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Setiawan, Firman
Universitas Trunojoyo Madura
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Journal : Al-Kharaj: Jurnal Ekonomi, Keuangan

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Analisis Determinan pada Faktor yang Mempengaruhi Minat Nasabah dalam Menggadaikan Emas di Pegadaian UPS Pasar Anom Khair, Anisatul; Setiawan, Firman
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.5420

Abstract

Sharia pawnshops are the best solution in meeting human needs which are increasingly consumerist amidst the development of the digital world which provides easy access for humans to fulfill their lives. Even though banks also issue pawn products, pawnshops still exist with their pawn products because the process is fast, easy and safe without having to queue longer. So here the researchers are interested in examining what factors influence customers' interest in pawning their gold at Pegadaian UPS Pasar Anom. This research uses quantitative methods with primary data obtained directly through distributing questionnaires to 60 respondents. The analysis technique used is multiple linear regression. The results of the research show that the variables administration costs, estimated value, ijarah costs, and product quality have a positive and significant effect on customer interest because ttable greater than tcount and the significance value is smaller than 0.05. Meanwhile, the late fine variable has a negative and insignificant effect on customer interest, this is proven by ttable smaller than tcount and the significance value is greater than 0.05.
Co-Authors Agni Sesaria Mochtar Ahmad Farid Utsman Ahmad Musadad Alfian Adie Chandra Ardiansyah, Moch.Firman Asmarawati, Tri Pudy Athiyyah, Malihatul Ayomi, Anastasya Coria Ayu Lidya Paramita Azis, Amaliah Azmi, Ahmad Rifqi Bachtiar Ridho Virgi Harindiarsyah Baldah, Nasrun Cahyono, Harry Desi Ismi Rojasari Dinda Rachma Harlisa Dwi Yuliaji Eko Budi Koendhori, Eko Budi Endraswari, Pepy Fitrah, La Ode Galih, Muchammad Damar Galuh Widitya Qomaro Hasanah, Susi Holis, Holis Hutauruk, Basar M. Ilham Mubarok Imaroh, Ikhda Maslikhatul ISWATUL HASANAH Jansen, Davy I. Robert Julison, T. Bernathius Juniastuti Juniastuti Khair, Anisatul Khoerun Nasik Khoirun Nasik Lindarto, Wira Widjaya Maghfiroh, Fachrial Lailatul Maratus Solikha Marwasyifa, Nuritsna Mawarni, Yonanda Adelia Tasya Meilda Avionita Anggraini Misnawati Misnawati Muchtazar, Muchtazar Muhamad Andriansyah Muhammad Anshari, Muhammad Mujiati Mujiati Mukit, Abd Mulyawati, Nindi Azizah Muna, Nafdzu Makhmudatul Muttaqin Choiri Nasrulloh Nasrulloh Ni Made Mertaniasih Nur Halimah Nurul Wiqoyah, Nurul Pepy Dwi Endraswari, Pepy Dwi Perkasa, Gusti Haitsam Pramono, Gatot Eka Priyo Budi Purwono Pujiati, Tri Purwati, Sri Indah Putri Putri Fatmawati Qudziyah Qudziyah Rahmawati, Riris Trimaulida Rakhmat Hidayat, Rakhmat Rusim, Dewi Ana Sa'adah, Jamilatus Safanpo, Apolo Sardjono, Lindawati Alim Satria, Sakha’ Windya Shinatria Adityatama Shofiyuddin, Ahmad Sirajul Arifin Siti Mutmainah Soejarminto, Yos Solikha, Mar'atus Sukardi Sukardi Suyyinah, Suyyinah Trisetyo, Febiola Anggun Ujang Suherman Untay Arofatul Sekar Langit Utami, Mega Dewi Sri Vermasari, Naritha Wahyunitisari, Manik Retno Widyatama, Fikri Sasongko Wiyogo Wiyogo Zunaidi, Arif