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Financial Strategy of Cultured Accessories Through Resin (Aberasi) Afda Widyanti Nasution; Muhammad Yamin; Ihsan Effendi
Jurnal Ilmiah Manajemen dan Bisnis (JIMBI) Vol 3, No 1 (2022): Jurnal Ilmiah Manajemen dan Bisnis (JIMBI) - JUNI
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (952.67 KB) | DOI: 10.31289/jimbi.v3i1.993

Abstract

Handicrafts in Indonesia still have many shortcomings, one of which is not durable, that's why the researchers made ABERASI, resin-based accessories that are more durable and can make accessories look more beautiful. This study aims to see whether ABERASI is a viable business to run by considering sales, Return On Assets (ROA), Return On Investment (ROI), and Payback Period (PP). The research methods used are qualitative methods and sampling techniques. (informants) namely snowbal sampling and data collection techniques using questionnaires, interviews. And documentation. The results show that ABERASI sales are 152 units per month, ROA is 58% greater than the industry standard, which is 5.98% which means it is feasible to run, ROI is 153% greater than the industry standard is 30% which means it is feasible to run, and PP is 6 month is greater than 1 year (economic age) which also means it is feasible. So it can be concluded that the ABERASI business is feasible to run.
MODEL PERILAKU NASABAH PADA BANK PEMBIAYAAN RAKYAT SYARI’AH (BPRS) DI MEDAN Ihsan Effendi; Miftahuddin Miftahuddin; Mitra Musika; Indawati Lestari
Niagawan Vol 9, No 3 (2020): NIAGAWAN VOL 9 NO 3 NOVEMBER 2020
Publisher : Fakultas Ekonomi Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/niaga.v9i3.20820

Abstract

Penelitian ini dilakukan untuk merumuskan model yang tepat untuk nasabah tabungan di Bank Pembiayaan Rakyat Syariah (BPRS) di Sumatera Utara sehingga dapat menjadi model bagi Bank Pembiayaan Rakyat Syariah (BPRS) di Indonesia. Hasil penelitian ini menunjukkan variabel sistem syariah, promosi memberikan daya tarik dalam pembentukan niat untuk membuka rekening tabungan di BPRS. Namun layanan tidak mempengaruhi pembentukan niat untuk menjadi pelanggan. Studi ini juga menegaskan bahwa Theory of Reasoned Action (TRA) dapat digunakan dalam riset konsumen tentang BPRS.
The Role of Government and Involvement of Muslim Community in Promoting Halal Organic Food Consumption Behavior Ihsan Effendi; Lailan Tawila; Mitra Mustika Lubis
AL-TAHRIR Vol 22, No 1 (2022): Islamic Studies
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/altahrir.v22i1.3780

Abstract

The main problem for Muslim farmers in organic food production tends to be the marketing aspect. This requires the government's intervention and related stakeholders in the marketing of organic food. So far, Muslim farmer groups have not been able to be independent, especially in marketing organic agricultural products. This study aims to analyze the role of local government and the involvement of Muslim communities as organic food consumers in North Sumatra Province. This research was conducted using a sample of 270 respondents taken from a local market that sells organic food in North Sumatra. The results showed that the role of the involvement of the Muslim community and local government had a significant effect on the purchase of local organic food. This research also confirms the role of non-governmental organizations (NGOs) in forming a Muslim consumer community involved in marketing organic food.
Analisis Perbandingan Kinerja Keuangan Bank dalam Masa Pandemi Covid 19 Deka Gustina Pandiangan; Ihsan Effendi; Adelina Lubis
Economics, Business and Management Science Journal Vol 2, No 1 (2022): Economics, Business and Management Science Journal, February
Publisher : Mahesa Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34007/ebmsj.v2i1.228

Abstract

During the pandemic period, the banking industry is expected to have an impact on the economic waves that occurred in Indonesia. The Indonesian financial system can be distinguished from conventional and Islamic financial systems. This study aims to determine the differences in the ratios of Islamic Commercial Banks (BUS) and Conventional Commercial Banks, including Capital Adequacy Ratio (CAR), Non Performing Loans (NPL), Return ON Assets (ROA), Operating Expenses and Operating Income (BOPO) and Loans. to Deposit Ratio (LDR) for the last 4 years. Comparison of the performance of financial ratios at Islamic Commercial Banks and Conventional Commercial Banks as measured by the ratio of Capital Adequay Ratio (CAR), Non Performing Loan (NPL), Return On Assets (ROA), Return On Assets (ROA), Operating Expenses, Operating Income ( BOPO) are the same in the sense that there is no difference between the ratios. For the Loan to Deposit Ratio (LDR) there are differences in the financial performance of Islamic Commercial Banks and Conventional Commercial Banks.
Upaya Meningkatkan Kinerja Mitra Binaan UKM PTPN III Nusantara Melalui Social Network dan Perceived Customer Benefit Melalui Program Kemitraan Junaidi Junaidi; Zulkarnain Lubis; Ihsan Effendi
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 3 No 3 (2022): February 2022
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v3i3.1189

Abstract

This study aims to determine the role of partnerships in mediating social networks and perceived value on the performance of SMEs fostered by PTPN III Nusantara. The population in this study were 785 SMEs assisted by PTPN III Nusantara which were considered successful in developing their business. The sampling technique used was accidental sampling. So that only 125 respondents were chosen by the researchers to be used as research samples. Collecting data using a questionnaire and data analysis using path analysis. The results showed that the role of this partnership was able to mediate social networks and perceived value on the performance of SMEs fostered by PTPN III Nusantara. This means that the role of partnership is indirectly able to improve the performance of the assisted SMEs at PTPN III Nusantara
Pengaruh Kepercayaan dan Komitmen Terhadap Loyalitas Nasabah Bank Syariah Indonesia di Kota Medan Adelina Lubis; Ihsan Effendi; Dhian Rosalina
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 3 No 4 (2022): May 2022
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v3i4.1600

Abstract

This study aims to analyze whether trust has a partial effect on customer loyalty of Bank Syariah Indonesia in Medan City, whether commitment has a partial effect on customer loyalty at Bank Syariah Indonesia in Medan City. transactions at Indonesian Islamic banks, savings customers who have used bank services for at least 1 year and savings customers who use the services directly. The analysis technique used in this research is descriptive analysis, and multiple linear regression test. The results of this study indicate that the trust variable partially has a positive and significant effect on customer loyalty of Bank Syariah Indonesia in Medan City, the commitment variable partially has a positive and significant effect on customer loyalty of Bank Syariah Indonesia in Medan City.
The Impact of Trust and Service Quality on Consumer Loyalty at Royal Holiday Muammar Rinaldi; Ihsan Effendi
Jurnal Manajemen Bisnis Eka Prasetya Vol 7 No 2 (2021): Edisi September
Publisher : LPPM STIE EKA PRASETYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (429.033 KB) | DOI: 10.47663/jmbep.v7i2.195

Abstract

This study aims to determine the effect of Trust and Service Quality on Consumer Loyalty on Royal holidays. The population in this study are all consumers who make purchases on Royal Holiday as many as 135 consumers. By using the Slovin formula with an error rate of 5%, a total sample of 101 respondents was obtained. The results of the research analysis showed that Trust and Service Quality partially have a positive and significant effect on Consumer Loyalty on Royal holidays. The results showed that Trust and Service Quality simultaneously have a positive and significant effect on Consumer Loyalty in Royal holidays. The results of this study are supported by the value of R square (R2) which means that Trust and Service Quality have an effect on Consumer Loyalty on Royal holidays. While the remaining is affected by other factors originating from outside this research model such as price, commitment, image, location, discounted price, advertising, and consumer behavior
Efforts to Maximize the Performance of SMEs and Partnerships Through Experience and Business Capital Junaidi Junaidi; Zulkarnain Lubis; Ihsan Effendi; Nasib Nasib; Ahmad Fadli
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.4641

Abstract

The main objective of this study is to determine the direct and indirect effect of the variables of business experience and venture capital on the partnership and performance of SMEs. This type of research includes causal research. As for the population in the study, namely the SMEs fostered at PTPN III Nusantara, which amounted to 98 SME business actors. Where these 98 SMEs are all engaged in trading businesses. The sampling technique used was a saturated canoe. So that the sample in this study is 98 SME business actors. The data was collected using a questionnaire that was compiled based on each variable indicator item. The data analysis technique used Structural Equation Modeling with Smart PLS. The results of the study indicate that business capital directly has a significant direct effect on the partnership, while business experience is not significant. Furthermore, direct business experience, venture capital, and partnerships have a significant direct influence on the performance of SMEs. Lastly, only business capital indirectly has a significant influence on the performance of SMEs through partnerships, while business experience does not have an indirect effect.
PENYULUHAN USAHA PENINGKATAN JUMLAH PENUMPANG PADA USAHA JASA ANGKUTAN UMUM RAJAWALI SUMATERA UTARA DI MASA PANDEMI COVID 19 Adelina Lubis; Syarifah Muthia Putri; Ihsan Effendi; Muhammad Ridha Haykal Amal
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 6, No 2 (2022): Juni
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v6i2.7027

Abstract

ABSTRAKSejak menyebarnya virus covid 19 di Indonesia pada tahun 2019 memberikan dampak penurunan ekonomi pada hampir seluruh sektor usaha. Salah satunya adalah sektor usaha angkutan umum naungan koperasi yang ada di kota Medan yaitu Koperasi Jasa Pengangkutan Umum Rajawali SUMUT. Penurunan kepercayaan masyarakat untuk menggunakan angkutan umum disebabkan oleh kekhawatiran masyarakat terpapar virus covid 19. Oleh karena itu diperlukan strategi-strategi untuk menarik kembali kepercayaan masyarakat dalam menggunakan angkutan umum. Penyuluhan yang diberikan terkait dengan tata kelola koperasi yang benar, sistem pelayanan yang baik, dan peningkatan fasilitas pada angkutan umum untuk mencegah penyebaran virus covid 19. Melalui penyuluhan ini Koperasi Jasa Pengangkutan Umum Rajawali SUMUT dapat menerapkan strategi-strategi yang telah diberikan dan membuat pembaharuan pada tata kelola yang siap untuk beradaptasi menghadapi virus covid 19. Kata kunci: covid 19; fasilistas, penyuluhan; sistem pelayanan; transportasi umum. ABSTRACTSince the spread of the covid 19 virus in Indonesia in 2019, it has had an economic downturn in almost all business sectors. One of them is the public transportation business sector under the auspices of a cooperative in the city of Medan, namely Koperasi Jasa Pengangkutan Umum Rajawali SUMUT. The decrease in public confidence in using public transportation is caused by the public’s concern about being exposed to the covid 19 virus. Therefore, strategies are needed to reclaim public trust in using public transportation. The counseling provided is related to proper cooperative governance, a good service system, and improving facilities on public transportation to prevent the spread of the covid 19 virus. Through this counseling, Koperasi Jasa Pengangkutan Umum Rajawali SUMUT can implement the strategies that have been given and make changes to governance that are ready to deal with the covid 19 virus. Keywords: counseling; covid 19; facilities; good service system; public transpotation.
Pengaruh Current Ratio, Return On Equity Dan Debt To Asset Ratio Terhadap Price Book Value Perusahaan Advertising, Printing Dan Media Yang Terdaftar Di Bursa Efek Indonesia Lidya Novita Anwar; Miftahuddin Miftahuddin; Ihsan Effendi; Yamin Siregar
Jurnal Ilmiah Manajemen dan Bisnis (JIMBI) Vol 3, No 2 (2022): Jurnal Ilmiah Manajemen dan Bisnis (JIMBI) - DESEMBER
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/jimbi.v3i2.1276

Abstract

The purpose of this study was to determine the effect of the current ratio, return on equity and debt to asset ratio on the price book value of advertising, printing and media companies listed on the Indonesia Stock Exchange for the 2015-2019 period. This type of research is associative. Sources of data used in this study are secondary data sources. The population in this study were the financial statements of 19 (nineteen) companies in the advertising, printing and media sub-sectors on the Indonesia Stock Exchange. The sample in this study were 6 (Six) Advertising, Printing and Media Sub-Sector Companies in the Indonesia Stock Exchange with the period 2015-2019. The data collection technique used is documentation. The data analysis technique was performed using SPSS 21.0 for Windows. The results of hypothesis testing show that the Current Ratio (CR) has no significant effect on the Price to Book Value (PBV). Return on Equity (ROE) has a positive and significant effect on Price to Book Value (PBV). Debt to Asset Ratio (DAR) has no significant effect on Price to Book Value (PBV). Current Ratio (CR), Return on Equity (ROE), and Debt to Asset Ratio (DAR) have a significant effect on Price to Book Value (PBV) in 6 (six) Advertising, Printing and Media Sub-Sector Companies on the Indonesia Stock Exchange in 2015 -2019. The value generated in this study is an adjusted R2 value of 0.224 (22.4%) which indicates that the capabilities of the Current Ratio (CR), Return on Equity (ROE), and Debt to Asset Ratio (DAR) models can explain variations in Price to Book Value. (PBV) is 22.4% and the rest is influenced by other independent variables of 77.6%.
Co-Authors Adelina Lubis Afda Widyanti Nasution Agnessyah Kardina Simamora Ahmad Fadli Ahmad Fadli Ahmad Fadli Ahmad Prayudi Ahmad Rafiki Akbar Siregar Alexander Sabastian Pangaribuan Anas Tesya Br Sitepu Andri Putra Panjaitan Apriliani, Anggi Arif Setiawan Arifin, Syasyain Azhari, Saiful Bhastary, Manda Dwipayahi Cynthia Ayu Lestari Dahrul Siregar Deanti Indira Deka Gustina Pandiangan Devara Andreas Jonathan Dhian Rosalina, Dhian E. Harso Kardhinata Eka Dewi Setia Tarigan Eral, Mindya Erikson Sihombing Erina Novelia Ester Sembiring Fachry Abda El Rahman Fitriani Tobing Harahap, Ahmad Rizki Hardai Hasibuan, Andika Pramana Hery Syahrial Hilda Ariska Br Lubis Hutagalung, Gracella Rosnah S Ilham Ramadhan Nasution Indawati Lestari Indra Satria Jayawarsa, A.A. Ketut Jeremia Hutauruk Junaidi Junaidi Junaidi Junaidi Junaidi Junaidi Junaidi Junaidi Junaidi Kristin, Okta Viani Kuswardani, Retna Astusi Lailan Tawila Lanna Sari Juliana Pasaribu Lidya Novita Anwar Lubis Musika Lubis, Andi Reza Syahputra Lubis, Nabila Boru Manda Dwipayahi Bhastary Marpaung, Mangadar Maulana, Agung Maysri Handayani Putri Sinaga Mhd.Buhari Sibuea Miftahuddin, Miftahuddin Mitra Musika Mitra Musika Lubis Mitra Mustika Lubis Muammar Rinaldi Muhammad Akbar Siregar Muhammad Fahmi Muhammad Reza Aulia Muhammad Ridha Haykal Amal Muhammad Yamin Murad, Miftahuddin Mutahajjid, Zul Azmi Naila Zuhra Nasib Novika Gea Nur Aisyah Nurul Wardani Lubis Olivia Sembiring Pardosi, Urbano I.R.S Popy Noviyanti Pradipta Utami, Miranti Prawidya Hariani RS Puji Wahyu Mulyani Putra, Yudha Maulana Putra, Yunanda Eka Putri Novyenni Widyarosa Tarigan Rahmanta Ginting Rahmanta Ginting Ramadhona, Yulviane Retna Astuti Kuswardani Riska Handayani Rizkan Zulyadi Rizna Nur Ayyuna Sanjaya, Budi Sari Bulan Tambunan Sari, Adelina Puspita Sekar Chalifah Segara Sekar Chalifah Segara Shunhaji, Akhmad Sihaloho, Rebecca Putri Simamora, David Geraldy H Simanungkalit, Nurul Amalyiah Simarmata, Rojelita Catrina Sipahutar, Emerson Junior Siregar, Akbar Siregar, Doly Siregar, Joni Rianto Sitorus, Vira Rezkika Situmorang, Sudiwan Situngkir, Jenni br Sri Ramadhani Br. Ginting Sugito - Supriatna, Dasep Syafrida Hafni Sahir Syahbuddin Hasibuan Syahbudin, Jafar Syarifah Aini Ritonga Syarifah Muthia Putri Teddi Pribadi Tohap Parulian Tresia L. Naibaho Vina, Jessika Wan Rizca Amelia Wan Rizca Amelia, Wan Rizca Wan Suryani Wulandari, Artika Xiayu, Song Yamin Siregar Yudha Pratesta, Oxy Yuliana Kansrini Yuni Syahputri Zahra, Sofhia Rahayu Zonglin, Ding Zulkarnain Lubis Zulkarnain Lubis Zulkarnain Lubis