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Impact Of Accessibility And Payment Ease On Pindang Business Growth Through Islamic Microfinance In Muncar Jannah, Navada Lailyl; Hasanah, Miftahul; Syafi’i, Muhammad
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 2 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i2.12387

Abstract

This study aims to evaluate the influence of accessibility and payment convenience in Islamic microfinance on the growth of pindang businesses in Muncar, Banyuwangi. Pindang businesses represent a vital sector within Muncar's fisheries industry but often face challenges due to limited capital. Islamic microfinance offers an alternative financing model aligned with Sharia principles and is expected to foster the growth of pindang businesses through improved accessibility and ease of payment. A quantitative approach was employed using an inferential associative method, with the research conducted among pindang entrepreneurs in Muncar, Banyuwangi. A total of 35 respondents participated in the study. Data were collected through questionnaires, and the analysis methods included validity tests, reliability tests, classical assumption testing, multiple linear regression analysis, partial tests (T-test), simultaneous tests (F-test), and the coefficient of determination (R²). The results indicate that accessibility and payment convenience have a positive and significant impact on the growth of pindang businesses through Islamic microfinance products. These two variables contribute 95.3% to the growth of pindang businesses, while the remaining 4.7% is influenced by other factors not examined in this study. Therefore, Islamic microfinance can serve as an effective new solution to support the development of pindang businesses in Muncar.
Strategies To Increase Micro, Small And Medium Business Income (MSMEs) Through A Digital Payment System (Case Study of UMKM Sukowono District Jember Regency) Romadani, Nadia Putri; Hasanah, Miftahul; Syafi’i, Muhammad
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 2 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i2.12479

Abstract

This research aims to analyze the income enhancement strategies of Micro, Small, and Medium Enterprises (MSMEs) through the implementation of digital payment systems in Sukowono District, Jember Regency. In the digital era, the use of cashless payment methods such as QRIS, mobile banking, and e-wallets has become an important factor in increasing transaction efficiency and expanding market access for MSMEs. The research method used is a descriptive qualitative approach with interview techniques directed at MSME actors. The research findings indicate that although digitalization brings significant benefits such as ease of transactions and increased revenue, MSME actors still face various obstacles such as limited internet access, a mindset of the society that is still accustomed to cash transactions, and a lack of understanding of technology. Effective strategies to address these challenges include digitalization training, improving financial literacy, collaborating with financial institutions, and optimizing digital media for marketing.
MAKNA KESALEHAN BAGI MUSLIM DALAM PENDEKATAN FENOMENOLOGI Qalby, Nur; Hasanah, Miftahul; Hidayah, Mutmainna Yusra; Mustamin, Kamaruddin
Jurnal Ushuluddin: Media Dialog Pemikiran Islam Vol 27 No 2 (2025): Agustus 2025
Publisher : Fakultas Ushuluddin dan Filsafat Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/jumdpi.v27i2.60508

Abstract

In the Islamic perspective, piety is understood as a sincere commitment by an individual to practice religious teachings, both in personal devotion and social interaction. However, in practice, piety is often narrowly interpreted as ritualistic acts of worship. Alongside the dynamics of modern life, the concept of piety has evolved to become more comprehensive—encompassing not only spiritual connection with God but also social concern and meaningful contributions to the community. This study adopts a phenomenological approach to explore the meaning of piety as experienced in diverse social and cultural contexts. The findings reveal that piety today manifests not only through religious practices such as prayer, almsgiving, and charity, but also through the expression of Islamic values in digital spaces. Furthermore, Islamic educational institutions play a crucial role in shaping the religious character of the younger generation, enabling piety to be integrated into daily life. Thus, piety is positioned as a balance between vertical devotion to God and horizontal responsibility toward fellow human beings, particularly in multicultural societies.
LITERASI MANAJEMEN KEUANGAN ISLAM BAGI GENERASI Z DI SMPM 11 DUKUH DEMPOK WULUHAN Hasanah, Miftahul; Istikomah, Istikomah
GANESHA: Jurnal Pengabdian Masyarakat Vol 5 No 2 (2025): Juli 2025
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Tunas Pembangunan Surakarta (UTP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/ganesha.v5i2.4803

Abstract

Pengelolaan keuangan merupakan keterampilan yang sangat penting dalam kehidupan sehari-hari, termasuk bagi generasi muda. Literasi keuangan yang berbasis prinsip-prinsip Islam memiliki peran penting dalam membangun kebiasaan finansial yang sehat. Kegiatan pengabdian ini bertujuan untuk meningkatkan literasi manajemen keuangan Islam di kalangan siswa SMPM 11 Dukuh Dempok Wuluhan, khususnya generasi Z. Metode yang digunakan adalah penyuluhan dan pelatihan berbasis interaktif yang mengintegrasikan teori manajemen keuangan Islam dengan praktik di kehidupan sehari-hari. Hasil dari kegiatan ini menunjukkan peningkatan pemahaman siswa tentang konsep-konsep keuangan Islam, termasuk konsep zakat, infaq, riba, dan pengelolaan harta secara syariah. Kegiatan ini diharapkan dapat membantu siswa untuk lebih bijak dalam mengelola keuangan mereka di masa depan dengan cara yang sesuai dengan ajaran Islam.
IMPLEMENTASI DAN PERANCANGAN SISTEM INFORMASI PORTAL BERITA PADA AKUN INSTAGRAM SALINGKA TANAH DATAR BERBASIS WEB MENGGUNAKAN FRAMEWORK LARAVEL Ulfa, Ulia; Febriani, Widya; Yupita, Lasmi; Hasanah, Miftahul; Alfarizi, Habib
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 8, No 3 (2025): August 2025
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v8i3.4153

Abstract

Abstract: The development of this information system aims to address the issue of ineffective and difficult-to-archive information dissemination conducted through the Instagram account "Salingka Tanah Datar" in Tanah Datar Regency, West Sumatra. To improve this, a web-based news portal was developed using the Laravel framework. This portal is designed to ensure that information can be distributed and archived more efficiently, allowing the public to access news at any time. The development of the system followed methodological steps such as preliminary studies, system planning, user requirements analysis, as well as development and evaluation. Each step was taken to ensure the portal functions effectively. The results of the information system development show that the portal successfully expanded the reach of news and facilitated access to archived information. Moreover, the portal increased community participation in local issues and supported government transparency and accountability in delivering policies and programs. Keywords: News portal, News reach, Website, Laravel. Abstrak: Pembuatan sistem informasi ini bertujuan untuk mengatasi masalah dalam penyebaran informasi yang dilakukan melalui akun Instagram "Salingka Tanah Datar" di Kabupaten Tanah Datar, Sumatera Barat, yang kurang efektif dan sulit diarsipkan. Untuk memperbaiki hal ini, dikembangkan sebuah portal berita berbasis web menggunakan framework Laravel. Portal ini dirancang agar informasi bisa didistribusikan dan diarsipkan dengan lebih efisien, sehingga masyarakat bisa mengakses berita kapan saja. Pengembangan  sistem mengikuti langkah-langkah metodologi seperti studi pendahuluan, perencanaan sistem, analisis kebutuhan pengguna, hingga pengembangan dan evaluasi. Setiap langkah diambil untuk memastikan portal bekerja dengan baik. Hasil pembuatan sistem informasi menunjukkan bahwa portal ini berhasil memperluas jangkauan berita dan memudahkan akses terhadap informasi yang telah diarsipkan. Selain itu, portal ini juga meningkatkan partisipasi masyarakat dalam isu-isu lokal dan mendukung transparansi serta akuntabilitas pemerintah daerah dalam menyampaikan kebijakan dan program-programnya. Kata kunci: News portal, News reach, Website, Laravel
Analisis Ekonomika Kebahagiaan: Pengaruh Pendapatan Dan Kesetaraan Terhadap Tingkat Kepuasan Hidup Salsabila, Nanda Della; Maharani, Anisa; Hasanah, Miftahul; Puspita, Melya; Sanjaya, Vicki F
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Publisher : Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/almultazim.v5i1.22325

Abstract

This study aims to analyze the effect of income per capita and economic equality on the level of happiness of the Indonesian society. The research method used is a quantitative approach with multiple linear regression to examine the relationship between the variables of income, economic equality (Gini Index), and societal happiness. The data used in this study was obtained from the Central Bureau of Statistics (BPS) and the World Happiness Report 2020-2024. The research results show that income per capita positively influences happiness, although its impact decreases once basic needs are met. In addition, economic equality also has a significant positive effect on happiness, indicating that a more equal distribution of income can increase social happiness. The conclusion of this study is that policies aimed at increasing income per capita and supporting more equitable wealth redistribution can contribute to improving the happiness of the Indonesian society.
Pembelajaran Berbasis Berugak Pintar Untuk Meningkatkan Minat Belajar Anak di Desa Dasan Lekong Rizaldi, Dedi Riyan; Fatimah, Ziadatul; Arshita W, Baiq Ami; Hasanah, Miftahul; Faisal, Faisal; Handayani, Siti
Jurnal Pengabdian Masyarakat Sains Indonesia (Indonesian Journal Of Science Community Services) Vol. 2 No. 2 (2020)
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jpmsi.v2i2.72

Abstract

Belajar merupakan suatu hal yang  fundamental dan akan terus dialami oleh setiap orang baik secara formal maupun informal yang pada hakikatnya adalah terjadinya suatu “Perubahan” dalam diri seseorang setelah melakukan aktivitas. Belajar bertujuan untuk memperoleh pengetahuan dan keterampilan yang akan diterapkan seseorang dalam kehidupan sehari-hari. Minat belajar merupakan salah satu faktor terpenting penunjang keberhasilan proses pembelajaran. Salah satu alternatif yan dapat dilakukan adalah melakukan pembelajaran berbasis berugak pintar. Kegiatan ini bertujuan untuk meningkatkan minat belajar anak-anak di Desa Dasan Lekong. Kegiatan pengabdian ini dilakukan melalui  tiga tahapan yaitu persiapan, pelaksanaan, dan evaluasi yang bertempat di Desa Dasan Lekong Kecamatan Sukamulia Kabupaten Lombok Timur. Kegiatan pembelajaran berbasis berugak pintar menjadi salah satu program jangka panjang yang memiliki beberapa kelebihan antara lain 1). Pembelajaran bersifat outdoor/di luar ruangan, 2). Pembelajaran bersifat fleksibel, 3). Mudah menarik perhatian karena berada di tengah-tengah masyarakat, 4). Menciptakan kondisi belajar kooperatif antara anak-anak, dan 5). Mudah dijangkau anak-anak. Sedangkan kekurangan dari pembelajaran berbasis berugak pintar ini terletak pada luas tempat anak-anak belajar karena antusias anak untuk belajar sangat tinggi. Kata Kunci: Pembelajaran Berbasis Berugak Pintar, Minat Belajar, Desa Dasan Lekong.
Peran Dan Tanggungjwab Notaris Dalam Pendirian Perseroan Terbatas Dwi Wahyu Diyanto, Indra; Hasanah, Miftahul; Fatimatul Laili, Nur
Jurnal Ilmu Hukum Reusam Vol 12 No 2 (2024): REUSAM: Jurnal Ilmu Hukum - November 2024
Publisher : LPPM Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research discusses the role and responsibilities of a notary in making a deed of establishment of a Limited Liability Company (PT). The notary functions as the party who has the authority to prepare and ratify the deed of establishment, ensuring that all legal procedures are followed in accordance with the provisions of the applicable regulations. The responsibilities of a notary include verifying the identity of the founder, preparing legal documents, and submitting deeds to obtain approval from the Ministry of Law and Human Rights. Thus, the role of notaries is very crucial in creating legal certainty and protection for PT founders, which essentially aims to support economic stability and development. This research aims to provide a deeper understanding of the roles and responsibilities of notaries in the context of PT establishment in Indonesia.
Implementasi Halal Value Chain Dalam Mewujudkan Ekosistem Halal pada Produk Unggulan UD Mitra Jamur Jember Hasanah, Miftahul; Istikomah; Muhammad Syafii
At-Tasharruf "Jurnal Kajian Ekonomi dan Bisnis Syariah" Vol. 5 No. 2 (2023): At-Tasharruf
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/at.v5i2.1131

Abstract

Indonesia is a country with a majority Muslim population. As a Muslim, of course, you must obey Allah's commands and stay away from his prohibitions, such as the obligation to consume halal food. This is a form of obedience to religious law (shariah compliance). In 2024, Indonesia wants to become the center of the world's halal industry through various instruments that can make this happen. The halal industry certainly starts with instilling halal values ​​from upstream to downstream which is called the Halal Value Chain and can be internalized by all business actors so that they can realize the Islamic Ecosystem in Indonesia. This study aims to find out how the development of the halal industry in Indonesia is, how the halal value chain process on UD Mitra Mushroom's superior products creates a halal ecosystem, and how is the impact of the halal value chain on UD Mitra Mushroom's superior products to create a halal ecosystem. The research method used is descriptive qualitative with field research specifications with research subjects namely owners, members/workers, and consumers of UD products. The results of this study are that every production process at UD Mitra Mushroom is always required to comply with operational standards (SOP) that are applied continuously. The mushroom raw materials used are harvested from their own agricultural products so that their quality can be maintained. Halal certification has been obtained for several processed mushroom products obtained through halal certification assistance activities carried out by halal assistants from the Muhammadiyah University of Jember and had an impact on increasing sales turnover of these processed mushrooms
Pengukuran Dampak Sosial Sebagai Alat Tata Kelola Dan Akuntabilitas Pengelolaan Wakaf Produktif Pemanfaatan Tanah Wakaf Sebagai Lahan Parkir (Studi Kasus PCM Balung) Istikomah; Hasanah, Miftahul
At-Tasharruf "Jurnal Kajian Ekonomi dan Bisnis Syariah" Vol. 6 No. 1 (2024): At-Tasharruf
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/at.v6i1.1806

Abstract

Muhammadiyah adalah salah satu gerakan Islam yang meiliki jumlah asset wakaf sangat besar. Tercatat 28.669 aset wakaf yang dimiliki Muhammadiyah. Jumlah yang sangat besar ini sekaligus menunjukkan keberhasilan Muhammadiyah dalam persoalan tata kelola dan akuntabilitas pengelolaan wakaf. PCM Balung adalah salah satu Amal Usaha Muhammadiyah (AUM) yang memiliki asset wakaf produktif yang dimanfaatkan sebagai lahan parkir. Penelitian ini bertujuan untuk mengetahui seberapa besar dampak sosial pengelolaan wakaf produktif pemanfaatn lahan parkir di PCM Balung. Adapun metode yang digunakan adalah analisis SROI (Social Return and Investment). Analisis SROI digunakan untuk pengukuran dan pelaporan nilai sosial, lingkungan, dan ekonomi yang dihasilkan oleh sebuah organisasi berdasarkan analisis manfaat-biaya, akuntansi sosial, dan audit sosial. SROI adalah alat yang dapat dipergunakan untuk membuktikan serta memperbaiki. Data yang dipergunakan untuk menganalisis SROI didapatkan dari: (1) Dokumen laporan pengelolaan wakaf produktif pengelolaan lahan parker di PCM Balung; (2) Data/laporan yang terdapat pada komunitas / kelompok sasaran; (3) Hasil wawancara dan diskusi dengan pemangku kepentingan kunci seperti pimpinan PCM Balung, pendamping program, dan pihak nadhir wakaf PCM Balung. Pengambilan data menggunakan teknik wawancara mendalam (indepth interview), FGD dengan pimpinan PCM Balung dan review data sekunder yang diberikan oleh PCM Balung
Co-Authors Alfarizi, Habib Alif Zeliq, Muhammad Ardani, Zalza Afni Aridas, Sepri Arshita W, Baiq Ami Avini Mawarni Soedarsono Azlisugianto, Azlisugianto Baehaqi Balqis, Willa Apriantika Syakhira Basuki, Surya Yudha Rahmansyah Bistari Catur Wulandari Choerul Anwar Badruttamam Dedi Riyan Rizaldi Dhofir Catur Bashori Dian Wahyu Dwi Wahyu Diyanto, Indra Edwar Rosman Eka Putra, Dian Faisal Faisal Fatimah, Ziadatul Fatimatul Laili, Nur Febriani, Tika Arizona Febriani, Widya Febryandi Fidrayani , Fidrayani Firdaus, Miftahur Rochman Hidayatul Fisnia Pratami Fitria, Yulis Nur fradana, aldi Gaputra, Ideva Gunadi Widi Nurcahyo Gustia, Ririn Haelani, Ziyad Handayani, Zara Hidayah, Mutmainna Yusra Hidra Amnur Husna Hidayati Ikhbal Salam, Riyan Istikomah Istikomah Istikomah Istiqomah J. Priyanto Widodo, J. Priyanto Jannah, Navada Lailyl Julia, Vella Katrina Flomina G Khairuddin Laila Rani, Nabila Lismawati, Hilda Maharani, Anisa Mamluatun Ni’mah Meliana Pasaribu Muhammad Syafii Mukminah Mukminah Mustamin, Kamaruddin Nikmah, Islahun Nisumanti, Sartika Novita, Dias Nur Hidayah Nur Qalby, Nur Nur, Siti Khayisatuzahra Nur, Siti Khayisatuzahro Nur, Siti Khayisatuzzahro Purwandari, Anggraini Ratih Puspita, Dilla Anggi Puspita, Melya Putri, Syabillah Muliana Qolbiyatu Zuhro NH, Lutvi Rizal, Salahuddin Rohayuni Romadani, Nadia Putri Safira, Ledya Salsabila, Nanda Della Sanjaya, Vicki F Sarjon Defit Setia Rahmawan Siswahyudianto Siti Handayani Sofia Sofia, Sofia Sugiatno Sugiatno Syafi’i, Muhammad Syamsir Syaputra, Ifandra Tri Oktary, Rifha Ulfa, Ulia Umariyah, Adhomu Darojatul Veri, Yendri Vratiwi, Septiana Widyadhari, Nareswari Sabitha Yudhi Yupita, Lasmi