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All Journal Jurnal Program Magister Ilmu Sosial Universitas Tanjungpura I-Finance Journal Jurnal Ekonomi & Studi Pembangunan Jurnal Ekonomi dan Bisnis Islam Falah : Jurnal Ekonomi Syariah Journal on Education Prima Ekonomika : Jurnal Ekonomi dan Bisnis Business, Economics and Entrepreneurship Jurnal Ekonomi Pembangunan Journal of Community Service and Empowerment Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Economics and Digital Business Review Khazanah Intelektual Yumary: Jurnal Pengabdian kepada Masyarakat International Journal of Education, Social Studies, And Management (IJESSM) International Journal of Economics, Business, and Entrepreneurship (IJEBE) Jurnal Multidisiplin Madani (MUDIMA) Jurnal Ekonomika Dan Bisnis Reviu Akuntansi, Manajemen, dan Bisnis Studi Akuntansi, Keuangan, dan Manajemen Jurnal Studi Ilmu Sosial dan Politik JURNAL SABHANGA PERADABAN JOURNAL of ECONOMIC and BUSINESS Jurnal Pemberdayaan Umat E-journal Field of Economics, Business and Entrepreneurship (EFEBE) Jurnal Studi Pemerintahan dan Akuntabilitas Studi Ekonomi dan Kebijakan Publik Jurnal Ekonomika Manajemen Dan Bisnis Jurnal Manajemen dan Ekonomi Kreatif Bukhori: Kajian Ekonomi dan Keuangan Islam International Journal of Economics, Management and Accounting BULLET : Jurnal Multidisiplin Ilmu JEBD Jurnal Abdimas Multidisiplin Jurnal Polimesin International Journal of Economics, Business and Innovation Research Jurnal Studi Perhotelan dan Pariwisata BEGAWI: Jurnal Pengabdian Kepada Masyarakat IJEMA
HERU WAHYUDI
Economic Development, Faculty Of Economic And Business, Universityof Lampung, Indonesia
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ARIMA-Based Analysis of Financial Risks in Islamic and Conventional Rural Banks Ahmad Syathiri; Fera Widyanata; Farida Kumalasari; Heru Wahyudi
Bukhori: Kajian Ekonomi dan Keuangan Islam Vol 5 No 2 (2026): January
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/bukhori.v5i2.5336

Abstract

Purpose: This study aims to analyze and compare the financial risks of Islamic Rural Banks (BPRS) and Conventional Rural Banks (BPR) in Indonesia, focusing on liquidity and credit risks. The objective is to provide a comprehensive understanding of risk management patterns and performance differences between these two types of banks. Methodology/approach: This study aims to analyze and compare the financial risks of Islamic Rural Banks (BPRS) and Conventional Rural Banks (BPR) in Indonesia, focusing on liquidity and credit risks. The data analysis used is time series analysis with the ARIMA method. Results/findings: The findings reveal that BPRS generally maintains higher liquidity ratios with lower liquidity risk compared to BPR, although both bank types exhibit credit risk above the recommended threshold. The forecasting results indicate that BPRS is likely to maintain its liquidity and reduce non-performing financing in the coming period, while BPR faces declining liquidity and persistent non-performing loan issues. Conclusion: Islamic and conventional rural banks show different financial risk profiles, with conventional banks facing higher liquidity and loan risks, while Islamic banks generally maintain stronger liquidity but remain exposed to financing risks. Limitations: This study is limited by its focus on quantitative indicators and historical data, without incorporating qualitative or macroeconomic factors. The use of ARIMA may not fully capture sudden structural changes or regulatory impacts. Contribution: The study offers insights for improving risk management and compares Islamic and conventional rural banks in a developing country.
Dampak Program Kuliah Kerja Lapangan Pengabdian Pada Masyarakat (KKL-PPM) Terhadap Peningkatan Kompetensi dan Pemberdayaan Masyarakat Di Pekon Muara Dua dan Karang Rejo Kabupaten Ulu Belu hardianpratama, reza; Khairunnisa, Khairunnisa; Nursari, Ayu; Sejati, Hiro; Wahyudi, Heru
Jurnal Khazanah Intelektual Vol. 10 No. 1 (2026): Khazanah Intelektual
Publisher : Brida Provinsi Jambi

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Abstract

The KKL-PPM Program (Field Work Study – Community Empowerment Learning) is an academic initiative designed to apply students’ knowledge through direct engagement with the community. This study aims to analyze the impact of the KKL-PPM program on improving community competence and empowerment in Pekon Muara Dua and Karang Rejo, Ulu Belu District. The study involved 385 respondents and employed Smart-PLS as the analytical tool. The results indicate that the KKL-PPM program makes a significant contribution to improving community competence in entrepreneurship, digital literacy, and sustainable agricultural practices. In addition, the program fosters community empowerment by strengthening social participation, independence, and collaborative problem-solving between students and local residents. Overall, the implementation of the KKL-PPM program has produced positive and sustainable impacts, promoting continuous learning and local development in the target villages. The findings of this study have important implications for higher education institutions, local governments, and communities. For universities, the results emphasize the importance of implementing community service programs based on empowerment and sustainable knowledge transfer. The KKL-PPM model should continue to be developed using a participatory approach, where students act not only as facilitators but also as learning partners for the community. This study provides both theoretical and practical contributions to the development of community-based education models. Theoretically, it enriches the literature on the relationship between higher education, social empowerment, and the improvement of community competence through a community-based learning approach. Keywords : KKL-PPM, Community Empowerment, Competency Improvement, Ulu Belu Community Development
Efektivitas dan Efisiensi Penggunaan Dana Desa terhadap Pembangunan Ekonomi dan Kesejahteraan Masyarakat di Desa Sukaraja, Lampung Selatan Sonia Simanullang; Ambya .; Heru Wahyudi; Prayudha Ananta
Jurnal Ekonomi Manajemen dan Bisnis (JEMB) Vol. 5 No. 1 (2026): Januari - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jemb.v5i1.4431

Abstract

Village Fund management is a strategic government instrument for promoting village development and improving community welfare. However, the effectiveness and efficiency of its utilization remain challenges, particularly related to transparency, accountability, and human resource capacity at the village level. South Lampung Regency, as a recipient of Village Funds, faces challenges in optimizing the use of funds for economic development and community empowerment. This study aims to evaluate the effectiveness and efficiency of Village Fund management in supporting economic development and improving community welfare in South Lampung Regency. This study employed a mixed methods approach with a descriptive approach. The study population was village officials and the community in South Lampung Regency, with a purposive sampling method. Data collection techniques included interviews, observations, and documentation studies. Data sources consisted of primary and secondary data, analyzed using qualitative and quantitative descriptive analysis techniques. The results indicate that Village Fund management has had a positive impact on infrastructure development, increased economic access, and community empowerment. However, strengthening oversight mechanisms, increasing community participation, and developing the capacity of village officials are crucial steps to improve the effectiveness and efficiency of Village Fund management. This optimization is expected to promote sustainable village development and significantly improve community welfare.
Eksplorasi Hubungan Resiprokal antara Foreign Direct Investment dan Pertumbuhan Ekonomi di Negara-Negara IMT-GT Moneyzar Usman; Arivina Ratih; Heru Wahyudi; M. Julian Tama
Jurnal Ekonomi Manajemen dan Bisnis (JEMB) Vol. 5 No. 1 (2026): Januari - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jemb.v5i1.4708

Abstract

The Indonesia–Malaysia–Thailand Growth Triangle (IMT-GT) subregional economic cooperation promotes regional economic integration through trade, investment, and regional connectivity. In this context, Foreign Direct Investment (FDI) is considered an important factor influencing economic growth through technology transfer, productivity enhancement, and production capacity expansion. However, the relationship between FDI and economic growth in IMT-GT countries remains inconclusive. This study aims to analyze the causal relationship between Foreign Direct Investment (FDI), economic growth, exports, and imports in IMT-GT member countries, namely Indonesia, Malaysia, and Thailand. This research employs a quantitative approach using secondary time series data from 1981–2024 obtained from the World Bank. The variables used include Gross Domestic Product (GDP), Foreign Direct Investment (FDI), exports, and imports. The analysis applies the Augmented Dickey-Fuller (ADF) unit root test, Levin, Lin, and Chu panel unit root test, and Granger causality test using EViews 12 software. The findings indicate that all variables are stationary at the first difference level. The causality test reveals a bidirectional relationship between GDP and FDI in Indonesia and Malaysia, while Thailand shows no significant causal relationship between the two variables. In addition, Indonesia and Malaysia exhibit one-way relationships from exports to FDI, imports to FDI, and exports to imports. In Thailand, the relationship appears relatively weak and is only indicated by the effect of exports on GDP at the 10 percent significance level. This study concludes that the relationship between FDI, economic growth, exports, and imports in IMT-GT countries is not homogeneous, but is influenced by economic characteristics, trade structures, and each country’s capacity to absorb the benefits of foreign investment. Therefore, strengthening the investment climate, trade connectivity, and productivity-oriented economic policies is essential to enhance the contribution of FDI to economic growth in the IMT-GT region.
Optimalisasi Pemberdayaan Ekonomi Pesantren melalui Pengembangan Keterampilan Kreatif Ahmad Syathiri; Fera Widyanata; Farida Kumalasari; Yulia Hamdaini Putri; Heru Wahyudi
Yumary: Jurnal Pengabdian kepada Masyarakat Vol 6 No 3 (2026): Maret
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/yumary.v6i3.4720

Abstract

Purpose: This community service initiative aimed to empower female students at SMA IT Raudhatul Ulum in Desa Sakatiga through entrepreneurship training and practical workshops on handmade accessory creation. The program, conducted by faculty and students from Universitas Sriwijaya, focused on equipping participants with essential entrepreneurial knowledge, including business concepts, marketing strategies, and financial management. Research Methodology: The methodology involved interactive discussions and hands-on practice, allowing students to engage actively in the learning process. Result: Results indicated a significant improvement in the participants' understanding of entrepreneurship, fostering confidence in their ability to start or develop their own businesses. Conclusions: This training can enhance participants' creative, technical, and social skills while also fostering entrepreneurial interest and equipping participants with important soft skills for the future. Limitations: However, the program faced limitations, such as time constraints and varying levels of prior knowledge among participants, which could affect the overall effectiveness of learning. Contributions: Nonetheless, the contributions of this initiative are noteworthy, as it not only enhanced the participants' technical skills but also promoted creativity and collaboration, ultimately strengthening the entrepreneurial ecosystem within the community. This initiative exemplifies the potential of educational institutions to play a pivotal role in economic empowerment and community development through targeted skill-building programs.
Pengaruh Faktor Fiskal, Demografi, Ekonomi, dan Tata Kelola Pemerintah terhadap Kemandirian Fiskal Provinsi di Pulau Jawa dan Sumatera Tahun 2018–2025 Siti Nurhasanah; Heru Wahyudi; Vitriyani Tri Purwaningsih; Marselina; Prayudha Ananta
Indonesian Journal of Economics Management and Accounting Vol. 3 No. 7 (2026): IJEMA - Juli 2026
Publisher : PT. INOVASI TEKNOLOGI KOMPUTER

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Abstract

Kemandirian fiskal merupakan indikator penting dalam menilai keberhasilan implementasi desentralisasi fiskal karena menggambarkan kapasitas pemerintah daerah membiayai fungsi-fungsi pemerintahan secara mandiri. Namun, tingkat kemandirian fiskal pemerintah antar provinsi di Pulau Jawa dan Sumatera masih menunjukkan perbedaan yang dipengaruhi oleh kapasitas fiskal, aktivitas ekonomi, karakteristik demografis, dan tata kelola pemerintahan. Tujuan penelitian ini adalah untuk menganalisis pengaruh Pendapatan Asli Daerah (PAD), Dana Bagi Hasil (DBH), jumlah penduduk, Produk Domestik Regional Bruto (PDRB), dan anti korupsi terhadap tingkat kemandirian fiskal tingkat pemerintah provinsi di Pulau Jawa dan Sumatera periode 2018–2025. Penelitian menggunakan pendekatan kuantitatif dengan analisis regresi data panel pada 16 provinsi. Hasil penelitian menunjukkan bahwa PAD, jumlah penduduk, dan PDRB berpengaruh positif dan signifikan terhadap kemandirian fiskal, sedangkan DBH berpengaruh negatif dan signifikan. Sementara itu, anti korupsi yang diproksikan menggunakan Monitoring Center for Prevention (MCP) berpengaruh negatif namun tidak signifikan. Temuan ini menunjukkan bahwa peningkatan kemandirian fiskal lebih ditentukan oleh optimalisasi potensi ekonomi dan pendapatan asli daerah dibandingkan ketergantungan pada transfer pemerintah pusat
Pengaruh Ketimpangan Pendapatan, Pengangguran, Dan Penyelesaian Tindak Pidana Kejahatan Terhadap Tingkat Kejahatan Pencurian Di Pulau Sumatera Periode 2012-2021 Nadiyah Salimah; Heru Wahyudi
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 3 (2025): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh ketimpangan pendapatan, pengangguran, dan penyelesaian tindak pidana kejahatan terhadap tingkat kejahatan pencurian di Pulau Sumatera dalam periode 2012-2021. Penelitian ini menggunakan data panel dari tahun 2012-2021 di 10 provinsi di Sumatera menggunakan model FEM (Fixed Effect Model). Variabel terikat yang digunakan adalah tingkat kejahatan pencurian dan variabel bebas meliputi ketimpangan pendapatan, tingkat pengangguran dan penyelesaian tindak pidana kejahatan. Hasil penelitian menunjukkan bahwa variabel ketimpangan pendapatan berpengaruh positif dan signifikan terhadap tingkat kejahatan pencurian. Variabel tingkat pengangguran berpengaruh negatif dan signifikan terhadap tingkat kejahatan pencurian, dan variabel penyelesaian tindak pidana kejahatan berpengaruh negatif dan signifikan terhadap tingkat kejahatan pencurian.
Analisis Dampak Kenaikan Bbm Terhadap Pola Kerja, Jarak Tempuh, Dan Pendapatan Nelayan Bagan Congkel Di Kampung Cungkeng Kecamatan Teluk Betung Timur, Bandar Lampung Tiwi Sininiri; Moneyzar Usman; Heru Wahyudi; Arivina Ratih Yulihar Taher
Economics and Digital Business Review Vol. 5 No. 2 (2024)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v5i2.1381

Abstract

Tujuan penelitian ini adalah untuk membandingkan pendapatan nelayan di Desa Cungkeng, Kecamatan Teluk Betung Timur, Kota Bandar Lampung, sebelum dan sesudah kenaikan harga BBM, terkait dengan program subsidi BBM. Dua variabel—variabel terikat dan variabel bebas—digunakan dalam penelitian ini untuk menyelidiki hal ini. Pendapatan yang diperoleh nelayan di Desa Cungkeng merupakan variabel terikat penelitian. Sementara itu, harga bahan bakar minyak (BBM) bersubsidi menjadi variabel independen dalam penelitian ini. Selain itu, penelitian ini bersifat kuantitatif, menggunakan data numerik yang diukur dan diolah untuk menghasilkan temuan dan informasi. Sumber primer dan sekunder menyediakan data penelitian. Dengan melakukan observasi, wawancara, dan dokumentasi, data primer dikumpulkan. Sedangkan data sekunder berasal dari informasi yang diperoleh dari Desa Kampung Cungkeng. Kesimpulan penelitian ini menunjukkan bahwa kenaikan harga bensin meningkatkan biaya operasional nelayan, sehingga menurunkan tingkat pendapatan mereka. Penelitian ini juga mempunyai potensi memberikan informasi tentang bagaimana kenaikan harga bahan bakar mempengaruhi tingkat pendapatan nelayan di Desa Cungkeng. Selain itu, penelitian ini juga dimaksudkan untuk menjadi referensi pendukung bagi penelitian-penelitian selanjutnya serta sebagai sumber daya bagi nelayan dalam upaya memecahkan permasalahan yang muncul.
LONG-TERM IMPACT OF MACROECONOMIC VARIABLES ON FOREIGN EXCHANGE RESERVES IN THE ORGANIZATION OF ISLAMIC CORPORATION Heru Wahyudi; Widia Anggi Suripto
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 9 No. 1 (2023): JANUARY-JUNE 2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v9i1.40217

Abstract

One of the factors that influence the country's economy is foreign exchange reserves. This study examines the long-term effect of inflation variables, Gross Domestic Product (GDP), exports, imports, and receipts of remittances in 7 countries of the Organization of Islamic Cooperation. This study uses secondary data panels in 7 countries of the Organization of Islamic Cooperation from 1990 to 2021. The method used in this analysis is the Fully Modified Ordinary Least Square (FMOLS) panel. The results of this study are the variables used are cointegrated in the long run. There are partially negative and significant effects on foreign exchange reserves in 7 countries of the Organization of Islamic Cooperation. GDP and exports have a significant positive effect on foreign exchange reserves. Imports have a negative and insignificant effect on foreign exchange reserves and receipts of remittances have a positive and insignificant effect on foreign exchange reserves in the 7 OIC countries from 1990-2021. This research is expected to contribute to the Cooperation Organization countries related to increasing foreign exchange reserves through macroeconomic control of inflation control, increasing export diversification, increasing export diversification, decreasing imports, and increasing remittances while still paying attention to people in work abroad. It is hoped that the increase in foreign exchange reserves that can improve the organization's economic level can optimize cooperation in Islamic Cooperation, namely to support international peace and security and protect the holy places of Muslims.
Analysis of Lost VAT Revenue from Purchases of Used Clothing (Thrift) in the Lampung Thrift Fest Community M Firmansyah; Dedy Yuliawan; Heru Wahyudi; Ukhti Ciptawaty
International Journal of Economics, Management and Accounting (IJEMA) Vol. 1 No. 8 (2024)
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v1i8.99

Abstract

This research aims to analyze how much VAT revenue is lost as a result of purchasing used clothing (thrift) in the Lampung Thrift Festival community. The data collection methods and analysis tools used in this research are questionnaires, interviews and validity tests, reliability tests. The dependent variable used is tax payments and the independent variables used are thrift taxes and consumer behavior. The best sampling technique obtained was Non-Probability Sampling. The results of the research show the sales of 20 used clothing traders, the behavior of used clothing consumers, potential missing VAT data, missing sales and VAT data for a total of 3 months.
Co-Authors A.Yudi Eka Risano Abdirrohman Abdirrohman Abdurahman . Abdurahman Abdurahman Abubakar Basyarahil Adelia Putri Anggraini Aditya, Aditya Hera Nurmoko Afrilia Ulfatussaniah Agus Sugiri, Agus Ahmad Syathiri Ambarwati, Rustiati Oktafaruna Ambya . Ambya, Ambya Ananta, Prayudha Andri Satria Andrian, Thomas Anggi Palupi Anggun Aprilia Ansori, Muslich Apriliana Sukmawati Ardianto, Eko Arif Darmawan Arivina Ratih Arivina Ratih Arivina Ratih Y.T Arivina Ratih YT Arivina Ratih Yulihar Taher Arivina Ratih Yulihar Taher Arvina Ratih Yulihar Asih Murwiati Asih Murwiati Asih Murwiyati Asri Siti Ambarwati, Dwi Astuti, Nova Diah Ciptawaty, Ukhti Citra Putri Natalia Dedy Yuliawan Dedy Yuliawan Dedy Yuliawan Deri Maulidi Ramadhan Dhimas Oki Permata Aji Djausal, Gita P Emi Maimunah Eriyadi, Riko Ernie Hendrawaty Fajrina, Aqila Diva Farida Aliyatul Asy’ariati Farida Aliyatul Asy’ariati Farida Kumalasari Fathia Naura Andini fatimah, Nur aini Fera Widyanata Fera Widyanata Figa Ramani Firmansyah, M Fuad Buntoro Gebrella Nadia Sumahir Gebrella Nadia Sumahir Husaini, M I Wayan Suparta . Icha Khoirunnisa Ikramina Salsabila Nur Amalina Imam Asngari Indriyanti, Aris Irfan Musyaffa Irza Sukmana, Irza Kamarni, Neng Kanti Rahayu Karib, Abdul Khairunnisa Khairunnisa Khoirunnisa, Icha Komalasari, Agrianti Kurniawan, Pebri Lely Risna Sari Liza Alvia M Firmansyah M. Julian Tama Mahmud Mahmud Marselina Marselina Marselina Marselina Maulidi Ramadhan, Deri Mega Ayulestari Mohammad Bin Abdullah Mohd. Lokman Moneyzar Usman Moneyzar Usman Moniyana, Resha Muhammad Husaini Muhammad Ilham Wali Muhammad Irsyad Muhammad Rizky Refianto Muhiddin Sirat Murwiyati, Asih Nadiya Hasna Adyanka Nadiyah Salimah Nairobi Nairobi, Nairobi Neli Aida Neny Desriani Ni Nengah Rizki Noventy Niken Ayudia Palupi, Widia Anggi Pebri Kurniawan Pertiwi, Rasyida Pratama, Reza Hardian Prayudha Ananta Prayudha Ananta Putri, Alfimay Natysya Qurrota Ayunindien R. Ribhan Rahmah Dianti Putri Ratih YT, Arivina Ratih, Arivina Ratna Sari Riesty Yunda Sari Rio Kurniawan Rizal Adi Saputra Saepudin saepudin Saputra, Aditya Budi Sartika Bunga Sefrina Rukmawati Sejati, Hiro Sekar Sitaresmi Shevira Desty Ramadhani Silpayana, Silpayana Silva Triananda Sipa Paujiah, Sipa Sirat, Muhidin Siti Nur Khotimah Siti Nurhasanah Sonia Simanullang Subekti, Aan Suhel Sukron Ma'mun Sumahir, Gebrella Nadia Sumarni, Leli Sunarmo Sunarmo, Sunarmo Suwandi, Cucuk Suyud Nusanto, Tri Syahrudin Syathiri, Ahmad Syathiri3, Ahmad Tiara Nirmala Tiara, Ages Tiwi Sininiri Tri Puji Wahyuningsih Tripermata, Lukita Ukhti Ciptawati Ukhti Ciptawaty Ukhti Ciptawaty Ukhty Ciptawati Ulfa Sekar Dini Umar Habib Usman , Moneyzar Vitriyani Tri Purwaningsih Wayan Suparta, I Widia Anggi Palupi Widia Anggi Palupi Widia Anggi Suripto Widiyatmoko, Ilham Nova Wilda, Lexy Oktora Wiryawan, Driya Yeni Yeni Yulia Hamdaini Putri Yulia Hamdaini Putri Yuliawan, Dedy Yusril Izha Mahendra Zapita, Jesi