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Persepsi Pelaku UMKM Batik Kabupaten Pekalongan Terhadap Financial Technology Syariah Mashudi; Hidayatullah, Muhammad Syarif; Nassarrudin, Razie Bin
Velocity: Journal of Sharia Finance and Banking Vol 1 No 2 (2021): November 2021
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v1i2.4319

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Penelitian ini bertujuan untuk mendeskripsikan dan menjelaskan persepsi pelaku UMKM batik di Wiradesa yang dilakukan dalam upaya memajukan teknologi dalam hal ini financial technology syariah dan menjelaskan bagaimana minat UMKM batik di Wiradesa dalam melakukan pembiayaan syariah atau peer to peer lending syariah dalam teknologi keuangan syariah. Penelitian ini merupakan penelitian lapangan dengan pendekatan kualitatif. Untuk mendapatkan data yang valid, peneliti menggunakan metode pengumpulan data yaitu wawancara, dokumentasi, dan observasi. Sumber data dalam penelitian ini ada dua, yaitu sumber data primer dan sumber data sekunder. Hasil penelitian ini menyatakan bahwa persepsi pelaku UMKM batik di Wiradesa tentang pembiayaan syariah fintech syariah dirasa kurang. Hal ini mengindikasikan penting dan mendesaknya sosialisasi dan edukasi tentang pembiayaan syariah dari platform fintech syariah oleh pihak terkait agar para pelaku UMKM batik di Wiradesa dapat memahami penggunaan teknologi dengan mudah.
Digitalization of Islamic Finance: Epistemological Study of the National Sharia Board-Indonesian Council of Ulama’s Fatwa Hidayati, Tri; Hidayatullah, Muhammad Syarif; Komarudin, Parman; Atika, Atika
Al-Ahkam Vol 33, No 2 (2023): October
Publisher : Faculty of Sharia and Law, Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/ahkam.2023.33.2.17324

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The dynamic and rapid development of digital business and finance requires progressive Sharia legal certainty. National Sharia Board-Indonesian Council of Ulama (Dewan Syariah Nasional – Majelis Ulama Indonesia/DSN-MUI) has issued several fatwas related to digital finance. This research aims to examine the portrait of DSN-MUI’s progressiveness towards the digital finance paradigm and aspects of Islamic legal epistemology in the DSN-MUI Fatwa with the theme of digital finance. This research uses a qualitative approach. The primary data for this research are the DSN-MUI fatwas up to 2021 with a digital theme, plus secondary data in the form of relevant literature. Data analysis uses content analysis techniques. The findings are that there are three DSN-MUI fatwas regarding digital finance in Sharia financial institutions, namely Fatwa No. 116/DSN-MUI/IX/2017, No. 117/DSN-MUI/II/2018, and No. 140/DSN-MUI/VIII/2021. These three fatwas constitute progressive Islamic business law and are important for the Sharia financial industry in Indonesia. DSN-MUI used the ta’līlī and istiṣlāḥi methods with the consideration that electronic money, digital-based financing, and crowdfunding are permissible (mubah) based on sharia principles to achieve benefit. These three DSN-MUI fatwas need to be transformed into OJK regulations and can become a source for making derivative fatwas.
PKM Pengembangan Ekonomi Kreatif Berbasis Kearifan Lokal Masyarakat Baduy Dalam Melestarikan Kain Tenun Aros Sebagai Simbol Budaya Baduy Saepudin, Eli Apud; Laksana, April; Wahyiah, Ita Rosita; Pratiwi, Diah Ayu; Asnawi, Asnawi; Fadilah, Shifa; Yulianti, Neng Cahya; Hidayatullah, Muhammad Syarif; Illahiya, Adrikni; Lia, Lapina
MINDA BAHARU Vol 8, No 1 (2024): Minda Baharu
Publisher : Universitas Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/jmb.v8i1.6270

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Masyarakat Baduy dikenal dengan kearifan lokalnya yang unik dan tradisi yang masih terjaga. Kearifan lokal ini dapat menjadi potensi besar untuk pengembangan ekonomi kreatif yang berkelanjutan. Tujuan Pengabdian kepada masyarakat ini bertujuan untuk membantu masyarakat Baduy dalam mengembangkan ekonomi kreatif berbasis kearifan lokal. Kegiatan Beberapa kegiatan yang dapat dilakukan dalam pengabdian ini antara lain. Pemetaan potensi Melakukan identifikasi dan pemetaan potensi kearifan lokal yang dapat dikembangkan menjadi produk ekonomi kreatif.Pelatihan dan pendampingan: Memberikan pelatihan dan pendampingan kepada masyarakat Baduy dalam mengembangkan produk ekonomi kreatif, seperti Kain Tenun Baduy Manfaat:Pengabdian kepada masyarakat ini diharapkan dapat memberikan manfaat bagi:Masyarakat Baduy. Meningkatkan pendapatan dan kesejahteraan masyarakat Baduy melalui pengembangan ekonomi kreatif. Kelestarian kearifan lokal: Kearifan lokal masyarakat Baduy dapat terjaga dan dilestarikan melalui pengembangan ekonomi kreatif. Pemberdayaan masyarakat. Masyarakat Baduy menjadi lebih mandiri dan mampu mengelola potensi mereka sendiri.
Eksistensi dan Standarisasi Pemeriksaan Perkara Dispensasi Kawin Berbasis Kepastian Hukum Hidayatullah, Muhammad Syarif; Wahyudi, Firman; Saipullah, Saipullah
Syakhsiyah Jurnal Hukum Keluarga Islam Vol 3 No 1 (2023): Syakhshiyyah Jurnal Hukum Keluarga Islam
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/syakhshiyyah.v3i1.6485

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This paper aims to analyze the existence of marriage dispensation with the handling of cases and the standardization of case examinations based on legal certainty. This study is based on normative legal research with a statutory approach and a conceptual approach. The presence of a marriage dispensation is the cause of marriages that have not reached the minimum age of marriage according to applicable law. The determination of the age limit of marriage is influenced by the 'urf that prevails in society by considering various advances that do not conflict with Islamic law. Religious Courts as parties that have authority in issuing marriage dispensations, must consider various aspects before approving applications for marriage dispensations such as sharia, sociological, psychological, juridical, and health aspects. Juridically with the provisions contained in article 5 of the Marriage Law, the phrase "very urgent reasons" opens up a space for diverse interpretations (multi-interpretation) for judges in dealing with marriage dispensation because the context of this phrase is in a general, not particular, meaning. There needs to be standardization in the case of this marriage dispensation application so that there is a unity of mind that realizes legal certainty.
Reconceptualization of Ideal Islamic Bankers in The Sharia Framework (An Effort to Create a Sharia Compliance Ecosystem) Hidayatullah, Muhammad Syarif; Azhari, Fathurrahman; Yusuf, Mahmud; Fadillah, Rahmat
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 20, No 1: June 2024
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v20i1.21393

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Islamic bankers have a central position and an essential role in the implementation of Sharia principles in Islamic banking practices because Islamic bankers are parties directly related to the operational implementation of Sharia contracts. This research attempted to reconceptualize the figure of the Islamic banker with the formulation of the ideal Islamic banker within the framework of Sharia norms. This research was qualitative research that applied a literature study. Referring to the Hadith of the Prophet, Atsar Umar bin Khattab and Qaul Abu Laits, which serve as the foundation for the formulation of the ideal Islamic banker in the ideas of banking jurisprudence related to Islamic Human Resources Management, Islamic bank management must consider the relevance of education in selecting employees as an application of the Islamic recruitment model. Furthermore, the ideal Islamic banker will be realized through Islamic training, which forms ways of thinking, competence, character, and work motivation within the Sharia framework. The results indicated that Islamic bankers had adequate knowledge of Sharia and enthusiasm and commitment, which was vital in implementing all Sharia provisions in banking transactions to create a Sharia compliance ecosystem in Islamic banking.
AKIBAT HUKUM PELAKU USAHA PADA PENCATUMAN KLAUSULA EKSONERASI DALAM TRANSAKSI E-COMMERCE TERHADAP PERLINDUNGAN KONSUMEN Naufal, Yamani; Hidayatullah, Muhammad Syarif
JURNAL DARMA AGUNG Vol 32 No 3 (2024): JUNI
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Darma Agung (LPPM_UDA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46930/ojsuda.v32i3.4365

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Tujuan dari penelitian ini adalah untuk menjelaskan akibat hukum pelaku usaha dalam mencantumkan klausula eksonerasi pada transaksi e-commerce pada konsumen. Dalam penelitian ini menggunakan metode bahan hukum (law in books) dengan pendekatan statue approach karena memberikan penjelasan terkait akibat hukum pelaku usaha harus mencantumkan klausula eksonerasi. Klausula eksonerasi banyak digunakannya oleh pelaku usaha karena berdampak menimbulkan kerugian yang cukup besar bagi konsumen. Padahal, kedua belah pihak harusnya menerapkan asas pacta sunt servanda dan asas I’tikad baik yang juga menerima konsekuensi akibat hukum pelaku usaha yang dilarang dalam Undang-Undang Nomor 8 Tahun 1999. Akibat hukum pencantuman klausula eksonerasi ini disebut sebagai batal demi hukum (van reightwegenictig). Karena tidak terpenuhinya syarat sah perjanjian secara objektif dalam transaksi e-commerce.
Analisis Fatwa MUI No. 24 Tahun 2017 dalam Menjawab Tantangan Etika dan Transparansi Transaksi Virtual : Studi Kasus pada Platform E-Commerce Shopee dan Tokopedia Altsaury, Roychan Abdul Aziz; Hidayatullah, Muhammad Syarif; Lutfi, Jamal; As'ad, Ali
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 3 No. 2 (2024): Jurnal Hukum Ekonomi Syariah : AICONOMIA
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v3i3.4365

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This study examines the effectiveness of MUI Fatwa No. 24 of 2017 in addressing ethical and transparency challenges in virtual transactions, particularly on Shopee and Tokopedia platforms. Employing a qualitative descriptive-analytical method, the research utilizes primary sources, including the fatwa itself, and secondary literature from Islamic jurisprudence and academic publications. The findings highlight that while the fatwa provides substantial guidance on ensuring Sharia compliance in virtual transactions focusing on principles such as transparency, fairness, and the prohibition of gharar (uncertainty) and riba (usury) its practical implementation faces significant challenges. These challenges arise from the dynamic nature of digital commerce, including issues of unclear agreements, data security, and emerging financial technologies such as cryptocurrency. The study concludes with recommendations for refining and adapting Islamic legal rulings to align with technological advancements, ensuring that virtual transactions remain ethically and lawfully consistent with Sharia.
PELATIHAN UNTUK MENINGKATKAN KEMAMPUAN DALAM MEMIMPIN DAN MOTIVASI BAGI TENAGA PROFESSIONAL DI BANJARBARU Hidayatullah, Muhammad Syarif; Thaibah, Hayatun; Nugraha, Ahmad Helmi; Nuzula, Muhammad Firdaus
Jurnal Sinergitas PKM & CSR Vol. 6 No. 3 (2022): DECEMBER
Publisher : Universitas Pelita Harapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19166/jspc.v6i3.6163

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Factors that affect performance and productivity in teaching include: competence, work motivation, work ability, work discipline, work cooperation, leadership and social status of educators. The results of research conducted by Hidayatullah & Thaibah (2021) showed that there was a decrease in aspects of work motivation, cooperation, work discipline, and leadership in working in the world of education so that there was an increase in these aspects, training was carried out. This increase was carried out on the aspects of work motivation and cooperation. The target of this training is professionals. These professionals are principals, teachers and education staff. In connection with the above, this training is given to professionals who work at the Creative Islamic Elementary School in Banjarbaru City, South Kalimantan, Indonesia. This training was attended by 20 participants, namely educators and staff. This training process has 2 processes, indoors and outdoors. In the room, it is done by giving material about leadership and motivation. While outside the room, application activities are carried out through simulations on leadership and motivationabstract in bahasaFaktor yang mempengaruhi kinerja dan produktivitas dalam mengajar antara lain : kompetensi, motivasi kerja, kemampuan kerja, disiplin kerja, kerjasama kerja, kepemimpinan dan status sosial pendidik. Hasil penelitian yang dilakukan oleh Hidayatullah & Thaibah (2021) menunjukkan ada penurunan yaitu pada aspek motivasi kerja, kerjasama disiplin kerja, dan kepemimpinan dalam bekerja di dunia pendidikan agar ada peningkatan terhadap aspek-aspek tersebut maka dilakukanlah pelatihan. Peningkatan ini dilakukan pada aspek motivasi kerja dan kerjasama. Target pelatihan ini adalah tenaga professional. Tenaga professional ini adalah Kepala sekolah, guru dan tenaga kependidikan. Berkaitan hal diatas, pelatihan ini diberikan kepada tenaga professional yang bekerja di Sekolah Dasar Islam Creative Kota Banjarbaru Kalimantan Selatan, Indonesia. Pelatihan ini diikuti 20 orang peserta yaitu tenaga pendidik dan staf. Proses pelatihan ini ada 2 proses, di dalam ruangan dan di luar ruangan. Di dalam ruangan dilakukan dengan pemberian materi tentang kepemimpinan dan motivasi. Sedangkan di luar ruangan dilakukan kegiatan pengaplikasian melalui simulasi mengenai kepemimpinan dan motivasi.
BAGAIMANA RENCANA MASA DEPANMU?: PENGARUH JENIS KELAMIN DAN KEPRIBADIAN TERHADAP MINAT SISWA DALAM MEMILIH JURUSAN PERGURUAN TINGGI Dewi, Rooswita Santia; Khairina, Nadia; Rachmah, Dwi Nur; Hidayatullah, Muhammad Syarif
Jurnal Visi Ilmu Pendidikan Vol 17, No 1 (2025): Januari 2025
Publisher : Universitas Tanjungpura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/jvip.v17i1.75638

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Person's personality can affect what they might do in response to a particular circumstance or event. According to the study's findings, personality has an impact on a person's behavior, including their career decisions. Based on these conclusions, we want to identify the root cause by examining the impact of personality on interest in general election lectures based on gender and sex. 354 Senior High School students who were getting ready for university selection made up the study's sample. Respondents in the study This is student class XII (Science and Social Sciences) at school Senior High School (SMA) in South Kalimantan. Data were retrieved for more than 2 months and were nonparametric data. Collected data will be analyzed using analysis Chi-Square. The result shows that there wasn"™t a significant influence between gender and personality to interest in election major lectures to students"™ Senior High School. Besides, it is also shown that the percentage proportion highest interest student men nor women is type work Medical (MED) (28.2%). Whereas type work with enthusiasts smallest is Outdoor, Mechanical, and Practical (1.4%). Based on the findings on these research is known that interest is not only influenced by someone"™s gender nor personality
Analisis Kemampuan Penalaran Ditinjau dari Kemampuan Pemecahan Masalah Matematis Hidayatullah, Muhammad Syarif; Sulianto, Joko; Azizah, Mira
Thinking Skills and Creativity Journal Vol. 2 No. 2 (2019): October
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/tscj.v2i2.21198

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Permasalahan dalam penelitian ini adalah bagaimana implementasi pembelajaran matematika dan klasifikasi kemampuan penalaran matematis ditinjau dari kemampuan pemecahan masalah siswa kelas IV SD Negeri Sendangmulyo 04 Semester Genap 2018/2019. Tujuan dari penelitian ini adalah untuk mendeskripsikan implementasi pembelajaran matematika serta klasifikasi kemampuan penalaran matematis dalam menyelesaian masalah siswa kelas IV SD Negeri Sendangmulyo 04 Semester Genap 2018/2019. Jenis penelitian ini adalah penelitian kualitatif dengan menggunakan metode tes, angket, observasi, wawancara dan dokumentasi. Penelitian ini dilakukan  di SD Negeri Sendangmulyo 04 Semarang Tahun pelajaran 2018/2019. Hasil penelitian menunjukan bahwa implementasi pembelajaran matematika masuk dalam kriteria baik dengan persentase sebesar 78%. Sedangkan untuk klasifikasi kemampuan penalaran matematis siswa diperoleh persentase sebesar 43.75% pada indikator memahami masalah; 26.56% pada indikator berpikir logis; 35.93% pada indikator membuat alasan; 51.56% pada indikator memahami contoh negatif; 71.87% pada indikator berpikir deduksi; 54.68% pada indikator berpikir sistematis; 81.25% pada indikator penalaran berpikir konsisten; 39.93% pada indikator penalaran menarik kesimpulan; 75.00% pada indikator penalaran menentukan metode; dan sebesar 73.43% pada indikator penalaran menentukan strategi.  hal ini menunjukan bahwa kemampuan penalaran matematis siswa pada aspek tersebut sudah tergolong baik. Secara keseluruhan didapatkan hasil persentase sebesar 55,00% masuk dalam kriteria sedang. Kata Kunci : Pemecahan masalah, penalaran matematis. 
Co-Authors Achmad, Rendy Alfiannor Afif, Ahmad Musfida Al-Idrus, Syarifah Khusnul Khotimah Aldo, Aldo Altsaury, Roychan Abdul Aziz Amin, Ainol An-Nafi, Anastasya Rosyida Anjani, Riyan Anwar, Mukhlis Kaspul April Laksana Ardiansyah, Fikri Arifin, Akhmad Nabil Ariono, Pradana Aditya Arman, Januar As'ad, Ali Asnawi Asnawi Assamii, M. Reizo Atika Atika Atiqah, Adinda Nur AULIA, SITI Diah Ayu Pratiwi Dinyati, Ayu Dwi Nur Rachmah Ekaputri, Faridya Khairina Eli Apud Saepudin Ermina Istiqomah, Ermina Eunike, Agnes Fadilah, Shifa Fadillah, Rahmat Fathur Rohman, Fathur Fathurrahman Azhari Febrianti, Diana Febrianti, Resha Firdha Yuserina Firjatullah, Adib Pratama Firman Maulana, Firman Firman Wahyudi Firman Wahyudi, Firman Hadi, Riswan Hardiansyah Hardiansyah Hardianti, Dini Hemy Heryati Anward Hidayati, Nessie Husna Karimah Illahiya, Adrikni Islami, Alfin Jazuli, Muhammad Sulaiman Joko Sulianto . . Kandama, Herry Khairina, Nadia Leonita, Ananda Astriana Lestari, Putri Dewi Lia, Lapina Lutfi, Jamal Luthfi, Alghifari Athilla Mahmud Yusuf Mahmud Yusuf Malihah, Lola Marina Dwi Mayangsari Mashudi , Mashudi Mashudi Maula, Ritli Rizqiana Mira Azizah Muhammad Fahmi Nurani Muhammad Muhammad Muhammad, Aliyu Dahiru Mukminin , Amirul Najimah, Muzida Nasruddin Nasruddin Nassarrudin, Razie Bin Naufal, Yamani Neka Erlyani Nugraha, Ahmad Helmi Nuratikah, Rahmadilla Nursani, Shafa Aulia Nuzula, Muhammad Firdaus Padly, Asse Pangestu, Sukma Abimayu Parman Komarudin Pauzi, Gurum Ahmad Perwitasari, Raras Ayu Putri Ponglabba, Henry Ma’dika Rabiatul Adawiyah Ragil Rahmatullah Nurhakim Rahmi Fauzia, Rahmi Renaldy, Muhammad Rizki Amalia Rooswita Santia Dewi, Rooswita Santia Rosanti , Amelia Saipullah, Saipullah Salwa, Dinda Alifa Santi, Hanida Aulia Saragih, Nurul Miftahul Jannah Sari, Krismon Endah Saturrosidah, Anis Septyandani, Ema Shalehah, Anisatus Sri Wahyu Suciyati Sukma Noor Akbar Thaibah, Hayatun Tri Hidayati Ulfah, Khannys Dahliana Wahyiah, Ita Rosita Wardati, Winda Wijayanti, Maya Yohanes, Yunus Yulfitasari, Raysa Yulianti, Neng Cahya Zaini, Fakhruz Zatalina, Nabela Zwagery, Rika Vira