Mulyatiningsih; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 7 (2020): Juli-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20207pp1205-1213

Abstract

The purpose of this study was to determine the potential of halal food, Muslim clothing, Islamic finance in the Al-Akbar Mosque as a tourist attraction. This research uses a qualitative approach with a case study strategy. The research method used was a case study with a descriptive qualitative approach. This study uses interviews as the primary data collection method. The scope of this research focuses on administrators, visitors, and traders at the Al-Akbar National Mosque in Surabaya. The results of the study found that the theme of food, fashion, and finance at the Al-Akbar National Mosque in Surabaya has been properly organized to make the Al-Akbar National Mosque tour as a modern Islamic tourKeywords: Halal tourism, Halal food, Muslim fashion, Islamic finance
ANALYSIS OF ZAKAT GOVERNANCE FOR ECONOMIC EMPOWERMENT THROUGH BINA MANDIRI WIRAUSAHA PROGRAM (CASE STUDY OF LAZIS MUHAMMADIYAH SURABAYA) Radatiya Chorul Achiroh; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 8 (2020): Agustus-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20208pp1425-1438

Abstract

This research aimed to find out the management and distribution of zakat funds in the economic empowerment of the people. The analysis technique used is descriptive with a case study method where this research uses several data collection techniques, namely observation, interviews, and documentation. Funds used in the program are funds obtained from zakat if zakat funds have not been considered sufficient, then, amil will take the funds available in infaq so that they are adequate to be distributed. Afterward, mustahik will be given ten months to return the business capital assistance that has been provided before. The empowerment program was declared successful in reducing the number of poor and disadvantaged people due to the reduction in the number of members from 120 to 80 people. Success in managing incoming ZIS funds is tantamount to success in utilizing ZIS funds for empowering the poor.Keywords: productive zakat, Bina Mandiri Wirausaha Program, economic empowerment, LAZISMU
THE ANALYSIS OF THE THEORY OF PLANNED BEHAVIOR ON THE INTEREST OF SURABAYA'S CITIZENS FOR SHARIA OWNERSHIP CREDIT IN DE RAYYAN DEVELOPER PROPERTY Arif Dwi Harnoko; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 8 (2020): Agustus-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20208pp1527-1537

Abstract

This study is composed to prove whether the Theory of Planned Behavior variables, namely attitudes, subjective norms, and behavioral control perceived by the citizens of Surabaya have a significant effect on their intention to Sharia House Ownership Loans (De Rayyan Developer Property). This is a quantitative study by using multiple regression analysis techniques. Criteria of respondents in this study were residents of Surabaya according to the criteria that has been established by the researcher. The total sample obtained was 94 people by using a simple random sampling technique. The findings of this study indicated that the exogenous variables in the Theory of Planned Behavior are subjective norms, and perceived behavioral control has a significant effect on Surabaya residents' intentions for Sharia Home Ownership Loans. On the contrary, the attiude variable does not significantly influence the intention of residents of Surabaya for shariah home ownership credit. The suggestion of this research is to add new exogenous variables that have the possibility of having significant effects such as the level of religiosity and trust in Sharia Property Developer.Keywords: Sharia House Ownership Credit, Intention, Theory of Planned Behavior, Surabaya Citizen, De Rayyan Property Developer
THE EMPOWERMENT OF MEMBERS IN PONDOK PESANTREN COOPERATIVE OF HIDAYATULLAH SURABAYA Deby Eirma Maretha; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 9 (2020): September-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20209pp1661-1669

Abstract

ABSTRAKPenelitian ini bertujuan untuk mengetahui sejauh mana peran koperasi syariah As-Sakinah dalam memberdayakan anggotanya. Hasil penelitian menunjukkan bahwa pemberdayaan dilakukan dengan memberikan dana kepada anggota yang memiliki usaha. Pendanaan diberikan dengan menggunakan akad mudharabah dan musyarakah. Namun akad musyarakah lebih banyak digunakan daripada mudharabah. Pemberdayaan juga dilakukan dengan pendampingan dan evaluasi. Masa evaluasi pemberdayaan adalah tiga bulan. Setelah melalui proses evaluasi, anggota akan mendapatkan bagi hasil sesuai dengan kesepakatan yang telah dibuat sebelumnya.Kata Kunci: Koperasi Syariah, Mudharabah, Musyarakah, Pemberdayaan, Bagi Hasil ABSTRACTThis study aims to determine the extent of the role of the As-Sakinah Islamic cooperative in empowering its members. The results of the study indicate that empowerment is carried out by providing funds to members who have a business. Funding is given using mudharabah and musyarakah contracts. However, musyarakah contract is used more than mudharabah. The empowerment is also carried out by giving assistance and evaluation. The evaluation period for empowerment is three months. After going through the evaluation process, members will receive profit sharing in accordance with the agreement made earlier.Keywords: Islamic Cooperative, Mudharabah, Musyarakah, Empowerment, Profit Sharing
THE POTENTIAL OF THE IMPLEMENTATION OF HALAL TOURISM IN SLEMAN REGENCY BASED ON THE RELIGIOUS NEED OF MUSLIM TOURISTS Misbahul Muniroh; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 11 (2020): November-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss202011pp2170-2182

Abstract

ABSTRAKDalam mewujudkan visi Indonesia sebagai pusat ekonomi syariah terkemuka di dunia, pemerintah berfokus pada pengembangan beberapa industri yang terbagi ke dalam beberapa klaster dimana salah satunya adalah pariwisata halal. Penelitian ini bertujuan untuk menganalisis potensi yang dimiliki kabupaten Sleman untuk menerapkan pariwisata halal ditinjau dari kebutuhan relijius wisatawan Muslim yakni makanan dan minuman halal, fasilitas ibadah, ketersediaan kamar kecil berbasis air, dan keamanan saat berwisata, serta ditinjau dari regulasi yang ada terkait pelaksanaan pariwisata halal. Metode penelitian yang digunakan ialah kualitatif deskriptif dengan teknik pengumpulan data berupa wawancara, dokumentasi, dan observasi tidak langsung. Hasil penelitian ini menunjukkan bahwa kondisi kepariwisataan kabupaten Sleman saat ini mendukung penerapan pariwisata halal karena makanan dan minuman halal, fasilitas ibadah, dan kamar kecil berbasis air dapat ditemukan dengan mudah, serta keamanan saat berwisata yang dirasakan wisatawan baik domestik maupun mancanegara. Walaupun demikian, belum ada regulasi yang mengatur tentang pelaksanaan pariwisata halal di kabupaten Sleman mengingat belum ada induk hukum yang memayunginya.Kata Kunci: Potensi Pariwisata, Pariwisata Halal, Kebutuhan Relijius Wisatawan Muslim, Kabupaten Sleman ABSTRACTIn order to actualize Indonesian vision as the center of Islamic economy in the world, the government focuses on the development of several industries which are divided into several clusters including halal tourism. This study aims to analyze Sleman regency’s potential to implement halal tourism in terms of religious needs of Muslim traveler such as halal food and beverage, worship facility, water-based toilet availability, and safety during visitation, and also in terms of regulation about halal tourism implementation. The research method used in this study is descriptive qualitative whereas data collection technique used are interview, documentation, and indirect observation. The result shows that current tourism condition in Sleman regency supports the implementation of halal tourism since halal food and beverage, worship facility, and water-based toilet are available and easily found, and also travelers felt safe during their visit in Sleman regency. Nevertheless, there is no regulation about halal tourism implementation in Sleman regency yet as there is no higher regulation above.Keyword: Tourism Potential, Halal Tourism, Religious Needs of Muslim Traveler, Sleman Regency
Co-Authors Aam Slamet Rusydiana, Aam Slamet Abd Rohim Abdul Muiz Hamid Abdul Muiz Hamid, Abdul Muiz Abdurrahman Mi'raj, Denizar Ach. Yasin Aditya Nurrahman Afifah Nur Millatina Ahmad Fadlur Rahman Bayuny Ahmad Fahmi Abdurrahman AHMAD RIYADI Ahmad Riyadi Aidi Faiz Romadoni al Agawany, Ziad Mhmmad Wafik Al-Faizin, Abdul Wahid Alan Nur, Muhammad Aldeen, Khaled Nour Alfin Maulana Ali Shah, Syed Alamdar Alifah Aditania Alim, M. Sahirul Alvira Aina A'yun Alvira Aina A'yun Amri Ahmadi Annisa Masruri Zaimsyah Annisa Masruri Zaimsyah Arif Dwi Harnoko Arifin, Nur Rachmat Arikha Nur Adhilla Armanto, Andre Azhar Alam Bagus Wilarnugroho Bahril, Muthi Adilah Baitul Hamdi Budi, Ryan Setya Cipto, Disca Aprilinda Deby Eirma Maretha Diah Putri Pravita Sari Diah Putri Pravita Sari, Diah Putri Pravita Eko Fajar Cahyono, David Kaluge Elfira Rizki Rahmadhani Faishol Luthfi Faizurrahman, Umar Haidar Fitri Drasmawita Fitria Nurma Sari Fitriani Fitriani FITRIYAH, SAYYIDATUL Fuhairah, Muhammad Tiar Fuhairah Hakimi, Fifi Hanesti, Elsi Mersilia Hanifiyah Yuliatul Hijriah, Hanifiyah Yuliatul Haryo Firas Tunas Kuncoro Hasan, Agus Suaidi Hidayat, Muhammad Rachmad Hilmy Zein Honesty Nur Firdaus Hosfaikoni Hadi, Nizar Ibnu Affan Iffa Amalia Iffa Amalia, Iffa Ihdina Sabilal Haq Imam Gracia Marshall Imron Mawardi Imronjana Syapriatama Inayah S. Ratih Inayah Swasti Ratih Inayah Swasti Ratih Insani, Taqiyah Dinda Ira Humaira Hany Irham Zaki Irma Andriyaningtyas Jaenudin, M Khaled Nour Aldeen Khalwat Asyaria Khalwat Asyaria Khofidlotur Rofi’ah Khofidlotur Rofi’ah KHURUL AIMMATUL UMMAH Kurnia, Riana Aflika Eka Larasati, Pradipta Puspita Lestari Dwi Astuti Lestari, Nurrizka Puji Lina Aprilianti Luthfiyatillah Luthfiyatillah Luthfiyatillah, Luthfiyatillah Mamduh, Muhammad Faizul Masruhatul Abadiyah Masruhatul Abadiyah, Masruhatul Mauizhotul Hasanah Maya Masita Septiarini Mega Ayu Maharanie Mega Ayu Maharanie, Mega Ayu Melzatia, Haura Hazimah Meri Indri Hapsari, Meri Indri Miftahur Rahman Miftahurrahman, Miftahurrahman Millatina, Afifah Nur Millatina, Afifah Nur Millatina, Nur Afifah Misbahul Muniroh Muh Novriansyah Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhamad Wahyudi Muhamad Wahyudi, Muhamad Muhammad Adam Muhammad Alan Nur Muhammad Cholil Muhammad Nabil Muhammad Raihan Mauludin Muhammad sanusi Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al-Mustofa Muhammad Wicaksono Hasdyani Putra Mujahidah, Sitti Hamidah Mujahidah, Sitti Hamidah Mulyatiningsih Mulyatiningsih Mulyatiningsih, Mulyatiningsih Mumuh Muhammad Muthi Adillah Bahril Nabila Nabila Nafi’ah, Bariyyatin Naily Rohmah Najiatun Najiatun Nida Laili Fitriyah Nida Laili Fitriyah Nisful Laila Novian Abdi Firdausi Novita Novita Novita Nugraha, Fajar Putra Nur Afifah Millatina Nur Liviasari Yulma Nur Puji Rohmawati Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nurillah, Shinta Lintang Nurrizka Puji, Lestari Nurul Farida Damayanti Nurul Farida Damayanti, Nurul Farida Nurul Huda Nurul Huda Pertiwi, Tanza Dona Pradipta Aditya Pradipta Aditya, Pradipta Pradipta Puspita Larasati Pradipta Puspita Larasati Prasetya, Renata Agung Prasetya, Renata Agung Pratita, Deftyan Hadi Puji Sucia Sukmaningrum Puspita Rachman Putra, Muhammad Wicaksono Hasdyani Putri Amalia Zahrah Putri, Aura Permata Rachma Indrarini Rachmania Nurul Fitri Amijaya Radatiya Chorul Achiroh Rani, Lina Nugraha Ratih, Inayah Swasti Rendra Akbar Rendra Akbar, Rendra Reza Ramadhan Riana Afliha Eka Kurnia Riana Afliha Eka Kurnia, Riana Afliha Eka Ridan Muhtadi Ririn Tri Ratnasari Risa Sari Pertiwi Risa Sari Pertiwi Risanda A. Risanda Alirastra Budiantoro Rizky Pratama Putra Rizky Pratama Putra Rohmah Niah Musdiana Rohmah Niah Musdiana, Rohmah Niah Romadhani, Karunia Rusanti, Ega Rusmita, Sylva Alif Ryan Rahmah Maulayati Ryan Rahmah Maulayati Samsul Arifin SAYYIDATUL FITRIYAH Sholikhin, Mohammad Yusron Sitti Hamidah Mujahidah Sofyan, Syathir Soleh, Nurah Badrus Sri Abidah Suryaningsih Sri Ningsih Sri Yayu Ninglasari Sudoto, Sudoto Sulistya Rusgianto Supriani, Indri Supriono Supriono Syaifullah Syarifuddin Syarifuddin Tamimah Tamimah Tamimah Tamimah Tamimah Tamimah Tamimah, Tamimah, Tamimah Tata Leni Lestari Tika Widiastuti Tjiptohadi Sawarjuwono UMMAH, KHURUL AIMMATUL Ummi Kulsum Ummi Muthi`ah Fathy Wahab, Abd. Wijayanti, Ida Yan Putra Timur Yayan Firmansah Zulfikri Charis Darmawan