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Analysis Of Business Development Strategy In Improving The Welfare Of Grape Cultivationers From An Islamic Economic Review (Case Study At Jagad Farm Binjai) Nursafira, Adela; Arif, Muhammad; Syahriza, Rahmi
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 2 (2025): JULI
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Particularly in the development of grape cultivation businesses that consider Islamic economic values. However, an Islamic economic approach is highly relevant for application in agribusiness, as it emphasizes justice, blessings, sustainability, and welfare. This research uses a qualitative approach and uses a case study. The aim is to analyze the grape cultivation business development strategy at Jagat Farm Binjai and assess its alignment with Islamic economic principles. Primary data was obtained through interviews with business owners and other relevant parties, while secondary data was collected from literature, including books, journals, and theses from previous researchers related to grape cultivation and Islamic economics.Based on the various aspects discussed, it can be concluded that the development of a grape cultivation business at Jagad Farm Binjai has significant potential to improve the welfare of farmers and support the local economy. The implemented strategy integrates Islamic economic principles and optimizes strengths such as product quality and processing innovation, while addressing weaknesses such as a lack of technology and trained human resources. Government support and the use of digital platforms also play a crucial role in expanding the market and increasing the competitiveness of this business. By considering internal and external factors, as well as the principles of sustainability and social justice, the development of grape cultivation in Binjai is expected to become a sustainable business model, providing equitable economic and social benefits, and strengthening Indonesia’s position in the future grape agribusiness industry.
STRATEGI PENINGKATAN KETAHANAN EKONOMI PEREMPUAN KEPALA KELUARGA MASA PEMULIHAN EKONOMI (STUDI KASUS SERIKAT PEKKA ASAHAN) Andiyanto, Sakti; Albani Nasution, Muhammad Syukri; Syahriza, Rahmi
NUANSA: Jurnal Penelitian Ilmu Sosial dan Keagamaan Islam Vol. 22 No. 2 (2025): In Progres
Publisher : Research Institute and Community Engagement of IAIN MADURA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/nuansa.v22i2.20864

Abstract

The purpose of this study was to obtain alternative strategies for family economic resilience in the PEKKA Asahan union, and reviewed with maqashid sharia. The method in this study used a qualitative approach with SWOT analysis and QSPM analysis. This study used questionnaires and interviews with 10 respondents divided into 5 SWOT respondents and 5 QSPM respondents. Based on the results of the IFE and EFE calculations, the position for the SWOT analysis can be determined, namely in quadrant I (positive - Positive), namely Aggressive Strategy. An aggressive strategy is a strategy that utilizes the internal strengths of the PEKKA Asahan Regency economic resilience program to seize existing external opportunities. This strategy is also known as the SO (Strengths-Opportunities) strategy. The QSPM matrix is ​​generated from the SWOT matrix contained in the SO strategy. Alternative strategies that are sorted from the highest total attractiveness value are the PEKKA Asahan union business group can utilize digital technology in product marketing, utilize the PEKKA union network to help create wider market potential opportunities, increase collaboration with international organizations and the government to support activities to increase family economic resilience and access to business capital. The role of women as heads of families has a very important contribution in increasing the economic resilience of families and is in line with the principles of maqashid sharia which include five main objectives, namely maintaining religion (hifdz al-din), reason (hifdz al-aql), soul (hifdz al-nafs), descendants (hifdz al-nasl), and property (hifdz al-mal).
Halal certification strategies in minority Muslim regions: A Case study of Doloksanggul, Humbang Hasundutan Sihite, Masdinar; Syahriza, Rahmi; Nasution, Juliana
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 3 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i3.1697

Abstract

This study examines strategies for implementing halal certification for MSMEs in Doloksanggul, Humbang Hasundutan Regency, North Sumatra, where Muslims are a minority. Halal certification is vital for catering to Muslim consumers, but its adoption is low—only 0.5% of 288 culinary businesses are certified. Challenges include perceptions of unnecessary certification, limited information, and a lack of awareness about its economic benefits. Despite some government outreach improving awareness, more consistent education and collaboration are needed. The study recommends strategies that consider local cultural dynamics and emphasize enhancing infrastructure, access, and training to boost MSME competitiveness and market reach. Public interest statement: This study is significant for MSMEs in Doloksanggul as it raises awareness about halal certification in areas with minority Muslim populations. It enhances competitiveness, draws in Muslim customers, and offers suggestions for successful government initiatives, ultimately aiding local economic development and community well-being around the Lake Toba tourism area.
Fishing group catch sharing system: An Islamic perspective Maulida, Tasya; Yusrizal, Yusrizal; Syahriza, Rahmi
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 8 No 1 (2026)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v8i1.1705

Abstract

This research aims to analyze the practice of the profit-sharing system between boat owners and fishermen in Paluh Sibaji Village, Pantai Labu Subdistrict, from the perspective of Islamic economics. Data were collected through direct observation in the field, in-depth interviews with ship owners and crew members, and documentation. The results show that this practice is in line with the mudharabah contract in Islamic economics, where the ship owner acts as shahibul maal and the fishermen as mudharib. Key values such as justice, willingness (ridha), and deliberation have been applied in the profit-sharing process. However, the absence of a written contract may lead to conflict or uncertainty regarding the rights and obligations of the parties, especially in emergencies or work accidents. Therefore, written records are highly recommended as a form of rights protection and transparency, by the principles of maqashid sharia, especially in the aspects of protecting property (hifzh al-mal) and soul (hifzh al-nafs). Public Interest Statement: This research examines the fish catch sharing system between boat owners and fishermen in Paluh Sibaji Village, Pantai Labu Sub-district, highlighting its importance for coastal communities. Through the analysis of traditional, oral practices, it emphasizes the need for fairness, transparency, and the protection of fishermen's rights. The findings reveal the local economic dynamics and advocate for written documentation to prevent conflicts and enhance fishermen's welfare. Ultimately, this study aims to inform better fisheries policies and support just and sustainable Islamic economic principles. Note: Early View Version
OPERATIONAL ANALYSIS OF PARTIAL LOSS AND THIRD PARTY ON AUTOMOBIL ASSURANCE IN PT. ASKRIDA SYARIAH BRANCH MEDAN Sari, Sekar; Lubis, Fauzi Arif; Syahriza, Rahmi
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.317

Abstract

Sharia insurance, especially car insurance, is wide open because the majority of Indonesian people are Muslims and the volume of motor vehicles (Mobiles) is also increasing so rapidly. Besides, the Muslim community has already realised how important it is to be an insurance member. As for the purpose of this research to find out how the management mechanism of partial loss and third party on car insurance in PT. Askrida Insurance Shariah Cab. Field, whether partial loss and third party mechanisms are in line with Islamic financial theory. This research uses inductive qualitative methods with descriptive analysis. This type of research is field research. (field research). This research data includes primary data and secondary data. Research site in PT. Askrida Insurance Shariah Cab. Field, Jl. Sei Batang Assaangan No.43, Babura, Kec, New Field, Medan City, North Sumatra 20222. In data collection using observation methods, interviews, and documentation.. Based on the analysis that the researchers have done, then the results of this study is known that the shariah insurance concerning partial loss and third party on Vehicles in PT. Askrida Insurance Shariah Cab. Fields are in line with Islamic financial theory. Because in the practice of partial loss and third party at PT. Askrida Insurance Shariah Cab. The fields have already used the tabarru's accreditation and the urah's bill, as well as the claims, allocations of funds, and benefits that are in line with the concepts of Islamic financial theory.
THE INFLUENCE OF TRENDS, LIFESTYLE, CONSUMERISM ON COFFEE PURCHASING DECISIONS IN MEDAN CITY (ISLAMIC ECONOMIC PERSPECTIVE) Harahap, Miftah Rizki Addin; Siregar, Muhammad Habibi; Syahriza, Rahmi
International Journal of Cultural and Social Science Vol. 6 No. 3 (2025): International Journal of Cultural and Social Science
Publisher : Pena Cendekia Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53806/ijcss.v6i3.1164

Abstract

This study aims to analyze the influence of trends, lifestyles, and community consumerism on coffee production in Medan City and examine the urgency of halal certification in this context. Using a quantitative approach with phenomenological properties, this study involves collecting data through questionnaires distributed to consumers and coffee business actors in Medan City. The analysis was carried out to determine the relationship between variables using descriptive and inferential statistical methods. The results of this study show that trends, lifestyle, and consumerism significantly affect coffee purchase decisions in Medan City. Trends contributed 13.47%, lifestyle 9.49%, and consumerism 7.89%, with a total simultaneous contribution of 18.1%. Coffee consumption now reflects social identity, self-existence, and visual cultural pressures, not just functional needs. In the review of sharia economics, this pattern shows a tendency of excessive consumption (israf) and symbolism that is contrary to the principles of halal-thayyib, tawazun (balance), and wasathiyah (moderation). Therefore, consumption needs to be directed towards spiritual awareness, blessings, and ethical values.
Analisis Penerapan Etika Bisnis Islam Dan Pembiayaan Mikro Syariah Dalam Mendukung Perkembangan UMKM Syahfitri, Mulia; Jannah, Nurul; Syahriza, Rahmi
Al-bank: Journal of Islamic Banking and Finance Vol 5, No 2 (2025): July - Desember 2025
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v5i2.15841

Abstract

This study aims to examine the application of Islamic business ethics and the utilization of Islamic microfinance in fostering the development of bakso (meatball) micro, small, and medium enterprises (MSMEs) in Deli Tua District. Adopting a descriptive qualitative approach, data were collected through observation and semi-structured interviews with six bakso shop owners selected via purposive sampling. The data were analyzed using the Miles and Huberman framework, encompassing data reduction, data display, and conclusion drawing. The findings reveal that the implementation of Islamic business ethics—particularly honesty and social responsibility—significantly enhances customer loyalty and strengthens business image. Furthermore, Islamic microfinance based on murabahah contracts contributes to increasing production capacity and improving business facilities. The synergy between ethical practices and Islamic financing not only reinforces business reputation but also facilitates access to Sharia-compliant funding. The study suggests that integrating ethical values with Islamic financial mechanisms can serve as an effective strategy for promoting sustainable MSME growth
THE IMPACT OF SERVICE DIGITALIZATION, SERVICE QUALITY, AND OPERATIONAL EFFICIENCY ON STUDENT SATISFACTION IN USING CAMPUS FACILITIES Fadilah, Cut; Nasution, Juliana; Syahriza, Rahmi
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.12442

Abstract

The development of digital technology has transformed the landscape of higher education institutions, demanding adaptation in the provision of services to students. UINSU, the State Islamic University of North Sumatra, has strived to improve the quality of campus services through digitalization, improved service quality, and operational efficiency. This study analyzes the influence of service digitalization, service quality, and operational efficiency on student satisfaction in using campus facilities at the State Islamic University of North Sumatra (UINSU). Using an associative quantitative method with 100 active UINSU student respondents, this study found that service digitalization and student happiness were positively and significantly influenced by service quality. Improved ease of access to information, speed of administrative processes, and the quality of interactions and physical facilities contributed to positive student experiences. However, operational efficiency showed a negative and significant influence on student satisfaction, indicating a dissonance between campus efficiency efforts and student perceptions and comfort. These findings emphasize the importance of UINSU balancing efficiency with student needs and expectations to ensure an optimal learning experience.
Analysis of Batak Cultural Values in Supporting Economic Development in the Perspective of Maqashid Syariah Saragi, Alfioni; Syahriza, Rahmi; Silalahi, Purnama Ramadani
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Batak culture is threatened with extinction because it is no longer lived and internalized by the community, while several Batak values can support economic development in the city of Medan. This study aims to analyze Batak cultural values that support economic development in the perspective of maqashid sharia in the city of Medan. Qualitative research methods were used in this study with an ethnographic approach in which primary and secondary data were collected. Primary data were obtained through observation and interviews with educational figures, religious figures, and Batak traditional figures. Data analysis techniques include descriptive analysis, which consists of three steps: data reduction, data presentation, and conclusion drawing. The results of the study indicate that the Batak cultural values of Marsipature Hutanabe, Habonaron do Bona, and Sahata Saoloan Satumtum Sapartahian can support economic development in the city of Medan but have not been implemented well by the Medan community.
Analysis of BPJS Ketenagakerjaan's Responsibility in Protecting Employee Rights at PTPN IV Panai Jaya Company Nabila, Dara; Syahriza, Rahmi; Rahma, Tri Inda Fadhila
International Journal of Multi Discipline Science (IJ-MDS) Vol 8, No 2 (2025): Volume 8 Number 2 August 2025
Publisher : STKIP Singkawang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26737/ij-mds.v8i2.7643

Abstract

This study aims to analyse the implementation of the Social Security Administering Agency (BPJS) Ketenagakerjaan's responsibilities in protecting workers' rights at the state-owned agribusiness company, PTPN IV Panai Jaya. This study used a descriptive qualitative approach with a case study method. Data collection techniques were carried out through in-depth interviews with 6 informants, consisting of employees, company officials, and BPJS officers, as well as internal company observations and documentation. Data analysis was carried out through content analysis, which aims to interpret the meaning of qualitative data systematically and objectively. The results of this study indicated that the implementation of BPJS Ketenagakerjaan’s responsibility in protecting workers' rights at PTPN IV Panai Jaya was still not optimal, especially in reaching non-permanent workers such as casual daily workers and contract workers. Although all permanent employees had received benefits from social security programs such as JKK, JKM, JHT, and JKP, the majority of non-permanent workers had not enjoyed the same protection. This indicates a gap between formal social security coverage and functional realisation in the field. In addition, several permanent workers were also found unable to use their BPJS Ketenagakerjaan insurance because PTPN IV Panai Jaya delayed payment of BPJS contributions.
Co-Authors Abdul Rahman Addina, Chessara Afriani, Lilia Ahmad Syakir Alfauziah, Halimah Safitri Amini, Salisa Andiyanto, Sakti Anggrie NST, Silvia Aprilia, Dita Aqilah, Rakha Arifin Fauzi Lubis Ariska, Ella Arsyaf Tampubolon Asrar Mabrur Faza, Asrar Mabrur Atika, Febri Aulia, M. Azhari Akmal Tarigan Batubara, Maryam Batubara, Soraya Alyya Syam Budi Harianto, Budi Dalimunthe, Afifah Khairiah Dhian Rosalina, Dhian Efriady Siregar, Sahnan Elida Asma Hari, Siti Nur Fachrozie, Ridho Fadhila Rahma, Tri Inda Fadilah, Cut Fahnisa, Fahnisa Faisal Akbar Nasution Fauzi, Said Ihsan Hafnisa, Hafnisa Haq, Zhiaul Harahap, Alwi Padly Harahap, M. Ikhsan Harahap, Miftah Rizki Addin Harahap, Muhammad Ikhsan Harahap, Nur Dalilah Harahap, Rahmat Daim Harahap, Sinta Lestari Harsono, Subambang Hasanah, Selfi Ulfa Hasibuan, Adelia Hasibuan, Reni Ria Armayani Hendra Harmain Hidayat Nasution, Muhammad Taufik Ilham Habibi, Ilham Imran, Buhari Imsar Imsar, Imsar Inda Fadhila Rahma, Tri Indriani, Rizki Irdayanti, Nadila Ismail K, Kamilah Kamilah, Kamilah Kaspia, Yola Khujaimah, M. Fajri Yusuf Lubis, Dini Syafitri Lubis, Fahmi Husaini lubis, Safiah Saffa Maisyaroh, Elvira Manik, M. Bay Hakqi Marliyah, Marliyah Maulida, Tasya Meutia Dewi, Meutia Mingka, Asrawi Fahmi Muhammad Arif Muhammad Habibi Siregar, Muhammad Habibi muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Umar Maya Putra Mustapa  Khamal  Rokan N. Nurjanah Nabila, Dara nafisah, nur Naser Daulay, Aqwa Nasution, Alya Mahpuja Nasution, Juliana Nasution, Muhammad Irwan Padli Nasution, Rahman Ali Nazmi, Khairin Nur Marpaung, Deri Arifin Nuraini Nuraini Nurbaiti Nurbaiti Nuri Aslami Nursafira, Adela Nursantri Yanti Nurul Inayah Nurul Jannah Pasaribu, Yogi Oriena Prasetyo, Iin Putri, Anysa Putri, Hanifah Restu Putri, Naswa Aldira Rahma, Tri Inda Fadhila Rahman, Diba Nur Rahmani, Nur Ahmadi Bi Raihana, Rika Reska, Ainun Rezeki, Sri Gusti Rifana, Muhammad Rifqi, Moch Rizfani Romadhon , Fauzi Ahmad Rorizki, Fitri Saifullah Saifullah Sambas, Ihsan Santri Yanti, Nur Saragi, Alfioni Sari, Sekar Sastika, Mila Sihite, Masdinar Silaen, Lena Mardiana Silalahi, Purnama Ramadani Sindi, Sindi Sinulingga, Nabila Oktarina Siregar, Syafrudin Hanafi Siti Aisyah Siti Khodijah Sitorus, Nurbaina Junita Soemitro, Andi Sri Lestari sri sudiarti Suci Ardi, Amalia Ramadhani Suhairi Suhairi Surbakti, Agung Grafika Surbakti, Putri Filza Salsabila Syahfitri, Mulia Syahfitri, Rina Syahrizal Syakir, Ahmad Tanjung, Ayu Wulandari S. Tuti Anggraini Utami Zebua, Indah Sri Yani Hasibuan, Ary Ahmad Yani, Misri YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yusrizal Yusrizal Zainta, Santri Yani Zuhrinal M. Nawawi Zulfitri Zulfitri, Zulfitri ‘Aisyi, Luthfiyyah Rahadatul