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All Journal Jurnal Manajemen Terapan dan Keuangan HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal EMT KITA JURNAL LENTERA : Kajian Keagamaan, Keilmuan dan Teknologi JURNAL MANAJEMEN MOTIVASI Ganaya: Jurnal Ilmu Sosial dan Humaniora Jurnal Sains Sosio Humaniora AT-TURAS: Jurnal Studi Keislaman Journal of Humanities and Social Studies JURNAL MANAJEMEN BISNIS Jurnal Tabarru': Islamic Banking and Finance Jurnal Living Hadis Academy of Education Journal JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Jurnal Sains dan Teknologi Jurnal Ilmiah Akuntansi Kesatuan JEKPEND Jurnal Ekonomi dan Pendidikan Aghniya: Jurnal Ekonomi Islam Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Quantitative Economics and Management Studies Management of Zakat and Waqf Journal (MAZAWA)) International Journal of Finance Research Journal La Sociale JURNAL MANAJEMEN AKUNTANSI (JUMSI) Humantech : Jurnal Ilmiah Multidisiplin Indonesia INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE JIMEBIS Islamiconomic: Jurnal Ekonomi Islam MAP Observer: Jurnal Penelitian Administrasi Publik Balance : Jurnal Akuntansi dan Manajemen Bursa : Jurnal Ekonomi dan Bisnis Educational Journal of Islamic Management (EJIM) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Islamic Economics Lariba Jurnal Ekonomika Manajemen Dan Bisnis Moneter : Jurnal Keuangan dan Perbankan Innovative: Journal Of Social Science Research Jurnal Sosial, Politik dan Budaya (SOSPOLBUD) Journal of Economics and Management Scienties International Journal of Multidisciplinary Research of Higher Education (IJMURHICA) GEMAH RIPAH: Jurnal Bisnis Journal of Education Religion Humanities and Multidiciplinary IIJSE Baashima: Jurnal Bisnis Digital, Akuntansi, Kewirausahaan, dan Manajemen El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Nuansa: Jurnal Penelitian Ilmu Sosial dan Keagamaan Islam JER Hudan Linnaas: Jurnal Ilmu Sosial dan Humaniora Al-bank: Journal of Islamic Banking and Finance INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen
Rahmi Syahriza, Rahmi
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Physics Public Health Social Sciences Other

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Analysis Of Business Development Strategy In Improving The Welfare Of Grape Cultivationers From An Islamic Economic Review (Case Study At Jagad Farm Binjai) Nursafira, Adela; Arif, Muhammad; Syahriza, Rahmi
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 2 (2025): JULI
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Particularly in the development of grape cultivation businesses that consider Islamic economic values. However, an Islamic economic approach is highly relevant for application in agribusiness, as it emphasizes justice, blessings, sustainability, and welfare. This research uses a qualitative approach and uses a case study. The aim is to analyze the grape cultivation business development strategy at Jagat Farm Binjai and assess its alignment with Islamic economic principles. Primary data was obtained through interviews with business owners and other relevant parties, while secondary data was collected from literature, including books, journals, and theses from previous researchers related to grape cultivation and Islamic economics.Based on the various aspects discussed, it can be concluded that the development of a grape cultivation business at Jagad Farm Binjai has significant potential to improve the welfare of farmers and support the local economy. The implemented strategy integrates Islamic economic principles and optimizes strengths such as product quality and processing innovation, while addressing weaknesses such as a lack of technology and trained human resources. Government support and the use of digital platforms also play a crucial role in expanding the market and increasing the competitiveness of this business. By considering internal and external factors, as well as the principles of sustainability and social justice, the development of grape cultivation in Binjai is expected to become a sustainable business model, providing equitable economic and social benefits, and strengthening Indonesia’s position in the future grape agribusiness industry.
STRATEGI PENINGKATAN KETAHANAN EKONOMI PEREMPUAN KEPALA KELUARGA MASA PEMULIHAN EKONOMI (STUDI KASUS SERIKAT PEKKA ASAHAN) Andiyanto, Sakti; Albani Nasution, Muhammad Syukri; Syahriza, Rahmi
NUANSA: Jurnal Penelitian Ilmu Sosial dan Keagamaan Islam Vol. 22 No. 2 (2025)
Publisher : Research Institute and Community Engagement of UIN MADURA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/nuansa.v22i2.20864

Abstract

The purpose of this study was to obtain alternative strategies for family economic resilience in the PEKKA Asahan union, and reviewed with maqashid sharia. The method in this study used a qualitative approach with SWOT analysis and QSPM analysis. This study used questionnaires and interviews with 10 respondents divided into 5 SWOT respondents and 5 QSPM respondents. Based on the results of the IFE and EFE calculations, the position for the SWOT analysis can be determined, namely in quadrant I (positive - Positive), namely Aggressive Strategy. An aggressive strategy is a strategy that utilizes the internal strengths of the PEKKA Asahan Regency economic resilience program to seize existing external opportunities. This strategy is also known as the SO (Strengths-Opportunities) strategy. The QSPM matrix is ​​generated from the SWOT matrix contained in the SO strategy. Alternative strategies that are sorted from the highest total attractiveness value are the PEKKA Asahan union business group can utilize digital technology in product marketing, utilize the PEKKA union network to help create wider market potential opportunities, increase collaboration with international organizations and the government to support activities to increase family economic resilience and access to business capital. The role of women as heads of families has a very important contribution in increasing the economic resilience of families and is in line with the principles of maqashid sharia which include five main objectives, namely maintaining religion (hifdz al-din), reason (hifdz al-aql), soul (hifdz al-nafs), descendants (hifdz al-nasl), and property (hifdz al-mal).
OPERATIONAL ANALYSIS OF PARTIAL LOSS AND THIRD PARTY ON AUTOMOBIL ASSURANCE IN PT. ASKRIDA SYARIAH BRANCH MEDAN Sari, Sekar; Lubis, Fauzi Arif; Syahriza, Rahmi
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.317

Abstract

Sharia insurance, especially car insurance, is wide open because the majority of Indonesian people are Muslims and the volume of motor vehicles (Mobiles) is also increasing so rapidly. Besides, the Muslim community has already realised how important it is to be an insurance member. As for the purpose of this research to find out how the management mechanism of partial loss and third party on car insurance in PT. Askrida Insurance Shariah Cab. Field, whether partial loss and third party mechanisms are in line with Islamic financial theory. This research uses inductive qualitative methods with descriptive analysis. This type of research is field research. (field research). This research data includes primary data and secondary data. Research site in PT. Askrida Insurance Shariah Cab. Field, Jl. Sei Batang Assaangan No.43, Babura, Kec, New Field, Medan City, North Sumatra 20222. In data collection using observation methods, interviews, and documentation.. Based on the analysis that the researchers have done, then the results of this study is known that the shariah insurance concerning partial loss and third party on Vehicles in PT. Askrida Insurance Shariah Cab. Fields are in line with Islamic financial theory. Because in the practice of partial loss and third party at PT. Askrida Insurance Shariah Cab. The fields have already used the tabarru's accreditation and the urah's bill, as well as the claims, allocations of funds, and benefits that are in line with the concepts of Islamic financial theory.
THE INFLUENCE OF TRENDS, LIFESTYLE, CONSUMERISM ON COFFEE PURCHASING DECISIONS IN MEDAN CITY (ISLAMIC ECONOMIC PERSPECTIVE) Harahap, Miftah Rizki Addin; Siregar, Muhammad Habibi; Syahriza, Rahmi
International Journal of Cultural and Social Science Vol. 6 No. 3 (2025): International Journal of Cultural and Social Science
Publisher : Pena Cendekia Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53806/ijcss.v6i3.1164

Abstract

This study aims to analyze the influence of trends, lifestyles, and community consumerism on coffee production in Medan City and examine the urgency of halal certification in this context. Using a quantitative approach with phenomenological properties, this study involves collecting data through questionnaires distributed to consumers and coffee business actors in Medan City. The analysis was carried out to determine the relationship between variables using descriptive and inferential statistical methods. The results of this study show that trends, lifestyle, and consumerism significantly affect coffee purchase decisions in Medan City. Trends contributed 13.47%, lifestyle 9.49%, and consumerism 7.89%, with a total simultaneous contribution of 18.1%. Coffee consumption now reflects social identity, self-existence, and visual cultural pressures, not just functional needs. In the review of sharia economics, this pattern shows a tendency of excessive consumption (israf) and symbolism that is contrary to the principles of halal-thayyib, tawazun (balance), and wasathiyah (moderation). Therefore, consumption needs to be directed towards spiritual awareness, blessings, and ethical values.
Analisis Penerapan Etika Bisnis Islam Dan Pembiayaan Mikro Syariah Dalam Mendukung Perkembangan UMKM Syahfitri, Mulia; Jannah, Nurul; Syahriza, Rahmi
Al-bank: Journal of Islamic Banking and Finance Vol 5, No 2 (2025): July - Desember 2025
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v5i2.15841

Abstract

This study aims to examine the application of Islamic business ethics and the utilization of Islamic microfinance in fostering the development of bakso (meatball) micro, small, and medium enterprises (MSMEs) in Deli Tua District. Adopting a descriptive qualitative approach, data were collected through observation and semi-structured interviews with six bakso shop owners selected via purposive sampling. The data were analyzed using the Miles and Huberman framework, encompassing data reduction, data display, and conclusion drawing. The findings reveal that the implementation of Islamic business ethics—particularly honesty and social responsibility—significantly enhances customer loyalty and strengthens business image. Furthermore, Islamic microfinance based on murabahah contracts contributes to increasing production capacity and improving business facilities. The synergy between ethical practices and Islamic financing not only reinforces business reputation but also facilitates access to Sharia-compliant funding. The study suggests that integrating ethical values with Islamic financial mechanisms can serve as an effective strategy for promoting sustainable MSME growth
Strategy for Developing MSME’s Products through Halal Certification Labels in Batu Bara Regency Hidayat Nasution, Muhammad Taufik; Syahriza, Rahmi; Fadhila Rahma, Tri Inda
Management of Zakat and Waqf Journal (MAZAWA) Vol. 7 No. 2 (2025): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2025.7.2.173-198

Abstract

This study analyzes the product development strategies of MSMEs in Batu Bara Regency through the improvement of halal certification status. MSMEs are a key component of the country's economic growth, especially in terms of increasing the competitiveness of local products and community welfare. Trust in MSME products tends to decline due to unguaranteed processes and quality. Emphasizing the importance of product legality and the application of sharia values in business activities, this study aims to examine the development strategies of MSMEs in Batu Bara Regency that have obtained halal certification. A descriptive qualitative methodology was used to obtain objective interview results. Interviews were conducted with MSME actors and authorities. The research findings show that the sustainability of halal MSMEs is influenced by external elements (opportunities and threats) and internal elements (strengths and weaknesses), which were identified through SWOT analysis. Based on the calculation findings, MSMEs are in quadrant II (Strengths–Threats) of the Cartesian SWOT diagram with an IFAS score of 3.11075 and an EFAS score of 3.31712. The ST strategy, which maximizes internal strengths to overcome various external challenges, including company competition and certification process barriers, is the best step in this case. Halal certification has been proven to strengthen the ability to build consumer trust, improve product quality, and open new markets, which helps MSMEs become more sustainable and competitive.
Determinants of Public Intention to Participate in Digital Waqf Using the Theory of Planned Behavior with Trust in the Indonesian Waqf Board as a Moderating Variable Tanjung, Ayu Wulandari S.; Nasution, Yenni Samri Juliati; Syahriza, Rahmi
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 9, No 2 (2025): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v9i2.12794

Abstract

This study investigates the determinants of public intention to participate in digital waqf through the lens of the Theory of Planned Behavior (TPB), with trust in the Indonesian Waqf Board (BWI) serving as a moderating variable. The analysis explores four key factors: attitude, subjective norms, perceived behavioral control, and trust in digital waqf management institutions. A quantitative approach employing Partial Least Squares–Structural Equation Modeling (PLS-SEM) was applied. Data were collected via questionnaires distributed to 200 Muslim respondents in North Sumatra Province. The findings indicate that attitude, subjective norms, perceived behavioral control, and trust significantly and positively influence the intention to engage in digital waqf. Moreover, trust was found to moderate the relationships between attitude and intention, as well as perceived behavioral control and intention, but not between subjective norms and intention. These results underscore the pivotal role of trust, alongside psychological factors, in strengthening public willingness to contribute to digital waqf. The study’s implications highlight the need to enhance digital waqf literacy, ensure transparent governance, and reinforce BWI’s role in fostering public trust. Such measures are expected to boost community participation in digital waqf, particularly in North Sumatra, thereby advancing Islamic philanthropy and the Islamic economy in Indonesia.
Analysis of the Implementation of Good Corporate Governance (GCG) Principles to Improve Service Quality at Bumiputera Syariah Life Insurance Company Putri, Indry_Anggraini; Syahriza, Rahmi; Rahma, Tri Inda Fadhila
International Journal of Finance Research Vol. 4 No. 4 (2023): International Journal of Finance Research
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijfr.v4i4.1603

Abstract

In the case of PT AJB Bumiputera 1912, special restrictions are needed because insurance is different from a business established as a PT. This is where the difference is clear: in a PT, this is not always the case, but in a joint venture, the policy will inevitably also seek company investors. This feature involves legal risks as it requires each investor to accept liability for the company incurring losses. As a result, AJB Bumiputera's policyholders are responsible for any business activities that contain the risk of loss and are entitled to a portion of the company's income. The implementation of good corporate governance (GCG) at AJB Bumiputera is the subject of this research. The research method used in this study is qualitative. The findings of this study show that although AJB Bumiputera has tried to implement GCG principles (such as accountability, openness, and fairness), AJB Bumiputera has not implemented it optimally, in other words, the implementation has not been effective.  
Analisis Faktor-Faktor Komplain Yang Mempengaruhi Klaim Nasabah pada PT. Sunlife Finansial Cabang Medan Lubis, Tasya Fauza; Syahriza, Rahmi
Jurnal Manajemen Akuntansi (JUMSI) Vol 1, No 4: 2021
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v1i4.2609

Abstract

This study aims to analyze the complaints factors that affect customer claims at PT. Sunlife Financial Medan branch. This research was conducted to find out the causes of complaints to customers, to find out the forms and types of complaints that occurred to customers. This research data uses descriptive and qualitative methods which include collecting data, conducting interviews and conducting observations. from the results of this study it will be found the factors that cause complaints of claims that occur to customers at PT. Sunlife financial Medan branch.
ANALISIS IMPLEMENTASI TANGGUNG JAWAB SOSIAL DAN LINGKUNGAN DALAM PROGRAM EDUKASI PILAH SAMPAH: PERSPEKTIF MANAJEMEN RISIKO PADA PT PELINDO MULTI TERMINAL Chairane, Chairane; Nurlaila, Nurlaila; Syahriza, Rahmi
Jurnal Manajemen Terapan dan Keuangan Vol. 14 No. 04 (2025): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v14i04.49269

Abstract

Penelitian ini bertujuan menganalisis implementasi program Tanggung Jawab Sosial dan Lingkungan (TJSL) oleh PT Pelindo Multi Terminal Belawan dalam perspektif manajemen risiko, dengan studi kasus Program Edukasi Pilah Pilih Sampah Sejak Dini. Pendekatan penelitian yang digunakan adalah kualitatif deskriptif dengan metode studi kasus. Data diperoleh melalui wawancara mendalam terhadap delapan informan yang terdiri dari pihak manajemen TJSL, kepala sekolah, dan mitra komunitas, serta dilengkapi dengan observasi lapangan dan dokumentasi. Hasil penelitian menunjukkan bahwa program ini dirancang untuk meningkatkan kesadaran lingkungan siswa melalui sosialisasi, penyediaan infrastruktur pemilahan sampah, dan pendampingan berkelanjutan. Identifikasi risiko meliputi rendahnya kesadaran lingkungan, keterbatasan infrastruktur pengelolaan sampah, dan potensi resistensi dari pihak sekolah. Strategi mitigasi yang diterapkan meliputi penguatan akuntabilitas, transparansi, partisipasi stakeholder, serta sinergi dengan regulasi dan norma internasional. Integrasi prinsip ISO 26000 dalam pelaksanaan program terbukti dapat membantu perusahaan mengelola risiko sosial dan lingkungan secara lebih efektif. Penelitian ini menegaskan bahwa TJSL yang terstruktur dan selaras dengan kerangka manajemen risiko dapat berfungsi sebagai strategi preventif untuk menjaga keberlanjutan perusahaan dan hubungan harmonis dengan masyarakat.
Co-Authors Abdul Rahman Addina, Chessara Afriani, Lilia Ahmad Syakir Alfauziah, Halimah Safitri Amini, Salisa Andiyanto, Sakti Anggrie NST, Silvia Aprilia, Dita Aqilah, Rakha Arifin Fauzi Lubis Ariska, Ella Arsyaf Tampubolon Ashaari, Taslam Asrar Mabrur Faza, Asrar Mabrur Atika, Febri Aulia, M. Azhari Akmal Tarigan Batubara, Maryam Batubara, Soraya Alyya Syam Bi Rahmani, Nur Ahmadi Budi Harianto Chairane, Chairane Dalimunthe, Afifah Khairiah Daniel Happy Putra Dhian Rosalina, Dhian Dongoran, Rahmah Nur Efriady Siregar, Sahnan Elida Asma Hari, Siti Nur Ernawati, Erin Fachrina, Rifka Fachrozie, Ridho Fachry Abda El Rahman Fadila, Sheila Fahnisa, Fahnisa Faisal Akbar Nasution Fanny Julia Putri Fuadi Tanjung, Ahmad Hafnisa, Hafnisa Haq, Zhiaul Harahap, Alwi Padly Harahap, M. Ikhsan Harahap, Miftah Rizki Addin Harahap, Nur Dalilah Harahap, Rahmat Daim Harahap, Sinta Lestari Hasanah, Selfi Ulfa Hasibuan, Adelia Hasibuan, Reni Ria Armayani Hendra Harmain Hidayat Nasution, Muhammad Taufik Ilham Habibi, Ilham Imran, Buhari Imsar Imsar, Imsar Indradewa, Rhian Indriani, Rizki Irdayanti, Nadila Ismail K, Kamilah Kamilah, Kamilah Kaspia, Yola Kusmilawaty, Kusmilawaty Lubis, Dini Syafitri Lubis, Fahmi Husaini Lubis, Riska Amalia lubis, Safiah Saffa Lubis, Tasya Fauza M. Ridwan M. Yogi Riyantama Isjoni Maisyaroh, Elvira Maisyaroh, Tetti Manik, M. Bay Hakqi Marliyah, Marliyah Meutia Dewi, Meutia Mingka, Asrawi Fahmi Muhammad Arif Muhammad Habibi Siregar, Muhammad Habibi Muhammad Ikhsan Harahap muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Umar Maya Putra Mustapa Khamal Rokan nafisah, nur Naser Daulay, Aqwa Nasution, Alya Mahpuja Nasution, Muhammad Irwan Padli Nasution, Rahma Wulan Suci Nasution, Rahman Ali Nazmi, Khairin Nur Marpaung, Deri Arifin Nuraini Nuraini Nuri Aslami Nurlaila Nurlaila Nursafira, Adela Nursantri Yanti Nurul Inayah Nurul Jannah Putri, Anysa Putri, Hanifah Restu Putri, Indry_Anggraini Putri, Naswa Aldira Qoyum, Muhammad Rahman, Diba Nur Rahmani, Nur Ahmadi Bi Raihana, Rika Reska, Ainun Rifana, Muhammad Rifqi, Moch Rizfani Romadhon , Fauzi Ahmad Rorizki, Fitri Saifullah Saifullah Sambas, Ihsan Santri Yanti, Nur Sari, Sekar Sari, Siska Kumala Sastika, Mila Silaen, Lena Mardiana Silalahi, Purnama Ramadani Sindi, Sindi Sinulingga, Nabila Oktarina Siregar, Syafrudin Hanafi Siti Aisyah Siti Khodijah Sitorus, Nurbaina Junita Soemitro, Andi Sri Sudiarti Subambang Harsono Suci Ardi, Amalia Ramadhani Sugianto Sugianto Surbakti, Agung Grafika Syahfitri, Mulia Syahfitri, Rina Syahrizal Syakir, Ahmad Tanjung, Ayu Wulandari S. Tri Inda Fadhila Rahma Tuti Anggraini Ulfa, Nadia Utami Zebua, Indah Sri Winanda, Apri Yani Hasibuan, Ary Ahmad Yani, Misri Yenni Samri Juliati Nasution Zainta, Santri Yani Zulfitri Zulfitri, Zulfitri ‘Aisyi, Luthfiyyah Rahadatul