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E-Jurnal Ekonomi dan Bisnis Universitas Udayana

EEB
Website

Published by Universitas Udayana

ISSN : - EISSN : 23373067 DOI : https://doi.org/10.24843/EEB.2024.v14.i04

Core Subject : Economy, Education,

Economics, Econometrics & Finance Education

E-Jurnal Ekonomi dan Bisnis Universitas Udayana (EEB) is an electronic scientific journal that publishes the results of economic and business studies. EEB is published periodically every month with an online format. EEB Editor receives written results of studies in the fields of economics, management, and accounting, both empirical and theoretical studies which are analyzed qualitatively and quantitatively and have never and will not be published in other media. The incoming script will be evaluated and edited for uniformity of formats, terms and other procedures according to the style of the environment that applies to the E-Jurnal Ekonomi dan Bisnis Universitas Udayana

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 13 Documents

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Search results for , issue "VOLUME.11.NO.05.TAHUN.2022" : 13 Documents clear

FAKTOR-FAKTOR YANG MEMPENGARUHI PENGGUNAAN FINTECH LENDING PADA GENERASI MILENIAL Ni Putu Aprilianti Tirta Dewi; I Ketut Yadnyana; Gerianta Wirawan Yasa; I Gde Ary Wirajaya
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.11.NO.05.TAHUN.2022
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

Loan-based fintech systems (fintech lending) allow users to apply for loans online and provide small loan interest, even some fintech lending frees users from loan interest. This study aims to obtain empirical evidence regarding the determinants of the use of fintech lending in the millennial generation amid the increasingly rapid development of digital technology-based information systems in various fields. This study uses a quantitative approach. The data used in this study is primary data, namely through a survey method to respondents who are millennials in the province of Bali with a total of 400 respondents spread across nine regencies/cities in the province of Bali obtained by purposive sampling technique. Furthermore, the data obtained were processed using the SEM-PLS statistical tool. The results show that the perceived benefits of fintech lending system users, economic benefits, transaction speed, and convenience have a positive effect on the use of fintech lending. Meanwhile, the perception of risk perceived by fintech lending users, financial risk, security risk, and operational risk has a negative effect on the use of fintech lending. The results of this study confirm the Theory of Reasoned Action (TRA) in terms of attitudes towards individual behavior on the influence of subjective norms and user acceptance of an information system that will affect individual interest in using information technology.

ANALISIS HUBUNGAN BAURAN PEMASARAN 7P TERHADAP KEPUTUSAN PEMBELIAN KATERING SEHAT BERDASARKAN INDIKATOR ASPEK KEPUASAN, LOYALITAS, SERTA HUBUNGAN PASCA PEMBELIAN PERIODE SEBELUM DAN SELAMA PANDEMI Angestika Wilandari; Vicky Windasari
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.11.NO.05.TAHUN.2022
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

Basically, consumer purchasing decisions can be influenced by the marketing mix, namely the 7Ps (product, price, process, place, promotion, people, and physical evidence). This study examines how the 7P marketing mix variables affect healthy catering purchasing decisions. Purchasing decisions in this study use indicators of satisfaction, loyalty, and post-purchase relationships. This research is quantitative with data collection methods through questionnaires and secondary data collection. The population in this study is unknown, so in determining the number of samples using the Isaac & Michael table for the population that cannot be determined. The sampling technique is non-probability sampling using incidental sampling method. The data analysis technique starts from the reliability and validity test, the classical assumption test, the partial t test, the F simultaneous test, and the coefficient of determination test. The results showed that in the pre-pandemic period the independent variable in the form of the 7P marketing mix other than product and location had a significant positive effect on purchasing decisions. The results for the second model show that product, price, and physical evidence variables have a significant effect on healthy catering purchasing decisions during the pandemic

PENGARUH STATUS MIGRASI, PEKERJAAN, PENDIDIKAN, DAN LATAR BELAKANG EKONOMI TERHADAP UKP DAN FERTILITAS WANITA USIA SUBUR I Made Wisnu Jayakusuma; I Ketut Sudibia
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.11.NO.05.TAHUN.2022
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

This study aims to analyze 1) the effect of migration status, employment status, education level, and economic background on the age at first marriage of women of childbearing age in Badung Regency; 2) The effect of migration status, employment status, education level, economic background, and age at first marriage on the fertility of women of childbearing age in Badung Regency; 3) Indirect effect of migration status, employment status, education level, economic background, and age at first marriage on the fertility of women of childbearing age in Badung Regency. The data analysis technique used is descriptive statistics and inferential statistics consisting of path analysis and Sobel test. The results showed 1) Migrant women have a lower age at first marriage than non-migrant women, women who work in the informal sector have a lower age at first marriage than women who work in the formal sector, education level has a positive and significant effect on age at first marriage, while economic background has a negative and significant effect on age at first marriage; 2) Migrant women have a higher fertility rate than non-migrant women, women who work in the informal sector have a higher fertility rate than women who work in the formal sector, education level has a negative effect on fertility, while economic background has no significant effect on fertility, and age at first marriage has a negative effect on the fertility of women of childbearing age in Badung Regency; 3) Age at first marriage mediates the effect of employment status, education level, and economic background on fertility, but does not mediate the effect of migration status on fertility of women of childbearing age in Badung Regency.

PENGARUH PENDIDIKAN KEWIRAUSAHAAN, MOTIVASI DAN LINGKUNGAN TERHADAP MINAT BERWIRAUSAHA MAHASISWA PADA UNIVERSITAS DI KOTA DENPASAR I Gede Aryana Mahayasa; Ni Komang Sumadi; I Wayan Budi Satriya; I Gusti Ayu Hari Prihantini Devi; Ni Wayan Yuniari
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.11.NO.05.TAHUN.2022
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

The success of an individual to become an entrepreneur is highly dependent on the entrepreneurial interest that the individual has. The role of entrepreneurs is needed by a country because it also determines the success of national development. The purpose of the study was to determine the effect of entrepreneurship education, motivation and the environment on students' interest in entrepreneurship at universities in Denpasar City. This research is an associative study or research and is carried out on students who come from colleges equivalent to private universities in Denpasar City. The research population is students from six universities in the city of Denpasar, with a total of 225 students as respondents. Collecting data using a questionnaire distributed online. The method of data analysis is descriptive and inferential. The results or research findings are the positive and significant influence of entrepreneurship education on motivation and interest in entrepreneurship. The environment has no significant effect on motivation, but has a positive and significant effect on interest in entrepreneurship.

PERAN PROMOSI DAN E-WALLET MEMODERASI PENGARUH KUALITAS WEBSITE PADA NILAI HEDONIK DAN PEMBELIAN IMPULSIF MARKETPLACE I Gede Nandya Oktora Panasea; Ni Nyoman Rsi Respati; Komang Riska Febyanti Mastama; Ni Luh Dila Diah Paramita; Nova Widya Ningsih; Agus Erik Wistika Putra
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.11.NO.05.TAHUN.2022
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

The online buying and selling system causes a transition from the initial payment being made in cash, now turning into a non-cash payment using an e-wallet. One way to increase the number of e-wallet users is to carry out sales promotions. Sales promotion stimulants create a hedonic value that leads to impulsive shopping behavior in consumers. Therefore, the purpose of this study was to determine the effect of website quality moderated by sales promotion and use of e-wallet on hedonic value and online impulse buying from marketplace users. This study examines four variables, namely website quality, sales promotion, use of e-wallet, hedonic value and online impulse buying. This study took samples using a purposive sampling method with the target respondents being people who shopped at the marketplace more than 2 times. As for the number of respondents who were determined as many as 320 respondents.

PERANCANGAN SISTEM INFORMASI MANAJEMEN KEPEGAWAIAN BAGI UKM BERBASIS DIGITAL Ni Luh Putu Surya Astitiani; Ni Made Widnyani
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.11.NO.05.TAHUN.2022
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

Currently information technology plays a role in solving a problem in order to increase the effectiveness and efficiency of work in a business company. Not only that, information technology can also simplify and speed up a business process within a company. SMEs can now take advantage of information technology for business management. One of the technologies that can be utilized by SMEs is a digital-based personnel management information system. The success of a business is highly dependent on good management, especially the management of human resources or employees. So far, there are still many SME entrepreneurs who have not carried out staffing management in a systematic manner, especially utilizing information technology. Realizing the situation and conditions mentioned above, it is necessary to have a digital-based personnel information system for SME entrepreneurs. In this research, a digital-based personnel management information system will be designed for SMEs. This system is expected to be able to assist and facilitate SME entrepreneurs in managing data and assessing employee performance, so that with this system decision making is faster and easier to do.

PREFERENSI GENERASI MILENIAL DALAM MENGGUNAKAN E-WALLET DI KOTA DENPASAR Ni Made Ayu Mila Paramitha; Luh Putu Mahyuni
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.11.NO.05.TAHUN.2022
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

This study aims to empirically test the influence of perceived ease of use, perceived usefulness, and perceived risk on millenial’s interest in e-wallet usage. Technology acceptance model was applied as a theoretical framework to investigate the determinants of e-wallet acceptance. This study used a quantitative approach targeting the millennial’s e-wallet users. Research data were collected through online survey with google form and resulted in 145 respondents’ answers which were then analyzed using SmartPLS. Research findings revealed that risk was not significantly influence millennial’s interest in e-wallet usage. While ease of use and perceived usefulness were found to be significant predictors of e-wallet acceptance among millennials. Perceived ease of use has the greatest influence on e-wallet acceptance compared to other variables. This study offers some practical recommendations for e-wallet providers to better understand millennials preferences and fulfil their expectations.

PERAN APLIKASI SISTEM KEUANGAN DESA (SISKEUDES) DALAM AKUNTABILITAS DANA DESA DAN KINERJA APARATUR DI DESA TULUNGREJO Novita Anggraeni; Deny Yudiantoro
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.11.NO.05.TAHUN.2022
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

The realization of accountability and growing public trust in the government's financial performance has now become an important issue in regional financial management. This study aims to determine the role of the village financial system application (Siskeudes) in village fund accountability and apparatus performance in Tulungrejo Village. This research is a qualitative type with data sources obtained directly through field observations and interviews with relevant sources at the Tulungrejo Village Head Office. The results of the study found that the implementation of Siskeudes in Tulungrejo Village was not optimal because human resources in this case village employees had not mastered the system well so that it had an impact on employee performance. It is known that the maximum system implementation will facilitate employee performance and improve employee performance results. Therefore, it is recommended that the local government in evaluating the implementation of this system be given training and assistance so that it will make it easier for employees to understand the performance of this system.

PENGARUH EKSPOR, IMPOR, INFLASI, DAN KEBIJAKAN ACFTA TERHADAP CADANGAN DEVISA ASEAN-5 PERIODE 2005 – 2019 Gusti Ngurah Sukma Apriadi; Nyoman Djinar Setiawina
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.11.NO.05.TAHUN.2022
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

To overcome obstacles in international trade, several countries have made bilateral and multilateral agreements that can benefit both parties, one of which is the ASEAN – China Free Trade Agreement (ACFTA). State foreign exchange is one source of foreign trade financing. Several factors that affect foreign exchange reserves are export and import activities, and inflation. With the ACFTA policy, it is expected to facilitate international trade activities in ASEAN-5 countries so as to increase the growth of the country's foreign exchange reserves. The purpose of this study is to analyze the effect of exports, imports, inflation, and ACFTA policies on ASEAN-5 foreign exchange reserves for the period 2005 – 2019. The analysis is carried out using panel data regression, using secondary data sourced from the World Bank and the World Trade Organization. The results of the analysis show that exports, imports, inflation, and ACFTA policies simultaneously have a significant effect on foreign exchange reserves of ASEAN – 5. 2005-2019. The import variable (X2) partially has a positive and significant effect on foreign exchange reserves before and after the enactment of ACFTA in ASEAN-5 for the period 2005-2019. The inflation variable (X3) partially has a significant negative effect on foreign exchange reserves before and after the enactment of ACFTA in ASEAN-5 period 2005-2019. The ACFTA policy variable (D1) partially has a significant effect on foreign exchange reserves before and after the establishment of ACFTA in ASEAN-5 for the 2005-2019 period.

RASIO-RASIO KESEHATAN LPD YANG BERADA DI DAERAH PARIWISATA DAN NON PARIWISATA PADA MASA PANDEMI COVID-19 Gusti Ayu Raisa Ersania
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.11.NO.05.TAHUN.2022
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

The importance of the soundness of banks in determining policies to maintain company operations in the face of competition between the same type of business, so this research was carried out using the CAMEL method on LPDs during the Covid-19 pandemic. The sample used in this study were 20 LPDs in Badung Regency. The analytical technique used to identify and identify the health ratios of LPDs in the area and tourism during the COVID-19 pandemic in this study was the CAMEL method and the t-test difference. The results of this study indicate that the CAR, KAP, Management, ROA and Liquidity of LPDs located in tourism areas and non-tourism areas are included in the healthy category during the COVID-19 pandemic, while Assets Quality, Earning and BOPO LPDs located in tourism and non-tourism areas. non-tourism is included in the unhealthy category.

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I GST AYU EKA DAMAYANTHI

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eebunud@unud.ac.id

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Jl. P.B. Sudirman, Dangin Puri Klod, Kec. Denpasar Tim., Kota Denpasar, Bali 80112

Location
Kota denpasar,

Bali

INDONESIA

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Contact Name I GST AYU EKA DAMAYANTHI

Contact Email eebunud@gmail.com

Phone +62 812-3768-5227

Journal Mail Official eebunud@unud.ac.id

Editorial Address Jl. P.B. Sudirman, Dangin Puri Klod, Kec. Denpasar Tim., Kota Denpasar, Bali 80112

Location Kota denpasar, Bali INDONESIA

Abstract

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Abstract

Contact Name
I GST AYU EKA DAMAYANTHI

Contact Email
eebunud@gmail.com

Phone
+62 812-3768-5227

Journal Mail Official
eebunud@unud.ac.id

Editorial Address
Jl. P.B. Sudirman, Dangin Puri Klod, Kec. Denpasar Tim., Kota Denpasar, Bali 80112

Location
Kota denpasar,

Bali

INDONESIA