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All Journal Islamic Ecomonics Journal Studia Economica: Jurnal Ekonomi Islam Jurnal SOLMA Martabe : Jurnal Pengabdian Kepada Masyarakat IKRA-ITH EKONOMIKA EQIEN - JURNAL EKONOMI DAN BISNIS JOURNAL OF SCIENCE AND SOCIAL RESEARCH Journal of Institution And Sharia Finance Justisia Ekonomika Jurnal Ilmiah Edunomika (JIE) Al-Syakhsiyyah : Journal of Law and Family Studies Reswara: Jurnal Pengabdian Kepada Masyarakat Jurnal Ekonomi dan Bisnis Terbuka Journal of Economics and Business Diponegoro Journal of Islamic Economics and Business Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Journal of Islamic Management Kartika: Jurnal Studi Keislaman Jurnal Pengabdian Masyarakat Bangsa Jurnal RAK (Riset Akuntansi Keuangan) Proceedings of Femfest International Conference on Economics, Management, and Business Journal of Economics, Law, and Humanities An-Nisbah: Jurnal Ekonomi Syariah Proceedings of Femfest International Conference on Economics, Management, and Business JIES : Journal of Islamic Economics Studies Dinamis: Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian Masyarakat Manage SAE (Study of Applied Entrepreneurship)
Kusnul Ciptanila Yuni K
Universitas Hasyim Asy'ari Tebuireng Jombang
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Developing Science Literacy Skills at MASS Khoiriyah Hasyim Seblak through Training on the Use of Integrated STEM Student Worksheets Rochim, Roudhoutul Aulia; Af’idah, Noer; Rokhmah Wati, Dian Anisa; Mughiroh, Ainun Fitri; Yuni K, Kusnul Ciptanila; Dwinata, Anggara; Falah, Fajrul; Wulandari, Desi
Dinamis: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2026): Januari-Juni 2026
Publisher : Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/dinamis.v6i1.10410

Abstract

Science literacy skills are of paramount importance for students. Preliminary findings indicate that the average level of science literacy skills remains comparatively low. The utilization of integrated science worksheets is regarded as a potential solution. However, research on the impact of integrated STEM worksheets on training science literacy skills remains limited. Therefore, the objective of this study is to develop a training program to enhance science literacy skills through the implementation of integrated STEM worksheets. This study delineates the results of the science literacy skills test. The activity encompassed 30 students, who participated in a series of training sessions encompassing preparation, implementation, and evaluation. The findings indicated an enhancement in the students's science literacy test scores, with 100% of the students attaining the mastery criteria following the implementation of the integrated STEM worksheets. The present study demonstrates that the implementation of integrated STEM worksheets can enhance students' science literacy skills
Strengthening Financial Literacy Based on the Values of KH. Hasyim Asy'ari:: A Community Service Program for Indonesian International Students Haryanti, Peni; Sopingi, Imam; Hidayati, Athi’; Musfiroh, Anita; Yuni K, Kusnul Ciptanila; Laili, Choirun Nisful
Dinamis: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2026): Januari-Juni 2026
Publisher : Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/dinamis.v6i1.11695

Abstract

This community service program (PKM) aimed to improve financial literacy among Indonesian international students at Al-Azhar University in Cairo by integrating the ethical values of KH. Hasyim Asy'ari—tawazun (balance), ta'awun (cooperation), and itiqad (integrity). The program was conducted online via Zoom in March–May 2026, involving 45 participants across two structured sessions using the Participatory Action Research (PAR) combined with a Values-Based Financial Education (VBFE) approach. Results showed a significant improvement in financial literacy scores, with the overall mean increasing from 55.6 (pre-test) to 82.3 (post-test), reflecting a 48% gain (Cohen's d = 2.21). Improvements were recorded across all five dimensions, with remittance management showing the highest increase. The integration of Islamic ethical values proved effective as a cultural bridge enhancing both cognitive understanding and ethical financial behavior. Participants demonstrated strong potential as financial literacy change agents upon returning to Indonesia.
THE INFLUENCE OF INTERNAL AND EXTERNAL FACTORS ON THE PROFITABILITY OF ISLAMIC COMMERCIAL BANKS IN INDONESIA Imam Sopingi; Tjiptohadi Sawarjuwono; Imron Mawardi; Kusnul Ciptanila Yuni K.
Jurnal RAK (Riset Akuntansi Keuangan) Vol. 8 No. 2 (2023): Jurnal RAK (Riset Akuntansi Keuangan)
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/rak.v8i2.1136

Abstract

This study aims to investigate the influence of internal and external factors on the Islamic Commercial Banks' Profitability in Indonesia. The internal factors consist of Capital Adequacy Ratio (CAR), Financing to-Deposits (FDR), Non-Performing Loan (NPF), Cost Inefficiency (BOPO), and Net Operating Profit Margin (NPM) meanwhile the external factors consist of Third-Party Deposits (DPK) and Interest rate. Profitability is one of the important factors in the success and continuity of a company's operations. The method used is regression analysis using monthly data from June 2018 to June 2023. The data used include CAR, FDR, NPF, BOPO, NOM, DPK, and ROA from the Financial Services Authority (OJK) meanwhile the interest rate through the Central Bureau of Statistics (BPS) website. The results showed that CAR, FDR, and Interest Rate did not affect profitability. NPF and NOM have a positive effect on profitability meanwhile BOPO and DPK have a negative effect on profitability.
Literasi Ekonomi Islam, Religiusitas, dan Intensi Transaksi E-Commerce: Peran Mediasi Sikap Konsumen Muslim Auliya Auliya Elvansa Santoso; Kusnul Ciptanila Yuni K; Imam Sopingi; Peni Haryanti
Kartika: Jurnal Studi Keislaman Vol. 6 No. 3 (2026): Kartika: Jurnal Studi Keislaman (August)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i3.988

Abstract

Researching how Muslims make purchases online is becoming more important as e-commerce in Indonesia continues to expand. The purpose of this study is to analyze the influence of Islamic economic literacy and religious values on the intention to engage in e-commerce transactions, with Muslim consumer attitudes serving as a mediating variable, among Gen Z students at Jombang University. The studies strategy used in this studies is a survey-based quantitative technique. In order to gather data, 96 individuals were chosen using a purposive sample method and given a Likert-scale questionnaire. With the help of the SmartPLS 4.0 tool, the studies data was analyzed utilizing PLS-SEM technique. The results demonstrate that religious beliefs and Islamic economic literacy positively affect the propensity to engage in online business. The impact of Islamic economic literacy and religious beliefs on transaction intentions was shown to be mediated by Muslim consumer attitudes. Also, e-commerce purchase intent is positively impacted by Muslim customer views. Students' favorable views and intents to transact via e-commerce platforms that conform with Sharia rules may be strengthened by strengthening their Islamic economic literacy and religiosity, according to this research. Universities, e-commerce operators, and other relevant organizations should prioritize Islamic economic literacy instruction and work to develop religious values in order to promote digital transaction behavior that is in line with Sharia standards, according to the implications of this study
DESKRIPSI  KINERJA  PRODUK  WIRAUSAHA WANITA DALAM MENDUKUNG SDGS & ASTA CITA Sulung Rahmawan Wira Ghani; Syai'in; Agus Sulthon; Kusnul Ciptanila Yuni K
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol. 9 No. 2 (2026): April 2026
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/pqmvmc95

Abstract

The  role  of  female  entrepreneurs  in  the  business  world  is  increasingly  growing,  no  longer  dominated  by  men,  but  also  by  women  who  are  now  actively  participating  as  business  owners.  The  main  characteristic  of  female  entrepreneurs  is  their  ability  to  manage  time  flexibly,  especially  for  those  who  are  married,  allowing  them  to  run  a  business  while  taking  care  of  their  families.  Factors  that  encourage  women  to  become  entrepreneurs  include  emancipation,  higher  education,  the  desire  to  support  family  economics,  and  opportunities  for  personal  development.  The  presence  of  female  entrepreneurs  also  contributes  to  the  achievement  of  the  Sustainable  Development  Goals  (SDGs),  such  as  poverty  eradication  (Goal  1),  gender  equality  (Goal  5),  decent  work  and  economic  growth  (Goal  8),  and  reduced  inequalities  (Goal  10).  Furthermore,  with  the  growing  interest  in  religious  tourism,  female  entrepreneurs  play  a  crucial  role  in  supporting  the  economic  movement  in  this  sector  while  also  contributing  to  the  realization  of  Asta  Cita,  the  noble  ideals  of  creating  shared  prosperity.  This  study  aims  to  explore  the  role  of  female  entrepreneurs  in  the  religious  tourism  industry  area  of  Tebuireng,  particularly  in  relation  to  the  SDGs  and  Asta  Cita,  and  their  contribution  to  more  inclusive  and  sustainable  economic  and  social  development.  The  results  of  this  study  show  that  the  contribution  of  products  offered  by  women  entrepreneurs  in  the  religious  tourism  area  is  as  follows:  Cluster  1  contains  the  same  products,  accounting  for  48%  (48  sample  data),  Cluster  2  contains  the  same  products,  accounting  for  11%  (6  sample  data),  Cluster  3  contains  the  same  products,  accounting  for  35%  (19  sample  data),  and  Cluster  4  contains  the  same  products,  accounting  for  6%.
Co-Authors A'izzatul Khiyana Abdilah, Nadhruna'im Af’idah, Noer Agus Sulthon Ainun Fitri Mughiroh Aizillalaa, Chicha Ali, Mohammad Haidar Alifiya Nisaul Latifah Alvi Dzikri Mubarrok Alzalfaa, Alya amalia fitriansyah fitriansyah Arif Nur Kholbi Athi' Hidayati Athi’ Hidayati Athi’ Hidayati Athi’ Hidayati Auliya Auliya Elvansa Santoso Basuki , Dardiri, Masyhudan Dardiri, Masyhudan Daristin, Pipit Erika Dede Nurhayati Desi Wulandari, Desi Dian Anisa Rokhmah Wati Dwinata, Anggara Efendi, Mohamad Nur Falah, Fajrul Fuadi, Muhammad Basiq El Hadi, Fajar Satriya Haryanti, Peni Hertin Khalifatun Nisa Arifah Hidayati, Athi' Hidayati, Athi’ Hidayati, Athi’ Imam Sopingi Imron Mawardi Ismi Rojayanti Iza Hanifuddin Ja'far Shiddiq Laila Yumna Laili, Choirun Nisful Luhur Prasetiyo Lukman Santoso M. Adi Trisna Wahyudi M. Adi Trisna Wahyudi M. Adi Trisna Wahyudi M. Syam’un Rosyadi M. Syam’un Rosyadi M. Zulfa ‘Ulumuddin Alwy M. Zulfa ‘Ulumuddin Alwy Masalingi, Abdurrahman Mohamad Nur Efendi Mohamad Nur Efendi Musfiroh, Anita Muttaqien, M. Khaerul Nailul Izzati Nasrulloh Nasrulloh Nizar Zakaria Nugroho, Meriana Wahyu Nur Efendi, Mohamad Nuraini, Virli Nurdiana Putri Nurul Hidayat Nurul Hidayat Peni Haryanti Peni Haryanti Peni Haryanti Rahma Ramadhani Retno Eka Pramitasari rifardi, lailatul maghfiroh putri Riris Yulia Roman Risdianto Risdianto, Risdianto Roudhoutul Aulia Rochim Santoso, Auliya Elvansa Shiddiq, Ja'far Shodiq, Jafar Silaban, Krisdayanti Siti Maesaroh Sobaroh, Lutfia Sulung Rahmawan Wira Ghani Sumawan Sumawan Syai'in Tjiptohadi Sawarjuwono Tjiptohadi Sawarjuwono Wahyudi, M. Adi Trisna Wahyudi, M. Adi Trisna Wijanarko, Nadia Parwaty