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All Journal Rotasi Competence : Journal of Management Studies (Kompetensi : Jurnal Studi Manajemen) ETNOLINGUAL GEMA EKONOMI PrimaryEdu - Journal of Primary Education Jurnal Review Pendidikan dan Pengajaran (JRPP) Jurnal Eduscience (JES) Jurnal Pendidikan AURA (Anak Usia Raudhatul Atfhal) Jurnal Riset dan Inovasi Pembelajaran DA'WA: Jurnal Bimbingan Penyuluhan & Konseling Islam NUSRA: Jurnal Penelitian dan Ilmu Pendidikan Jurnal Bina Desa International Journal of Green Tourism Research and Applications Education Journal: General and Specific Research Jurnal Ilmu Pendidikan dan Kearifan Lokal (JIPKL) JKaKa Al-Ihath: Jurnal Bimbingan dan Konseling Islam Jurnal Pengabdian Kepada Masyarakat Aspirasi : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat Journal of Elementary School PANDALUNGAN : Jurnal Pengabdian kepada Masyarakat Psycho Aksara Jurnal Penelitian Psikologi International Journal of Multicultural Counseling and Development Jurnal Pustaka Cendekia Pendidikan Shine : Jurnal Bimbingan dan Konseling Frasa: Jurnal Keilmuan Bahasa, Sastra dan Pengajarannya Jurnal Papeda: Jurnal Publikasi Pendidikan Dasar Journal Juridisch Jurnal Pendidikan dan Kewarganegara Indonesia (jupenkei) INTERACTION: Jurnal Pendidikan Bahasa
Muhammad Faizin
STAI Attanwir Bojonegoro
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Mechanical Engineering Public Health Social Sciences Other

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Journal : PANDALUNGAN : Jurnal Pengabdian kepada Masyarakat

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BIMBINGAN LITERASI KEUANGAN SEJAK DINI SEBAGAI UPAYA MEMBANGUN BUDAYA MENABUNG PADA SISWA DI DESA BULU SUGIHWARAS BOJONEGORO Faizin, Muhammad; Sugito, Sugito; Kamaliya, Niha; Marsanda, Meliy; Chofifah, Ulya; Virnanda, Nandita Aprilia Ayu; Sya’diyah, Lailatus; Yuliana, Widya Ayu; Ilmy, Rintan Aulal; Ma’rifah, Siti; Arfianda P A, Velly Ika; Soimah, Siti Maghfirotin; Cahyatilmasamah, Sofia; Ruslina, Ayuni
Pandalungan: Jurnal Pengabdian kepada Masyarakat Vol 4 No 1 (2025): Oktober
Publisher : Universitas Al-Falah As-Sunniyah Kencong Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/pandalungan.v4i1.2503

Abstract

This study aims to analyze the effectiveness of early financial literacy guidance activities in fostering a saving culture among elementary school students in Bulu Village, Sugihwaras, Bojonegoro. Using a descriptive-quantitative approach, the study measures changes in students’ knowledge, attitudes, and saving behavior after participating in the program. Data were collected through observation, pretest–posttest questionnaires, and teacher and parent assessments using a Likert scale. The results show a significant increase in students’ knowledge and attitudes toward financial literacy, with the average pretest score rising from 62.8 to 83.5 in the posttest (p-value = 0.001 < 0.05). This indicates that the guidance activities positively influenced students’ understanding and attitudes in managing their pocket money. In terms of saving behavior, 78.3% of students began saving regularly with an average weekly balance of IDR 12,000. This behavioral change is also reflected in the increased frequency of saving, consistency in maintaining savings, and the ability to set simple financial goals. In addition to the impact on students, the program also received positive responses from teachers and parents. The average teacher satisfaction score reached 4.47, while parental support scored 4.04. The highest-rated aspects among teachers were the material (4.83) and the program’s results (4.76), while parents gave the highest score to the results (4.59). These findings indicate that the financial literacy guidance was perceived as relevant, engaging, and impactful in changing students’ behavior. The implications of this study show that early financial literacy education not only enhances knowledge but also fosters responsible financial character through sustainable saving habits. The program’s success was supported by collaboration among schools, teachers, and parents, contributing to the strengthening of economic character education in elementary schools. Evaluation through weekly savings monitoring, pretest–posttest comparisons, and reflections from teachers and parents showed that the program effectively instilled values of discipline, responsibility, and financial awareness in children. Thus, the activity successfully established a sustainable saving culture as the foundation for healthy economic behavior among the younger generation.
Co-Authors Adi Iwan Hermawan Agus Pranata, Yuda Alhidayah, Rita Alwan Hadiyanto Anik Khoirul Umah Apia, Gika Ardhi, Mega Aulia Arfianda P A, Velly Ika Ayuni Ruslina Bambang Eko Susilo Budianto, Ahmad Cahyatilmasamah, Sofia Chofifah, Ulya Dahrul Aman Harahap Dania Masrotun Navisa Desi Surlitasari Dewi Ernawati Simatupang Erydani, Vinsensia Anisa Citta Fahmi Felda Margterh Mobilala Gika Apia Hasny Muzdalifah Ihsan Ihsan Ilham Fahmi, Ilham Ilmy, Rintan Aulal Irianti, Mustika Isir, Fransiska Kamaliya, Niha Khoirunnisa, Tsalsa Lailatus Sya’diyah Lestari, Erin Yudia Madada, Nelwan Madalena Itafiti Maria J. Kimkurin Marsanda, Meliy Maulana Muhamad, Randi Maulana, Sylvia Faori Ma’rifah, Siti Meliy Marsanda Michael Rizard Tahitu Mohamad Abdul Azis Mohamad Afrizal Muhammad Muzzaki Muhammad Rizal Aguswanto Murianto Nandita Aprilia Ayu Virnanda Niha Kamaliya Nila Rofiatul Ummah Rachmadana, Satria Lintang Rahayu, Desti Rintan Aulal Ilmy Rismawati Rismawati Riwayati, Susi Romadhoni, Putri Rouf, Sinta Syifani Rahmah Rudi Pardede Rumlus, Muhammad Hasan Ruri Fadhilah Kurniati Ruslina, Ayuni Salam, Fitri Ainun Hanifa Saleh, Nur Hud Saputro, Isnaini Eddy Setya Nugraha, Nabila Primandini Simatupang, Ernawati Siti Maghfirotin Soimah Siti Ma’rifah Siti Nur Azizah, Siti Sofia Cahyatilmasamah Soimah, Siti Maghfirotin Sri Lestari Sri Rizki Handayani Sudarmanto, Kukuh Sugito - Sugito Sugito sukarna, kadi Sutikno, Aldilla Yulia Wiellys Syam Kusumaningrum Sya’diyah, Lailatus tasyya, Annas Ulya Chofifah Velly Ika Arfianda P A Virnanda, Nandita Aprilia Ayu Wafatolo, Ever Warih, Andono Widya Ayu Yuliana Yadanfle, Yohan Yolan Marjuk Yudha, Venditias Yuliana, Widya Ayu